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NASDAQ:CZNC

Citizens & Northern Stock Forecast, Price & News

$15.44
-0.12 (-0.77 %)
(As of 09/22/2020 12:00 AM ET)
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Today's Range
$15.29
Now: $15.44▼
$16.34
50-Day Range
$15.56
MA: $17.30▼
$18.29
52-Week Range
$15.28
Now: $15.44▼
$29.06
Volume34,454 shs
Average Volume23,529 shs
Market Capitalization$245.05 million
P/E Ratio10.43
Dividend Yield6.94%
Beta0.35
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York. The company offers deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits, as well as non-insured RepoSweep accounts. It also provides lending products comprising mortgage loans, commercial loans, and consumer loans, as well as commercial letters-of-credit. In addition, the company offers trust and financial management services consisting of administration of trusts and estates, retirement plans, and other employee benefit plans; investment management services; and a range of personal and commercial insurance products, as well as mutual funds, annuities, educational savings accounts, and other investment products through registered agents. Further, it reinsures credit and mortgage, life and accident, and health insurance products. The company operates 26 banking offices in Bradford, Cameron, Lycoming, McKean, Potter, Sullivan, and Tioga counties in Pennsylvania, as well as Steuben County in New York; and a loan production office in Elmira, New York. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
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Beat the Market (BTM) Rank™

Analyst Opinion: 3.0Community Rank: 2.0Dividend Strength: 2.5Insider Behavior: 3.0Valuation: 1.9 5 -4 -3 -2 -1 -

Overall Beat the Market Rank™

2.48 out of 5 stars


Industry, Sector and Symbol

Stock Exchange NASDAQ
Industry State commercial banks
Sub-IndustryRegional Banks
SectorFinance
Current SymbolNASDAQ:CZNC
Previous Symbol
CUSIP17292210
CIK810958
Webwww.cnbankpa.com
Phone570-724-3411

Debt

Debt-to-Equity Ratio0.31
Current Ratio0.93
Quick Ratio0.93

Price-To-Earnings

Trailing P/E Ratio10.43
Forward P/E Ratio10.72
P/E GrowthN/A

Sales & Book Value

Annual Sales$84.06 million
Price / Sales2.92
Cash Flow$1.89 per share
Price / Cash Flow8.18
Book Value$19.73 per share
Price / Book0.78

Profitability

EPS (Most Recent Fiscal Year)$1.70
Net Income$19.50 million
Net Margins22.86%
Return on Equity8.66%
Return on Assets1.29%

Miscellaneous

Employees299
Outstanding Shares15,871,000
Market Cap$245.05 million
Next Earnings Date10/15/2020 (Estimated)
OptionableOptionable
$15.44
-0.12 (-0.77 %)
(As of 09/22/2020 12:00 AM ET)
30 days | 90 days | 365 days | Advanced Chart

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Citizens & Northern (NASDAQ:CZNC) Frequently Asked Questions

How has Citizens & Northern's stock been impacted by COVID-19?

Citizens & Northern's stock was trading at $19.43 on March 11th, 2020 when COVID-19 reached pandemic status according to the World Health Organization. Since then, CZNC shares have decreased by 20.5% and is now trading at $15.44.
View which stocks have been most impacted by COVID-19.

Do Wall Street analysts recommend investors buy shares of Citizens & Northern?

1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens & Northern in the last year. There are currently 1 hold rating for the stock, resulting in a consensus recommendation of "Hold."
View analyst ratings for Citizens & Northern.

When is Citizens & Northern's next earnings date?

Citizens & Northern is scheduled to release its next quarterly earnings announcement on Thursday, October 15th 2020.
View our earnings forecast for Citizens & Northern.

How were Citizens & Northern's earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) posted its earnings results on Thursday, April, 18th. The financial services provider reported $0.41 earnings per share (EPS) for the quarter, missing the Zacks' consensus estimate of $0.43 by $0.02. Citizens & Northern had a net margin of 22.86% and a return on equity of 8.66%.
View Citizens & Northern's earnings history.

How often does Citizens & Northern pay dividends? What is the dividend yield for Citizens & Northern?

Citizens & Northern declared a quarterly dividend on Thursday, July 16th. Stockholders of record on Monday, July 27th will be given a dividend of $0.27 per share on Friday, August 7th. This represents a $1.08 annualized dividend and a yield of 6.99%. The ex-dividend date is Friday, July 24th.
View Citizens & Northern's dividend history.

What price target have analysts set for CZNC?

1 analysts have issued 1 year price objectives for Citizens & Northern's stock. Their forecasts range from $21.00 to $21.00. On average, they anticipate Citizens & Northern's share price to reach $21.00 in the next twelve months. This suggests a possible upside of 36.0% from the stock's current price.
View analysts' price targets for Citizens & Northern.

Who are some of Citizens & Northern's key competitors?

Some companies that are related to Citizens & Northern include Truist Financial (TFC), PNC Financial Services Group (PNC), First Republic Bank (FRC), Fifth Third Bancorp (FITB), M&T Bank (MTB), SVB Financial Group (SIVB), KeyCorp (KEY), Regions Financial (RF), Huntington Bancshares (HBAN), Commerce Bancshares (CBSH), Zions Bancorporation NA (ZION), Prosperity Bancshares (PB), Signature Bank (SBNY), East West Bancorp (EWBC) and Cullen/Frost Bankers (CFR).
View all competitors.

What other stocks do shareholders of Citizens & Northern own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens & Northern investors own include General Mills (GIS), Pfizer (PFE), AbbVie (ABBV), Carnival (CCL), CenterPoint Energy (CNP), Consolidated Edison (ED), IBM (IBM), Main Street Capital (MAIN), AT&T (T) and Verizon Communications (VZ).

Who are Citizens & Northern's key executives?

Citizens & Northern's management team includes the following people:
  • Mr. J. Bradley Scovill, Pres, CEO & Director (Age 60)
  • Mr. Mark A. Hughes, Treasurer (Age 57)
  • Mr. Harold F. Hoose III, Exec. VP and Director of Lending - Citizens & Northern Bank (Age 52)
  • Ms. Deborah E. Scott, Exec. VP and Director of the Trust Dept - Citizens & Northern Bank (Age 59)
  • Mr. Thomas L. Rudy Jr., Exec. VP and Director of Branch Delivery - Citizens & Northern Bank (Age 54)

What is Citizens & Northern's stock symbol?

Citizens & Northern trades on the NASDAQ under the ticker symbol "CZNC."

Who are Citizens & Northern's major shareholders?

Citizens & Northern's stock is owned by a variety of institutional and retail investors. Top institutional investors include Citizens & Northern Corp (1.87%), Bank of New York Mellon Corp (0.62%), Neuberger Berman Group LLC (0.58%), Nuveen Asset Management LLC (0.30%), Charles Schwab Investment Management Inc. (0.21%) and California Public Employees Retirement System (0.19%). Company insiders that own Citizens & Northern stock include Aaron K Singer, Bobbi J Kilmer, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher, Leo F Lambert, Leonard Simpson, Robert G Loughery, Stephen M Dorwart and Terry L Lehman.
View institutional ownership trends for Citizens & Northern.

Which major investors are selling Citizens & Northern stock?

CZNC stock was sold by a variety of institutional investors in the last quarter, including Neuberger Berman Group LLC, New York State Common Retirement Fund, UBS Group AG, Nuveen Asset Management LLC, and Russell Investments Group Ltd..
View insider buying and selling activity for Citizens & Northern.

Which major investors are buying Citizens & Northern stock?

CZNC stock was acquired by a variety of institutional investors in the last quarter, including SG Americas Securities LLC, Emerald Advisers LLC, Bank of New York Mellon Corp, Charles Schwab Investment Management Inc., California Public Employees Retirement System, Bank of America Corp DE, American International Group Inc., and Citizens & Northern Corp. Company insiders that have bought Citizens & Northern stock in the last two years include Aaron K Singer, Bobbi J Kilmer, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher, Leo F Lambert, Robert G Loughery, Stephen M Dorwart, and Terry L Lehman.
View insider buying and selling activity for Citizens & Northern.

How do I buy shares of Citizens & Northern?

Shares of CZNC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Citizens & Northern's stock price today?

One share of CZNC stock can currently be purchased for approximately $15.44.

How big of a company is Citizens & Northern?

Citizens & Northern has a market capitalization of $245.05 million and generates $84.06 million in revenue each year. The financial services provider earns $19.50 million in net income (profit) each year or $1.70 on an earnings per share basis. Citizens & Northern employs 299 workers across the globe.

What is Citizens & Northern's official website?

The official website for Citizens & Northern is www.cnbankpa.com.

How can I contact Citizens & Northern?

Citizens & Northern's mailing address is 90-92 MAIN ST, WELLSBORO PA, 16901. The financial services provider can be reached via phone at 570-724-3411.

This page was last updated on 9/23/2020 by MarketBeat.com Staff
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