Chime Financial (CHYM) Earnings Date, Estimates & Call Transcripts

$29.21 +1.26 (+4.50%)

As of 10:22 AM Eastern

Chime Financial Earnings Summary

Chime Financial posted Q2 2026 earnings on August 5, 2026, reporting an EPS of $0.07, which topped the consensus estimate of -$0.01 by $0.08. Quarterly revenue rose 26.8% year-over-year to $669.77 million. With a trailing EPS of -$0.07, Chime Financial's earnings are expected to grow 123.91% next year, from $0.46 to $1.03 per share.

Upcoming Q3 Earnings Date: Nov. 4After Market ClosesConfirmed
Consensus EPS (Aug. 5): -$0.01
Actual EPS (Aug. 5): $0.07 Beat By $0.08
Actual Revenue (Aug. 5): $669.77M

Q2 2026 Earnings Resources

CHYM Upcoming Earnings

Chime Financial's next earnings date is scheduled for Wednesday, November 4, 2026.

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CHYM Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

CHYM Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Chime Financial Analyst EPS Estimates & Company Guidance

Low, high and average are individual analyst estimates we track. Guidance columns are the company's own outlook, and the revenue estimate was recorded when that guidance was issued.

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate	Company Revenue Guidance	Revenue Estimate at Guidance
Q1 2026	2	$0.04	$0.04	$0.04	$627.0 M - $637.0 M	$624.4 M
Q2 2026	2	$0.02	$0.03	$0.03	$633.0 M - $643.0 M	$641.3 M
Q3 2026	2	$0.04	$0.17	$0.11	$680.0 M - $690.0 M	$669.5 M
Q4 2026	2	$0.10	$0.24	$0.17
FY 2026	8	$0.20	$0.48	$0.34
Q1 2027	2	$0.17	$0.20	$0.19
Q2 2027	2	$0.14	$0.16	$0.15
Q3 2027	2	$0.17	$0.24	$0.21
Q4 2027	1	$0.23	$0.23	$0.23
FY 2027	7	$0.71	$0.83	$0.77

Chime Financial Earnings History by Quarter

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Date	Quarter	Consensus Estimate	Reported EPS	Beat/Miss	GAAP EPS	Revenue Estimate	Actual Revenue	Details
11/4/2026 (Confirmed)	-	-	-	-	-	-	-	-
8/5/2026	Q2 2026	-$0.01	$0.07	+$0.08	$0.07	-	$669.77M
5/6/2026	Q1 2026	$0.03	$0.13	+$0.10	$0.13	-	$647.39M
2/25/2026	Q4 2025	-$0.20	-$0.12	+$0.08	-$0.12	-	$596.36M
11/5/2025	Q3 2025	-$0.25	-$0.15	+$0.10	-$0.15	-	$543.52M
8/7/2025	Q2 2025	-$4.85	-$7.29	-$2.44	-$7.29	$503.88M	$528.15M

Chime Financial Earnings - Frequently Asked Questions

Chime Financial has confirmed that its next quarterly earnings data will be published on Wednesday, November 4th, 2026. Learn more on CHYM's earnings history.

Chime Financial updated its FY 2026 earnings guidance on Wednesday, August, 5th. The company issued revenue guidance of $2.7 billion-$2.7 billion, compared to the consensus revenue estimate of $2.7 billion.

In the previous quarter, Chime Financial (NASDAQ:CHYM) reported $0.07 earnings per share (EPS) to beat the analysts' consensus estimate of ($0.01) by $0.08. Learn more on analysts' earnings estimate vs. CHYM's actual earnings.

The conference call for Chime Financial's latest earnings report can be listened to online.
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The conference call transcript for Chime Financial's latest earnings report can be read online.
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Chime Financial (NASDAQ:CHYM) has a recorded annual revenue of $2.46 billion.

Chime Financial (NASDAQ:CHYM) has a recorded net income of -$1.01 billion. CHYM has generated -$0.07 earnings per share over the last four quarters.

Chime Financial's earnings are expected to grow from $0.46 per share to $1.03 per share in the next year, which is a 123.91% increase.

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Earnings data for NASDAQ:CHYM is sourced from Fiscal.ai, with the most recent quarter reported on 8/5/2026. New results are added as companies report their earnings.

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Chime Financial (CHYM) Earnings Date, Estimates & Call Transcripts