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MarketBeat Week in Review – 5/22 - 5/26
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As Elizabeth Holmes heads to prison for fraud, many puzzle over her motives
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Sell every Stock except ONE (Ad)
Teen workers are in high demand for summer and commanding better pay
Biden, GOP reach tentative deal to raise debt ceiling, avoid calamitous US default
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
MarketBeat Week in Review – 5/22 - 5/26
Sell every Stock except ONE (Ad)
As Elizabeth Holmes heads to prison for fraud, many puzzle over her motives
New bill to build Athletics stadium on Las Vegas Strip caps Nevada's cost at $380 million
Sell every Stock except ONE (Ad)
Mechanical sails? Batteries? Shippers forming 'green corridors' to fast-track cleaner technologies
Baby eels remain one of America's most valuable fish after strong year in Maine
Sell every Stock except ONE (Ad)
Teen workers are in high demand for summer and commanding better pay
Biden, GOP reach tentative deal to raise debt ceiling, avoid calamitous US default
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
MarketBeat Week in Review – 5/22 - 5/26
Sell every Stock except ONE (Ad)
As Elizabeth Holmes heads to prison for fraud, many puzzle over her motives
New bill to build Athletics stadium on Las Vegas Strip caps Nevada's cost at $380 million
Sell every Stock except ONE (Ad)
Mechanical sails? Batteries? Shippers forming 'green corridors' to fast-track cleaner technologies
Baby eels remain one of America's most valuable fish after strong year in Maine
Sell every Stock except ONE (Ad)
Teen workers are in high demand for summer and commanding better pay
Biden, GOP reach tentative deal to raise debt ceiling, avoid calamitous US default
S&P 500   4,205.45
DOW   33,093.34
QQQ   348.40
MarketBeat Week in Review – 5/22 - 5/26
Sell every Stock except ONE (Ad)
As Elizabeth Holmes heads to prison for fraud, many puzzle over her motives
New bill to build Athletics stadium on Las Vegas Strip caps Nevada's cost at $380 million
Sell every Stock except ONE (Ad)
Mechanical sails? Batteries? Shippers forming 'green corridors' to fast-track cleaner technologies
Baby eels remain one of America's most valuable fish after strong year in Maine
Sell every Stock except ONE (Ad)
Teen workers are in high demand for summer and commanding better pay
Biden, GOP reach tentative deal to raise debt ceiling, avoid calamitous US default
NASDAQ:CZNC

Citizens & Northern (CZNC) Stock Forecast, Price & News

$19.60
+0.32 (+1.66%)
(As of 05/26/2023 ET)
Compare
Today's Range
$19.35
$19.64
50-Day Range
$16.99
$21.91
52-Week Range
$16.71
$25.77
Volume
8,303 shs
Average Volume
30,588 shs
Market Capitalization
$301.06 million
P/E Ratio
11.74
Dividend Yield
5.71%
Price Target
$26.00

Citizens & Northern MarketRank™ Forecast

Analyst Rating
Hold
2.00 Rating Score
Upside/​Downside
32.7% Upside
$26.00 Price Target
Short Interest
Bearish
1.17% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
N/A
News Sentiment
0.43mentions of Citizens & Northern in the last 14 days
Based on 2 Articles This Week
Insider Trading
Acquiring Shares
$10,801 Bought Last Quarter
Proj. Earnings Growth
1.89%
From $1.59 to $1.62 Per Share

Overall MarketRank

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.41 out of 5 stars

Finance Sector

454th out of 903 stocks

State Commercial Banks Industry

133rd out of 190 stocks


CZNC stock logo

About Citizens & Northern (NASDAQ:CZNC) Stock

Citizens & Northern Corp. operates as a holding company. engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The firm's Lending products include mortgage loans, commercial loans and consumer loans, as well as specialized instruments such as commercial letters-of-credit. Its Deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, Individual Retirement Accounts and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

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CZNC Stock News Headlines

Central Bank: “Final stage” beginning now
Our financial system is about to be transformed in a way that would’ve been unthinkable just a few years ago. And almost nobody is prepared for the chaos that follows.
Central Bank: “Final stage” beginning now
Our financial system is about to be transformed in a way that would’ve been unthinkable just a few years ago. And almost nobody is prepared for the chaos that follows.
Citizens' Climate Lobby: Profiles in activism
Citizens Bank Mortgage Review 2023
Twenty-seven become new citizens in Anniston
CZNC Citizens & Northern Corporation
See More Headlines
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CZNC Company Calendar

Last Earnings
4/21/2021
Ex-Dividend for 5/12 Dividend
4/28/2023
Dividend Payable
5/12/2023
Today
5/27/2023
Next Earnings (Estimated)
7/20/2023
Fiscal Year End
12/31/2023

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
Regional Banks
Sector
Finance
Current Symbol
NASDAQ:CZNC
CUSIP
17292210
Employees
2,018
Year Founded
1864

Price Target and Rating

Average Stock Price Forecast
$26.00
High Stock Price Forecast
$26.00
Low Stock Price Forecast
$26.00
Forecasted Upside/Downside
+32.7%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
1 Analysts

Profitability

Net Income
$26.62 million
Pretax Margin
26.09%

Debt

Sales & Book Value

Annual Sales
$117.06 million
Cash Flow
$1.99 per share
Book Value
$16.64 per share

Miscellaneous

Free Float
14,786,000
Market Cap
$301.06 million
Optionable
Optionable
Beta
0.36

Social Links


Key Executives

  • J. Bradley Scovill
    President, Chief Executive Officer & Director
  • Shelley L. D'Haene
    Senior Operations Officer & Executive VP
  • Mark A. Hughes
    Treasurer, Chief Financial & Accounting Officer
  • Alexander Balagour
    Chief Information Officer & Executive VP
  • Tracy E. Watkins
    Chief Human Resources Officer & Executive VP













CZNC Stock - Frequently Asked Questions

Should I buy or sell Citizens & Northern stock right now?

1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Citizens & Northern in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" CZNC shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CZNC, but not buy additional shares or sell existing shares.
View CZNC analyst ratings
or view top-rated stocks.

What is Citizens & Northern's stock price forecast for 2023?

1 brokers have issued 12 month price objectives for Citizens & Northern's shares. Their CZNC share price forecasts range from $26.00 to $26.00. On average, they predict the company's stock price to reach $26.00 in the next year. This suggests a possible upside of 32.7% from the stock's current price.
View analysts price targets for CZNC
or view top-rated stocks among Wall Street analysts.

How have CZNC shares performed in 2023?

Citizens & Northern's stock was trading at $22.86 at the beginning of the year. Since then, CZNC shares have decreased by 14.3% and is now trading at $19.60.
View the best growth stocks for 2023 here
.

Are investors shorting Citizens & Northern?

Citizens & Northern saw a increase in short interest during the month of May. As of May 15th, there was short interest totaling 171,600 shares, an increase of 11.1% from the April 30th total of 154,500 shares. Based on an average trading volume of 30,100 shares, the short-interest ratio is currently 5.7 days. Approximately 1.2% of the shares of the company are short sold.
View Citizens & Northern's Short Interest
.

When is Citizens & Northern's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, July 20th 2023.
View our CZNC earnings forecast
.

How were Citizens & Northern's earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) posted its quarterly earnings results on Wednesday, April, 21st. The financial services provider reported $0.55 EPS for the quarter, topping analysts' consensus estimates of $0.45 by $0.10. Citizens & Northern had a net margin of 21.37% and a trailing twelve-month return on equity of 10.34%.

How often does Citizens & Northern pay dividends? What is the dividend yield for Citizens & Northern?

Citizens & Northern declared a quarterly dividend on Thursday, April 20th. Stockholders of record on Monday, May 1st will be paid a dividend of $0.28 per share on Friday, May 12th. This represents a $1.12 dividend on an annualized basis and a dividend yield of 5.71%. The ex-dividend date of this dividend is Friday, April 28th.
Read our dividend analysis for CZNC
.

What ETF holds Citizens & Northern's stock ?

SPDR SSGA US Small Cap Low Volatility Index ETF holds 24,647 shares of CZNC stock, representing 0.26% of its portfolio.

Is Citizens & Northern a good dividend stock?

Citizens & Northern (NASDAQ:CZNC) pays an annual dividend of $1.12 per share and currently has a dividend yield of 5.81%. CZNC has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 67.07%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZNC will have a dividend payout ratio of 69.14% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CZNC.

What is J. Bradley Scovill's approval rating as Citizens & Northern's CEO?

3 employees have rated Citizens & Northern Chief Executive Officer J. Bradley Scovill on Glassdoor.com. J. Bradley Scovill has an approval rating of 100% among the company's employees. This puts J. Bradley Scovill in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Citizens & Northern own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens & Northern investors own include General Mills (GIS), Pfizer (PFE), AbbVie (ABBV), Carnival Co. & (CCL), CenterPoint Energy (CNP), Consolidated Edison (ED), International Business Machines (IBM), Main Street Capital (MAIN), AT&T (T) and Verizon Communications (VZ).

What is Citizens & Northern's stock symbol?

Citizens & Northern trades on the NASDAQ under the ticker symbol "CZNC."

Who are Citizens & Northern's major shareholders?

Citizens & Northern's stock is owned by a variety of retail and institutional investors. Top institutional investors include BlackRock Inc. (6.93%), Dimensional Fund Advisors LP (3.05%), State Street Corp (1.90%), Geode Capital Management LLC (1.87%), Bank of New York Mellon Corp (0.80%) and Charles Schwab Investment Management Inc. (0.26%). Insiders that own company stock include Bobbi J Kilmer, Frank G Pellegrino, Frank G Pellegrino, Helen S Santiago, J Bradley Scovill, Katherine W Shattuck, Leo F Lambert, Robert G Loughery, Robert G Loughery, Stephen M Dorwart, Stephen M Dorwart, Susan E Hartley, Terry L Lehman and Timothy E Schoener.
View institutional ownership trends
.

How do I buy shares of Citizens & Northern?

Shares of CZNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Citizens & Northern's stock price today?

One share of CZNC stock can currently be purchased for approximately $19.60.

How much money does Citizens & Northern make?

Citizens & Northern (NASDAQ:CZNC) has a market capitalization of $301.06 million and generates $117.06 million in revenue each year. The financial services provider earns $26.62 million in net income (profit) each year or $1.67 on an earnings per share basis.

How many employees does Citizens & Northern have?

The company employs 2,018 workers across the globe.

How can I contact Citizens & Northern?

Citizens & Northern's mailing address is 90-92 MAIN ST, WELLSBORO PA, 16901. The official website for the company is www.cnbankpa.com. The financial services provider can be reached via phone at (570) 724-3411 or via fax at 570-724-6395.

This page (NASDAQ:CZNC) was last updated on 5/27/2023 by MarketBeat.com Staff

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