NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.83 -0.25 (-2.48%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Consumer Portfolio Services Stock (NASDAQ:CPSS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get CPSS alerts:Sign Up Key Stats Today's Range$9.83▼$10.1550-Day Range$8.09▼$10.1052-Week Range$7.99▼$12.73Volume26,261 shsAverage Volume28,874 shsMarket Capitalization$211.93 millionP/E Ratio12.44Dividend YieldN/APrice TargetN/AConsensus RatingN/A Company OverviewConsumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.Read More… Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks78th Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 78% of companies evaluated by MarketBeat, and ranked 345th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Consumer Portfolio Services. Earnings and Valuation3.8 / 5Proj. Earnings Growth212.94% Earnings GrowthEarnings for Consumer Portfolio Services are expected to grow by 212.94% in the coming year, from $0.85 to $2.66 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 12.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.27.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 12.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.63.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.92% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 15.2, which indicates bearish sentiment.Change versus previous monthShort interest in Consumer Portfolio Services has recently decreased by 7.05%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.92% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 15.2, which indicates bearish sentiment.Change versus previous monthShort interest in Consumer Portfolio Services has recently decreased by 7.05%, indicating that investor sentiment is improving significantly. News and Social Media2.6 / 5News Sentiment0.68 News SentimentConsumer Portfolio Services has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Consumer Portfolio Services to their MarketBeat watchlist in the last 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $252,007.00 in company stock.Percentage Held by Insiders69.00% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Email Address CPSS Stock News HeadlinesConsumer Portfolio Services, Inc. (NASDAQ:CPSS) Director Sells $30,300.00 in StockJune 14, 2025 | insidertrades.comCPSS Consumer Portfolio Services, Inc. - Seeking AlphaJune 29 at 7:22 AM | seekingalpha.comWhen This Happens, You Don’t Wait. You Act.This same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in crypto. Now it’s back, and the smart money is already positioning. A free training reveals the step-by-step strategy and altcoin picks designed to help you capitalize on the next wave.June 30 at 2:00 AM | Crypto Swap Profits (Ad)HA Sustainable Infrastructure Capital (NYSE:HASI) vs. Consumer Portfolio Services (NASDAQ:CPSS) Financial SurveyJune 27 at 2:51 AM | americanbankingnews.comConsumer Portfolio Services (NASDAQ:CPSS) Shares Pass Above 200 Day Moving Average - Should You Sell?June 25, 2025 | americanbankingnews.comConsumer Portfolio Services Inc. Q1 Sales IncreaseMay 14, 2025 | nasdaq.comConsumer Portfolio Services, Inc. (NASDAQ:CPSS) Q1 2025 Earnings Call TranscriptMay 14, 2025 | msn.comConsumer Portfolio Services: Promising Improvements In Portfolio QualityMay 14, 2025 | seekingalpha.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $10.86 at the beginning of the year. Since then, CPSS stock has decreased by 9.5% and is now trading at $9.83. View the best growth stocks for 2025 here. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) announced its earnings results on Monday, May, 12th. The credit services provider reported $0.19 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.30 by $0.11. The credit services provider had revenue of $106.87 million for the quarter, compared to the consensus estimate of $109.99 million. Consumer Portfolio Services had a net margin of 4.72% and a trailing twelve-month return on equity of 6.68%. Read the conference call transcript. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings5/12/2025Today6/30/2025Next Earnings (Estimated)7/29/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees740Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$0.79 Trailing P/E Ratio12.63 Forward P/E Ratio11.77 P/E GrowthN/ANet Income$19.20 million Net Margins4.72% Pretax Margin6.77% Return on Equity6.68% Return on Assets0.55% Debt Debt-to-Equity Ratio9.83 Current Ratio8.24 Quick Ratio8.24 Sales & Book Value Annual Sales$393.51 million Price / Sales0.55 Cash Flow$1.42 per share Price / Cash Flow7.04 Book Value$13.68 per share Price / Book0.73Miscellaneous Outstanding Shares21,560,000Free Float6,684,000Market Cap$215.71 million OptionableOptionable Beta0.95 Social Links 7 Stocks to Buy And Hold ForeverEnter your email address and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. Get This Free Report This page (NASDAQ:CPSS) was last updated on 6/30/2025 by MarketBeat.com Staff From Our PartnersAI Meltdown Imminent: Dump These Stocks Now!If you have any money in the markets, especially in AI stocks… Please click here to see Elon Musk’s new inv...Paradigm Press | SponsoredThis Crypto Is Set to Explode in JanuaryFree summit: How to profit from the Coinbase-Deribit deal Our hedge fund experts know exactly what this mea...Crypto 101 Media | Sponsored379 passengers walked away from thisElon Musk just wrote a $51 million check to back this material’s next phase… Because it’s not just saving l...True Market Insiders | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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