NASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis $16.31 -0.15 (-0.91%) Closing price 04:00 PM EasternExtended Trading$16.29 -0.02 (-0.12%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Community Bancorp Stock (NASDAQ:CZWI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get CZWI alerts:Sign Up Key Stats Today's Range$16.30▼$16.5450-Day Range$13.11▼$16.5352-Week Range$12.69▼$17.04Volume20,259 shsAverage Volume34,524 shsMarket Capitalization$160.98 millionP/E Ratio13.15Dividend Yield2.21%Price TargetN/AConsensus RatingN/A Company Overview Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, it maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin. Read More Citizens Community Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks95th Percentile Overall ScoreCZWI MarketRank™: Citizens Community Bancorp scored higher than 95% of companies evaluated by MarketBeat, and ranked 72nd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens Community Bancorp. Earnings and Valuation3.8 / 5Proj. Earnings Growth22.14% Earnings GrowthEarnings for Citizens Community Bancorp are expected to grow by 22.14% in the coming year, from $1.31 to $1.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 13.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.61.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 13.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.91.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Citizens Community Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.87% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 15.41%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has been increasing its dividend for 6 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 29.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 22.50% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend.Read more about Citizens Community Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.87% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 15.41%, indicating that investor sentiment is improving significantly. News and Social Media2.5 / 5News SentimentN/A News SentimentCitizens Community Bancorp has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $105,238.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.90% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Citizens Community Bancorp's insider trading history. Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CZWI Stock News HeadlinesInsider Buying: Citizens Community Bancorp, Inc. (NASDAQ:CZWI) Director Acquires 1,600 Shares of StockAugust 8, 2025 | insidertrades.comCitizens Community Bancorp (NASDAQ:CZWI) shareholders have earned a 20% CAGR over the last five yearsJuly 29, 2025 | finance.yahoo.comWashington prepares for warWhile the headlines obsess over overseas conflicts, Washington has been quietly preparing for something much bigger here at home. Emergency powers are being invoked, trillions are being mobilized, and the scale rivals anything we’ve seen since WWII. According to Porter Stansberry and Jeff Brown, a new economic arms race is already underway — one that could reshape markets, redirect capital, and impact billions of lives. They’ve just released an urgent briefing that explains what’s really happening behind the scenes, and which companies are positioned to benefit most.September 3 at 2:00 AM | Porter & Company (Ad)Citizens Community Bancorp, Inc. Reports Second Quarter 2025 Earnings of $0.33 Per Share; Board of Directors Authorize 5% Stock Buyback AuthorizationJuly 28, 2025 | globenewswire.comCitizens Community Bancorp Redeems $15M Subordinated NotesJuly 9, 2025 | tipranks.comCZWI - Citizens Community Bancorp Inc Chart - MorningstarJune 27, 2025 | morningstar.comMCZWI - Citizens Community Bancorp Inc Ownership - MorningstarJune 26, 2025 | morningstar.comMCitizens Community Bancorp, Inc. (NASDAQ:CZWI) is favoured by institutional owners who hold 52% of the companyJune 10, 2025 | finance.yahoo.comSee More Headlines CZWI Stock Analysis - Frequently Asked Questions How have CZWI shares performed this year? Citizens Community Bancorp's stock was trading at $16.29 at the beginning of the year. Since then, CZWI shares have increased by 0.7% and is now trading at $16.4050. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) announced its quarterly earnings results on Monday, July, 28th. The bank reported $0.33 EPS for the quarter, topping the consensus estimate of $0.29 by $0.04. The bank earned $16.15 million during the quarter, compared to the consensus estimate of $14.70 million. Citizens Community Bancorp had a trailing twelve-month return on equity of 6.89% and a net margin of 12.65%. Who are Citizens Community Bancorp's major shareholders? Citizens Community Bancorp's top institutional investors include Alliancebernstein L.P. (9.72%), The Manufacturers Life Insurance Company (5.02%), FJ Capital Management LLC (3.89%) and Fourthstone LLC (2.56%). Insiders that own company stock include Stephen M Bianchi, James S Broucek, James D Moll, Timothy L Olson, Francis E Felber, Kristina M Bourget, Michael R Conner and Kathleen Skarvan. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings7/28/2025Today9/03/2025Next Earnings (Estimated)10/27/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryBanking Current SymbolNASDAQ:CZWI CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees220Year Founded1938Profitability EPS (Trailing Twelve Months)$1.24 Trailing P/E Ratio13.27 Forward P/E Ratio12.56 P/E GrowthN/ANet Income$13.75 million Net Margins12.65% Pretax Margin15.81% Return on Equity6.89% Return on Assets0.71% Debt Debt-to-Equity RatioN/A Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$99.72 million Price / Sales1.63 Cash Flow$1.78 per share Price / Cash Flow9.27 Book Value$18.59 per share Price / Book0.89Miscellaneous Outstanding Shares9,870,000Free Float9,485,000Market Cap$162.46 million OptionableNot Optionable Beta0.76 Social Links 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? 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