NASDAQ:CZNC - Citizens & Northern Stock Price, News, & Analysis Sign in or create an account to add this stock to your watchlist. Get Started $26.8188 +0.52 (+1.98 %) (As of 03/18/2019 11:50 AM ET)Previous Close$26.30Today's Range$26.30 - $26.818852-Week Range$22.64 - $28.99Volume712 shsAverage Volume12,880 shsMarket Capitalization$332.37 millionP/E Ratio17.33Dividend Yield4.01%Beta0.32 ProfileDiscussionAnalyst RatingsChartDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsSocial Media Share on FacebookShare on TwitterShare on LinkedInShare on RedditShare on StocktwitsPrint this articleShare by Email Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York. The company offers deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits, as well as non-insured RepoSweep accounts. It also provides lending products comprising mortgage loans, commercial loans, and consumer loans, as well as commercial letters-of-credit. In addition, the company offers trust and financial management services consisting of administration of trusts and estates, retirement plans, and other employee benefit plans; investment management services; and a range of personal and commercial insurance products, as well as mutual funds, annuities, educational savings accounts, and other investment products through registered agents. Further, it reinsures credit and mortgage, life and accident, and health insurance products. The company operates 26 banking offices in Bradford, Cameron, Lycoming, McKean, Potter, Sullivan, and Tioga counties in Pennsylvania, as well as Steuben County in New York; and a loan production office in Elmira, New York. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania. Receive CZNC News and Ratings via Email Sign-up to receive the latest news and ratings for CZNC and its competitors with MarketBeat's FREE daily newsletter. Industry, Sector and Symbol Stock Exchange NASDAQ Industry N/A Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:CZNC Previous Symbol CUSIP17292210 CIK810958 Webwww.cnbankpa.com Phone570-724-3411Debt Debt-to-Equity Ratio0.18 Current Ratio0.81 Quick Ratio0.81Price-To-Earnings Trailing P/E Ratio17.33 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual Sales$70.96 million Price / Sales4.68 Cash Flow$2.0271 per share Price / Cash Flow13.23 Book Value$16.05 per share Price / Book1.67Profitability EPS (Most Recent Fiscal Year)N/A Net Income$22.01 million Net Margins31.83% Return on Equity10.69% Return on Assets1.59%Miscellaneous Employees299 Outstanding Shares12,393,000Market Cap$332.37 million Next Earnings Date3/21/2019 (Estimated) OptionableOptionable Citizens & Northern (NASDAQ:CZNC) Frequently Asked Questions What is Citizens & Northern's stock symbol? Citizens & Northern trades on the NASDAQ under the ticker symbol "CZNC." How often does Citizens & Northern pay dividends? What is the dividend yield for Citizens & Northern? Citizens & Northern announced a quarterly dividend on Thursday, January 17th. Stockholders of record on Monday, January 28th will be paid a dividend of $0.27 per share on Friday, February 8th. This represents a $1.08 dividend on an annualized basis and a dividend yield of 4.03%. The ex-dividend date of this dividend is Friday, January 25th. View Citizens & Northern's Dividend History. How were Citizens & Northern's earnings last quarter? Citizens & Northern Co. (NASDAQ:CZNC) released its earnings results on Thursday, January, 17th. The financial services provider reported $0.46 EPS for the quarter, beating the consensus estimate of $0.42 by $0.04. Citizens & Northern had a return on equity of 10.69% and a net margin of 31.83%. View Citizens & Northern's Earnings History. When is Citizens & Northern's next earnings date? Citizens & Northern is scheduled to release their next quarterly earnings announcement on Thursday, March 21st 2019. View Earnings Estimates for Citizens & Northern. What price target have analysts set for CZNC? 1 brokerages have issued 1 year price targets for Citizens & Northern's shares. Their predictions range from $29.00 to $29.00. On average, they anticipate Citizens & Northern's stock price to reach $29.00 in the next year. This suggests a possible upside of 8.1% from the stock's current price. View Analyst Price Targets for Citizens & Northern. What is the consensus analysts' recommendation for Citizens & Northern? 1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens & Northern in the last year. There are currently 1 hold rating for the stock, resulting in a consensus recommendation of "Hold." View Analyst Ratings for Citizens & Northern. Has Citizens & Northern been receiving favorable news coverage? Media coverage about CZNC stock has been trending somewhat positive recently, according to InfoTrie Sentiment Analysis. The research firm identifies negative and positive news coverage by monitoring more than six thousand blog and news sources. The firm ranks coverage of companies on a scale of -5 to 5, with scores closest to five being the most favorable. Citizens & Northern earned a coverage optimism score of 1.1 on InfoTrie's scale. They also assigned media coverage about the financial services provider a news buzz of 10.0 out of 10, meaning that recent news coverage is extremely likely to have an impact on the stock's share price in the near future. Who are some of Citizens & Northern's key competitors? Some companies that are related to Citizens & Northern include TPG Specialty Lending (TSLX), Royce Value Trust (RVT), WSFS Financial (WSFS), LGI Homes (LGIH), LendingClub (LC), City (CHCO), OneSavings Bank (OSVBF), 1st Source (SRCE), Tortoise Energy Infrastructure (TYG), Pra Group (PRAA), Fiera Capital (FSZ), Kearny Financial (KRNY), TriCo Bancshares (TCBK), Monmouth R.E. Inv. (MNR) and OceanFirst Financial (OCFC). What other stocks do shareholders of Citizens & Northern own? Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens & Northern investors own include Tesla (TSLA), Duke Energy (DUK), Cisco Systems (CSCO), AAR (AIR), Constellation Brands (STZ), Pfizer (PFE), Starbucks (SBUX), AmerisourceBergen (ABC), Medtronic (MDT) and Energy Transfer LP Unit (ET). Who are Citizens & Northern's key executives? Citizens & Northern's management team includes the folowing people: Mr. J. Bradley Scovill, Pres, CEO & Director (Age 60)Mr. Mark A. Hughes, Treasurer (Age 57)Mr. Harold F. Hoose III, Exec. VP and Director of Lending - Citizens & Northern Bank (Age 52)Ms. Deborah E. Scott, Exec. VP and Director of the Trust Dept - Citizens & Northern Bank (Age 59)Mr. Thomas L. Rudy Jr., Exec. VP and Director of Branch Delivery - Citizens & Northern Bank (Age 54) Who are Citizens & Northern's major shareholders? Citizens & Northern's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include BlackRock Inc. (7.62%), Dimensional Fund Advisors LP (2.46%), Dimensional Fund Advisors LP (2.46%), Northern Trust Corp (1.14%), Geode Capital Management LLC (0.84%) and Geode Capital Management LLC (0.84%). Company insiders that own Citizens & Northern stock include Aaron K Singer, Bobbi J Kilmer, Edward H Owlett III, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher and Leo F Lambert. View Institutional Ownership Trends for Citizens & Northern. Which major investors are selling Citizens & Northern stock? CZNC stock was sold by a variety of institutional investors in the last quarter, including LSV Asset Management, Prudential Financial Inc., MetLife Investment Advisors LLC, California Public Employees Retirement System and Northern Trust Corp. View Insider Buying and Selling for Citizens & Northern. Which major investors are buying Citizens & Northern stock? CZNC stock was acquired by a variety of institutional investors in the last quarter, including Dimensional Fund Advisors LP, Dimensional Fund Advisors LP, BlackRock Inc., Geode Capital Management LLC, Geode Capital Management LLC, Bank of New York Mellon Corp, Rhumbline Advisers and Metropolitan Life Insurance Co. NY. Company insiders that have bought Citizens & Northern stock in the last two years include Aaron K Singer, Bobbi J Kilmer, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher and Leo F Lambert. View Insider Buying and Selling for Citizens & Northern. How do I buy shares of Citizens & Northern? Shares of CZNC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Citizens & Northern's stock price today? One share of CZNC stock can currently be purchased for approximately $26.8188. How big of a company is Citizens & Northern? Citizens & Northern has a market capitalization of $332.37 million and generates $70.96 million in revenue each year. Citizens & Northern employs 299 workers across the globe. What is Citizens & Northern's official website? The official website for Citizens & Northern is http://www.cnbankpa.com. How can I contact Citizens & Northern? Citizens & Northern's mailing address is 90-92 MAIN ST, WELLSBORO PA, 16901. The financial services provider can be reached via phone at 570-724-3411. MarketBeat Community Rating for Citizens & Northern (NASDAQ CZNC)Community Ranking: 2.3 out of 5 ( )Outperform Votes: 102 (Vote Outperform)Underperform Votes: 122 (Vote Underperform)Total Votes: 224MarketBeat's community ratings are surveys of what our community members think about Citizens & Northern and other stocks. Vote "Outperform" if you believe CZNC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZNC will underperform the S&P 500 over the long term. You may vote once every thirty days. This page was last updated on 3/18/2019 by MarketBeat.com StaffFeatured Article: Why is cost of goods sold important?