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S&P 500   4,273.53
DOW   33,618.88
QQQ   354.21
5 Oversold Semiconductor Stocks to Nibble On Ahead of Q3 Earnings
66,000% upside on tiny biotech? (Ad)
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3 Warren Buffett Stocks that are Moving into the Buy Zone
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3 Stocks That Really, Really Need the Defense Bill to Pass
BREAKING: The truth about war with China (Ad)
JPMorgan to pay $75 million on claims that it enabled Jeffrey Epstein's sex trafficking operations
Is Hanes Worth More than the Sum of Its Parts?
S&P 500   4,273.53
DOW   33,618.88
QQQ   354.21
5 Oversold Semiconductor Stocks to Nibble On Ahead of Q3 Earnings
66,000% upside on tiny biotech? (Ad)
2 Stocks to Benefit from the Aging Population
3 Warren Buffett Stocks that are Moving into the Buy Zone
BREAKING: The truth about war with China (Ad)
3 Reasons Unity Software Is Ready to Rally 38%
3 Stocks That Really, Really Need the Defense Bill to Pass
BREAKING: The truth about war with China (Ad)
JPMorgan to pay $75 million on claims that it enabled Jeffrey Epstein's sex trafficking operations
Is Hanes Worth More than the Sum of Its Parts?
S&P 500   4,273.53
DOW   33,618.88
QQQ   354.21
5 Oversold Semiconductor Stocks to Nibble On Ahead of Q3 Earnings
66,000% upside on tiny biotech? (Ad)
2 Stocks to Benefit from the Aging Population
3 Warren Buffett Stocks that are Moving into the Buy Zone
BREAKING: The truth about war with China (Ad)
3 Reasons Unity Software Is Ready to Rally 38%
3 Stocks That Really, Really Need the Defense Bill to Pass
BREAKING: The truth about war with China (Ad)
JPMorgan to pay $75 million on claims that it enabled Jeffrey Epstein's sex trafficking operations
Is Hanes Worth More than the Sum of Its Parts?
NASDAQ:CZNC

Citizens & Northern (CZNC) Stock Forecast, Price & News

$17.72
-0.12 (-0.67%)
(As of 09/26/2023 ET)
Compare
Today's Range
$17.63
$18.04
50-Day Range
$17.10
$21.59
52-Week Range
$16.71
$25.20
Volume
20,550 shs
Average Volume
24,451 shs
Market Capitalization
$270.41 million
P/E Ratio
11.22
Dividend Yield
6.32%
Price Target
$23.50

Citizens & Northern MarketRank™ Forecast

Analyst Rating
Hold
2.00 Rating Score
Upside/​Downside
32.6% Upside
$23.50 Price Target
Short Interest
Healthy
0.96% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
N/A
News Sentiment
1.00mentions of Citizens & Northern in the last 14 days
Based on 4 Articles This Week
Insider Trading
Balanced
Insiders Both Buying and Selling
Proj. Earnings Growth
1.91%
From $1.57 to $1.60 Per Share

Overall MarketRank

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.63 out of 5 stars

Finance Sector

280th out of 829 stocks

State Commercial Banks Industry

71st out of 172 stocks


CZNC stock logo

About Citizens & Northern (NASDAQ:CZNC) Stock

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and lending services to individual and corporate customers. The company's lending portfolio includes commercial, mortgage, and consumer loans, as well as specialized instruments such as commercial letters-of-credit; and offers deposit products, which includes various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. It provides wealth management services, such as retirement planning, estate planning, estate settlements, and asset management services; and insurance products through broker-dealer, which includes mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as offers reinsures credit and mortgage, life and accident, and health insurance products. The company was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

CZNC Price History

CZNC Stock News Headlines

66,000% upside on tiny biotech?
The Wall Street Journal reports that this medical breakthrough is "Transforming Medicine." One analyst calculated that it could be worth $1 Trillion, making the upside potential of this small-cap 66,000% above today's price.
Citizens & Northern (CZNC) Gets a Hold from Piper Sandler
WARNING: Seven millionaires to trigger sudden market panic?
The next major selloff could be just days away…And seven powerful (yet completely unknown) insiders will be behind it all – and help corporate executives make a killing as it plays out. Here’s the full story.
Citizens' Climate Lobby: Profiles in activism
Citizens Bank Mortgage Review 2023
Twenty-seven become new citizens in Anniston
CZNC Citizens & Northern Corporation
See More Headlines
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CZNC Company Calendar

Ex-Dividend for 8/11 Dividend
7/28/2023
Last Earnings
8/08/2023
Dividend Payable
8/11/2023
Today
9/27/2023
Next Earnings (Estimated)
11/06/2023
Fiscal Year End
12/31/2023

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
Regional Banks
Sector
Finance
Current Symbol
NASDAQ:CZNC
CUSIP
17292210
Employees
412
Year Founded
1864

Price Target and Rating

Average Stock Price Forecast
$23.50
High Stock Price Forecast
$26.00
Low Stock Price Forecast
$21.00
Forecasted Upside/Downside
+32.6%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
2 Analysts

Profitability

Net Income
$26.62 million
Pretax Margin
23.48%

Debt

Sales & Book Value

Annual Sales
$117.06 million
Cash Flow
$1.96 per share
Book Value
$16.08 per share

Miscellaneous

Free Float
14,686,000
Market Cap
$270.41 million
Optionable
Optionable
Beta
0.37

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Key Executives

  • Mr. J. Bradley Scovill (Age 64)
    Pres, CEO & Director
    Comp: $863.69k
  • Mr. Stan R. Dunsmore (Age 61)
    EVP and Chief Credit Officer of Citizens & Northern Bank
    Comp: $342.75k
  • Mr. Blair T. Rush (Age 61)
    EVP and Southeast Region Pres of Citizens & Northern Bank
    Comp: $360.52k
  • Mr. Mark A. Hughes (Age 61)
    Treasurer
    Comp: $427.3k
  • Mr. Craig Morgenstern
    VP & Sr. Investment Officer
  • Mr. Thomas L. Rudy Jr. (Age 58)
    EVP, Chief Delivery Officer and Region Pres of Citizens & Northern Bank
  • Ms. Kelley A. Cwiklinski (Age 59)
    Exec. VP & Chief Commercial Lending Officer
  • Mr. Philip Prough CFP
    CIMA, Sr. VP & Chief Investment Strategist
  • Ms. Shelley L. D'Haene (Age 62)
    Exec. VP and Chief Digital Channels & Payments Officer
  • Skye L. Mahosky
    Corp. Sec.













CZNC Stock - Frequently Asked Questions

Should I buy or sell Citizens & Northern stock right now?

2 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Citizens & Northern in the last year. There are currently 2 hold ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" CZNC shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CZNC, but not buy additional shares or sell existing shares.
View CZNC analyst ratings
or view top-rated stocks.

What is Citizens & Northern's stock price forecast for 2023?

2 brokers have issued 12-month target prices for Citizens & Northern's shares. Their CZNC share price forecasts range from $21.00 to $26.00. On average, they expect the company's share price to reach $23.50 in the next year. This suggests a possible upside of 32.6% from the stock's current price.
View analysts price targets for CZNC
or view top-rated stocks among Wall Street analysts.

How have CZNC shares performed in 2023?

Citizens & Northern's stock was trading at $22.86 at the start of the year. Since then, CZNC shares have decreased by 22.5% and is now trading at $17.72.
View the best growth stocks for 2023 here
.

When is Citizens & Northern's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Monday, November 6th 2023.
View our CZNC earnings forecast
.

How were Citizens & Northern's earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) issued its earnings results on Tuesday, August, 8th. The financial services provider reported $0.39 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.37 by $0.02. The financial services provider earned $27 million during the quarter, compared to analysts' expectations of $26.75 million. Citizens & Northern had a trailing twelve-month return on equity of 9.87% and a net margin of 19.15%.

How often does Citizens & Northern pay dividends? What is the dividend yield for Citizens & Northern?

Citizens & Northern declared a quarterly dividend on Thursday, July 20th. Stockholders of record on Monday, July 31st will be paid a dividend of $0.28 per share on Friday, August 11th. This represents a $1.12 dividend on an annualized basis and a yield of 6.32%. The ex-dividend date of this dividend is Friday, July 28th.
Read our dividend analysis for CZNC
.

Is Citizens & Northern a good dividend stock?

Citizens & Northern (NASDAQ:CZNC) pays an annual dividend of $1.12 per share and currently has a dividend yield of 6.33%. CZNC has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 70.89%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZNC will have a dividend payout ratio of 70.00% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CZNC.

What is J. Bradley Scovill's approval rating as Citizens & Northern's CEO?

3 employees have rated Citizens & Northern Chief Executive Officer J. Bradley Scovill on Glassdoor.com. J. Bradley Scovill has an approval rating of 100% among the company's employees. This puts J. Bradley Scovill in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Citizens & Northern own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens & Northern investors own include General Mills (GIS), Pfizer (PFE), AbbVie (ABBV), Carnival Co. & (CCL), CenterPoint Energy (CNP), Consolidated Edison (ED), International Business Machines (IBM), Main Street Capital (MAIN), AT&T (T) and Verizon Communications (VZ).

What is Citizens & Northern's stock symbol?

Citizens & Northern trades on the NASDAQ under the ticker symbol "CZNC."

Who are Citizens & Northern's major shareholders?

Citizens & Northern's stock is owned by a variety of retail and institutional investors. Top institutional investors include BlackRock Inc. (7.16%), Dimensional Fund Advisors LP (3.20%), Citizens & Northern Corp (2.09%), State Street Corp (2.01%), Geode Capital Management LLC (1.92%) and IVC Wealth Advisors LLC (0.90%). Insiders that own company stock include Bobbi J Kilmer, Frank G Pellegrino, Frank G Pellegrino, Helen S Santiago, Katherine W Shattuck, Leo F Lambert, Robert G Loughery, Robert G Loughery, Stephen M Dorwart, Susan E Hartley, Terry L Lehman, Timothy E Schoener and Tracy Ellen Watkins.
View institutional ownership trends
.

How do I buy shares of Citizens & Northern?

Shares of CZNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Citizens & Northern's stock price today?

One share of CZNC stock can currently be purchased for approximately $17.72.

How much money does Citizens & Northern make?

Citizens & Northern (NASDAQ:CZNC) has a market capitalization of $270.41 million and generates $117.06 million in revenue each year. The financial services provider earns $26.62 million in net income (profit) each year or $1.58 on an earnings per share basis.

How many employees does Citizens & Northern have?

The company employs 412 workers across the globe.

How can I contact Citizens & Northern?

Citizens & Northern's mailing address is 90-92 MAIN ST, WELLSBORO PA, 16901. The official website for the company is www.cnbankpa.com. The financial services provider can be reached via phone at (570) 724-3411 or via fax at 570-724-6395.

This page (NASDAQ:CZNC) was last updated on 9/27/2023 by MarketBeat.com Staff

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