NASDAQ:CIZN Citizens (CIZN) Stock Price, News & Analysis $8.45 +0.06 (+0.72%) As of 02:37 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NASDAQ:CIZN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$8.37▼$8.4550-Day Range$7.04▼$8.6952-Week Range$7.00▼$11.00Volume3,590 shsAverage Volume3,477 shsMarket Capitalization$47.78 millionP/E Ratio8.62Dividend Yield0.95%Price TargetN/AConsensus RatingN/A Company OverviewCitizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.Read More… Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks13th Percentile Overall ScoreCIZN MarketRank™: Citizens scored higher than 13% of companies evaluated by MarketBeat, and ranked 903rd out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 8.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.91.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 8.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.81.Price to Book Value per Share RatioCitizens has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted0.35% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 10, which indicates bearish sentiment.Change versus previous month Dividend0.8 / 5Dividend StrengthWeak Dividend YieldCitizens has a dividend yield of 0.94%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Citizens is 10.00%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Citizens' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.35% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 10, which indicates bearish sentiment.Change versus previous month News and Social Media2.9 / 5News Sentiment1.18 News SentimentCitizens has a news sentiment score of 1.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Citizens this week, compared to 0 articles on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 8.90% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 9.74% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. Receive CIZN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIZN Stock News HeadlinesCitizens Financial Group Announces Second Quarter 2025 Earnings Conference Call DetailsJune 30 at 10:03 AM | businesswire.comTeck Named to 2025 Best 50 Corporate Citizens in CanadaJune 26, 2025 | globenewswire.comThe $7 company helping Nvidia build the world’s first trillion-dollar robot …Michael Robinson has been at the forefront of the technology market for over 40 years. Spotting some profitable trends in tech … well ahead of Wall Street. Like when he called Nvidia at a mere 80 cents a share. Or Bitcoin when it was trading for just $300. Throughout his illustrious career … Michael has given his followers almost 150 different chances to register triple-digit gains.June 30 at 2:00 AM | Weiss Ratings (Ad)Career Financial Services Leader Appointed to First Citizens BancShares Board of DirectorsJune 26, 2025 | prnewswire.comCitizens Holding Company Announces Quarterly Dividend | CIZN Stock NewsJune 9, 2025 | gurufocus.comFirst Citizens BancShares: Strong Returns On Equity Should Lead To OutperformanceJune 2, 2025 | seekingalpha.comCitizens Holding Company Announces Statement of Material Changes In Beneficial Ownership of ...May 5, 2025 | gurufocus.comNuvation Bio to Present at The Citizens Life Sciences ConferenceMay 1, 2025 | businesswire.comSee More Headlines CIZN Stock Analysis - Frequently Asked Questions How have CIZN shares performed this year? Citizens' stock was trading at $9.06 at the beginning of the year. Since then, CIZN shares have decreased by 6.7% and is now trading at $8.45. View the best growth stocks for 2025 here. How were Citizens' earnings last quarter? Citizens Holding (NASDAQ:CIZN) posted its earnings results on Friday, July, 24th. The bank reported $0.26 earnings per share (EPS) for the quarter. The bank had revenue of $10.82 million for the quarter. Citizens had a net margin of 7.00% and a trailing twelve-month return on equity of 11.28%. How do I buy shares of Citizens? Shares of CIZN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Meta Platforms (META) and Adobe (ADBE). Company Calendar Last Earnings7/24/2020Record date for 6/30 Dividend6/16/2025Today6/30/2025Dividend Payable6/30/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:CIZN CIK1075706 Webwww.citizensholdingcompany.com Phone(601) 656-4692Fax601-656-4264Employees250Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$0.80 Trailing P/E Ratio8.62 Forward P/E RatioN/A P/E GrowthN/ANet Income$5.49 million Net Margins7.00% Pretax MarginN/A Return on Equity11.28% Return on Assets0.37% Debt Debt-to-Equity RatioN/A Current Ratio0.58 Quick Ratio0.58 Sales & Book Value Annual Sales$40.95 million Price / Sales1.17 Cash Flow$0.91 per share Price / Cash Flow9.25 Book Value$7.63 per share Price / Book1.11Miscellaneous Outstanding Shares5,654,000Free Float5,135,000Market Cap$47.78 million OptionableNot Optionable Beta-0.05 Social Links 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. Enter your email address and below to see which companies made the list.Get This Free Report This page (NASDAQ:CIZN) was last updated on 6/30/2025 by MarketBeat.com Staff From Our PartnersAI Meltdown Imminent: Dump These Stocks Now!If you have any money in the markets, especially in AI stocks… Please click here to see Elon Musk’s new inv...Paradigm Press | SponsoredThis Crypto Is Set to Explode in JanuaryFree summit: How to profit from the Coinbase-Deribit deal Our hedge fund experts know exactly what this mea...Crypto 101 Media | Sponsored379 passengers walked away from thisElon Musk just wrote a $51 million check to back this material’s next phase… Because it’s not just saving l...True Market Insiders | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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