Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides a range of commercial and personal banking products and services. The company offers demand deposits, as well as savings and time deposit accounts. It also provides secured and unsecured loans; mortgage loans; installment loans; credit card loans; real estate loans, including single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, the company offers personal and corporate trust services; credit life and title insurance, as well as VISA Checkcard program services; and Internet banking services consisting of online banking, bill pay, and cash management services for businesses. As of March 1, 2018, it operated 23 banking locations in 14 counties in east central and south Mississippi, as well as a loan production office in north Mississippi. The company was founded in 1908 and is based in Philadelphia, Mississippi.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:CIZN
CUSIPN/A
Phone601-656-4692
Debt
Debt-to-Equity RatioN/A
Current Ratio0.50
Quick Ratio0.50
Price-To-Earnings
Trailing P/E Ratio16.79
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$38.80 million
Price / Sales2.99
Cash Flow$2.2859 per share
Price / Cash10.39
Book Value$18.07 per share
Price / Book1.31
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$3.70 million
Net Margins10.33%
Return on Equity7.43%
Return on Assets0.66%
Miscellaneous
Employees265
Outstanding Shares4,890,000
Citizens (NASDAQ:CIZN) Frequently Asked Questions
What is Citizens' stock symbol?
Citizens trades on the NASDAQ under the ticker symbol "CIZN."
How often does Citizens pay dividends? What is the dividend yield for Citizens?
Citizens declared a quarterly dividend on Thursday, May 24th. Stockholders of record on Friday, June 15th will be given a dividend of $0.24 per share on Friday, June 29th. This represents a $0.96 dividend on an annualized basis and a dividend yield of 4.04%. The ex-dividend date is Thursday, June 14th. View Citizens' Dividend History.
How will Citizens' stock buyback program work?
Citizens announced that its Board of Directors has initiated a share repurchase program on Thursday, July 27th 2017, which permits the company to buyback 200,000 outstanding shares, according to EventVestor. This buyback authorization permits the company to buy shares of its stock through open market purchases. Stock buyback programs are typically a sign that the company's leadership believes its shares are undervalued.
How were Citizens' earnings last quarter?
Citizens Holding (NASDAQ:CIZN) issued its earnings results on Friday, April, 20th. The bank reported $0.36 earnings per share for the quarter. The bank had revenue of $8.91 million for the quarter. Citizens had a return on equity of 7.43% and a net margin of 10.33%. View Citizens' Earnings History.
When is Citizens' next earnings date?
Who are some of Citizens' key competitors?
Some companies that are related to Citizens include West Bancorporation (WTBA), Century Bancorp, Inc. Class A (CNBKA), Macatawa Bank (MCBC), Capital City Bank Group (CCBG), Southern National Banc. of Virginia (SONA), MidWestOne Financial Group (MOFG), Bridgewater Bancshares (BWB), First Federal Bancshares of Arkansas (BSF), Marlin Business Services (MRLN), Cambridge Bancorp (CATC), First Internet Bancorp (INBK), BSB Bancorp (BLMT), Summit Financial Group (SMMF), Reliant Bancorp (RBNC) and MutualFirst Financial (MFSF).
Who are Citizens' key executives?
Citizens' management team includes the folowing people:
- Mr. Greg L. McKee, CEO, Pres & Director (Age 56)
- Mr. Robert T. Smith, CFO, Principal Accounting Officer, Treasurer, Controller, CFO & SVP - Citizens Bank of Philadelphia (Age 66)
- Mark D. Taylor, Sec.
- Gayle Sharp, VP - Citizens Bank of Philadelphia and Loan Ops Officer - Citizens Bank of Philadelphia
- Jackie Hester, VP Citizens Bank of Philadelphia and Marketing Officer - Citizens Bank of Philadelphia
Has Citizens been receiving favorable news coverage?
Media stories about CIZN stock have trended somewhat negative on Saturday, according to Accern Sentiment. The research firm identifies positive and negative press coverage by reviewing more than twenty million blog and news sources. Accern ranks coverage of companies on a scale of -1 to 1, with scores nearest to one being the most favorable. Citizens earned a daily sentiment score of -0.02 on Accern's scale. They also assigned news headlines about the bank an impact score of 46.70 out of 100, indicating that recent press coverage is somewhat unlikely to have an impact on the stock's share price in the near term.
Who are Citizens' major shareholders?
Citizens' stock is owned by a variety of of institutional and retail investors. Top institutional investors include Ballew Advisors Inc (0.12%). Company insiders that own Citizens stock include David Peebles Webb and Gregory Lyle Mckee. View Institutional Ownership Trends for Citizens.
Which major investors are buying Citizens stock?
How do I buy shares of Citizens?
Shares of CIZN can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens' stock price today?
One share of CIZN stock can currently be purchased for approximately $23.75.
How big of a company is Citizens?
Citizens has a market capitalization of $110.13 million and generates $38.80 million in revenue each year. Citizens employs 265 workers across the globe.
How can I contact Citizens?
Citizens' mailing address is 521 MAIN STREET P O BOX 209, PHILADELPHIA MS, 39350. The bank can be reached via phone at 601-656-4692.
MarketBeat Community Rating for Citizens (CIZN)
MarketBeat's community ratings are surveys of what our community members think about Citizens and other stocks. Vote "Outperform" if you believe CIZN will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CIZN will underperform the S&P 500 over the long term. You may vote once every thirty days.
