NASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis $20.41 0.00 (0.00%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$20.41 0.00 (0.00%) As of 05/22/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Community Bancorp Stock (NASDAQ:CZWI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CZWI alerts:Sign Up Key Stats Today's Range$20.20▼$20.5750-Day Range$18.17▼$21.4052-Week Range$12.83▼$22.62Volume19,364 shsAverage Volume16,819 shsMarket Capitalization$196.75 millionP/E Ratio13.34Dividend Yield2.06%Price TargetN/AConsensus RatingModerate Buy Company Overview Citizens Community Bancorp, Inc. is a bank holding company headquartered in Columbia Station, Ohio. Its primary subsidiary, Citizens Community Savings Bank, offers a range of community banking services to individuals and businesses. The company operates through a network of branch offices in Lorain and Medina counties and surrounding communities, providing personalized financial solutions with a focus on local relationships and customer service. The bank’s deposit products include checking and savings accounts, money market accounts and certificates of deposit, while its lending portfolio features residential mortgage loans, home equity lines of credit, commercial real estate loans, and small-business financing. Citizens Community Bancorp also provides digital and mobile banking platforms, enabling customers to manage accounts, make payments and access online statements. Ancillary services such as safe-deposit boxes, investment referrals and cash management solutions support both retail and commercial clients. Established as a community banking institution, Citizens Community Bancorp has maintained a commitment to the markets it serves by reinvesting in local economic development and charitable initiatives. The company is overseen by a seasoned executive team and board of directors with extensive experience in community banking. As a publicly traded company on the NASDAQ under the symbol CZWI, it continues to pursue measured growth while upholding a local-first approach to banking.AI Generated. May Contain Errors. Read More Citizens Community Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreCZWI MarketRank™: Citizens Community Bancorp scored higher than 79% of companies evaluated by MarketBeat, and ranked 335th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingModerate Buy Consensus RatingCitizens Community Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageCitizens Community Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Citizens Community Bancorp's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth22.65% Earnings GrowthEarnings for Citizens Community Bancorp are expected to grow by 22.65% in the coming year, from $1.81 to $2.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 13.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.01.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 13.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.98.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Citizens Community Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.97% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 5.47.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 12.04%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.06%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has been increasing its dividend for 6 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 27.45%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 18.92% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend.Read more about Citizens Community Bancorp's dividend. News and Social Media1.6 / 5News SentimentN/A News SentimentCitizens Community Bancorp has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies. Company Ownership2.9 / 5Insider TradingSelling Shares Cluster Insider Buying3 insiders have purchased shares of Citizens Community Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have sold 49.19% more of their company's stock than they have bought. Specifically, they have bought $69,815.00 in company stock and sold $104,160.00 in company stock.Percentage Held by Insiders4.10% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Citizens Community Bancorp's insider trading history. Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CZWI Stock News HeadlinesFrancis Felber Buys 500 Shares of Citizens Community Bancorp (NASDAQ:CZWI) StockMay 19, 2026 | insidertrades.comPleasing Signs As A Number Of Insiders Buy Citizens Community Bancorp StockMay 18, 2026 | finance.yahoo.comPH: Do THESE 4 things to your bank account now …In a few short months, the US government could gain unprecedented powers over personal bank accounts - including the ability to track every transaction or freeze funds. Martin D. Weiss, PhD, founder of Weiss Ratings, has identified 4 simple steps Americans can take today to help safeguard their savings before any changes take effect.May 26 at 1:00 AM | Weiss Ratings (Ad)Insider Selling: Citizens Community Bancorp (NASDAQ:CZWI) Director Sells 3,000 Shares of StockMay 16, 2026 | insidertrades.comCitizens Community Bancorp (CZWI) price target increased by 12.94% to 24.48May 14, 2026 | msn.comInsider Buying: Citizens Community Bancorp (NASDAQ:CZWI) Director Purchases 750 Shares of StockMay 12, 2026 | insidertrades.comCitizens Community Bancorp (NASDAQ:CZWI) Director Buys $20,600.00 in StockMay 6, 2026 | insidertrades.comCitizens Community Bancorp Reports Solid First-Quarter 2026 ResultsApril 27, 2026 | tipranks.comSee More Headlines CZWI Stock Analysis - Frequently Asked Questions How have CZWI shares performed this year? Citizens Community Bancorp's stock was trading at $17.82 at the beginning of 2026. Since then, CZWI shares have increased by 14.5% and is now trading at $20.41. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) posted its quarterly earnings data on Monday, April, 27th. The bank reported $0.39 earnings per share for the quarter, beating the consensus estimate of $0.36 by $0.03. The bank had revenue of $16.11 million for the quarter, compared to analysts' expectations of $15.70 million. Citizens Community Bancorp had a net margin of 15.02% and a trailing twelve-month return on equity of 8.00%. Who are Citizens Community Bancorp's major shareholders? Top institutional investors of Citizens Community Bancorp include The Manufacturers Life Insurance Company (5.02%), Dimensional Fund Advisors LP (3.60%), Rhino Investment Partners Inc (1.68%) and Arrowstreet Capital Limited Partnership (1.53%). Insiders that own company stock include Stephen M Bianchi, James S Broucek, James D Moll, Timothy L Olson, Francis E Felber, Kristina M Bourget, Michael R Conner and Kathleen Skarvan. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings4/27/2026Record date for 5/22 Dividend5/08/2026Ex-Dividend for 5/22 Dividend5/08/2026Dividend Payable5/22/2026Today5/26/2026Next Earnings (Estimated)7/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (9m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 CZWI's financial health is in the Green zone, according to TradeSmith. CZWI has been in this zone for over 9 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryBanking Current SymbolNASDAQ:CZWI CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees220Year Founded1938Profitability EPS (Trailing Twelve Months)$1.53 Trailing P/E Ratio13.34 Forward P/E Ratio11.28 P/E GrowthN/ANet Income$14.42 million Net Margins15.02% Pretax Margin18.16% Return on Equity8.00% Return on Assets0.85% Debt Debt-to-Equity RatioN/A Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$98.77 million Price / Sales1.99 Cash Flow$1.84 per share Price / Cash Flow11.08 Book Value$19.78 per share Price / Book1.03Miscellaneous Outstanding Shares9,640,000Free Float9,249,000Market Cap$196.75 million OptionableNot Optionable Beta0.54 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.Get This Free Report This page (NASDAQ:CZWI) was last updated on 5/26/2026 by MarketBeat.com Staff. From Our PartnersHey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. Check this out before June 9th...After being invited to the SpaceX launch headquarters in Cape Canaveral from one of Elon's top lobbyists… Hall...Banyan Hill Publishing | SponsoredThe SpaceX supplier that shipped 5 billion chips to StarlinkWhen Nvidia surged 770%, its data center cooling supplier Vertiv climbed 1,700%. When Apple ran 2,000%, suppli...Weiss Ratings | SponsoredThree companies about to leapfrog Nvidia [And transform the entire industry]Futurist George Gilder - who predicted the smartphone years before the iPhone launched - believes today's AI d...Eagle Publishing | SponsoredJune 4: The day smart money moves (not June 12)Everyone is watching June 12 - the SpaceX listing date. The real deadline is June 4, when Goldman Sachs, Morga...Behind the Markets | SponsoredMy crisis of conscienceEmmet Savage - named in Irish America's Wall Street 50 as one of the most successful investors in the world - ...Porter & Company | SponsoredYour book attachedBill Poulos is offering his 'Simple Options Trading For Beginners' guide at no cost - normally priced at $29.9...Profits Run | SponsoredSkip the Line Opportunity: The SpaceX IPOFormer tech executive and angel investor Jeff Brown - who identified Bitcoin, Tesla, and Nvidia before their h...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens Community Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens Community Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
