NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.74 0.00 (0.00%) Closing price 06/18/2026 04:00 PM EasternExtended Trading$9.68 -0.06 (-0.67%) As of 06/18/2026 04:08 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$9.54▼$9.7550-Day Range$8.24▼$10.3052-Week Range$6.67▼$10.49Volume42,515 shsAverage Volume19,411 shsMarket Capitalization$211.36 millionP/E Ratio11.46Dividend YieldN/APrice TargetN/AConsensus RatingSell Company Overview Consumer Portfolio Services, Inc. is a specialty finance company focused on originating and servicing retail installment contracts for the automotive industry. The company primarily serves subprime and near-prime borrowers by partnering with a network of franchised and independent auto dealers across the United States. By providing flexible financing solutions, CPS seeks to expand vehicle ownership opportunities for customers who may not qualify for traditional prime auto loans. CPS operates through two principal segments: loan origination and servicing. In its origination segment, the company purchases retail installment contracts directly from dealer partners and retains servicing responsibilities. In its servicing segment, CPS manages both its owned portfolios and third-party portfolios, collecting payments, administering delinquencies, and coordinating repossession and resale activities when necessary. This dual–function model allows the company to capture servicing fees while maintaining exposure to loan performance. Founded in 1991 and headquartered in Torrance, California, Consumer Portfolio Services has built its platform to support vehicle financing in all 50 states. The company’s capital-efficient structure includes securitization vehicles and warehouse facilities that enable it to fund origination volumes without relying solely on its balance sheet. CPS is listed on the Nasdaq Global Select Market under the ticker symbol CPSS. Through its nationwide dealer network and integrated servicing capabilities, CPS aims to maintain portfolio performance and enhance returns. The company’s management team leverages decades of experience in subprime lending and asset recovery to navigate market cycles and regulatory requirements, positioning CPS as a specialized provider of auto finance solutions for underserved borrowers.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks31st Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 31% of companies evaluated by MarketBeat, and ranked 755th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.7 / 5Analyst RatingSell Consensus RatingConsumer Portfolio Services has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 11.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 11.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.21.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.71% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 5.57.Change versus previous monthShort interest in Consumer Portfolio Services has recently decreased by 13.26%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media1.8 / 5News Sentiment-0.10 News SentimentConsumer Portfolio Services has a news sentiment score of -0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.Search Interest1 people have searched for CPSS on MarketBeat in the last 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $67,410.00 in company stock.Percentage Held by Insiders63.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesConsumer Portfolio Services (NASDAQ:CPSS) VP Noel Jackson Sells 7,000 SharesJune 18 at 8:28 AM | insidertrades.comConsumer Portfolio Services (NASDAQ:CPSS) Share Price Passes Above Two Hundred Day Moving Average - Should You Sell?June 9, 2026 | americanbankingnews.comTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.June 20 at 1:00 AM | Porter & Company (Ad)CPS and Core Scientific post growth signals as confidence gauges riseMay 8, 2026 | msn.comAIG, Broadridge, CPS post strong Q1 earnings beatsMay 7, 2026 | msn.comCPS signals originations momentum after $533M Q1 purchases and $345M securitizationMay 7, 2026 | seekingalpha.comConsumer Portfolio Services, Inc. (CPSS) Q1 2026 Earnings Call Prepared Remarks TranscriptMay 7, 2026 | seekingalpha.comConsumer Portfolio Services, Inc.: CPS Announces First Quarter 2026 EarningsMay 6, 2026 | finanznachrichten.deSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 on January 1st, 2026. Since then, CPSS stock has increased by 4.4% and is now trading at $9.74. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) issued its quarterly earnings data on Tuesday, May, 5th. The credit services provider reported $0.24 EPS for the quarter. The credit services provider earned $52.27 million during the quarter. Consumer Portfolio Services had a trailing twelve-month return on equity of 6.54% and a net margin of 4.58%. Read the conference call transcript. Who are Consumer Portfolio Services' major shareholders? Consumer Portfolio Services' top institutional shareholders include Dimensional Fund Advisors LP (7.20%), Renaissance Technologies LLC (1.64%), Janney Montgomery Scott LLC (0.23%) and Bank of New York Mellon Corp (0.11%). Insiders that own company stock include Charles E Bradley Jr, William B Roberts, Greg Washer, John Patrick Harton, Chris Terry, Daniel S Wood, April Crisp and Noel Jackson. View institutional ownership trends. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings5/05/2026Today6/20/2026Next Earnings (Estimated)8/10/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees740Year Founded1991Profitability EPS (Trailing Twelve Months)$0.85 Trailing P/E Ratio11.46 Forward P/E Ratio6.72 P/E GrowthN/ANet Income$19.33 million Net Margins4.58% Pretax Margin6.64% Return on Equity6.54% Return on Assets0.52% Debt Debt-to-Equity Ratio10.18 Current Ratio7.48 Quick Ratio7.48 Sales & Book Value Annual Sales$434.47 million Price / Sales0.49 Cash Flow$1.48 per share Price / Cash Flow6.56 Book Value$14.02 per share Price / Book0.69Miscellaneous Outstanding Shares21,700,000Free Float7,877,000Market Cap$211.36 million OptionableOptionable Beta1.12 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.Get This Free Report This page (NASDAQ:CPSS) was last updated on 6/20/2026 by MarketBeat.com Staff. From Our PartnersBuy this stock todayMarc Chaikin, founder of Chaikin Analytics, is sharing a strategy he calls 'Sell This, Buy That' - a way to mo...Chaikin Analytics | SponsoredThis is the worst news for stocks in 50 yearsGoldman Sachs and Morgan Stanley are issuing a rare warning: what's ahead for U.S. stocks could be the worst e...TradeSmith | SponsoredYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. ...Profits Run | SponsoredHow to play the Biggest IPO in stock market history!SpaceX is eyeing a near-$2 trillion IPO valuation, and retail investors are already lining up - but early insi...InvestPub | SponsoredDo NOT Buy SpaceX – Do This InsteadSpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in coul...Stansberry Research | SponsoredBlackRock is hoarding it. JPMorgan is hoarding it. Do you own it?BlackRock, JPMorgan, Goldman Sachs, and Fidelity are reportedly accumulating a scarce blockchain asset - one t...Awesomely, LLC | SponsoredIran War Shock: What I Was Told In That Private MeetingYou’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially th...Banyan Hill Publishing | SponsoredElon Is Quietly Doubling Down on This Bizarre AssetYahoo Finance reports this technology 'May Unlock $400 Trillion' - and Bloomberg calls it 'unavoidable.' Elon ...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Consumer Portfolio Services, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Consumer Portfolio Services With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
