NASDAQ:CIZN Citizens (CIZN) Stock Forecast, Price & News $10.10 +0.01 (+0.10%) (As of 09/25/2023 ET) Add Compare Share Share Today's Range$10.10▼$10.1050-Day Range$10.05▼$12.0052-Week Range$10.01▼$17.00Volume660 shsAverage Volume4,340 shsMarket Capitalization$56.66 millionP/E Ratio8.78Dividend Yield6.34%Price TargetN/A ProfileProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Citizens MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy2.44% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingAcquiring Shares$375,635 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.1.70 out of 5 starsFinance Sector739th out of 837 stocksState Commercial Banks Industry167th out of 173 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Citizens. Previous Next 3.0 Short Interest Percentage of Shares Shorted2.44% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 24.6, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 9.23%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipCitizens is a leading dividend payer. It pays a dividend yield of 6.34%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthCitizens does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Citizens is 55.65%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for CIZN. Previous Next 0.6 News and Social Media Coverage News Coverage This WeekMarketBeat has tracked 1 news article for Citizens this week, compared to 0 articles on an average week.Search Interest1 people have searched for CIZN on MarketBeat in the last 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $375,635.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 8.90% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 11.68% of the stock of Citizens is held by institutions. Previous Next 1.3 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 8.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.35.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 8.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 83.54.Price to Book Value per Share RatioCitizens has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Citizens (NASDAQ:CIZN) StockCitizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and internet and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.Read More CIZN Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart CIZN Stock News HeadlinesSeptember 22, 2023 | americanbankingnews.comCitizens (NASDAQ:CIZN) Stock Crosses Below Two Hundred Day Moving Average of $11.99September 18, 2023 | benzinga.comCitizens Holding: Dividend InsightsSeptember 26, 2023 | Behind the Markets (Ad)66,000% upside on tiny biotech?The Wall Street Journal reports that this medical breakthrough is "Transforming Medicine." One analyst calculated that it could be worth $1 Trillion, making the upside potential of this small-cap 66,000% above today's price.September 12, 2023 | seekingalpha.comCitizens Holding declares $0.16 dividendJuly 20, 2023 | pnj.comCitizens Insurance seeks 13% rate hike as Florida reinsurance renewals see 30%+ increaseJune 16, 2023 | forbes.comSenior Citizens Saving Scheme – SCSS June 2023June 10, 2023 | finance.yahoo.comWhy You Might Be Interested In Citizens Holding Company (NASDAQ:CIZN) For Its Upcoming DividendJune 8, 2023 | finance.yahoo.comCitizens Holding's (NASDAQ:CIZN) Dividend Will Be Reduced To $0.16September 26, 2023 | Behind the Markets (Ad)66,000% upside on tiny biotech?The Wall Street Journal reports that this medical breakthrough is "Transforming Medicine." One analyst calculated that it could be worth $1 Trillion, making the upside potential of this small-cap 66,000% above today's price.June 6, 2023 | msn.comCitizens Holding (CIZN) Declares $0.16 DividendJune 2, 2023 | msn.comCitizens Holding cut quarterly dividend by-33.3% to $0.16/shareJune 2, 2023 | finance.yahoo.comCitizens Holding Company Announces Quarterly DividendMay 25, 2023 | finance.yahoo.comCIZN - Citizens Holding CompanyApril 26, 2023 | nbcnews.com'Shelter in place,' U.S. Embassy warns citizens as fighting rages in SudanApril 18, 2023 | news.yahoo.comHere are the top 19 countries that the US State Department says aren't safe for American citizens to travel toMarch 31, 2023 | cbsnews.comCitizens Property Insurance approves double digit rate hikeMarch 31, 2023 | cbsnews.comCitizens to propose rate hikesMarch 21, 2023 | theguardian.comGrowing numbers of Chinese citizens set their sights on the US – via the deadly Darién GapMarch 19, 2023 | finance.yahoo.comCitizens Holding Full Year 2022 Earnings: EPS: US$1.72 (vs US$1.34 in FY 2021)March 11, 2023 | nypost.comSuspect arrested in Mexico cartel kidnapping and murder of AmericansMarch 11, 2023 | finance.yahoo.comShould You Buy Citizens Holding Company (NASDAQ:CIZN) For Its Upcoming Dividend?March 10, 2023 | finance.yahoo.comCitizens Holding (NASDAQ:CIZN) Has Announced A Dividend Of $0.24March 9, 2023 | msn.comCitizens Holding (CIZN) Declares $0.24 DividendMarch 5, 2023 | abcnews.go.com2 survivors of 1921 Tulsa Race Massacre become citizens of Ghana, foundation saysJanuary 26, 2023 | finance.yahoo.comCitizens Holding (NASDAQ:CIZN) shareholders have endured a 23% loss from investing in the stock five years agoJanuary 24, 2023 | msn.comCitizens Holding GAAP EPS of $0.44, revenue of $11.52MJanuary 23, 2023 | marketwatch.comCitizens Holding Names Stacy Brantley as CEOSee More Headlines Receive CIZN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIZN Company Calendar Ex-Dividend for 6/30 Dividend6/15/2023Dividend Payable6/30/2023Last Earnings7/27/2023Ex-Dividend for 9/29 Dividend9/21/2023Today9/25/2023Dividend Payable9/29/2023Next Earnings (Estimated)10/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:CIZN CUSIPN/A CIK1075706 Webwww.citizensholdingcompany.com Phone(601) 656-4692Fax601-656-4264Employees271Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.15 Trailing P/E Ratio8.78 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.62 million Net Margins12.12% Pretax Margin14.12% Return on Equity16.96% Return on Assets0.50% Debt Debt-to-Equity RatioN/A Current Ratio0.48 Quick Ratio0.48 Sales & Book Value Annual Sales$50.58 million Price / Sales1.12 Cash Flow$2.53 per share Price / Cash Flow4.00 Book Value$6.96 per share Price / Book1.45Miscellaneous Outstanding Shares5,610,000Free Float5,108,000Market Cap$56.66 million OptionableNot Optionable Beta0.03 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?Get This Free Report Key ExecutivesMr. Phillip R. Branch (Age 39)CFO & Treasurer Comp: $230.57kMr. Gregory E. Cronin (Age 60)Pres of Gulf Coast & Director Comp: $21.32kMr. Stacy M. Brantley (Age 48)Pres, CEO & Director Mr. Mark D. TaylorSec.Key CompetitorsBank of South CarolinaNASDAQ:BKSCBayFirst FinancialNASDAQ:BAFNUnited BancorpNASDAQ:UBCPPathfinder BancorpNASDAQ:PBHCFirst US BancsharesNASDAQ:FUSBView All CompetitorsInsiders & InstitutionsVincent Craig DunganBought 30,000 shares on 8/24/2023Total: $315,000.00 ($10.50/share)Phillip R BranchBought 285 shares on 8/15/2023Total: $2,969.70 ($10.42/share)Mercer Global Advisors Inc. ADVBought 1,897 shares on 8/14/2023Ownership: 0.750%Herbert A KingBought 1,000 shares on 8/14/2023Total: $10,470.00 ($10.47/share)BlackRock Inc.Bought 9,830 shares on 8/11/2023Ownership: 0.411%View All Insider TransactionsView All Institutional Transactions CIZN Stock - Frequently Asked Questions How have CIZN shares performed in 2023? Citizens' stock was trading at $13.70 at the start of the year. Since then, CIZN shares have decreased by 26.3% and is now trading at $10.10. View the best growth stocks for 2023 here. When is Citizens' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 24th 2023. View our CIZN earnings forecast. How were Citizens' earnings last quarter? Citizens Holding (NASDAQ:CIZN) issued its quarterly earnings data on Thursday, July, 27th. The bank reported $0.05 earnings per share for the quarter. The bank had revenue of $9.68 million for the quarter. Citizens had a trailing twelve-month return on equity of 16.96% and a net margin of 12.12%. How often does Citizens pay dividends? What is the dividend yield for Citizens? Citizens declared a quarterly dividend on Tuesday, September 12th. Investors of record on Friday, September 22nd will be given a dividend of $0.16 per share on Friday, September 29th. This represents a $0.64 annualized dividend and a dividend yield of 6.34%. The ex-dividend date is Thursday, September 21st. Read our dividend analysis for CIZN. Is Citizens a good dividend stock? Citizens (NASDAQ:CIZN) pays an annual dividend of $0.64 per share and currently has a dividend yield of 6.34%. CIZN has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 55.65%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for CIZN. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens investors own include Verizon Communications (VZ), HCA Healthcare (HCA), Ryder System (R), Altria Group (MO), Pandora Media (P), AT&T (T), Wells Fargo & Company (WFC), AbbVie (ABBV), Bank of America (BAC) and General Motors (GM). What is Citizens' stock symbol? Citizens trades on the NASDAQ under the ticker symbol "CIZN." Who are Citizens' major shareholders? Citizens' stock is owned by a number of retail and institutional investors. Top institutional investors include Mercer Global Advisors Inc. ADV (0.75%), BlackRock Inc. (0.41%) and LPL Financial LLC (0.23%). Insiders that own company stock include Gregory E Cronin, Herbert A King, Phillip R Branch and Vincent Craig Dungan. View institutional ownership trends. How do I buy shares of Citizens? Shares of CIZN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Citizens' stock price today? One share of CIZN stock can currently be purchased for approximately $10.10. How much money does Citizens make? Citizens (NASDAQ:CIZN) has a market capitalization of $56.66 million and generates $50.58 million in revenue each year. The bank earns $9.62 million in net income (profit) each year or $1.15 on an earnings per share basis. How many employees does Citizens have? The company employs 271 workers across the globe. How can I contact Citizens? Citizens' mailing address is 521 MAIN STREET, PHILADELPHIA MS, 39350. The official website for the company is www.citizensholdingcompany.com. The bank can be reached via phone at (601) 656-4692 or via fax at 601-656-4264. This page (NASDAQ:CIZN) was last updated on 9/26/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens Holding Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.