Enterprise Financial Services (EFSCP) Financials

$17.59 -0.15 (-0.82%)

Closing price 09/11/2026 03:03 PM Eastern

Extended Trading

$17.60 +0.00 (+0.01%)

As of 09/11/2026 04:10 PM Eastern

Annual Income Statements for Enterprise Financial Services

This table shows Enterprise Financial Services' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	27	38	49	48	93	74	133	199	190	182	198
Consolidated Net Income / (Loss)	27	38	49	48	93	74	133	203	194	185	201
Net Income / (Loss) Continuing Operations	27	38	49	48	93	74	133	203	194	185	201
Total Pre-Tax Income	41	58	75	87	116	92	169	259	247	231	284
Total Revenue	134	141	165	212	288	325	428	533	631	638	740
Net Interest Income / (Expense)	117	120	135	177	239	270	360	474	563	568	627
Total Interest Income	132	133	149	203	305	305	383	515	765	851	888
Loans and Leases Interest Income	121	122	138	185	269	270	349	456	688	755	754
Investment Securities Interest Income	10	10	11	16	34	34	33	48	64	77	116
Deposits and Money Market Investments Interest Income	0.19	0.21	0.37	0.80	2.13	0.62	1.50	11	13	19	18
Total Interest Expense	14	12	14	25	66	35	23	41	202	283	262
Deposits Interest Expense	10	10	11	17	50	21	11	30	184	265	241
Long-Term Debt Interest Expense	3.12	1.38	2.45	7.45	14	13	12	9.77	13	12	13
Federal Funds Purchased and Securities Sold Interest Expense	0.78	0.58	0.44	0.58	2.39	1.17	0.61	1.26	6.07	6.16	7.61
Total Non-Interest Income	17	21	29	34	49	55	68	59	69	70	113
Provision for Credit Losses	5.49	0.46	3.61	10	6.37	65	13	-0.61	37	22	26
Total Non-Interest Expense	87	82	86	115	165	167	246	274	348	385	430
Salaries and Employee Benefits	47	46	50	61	81	92	125	147	165	183	199
Net Occupancy & Equipment Expense	11	11	12	15	21	23	29	31	32	37	40
Other Operating Expenses	25	23	22	32	46	48	70	96	152	165	191
Income Tax Expense	14	20	26	38	23	18	36	56	52	46	82
Preferred Stock Dividends Declared	-	-	-	-	-	0.00	0.00	4.04	3.75	3.75	3.75
Basic Earnings per Share	$1.38	$1.92	$2.44	$2.10	$3.56	$2.76	$3.86	$5.32	$5.09	$4.86	$5.34
Weighted Average Basic Shares Outstanding	19.76M	19.98M	20.00M	22.95M	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Diluted Earnings per Share	$1.35	$1.89	$2.41	$2.07	$3.55	$2.76	$3.86	$5.31	$5.07	$4.83	$5.31
Weighted Average Diluted Shares Outstanding	19.76M	19.98M	20.00M	22.95M	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Weighted Average Basic & Diluted Shares Outstanding	19.76M	19.98M	20.00M	22.95M	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Cash Dividends to Common per Share	$0.21	$0.26	$0.41	$0.44	$0.62	$0.72	$0.75	$0.90	$1.00	$1.06	$1.22

This table shows Enterprise Financial Services' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026	6/30/2026
Net Income / (Loss) Attributable to Common Shareholders	44	39	45	50	48	49	50	44	54	48	40
Consolidated Net Income / (Loss)	45	40	45	51	49	50	51	45	55	49	41
Net Income / (Loss) Continuing Operations	45	40	45	51	49	50	51	45	55	49	41
Total Pre-Tax Income	56	51	57	63	61	61	64	89	70	63	52
Total Revenue	166	150	156	165	167	166	173	207	194	185	182
Net Interest Income / (Expense)	141	138	141	143	146	148	153	158	168	166	169
Total Interest Income	207	208	212	216	215	212	219	225	232	225	229
Loans and Leases Interest Income	185	187	189	192	188	182	188	191	193	185	188
Investment Securities Interest Income	17	18	18	19	22	25	28	30	34	35	37
Deposits and Money Market Investments Interest Income	5.63	3.57	4.39	5.35	5.61	5.12	3.37	3.64	5.44	4.53	3.70
Total Interest Expense	66	70	71	73	69	64	66	67	64	59	61
Deposits Interest Expense	62	64	66	69	65	59	60	62	60	55	56
Long-Term Debt Interest Expense	2.48	3.51	3.25	2.75	2.68	2.85	4.54	3.89	1.69	1.58	2.92
Federal Funds Purchased and Securities Sold Interest Expense	1.54	2.01	1.50	1.31	1.34	2.15	1.69	1.60	2.17	2.62	2.01
Total Non-Interest Income	25	12	15	21	21	18	21	49	25	19	13
Provision for Credit Losses	18	5.76	4.82	4.10	6.83	5.18	3.47	8.45	9.24	7.24	14
Total Non-Interest Expense	93	94	94	98	100	100	106	110	115	115	116
Salaries and Employee Benefits	40	45	45	45	48	48	50	50	51	56	53
Net Occupancy & Equipment Expense	8.31	8.67	9.54	9.92	8.78	9.24	9.78	9.92	11	12	12
Other Operating Expenses	45	40	40	43	43	42	46	50	52	48	51
Income Tax Expense	11	10	12	12	12	11	13	43	15	13	11
Preferred Stock Dividends Declared	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94
Basic Earnings per Share	$1.16	$1.05	$1.19	$1.33	$1.29	$1.33	$1.36	$1.20	$1.45	$1.31	$1.10
Weighted Average Basic Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M
Diluted Earnings per Share	$1.15	$1.05	$1.19	$1.32	$1.27	$1.31	$1.36	$1.19	$1.45	$1.30	$1.09
Weighted Average Diluted Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M
Weighted Average Basic & Diluted Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M

This table details how cash moves in and out of Enterprise Financial Services' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	-6.54	105	-45	43	-29	370	1,484	-1,730	142	331	-82
Net Cash From Operating Activities	47	83	46	109	92	136	161	217	268	247	194
Net Cash From Continuing Operating Activities	47	83	46	109	92	136	161	217	268	247	194
Net Income / (Loss) Continuing Operations	38	49	48	89	93	74	133	203	194	185	201
Consolidated Net Income / (Loss)	38	49	48	89	93	74	133	203	194	185	201
Provision For Loan Losses	0.46	3.61	10	6.64	6.37	65	13	-0.61	37	22	26
Depreciation Expense	2.02	2.43	3.28	3.53	5.72	6.15	6.15	5.57	5.09	5.15	6.78
Amortization Expense	4.35	4.15	5.02	4.19	8.52	12	15	14	10	9.02	8.38
Non-Cash Adjustments to Reconcile Net Income	-15	-8.46	23	1.99	-7.91	-24	9.91	15	14	3.11	0.89
Changes in Operating Assets and Liabilities, net	17	32	-44	3.23	-13	0.88	-17	-20	8.71	23	-50
Net Cash From Investing Activities	-337	-358	-312	-332	-379	-703	-23	-1,384	-1,308	-797	-1,079
Net Cash From Continuing Investing Activities	-337	-358	-312	-332	-379	-703	-23	-1,384	-1,308	-797	-1,079
Purchase of Property, Leasehold Improvements and Equipment	-2.11	-2.50	-2.55	-3.04	-6.34	-2.26	-2.50	-1.93	-6.56	-7.48	-12
Purchase of Investment Securities	-499	-508	-670	-488	-965	-1,152	-447	-1,671	-1,728	-1,230	-2,171
Sale of Property, Leasehold Improvements and Equipment	-	-	-	-	-	0.00	0.00	1.70	0.36	0.00	0.00
Divestitures	-	-	-	-	-	-	-	-	0.00	0.00	277
Sale and/or Maturity of Investments	161	152	360	159	593	451	426	288	427	440	827
Net Cash From Financing Activities	284	380	221	266	257	938	1,347	-563	1,181	881	803
Net Cash From Continuing Financing Activities	284	380	221	266	257	938	1,347	-563	1,181	881	803
Net Change in Deposits	293	449	158	432	102	1,133	1,518	-515	1,347	970	821
Issuance of Debt	946	1,406	10	2.00	187	-110	-160	100	0.00	0.00	63
Repayment of Debt	-986	-1,467	-10	-103	-8.71	-90	-57	-56	-5.71	-11	-68
Repurchase of Common Equity	-1.19	-7.09	-20	-22	-16	-15	-61	-33	0.00	-30	-14
Payment of Dividends	-5.26	-8.21	-10	-11	-17	-20	-26	-38	-41	-43	-49
Other Financing Activities, Net	37	7.98	93	-32	9.44	40	60	-22	-119	-5.14	50
Cash Interest Paid	13	13	25	46	66	35	24	41	195	284	260
Cash Income Taxes Paid	16	26	12	10	14	7.51	57	46	50	28	83

This table details how cash moves in and out of Enterprise Financial Services' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026	6/30/2026
Net Change in Cash & Equivalents	62	-64	23	34	338	-283	9.85	-20	210	-47	-82
Net Cash From Operating Activities	79	30	77	89	52	40	61	49	43	59	69
Net Cash From Continuing Operating Activities	79	30	77	89	52	40	61	49	43	59	69
Net Income / (Loss) Continuing Operations	45	40	45	51	49	50	51	45	55	49	41
Consolidated Net Income / (Loss)	45	40	45	51	49	50	51	45	55	49	41
Provision For Loan Losses	18	5.76	4.82	4.10	6.83	5.18	3.47	8.45	9.24	7.24	14
Depreciation Expense	1.27	1.25	1.34	1.32	1.24	1.33	1.76	1.63	2.06	2.06	2.04
Amortization Expense	-1.37	3.21	2.45	1.25	2.11	2.53	2.62	1.90	1.33	3.89	4.28
Non-Cash Adjustments to Reconcile Net Income	7.52	1.64	1.97	2.15	-2.65	-3.37	3.02	0.36	0.88	5.78	5.35
Changes in Operating Assets and Liabilities, net	8.98	-22	20	30	-4.40	-16	-0.97	-8.21	-25	-9.83	1.86
Net Cash From Investing Activities	-389	-181	-0.07	-283	-333	-366	-367	-316	-31	91	-365
Net Cash From Continuing Investing Activities	-389	-181	-0.07	-283	-333	-366	-367	-316	-31	91	-365
Purchase of Property, Leasehold Improvements and Equipment	-4.36	-2.95	-1.79	-0.85	-1.88	-4.40	-2.32	-2.24	-3.02	-1.02	-1.66
Purchase of Investment Securities	-470	-302	-65	-377	-486	-517	-556	-492	-607	-149	-747
Sale and/or Maturity of Investments	85	125	66	95	154	155	191	178	302	241	384
Net Cash From Financing Activities	372	87	-53	228	619	43	315	247	198	-197	213
Net Cash From Continuing Financing Activities	372	87	-53	228	619	43	315	247	198	-197	213
Net Change in Deposits	266	77	29	183	681	-112	283	251	400	-85	-22
Issuance of Debt	-	125	-47	72	-150	205	89	96	-327	0.00	380
Repayment of Debt	136	-103	-17	-7.46	116	-25	-45	-90	93	-68	-111
Repurchase of Common Equity	-	0.00	-	-9.79	-11	-11	-0.01	-	-3.52	-27	-23
Payment of Dividends	-10	-10	-11	-11	-11	-12	-12	-12	-13	-13	-13
Other Financing Activities, Net	-20	-2.43	1.47	1.08	-5.26	-2.06	-0.01	2.62	49	-3.40	2.45
Cash Interest Paid	66	71	72	72	70	64	66	67	63	60	62
Cash Income Taxes Paid	16	0.02	14	13	0.95	6.64	18	22	37	5.73	16

This table presents Enterprise Financial Services' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	3,608	4,081	5,289	5,646	7,334	9,752	13,537	13,054	14,519	15,596	17,301
Cash and Due from Banks	48	54	91	92	75	100	209	230	193	271	208
Federal Funds Sold	0.09	0.45	1.22	1.71	3.06	1.52	1.36	1.75	2.88	5.71	5.79
Interest Bearing Deposits at Other Banks	47	145	64	107	93	444	1,811	68	241	489	469
Trading Account Securities	513	556	742	814	1,173	961	1,366	2,310	2,435	2,864	3,811
Loans and Leases, Net of Allowance	2,782	3,115	4,054	4,307	5,271	7,088	-145	9,600	10,749	11,082	11,660
Loans and Leases	2,815	3,158	4,097	4,350	5,314	7,225	-	9,737	10,884	11,220	11,800
Allowance for Loan and Lease Losses	33	43	43	43	43	137	145	137	135	138	140
Loans Held for Sale	6.60	9.56	3.16	0.39	5.57	14	-	1.23	0.36	0.11	0.93
Premises and Equipment, Net	15	15	33	32	60	53	48	43	43	45	59
Goodwill	30	30	117	117	210	261	365	365	365	365	417
Intangible Assets	3.08	2.15	11	8.55	26	23	22	17	12	8.48	21
Other Assets	164	154	173	167	416	806	60	419	477	465	649
Total Liabilities & Shareholders' Equity	3,608	4,081	5,289	5,646	7,334	9,752	13,537	13,054	14,519	15,596	17,301
Total Liabilities	3,258	3,694	4,741	5,042	6,467	8,673	906	11,532	12,803	13,772	15,261
Non-Interest Bearing Deposits	717	867	1,124	1,101	1,327	2,712	-	4,643	3,959	4,484	4,874
Interest Bearing Deposits	2,067	2,367	3,033	3,487	4,444	5,274	800	6,186	8,218	8,662	9,735
Short-Term Debt	270	277	254	221	231	301	-	324	298	281	388
Long-Term Debt	167	106	291	190	398	254	-	255	156	157	94
Other Long-Term Liabilities	35	77	38	42	67	132	106	123	172	189	171
Commitments & Contingencies	-	-	-	-	-	-	-	-	-	-	0.00
Total Equity & Noncontrolling Interests	351	387	549	604	867	1,079	1,529	1,522	1,716	1,824	2,039
Total Preferred & Common Equity	351	387	549	604	867	1,079	1,529	1,522	1,716	1,824	2,039
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	72	72	72	72	72
Total Common Equity	351	387	549	604	867	1,079	1,457	1,450	1,644	1,752	1,967
Common Stock	211	213	350	351	527	698	1,019	983	996	991	1,001
Retained Earnings	142	182	225	305	381	417	493	598	750	878	1,021
Accumulated Other Comprehensive Income / (Loss)	0.22	-1.74	-3.82	-9.28	18	37	19	-130	-101	-117	-55

This table presents Enterprise Financial Services' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026	Q2 2026
Period end date	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026	6/30/2026
Total Assets	13,326	13,871	14,025	14,613	14,616	14,954	15,677	16,076	16,402	17,228	17,399
Cash and Due from Banks	211	203	191	158	177	211	260	253	208	259	274
Federal Funds Sold	2.75	0.96	1.70	1.05	1.71	2.53	8.11	11	2.96	8.03	11
Interest Bearing Deposits at Other Banks	78	124	183	215	218	216	215	229	261	369	268
Trading Account Securities	2,339	1,617	2,280	1,686	2,461	2,714	3,109	3,384	3,527	3,911	3,961
Loans and Leases, Net of Allowance	9,874	10,371	10,475	10,893	10,861	10,940	11,156	11,264	11,434	11,551	11,753
Loans and Leases	10,012	10,513	10,617	11,028	11,000	11,080	11,299	11,409	11,583	11,693	11,892
Allowance for Loan and Lease Losses	138	141	142	135	139	140	143	145	149	142	139
Loans Held for Sale	0.26	0.55	0.21	0.61	0.61	0.30	0.00	0.59	0.68	0.42	1.15
Premises and Equipment, Net	42	42	41	44	45	44	48	49	49	58	57
Goodwill	365	365	365	365	365	365	365	365	365	417	417
Intangible Assets	16	15	13	11	10	9.40	7.63	6.88	6.14	20	18
Other Assets	398	1,133	476	1,239	478	451	508	515	547	636	639
Total Liabilities & Shareholders' Equity	13,326	13,871	14,025	14,613	14,616	14,954	15,677	16,076	16,402	17,228	17,399
Total Liabilities	11,733	12,253	12,413	12,882	12,860	13,122	13,809	14,153	14,420	15,206	15,358
Non-Interest Bearing Deposits	4,193	3,881	3,852	3,805	3,928	3,934	4,285	4,322	4,387	4,828	4,910
Interest Bearing Deposits	6,962	7,739	8,057	8,448	8,354	8,531	8,749	8,995	9,181	9,696	9,592
Short-Term Debt	-	-	-	-	178	171	256	211	247	319	208
Long-Term Debt	469	505	338	476	234	306	362	451	421	94	474
Other Long-Term Liabilities	109	128	165	152	165	180	157	175	185	268	174
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,593	1,618	1,612	1,732	1,755	1,832	1,868	1,923	1,982	2,022	2,041
Total Preferred & Common Equity	1,593	1,618	1,612	1,732	1,755	1,832	1,868	1,923	1,982	2,022	2,041
Preferred Stock	72	72	72	72	72	72	72	72	72	72	72
Total Common Equity	1,521	1,546	1,540	1,660	1,683	1,760	1,796	1,851	1,910	1,950	1,969
Common Stock	985	989	992	996	994	993	989	992	998	991	986
Retained Earnings	642	681	715	779	811	846	909	948	981	1,041	1,056
Accumulated Other Comprehensive Income / (Loss)	-106	-123	-168	-115	-122	-79	-101	-89	-68	-82	-74

This table displays calculated financial ratios and metrics derived from Enterprise Financial Services' official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	37,010,909.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	37,010,909.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	5.44
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.29%	16.63%	28.64%	-9.34%	0.00%	12.72%	31.87%	24.57%	18.43%	1.03%	16.00%
EBITDA Growth	33.97%	25.70%	16.44%	-21.99%	76.15%	-15.14%	71.97%	46.80%	-6.18%	-6.28%	21.79%
EBIT Growth	42.29%	28.15%	15.57%	-23.43%	75.20%	-20.76%	83.40%	53.86%	-4.99%	-6.20%	22.69%
NOPAT Growth	41.50%	27.01%	-1.32%	85.14%	3.95%	-19.79%	78.88%	52.60%	-4.42%	-4.53%	8.69%
Net Income Growth	41.50%	27.01%	-1.32%	85.14%	3.95%	-19.79%	78.88%	52.60%	-4.42%	-4.53%	8.69%
EPS Growth	40.00%	27.51%	-14.11%	85.02%	-7.31%	-22.25%	39.86%	37.56%	-4.52%	-4.73%	9.94%
Operating Cash Flow Growth	49.83%	74.88%	-44.51%	137.62%	-15.03%	46.57%	18.49%	34.92%	23.82%	-7.77%	-21.78%
Free Cash Flow Firm Growth	106.02%	805.53%	-509.77%	160.63%	-332.40%	83.68%	-17,067.11%	198.78%	-98.83%	-25.57%	-161.90%
Invested Capital Growth	4.10%	-2.33%	42.03%	-7.11%	47.33%	9.20%	673.18%	-83.36%	3.24%	4.22%	11.47%
Revenue Q/Q Growth	2.15%	3.68%	7.09%	-15.63%	0.00%	11.45%	3.72%	6.18%	1.69%	0.13%	3.73%
EBITDA Q/Q Growth	12.34%	6.40%	7.56%	-33.52%	185.15%	13.87%	9.88%	3.76%	-9.00%	3.62%	3.18%
EBIT Q/Q Growth	14.39%	6.48%	8.32%	-35.99%	170.31%	15.75%	10.34%	4.76%	-7.82%	2.26%	3.34%
NOPAT Q/Q Growth	13.97%	6.43%	-11.23%	21.85%	6.38%	-0.21%	19.68%	4.74%	-7.38%	2.38%	3.05%
Net Income Q/Q Growth	13.97%	6.43%	-11.23%	21.85%	6.38%	-0.21%	19.68%	4.74%	-7.38%	2.38%	3.05%
EPS Q/Q Growth	14.55%	6.64%	-14.46%	21.97%	3.20%	-2.82%	6.93%	5.57%	-7.65%	2.55%	3.51%
Operating Cash Flow Q/Q Growth	14.56%	134.04%	-32.71%	18.22%	-19.96%	7.44%	13.97%	-10.78%	23.03%	-9.84%	-4.51%
Free Cash Flow Firm Q/Q Growth	-79.60%	263.92%	14.29%	368.51%	-32.21%	-142.74%	-4,219.66%	3,128.63%	115.84%	152.63%	60.06%
Invested Capital Q/Q Growth	17.60%	1.68%	-3.47%	-19.91%	-9.24%	3.74%	551.94%	16.84%	11.27%	-2.07%	-4.87%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	45.91%	49.48%	44.79%	38.54%	45.25%	34.07%	44.43%	52.36%	41.48%	38.48%	40.40%
EBIT Margin	41.39%	45.48%	40.86%	34.51%	40.31%	28.33%	39.41%	48.67%	39.05%	36.26%	38.35%
Profit (Net Income) Margin	27.25%	29.68%	22.77%	46.49%	32.21%	22.92%	31.09%	38.09%	30.74%	29.05%	27.22%
Tax Burden Percent	65.84%	65.26%	55.70%	85.31%	79.92%	80.90%	78.90%	78.26%	78.72%	80.12%	70.98%
Interest Burden Percent	100.00%	100.00%	100.03%	157.90%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	34.16%	34.74%	44.30%	14.69%	20.08%	19.10%	21.10%	21.74%	21.28%	19.88%	29.02%
Return on Invested Capital (ROIC)	4.98%	6.27%	5.17%	8.46%	7.39%	4.75%	1.87%	2.76%	9.09%	8.36%	8.42%
ROIC Less NNEP Spread (ROIC-NNEP)	4.98%	6.27%	5.17%	8.46%	7.39%	4.75%	1.87%	2.76%	9.09%	8.36%	8.42%
Return on Net Nonoperating Assets (RNNOA)	6.55%	6.97%	5.13%	7.02%	5.22%	2.89%	8.34%	10.55%	2.90%	2.11%	2.00%
Return on Equity (ROE)	11.53%	13.24%	10.30%	15.48%	12.61%	7.64%	10.20%	13.31%	11.99%	10.47%	10.42%
Cash Return on Invested Capital (CROIC)	0.96%	8.63%	-29.56%	15.83%	-30.89%	-4.04%	-152.33%	145.69%	5.90%	4.23%	-2.43%
Operating Return on Assets (OROA)	1.70%	1.95%	1.85%	1.21%	1.79%	1.08%	1.45%	1.95%	1.79%	1.54%	1.72%
Return on Assets (ROA)	1.12%	1.27%	1.03%	1.63%	1.43%	0.87%	1.14%	1.53%	1.41%	1.23%	1.22%
Return on Common Equity (ROCE)	11.53%	13.24%	10.30%	15.48%	12.61%	7.64%	9.92%	12.68%	11.45%	10.04%	10.04%
Return on Equity Simple (ROE_SIMPLE)	10.96%	12.62%	8.78%	14.78%	10.69%	6.89%	8.70%	13.34%	11.31%	10.16%	9.87%
Net Operating Profit after Tax (NOPAT)	38	49	48	89	93	74	133	203	194	185	201
NOPAT Margin	27.25%	29.68%	22.77%	46.49%	32.21%	22.92%	31.09%	38.09%	30.74%	29.05%	27.22%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	40.41%	37.35%	36.24%	42.68%	35.43%	35.38%	35.85%	33.43%	31.09%	34.43%	32.31%
Operating Expenses to Revenue	58.28%	52.33%	54.35%	62.03%	57.48%	51.51%	57.47%	51.44%	55.15%	60.37%	58.09%
Earnings before Interest and Taxes (EBIT)	58	75	86	66	116	92	169	259	247	231	284
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	65	81	95	74	130	111	190	279	262	245	299
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.40	1.95	1.68	0.00	1.34	0.79	1.17	1.20	0.99	1.20	1.02
Price to Tangible Book Value (P/TBV)	1.55	2.13	2.20	0.00	1.84	1.07	1.60	1.63	1.29	1.52	1.31
Price to Revenue (P/Rev)	3.49	4.59	4.36	0.00	4.03	2.63	3.99	3.26	2.58	3.28	2.70
Price to Earnings (P/E)	12.79	15.46	19.16	0.00	12.52	11.46	12.84	8.74	8.57	11.54	10.11
Dividend Yield	1.07%	1.09%	1.10%	1.30%	1.42%	2.21%	1.68%	1.93%	2.29%	1.88%	2.26%
Earnings Yield	7.82%	6.47%	5.22%	0.00%	7.99%	8.73%	7.79%	11.44%	11.67%	8.67%	9.89%
Enterprise Value to Invested Capital (EV/IC)	1.06	1.22	1.20	0.21	1.08	0.53	0.00	1.00	0.79	0.81	0.74
Enterprise Value to Revenue (EV/Rev)	5.91	5.70	6.20	1.10	5.62	2.66	0.00	3.92	2.72	2.88	2.53
Enterprise Value to EBITDA (EV/EBITDA)	12.87	11.52	13.84	2.86	12.43	7.79	0.00	7.49	6.57	7.49	6.25
Enterprise Value to EBIT (EV/EBIT)	14.28	12.53	15.17	3.20	13.95	9.37	0.00	8.06	6.98	7.95	6.59
Enterprise Value to NOPAT (EV/NOPAT)	21.68	19.20	27.23	2.37	17.46	11.59	0.00	10.30	8.86	9.92	9.28
Enterprise Value to Operating Cash Flow (EV/OCF)	17.67	11.37	28.65	1.95	17.51	6.36	0.00	9.65	6.41	7.43	9.66
Enterprise Value to Free Cash Flow (EV/FCFF)	112.37	13.96	0.00	1.27	0.00	0.00	0.00	0.19	13.65	19.59	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.25	0.99	0.99	0.68	0.73	0.51	0.00	0.38	0.26	0.24	0.24
Long-Term Debt to Equity	0.48	0.27	0.53	0.31	0.46	0.24	0.00	0.17	0.09	0.09	0.05
Financial Leverage	1.32	1.11	0.99	0.83	0.71	0.61	4.47	3.83	0.32	0.25	0.24
Leverage Ratio	10.32	10.42	10.01	9.49	8.82	8.78	8.93	8.71	8.51	8.51	8.52
Compound Leverage Factor	10.32	10.42	10.02	14.98	8.82	8.78	8.93	8.71	8.51	8.51	8.52
Debt to Total Capital	55.48%	49.70%	49.81%	40.54%	42.03%	33.95%	0.00%	27.57%	20.91%	19.34%	19.10%
Short-Term Debt to Total Capital	34.31%	35.99%	23.21%	21.81%	15.43%	18.43%	0.00%	15.42%	13.73%	12.42%	15.38%
Long-Term Debt to Total Capital	21.17%	13.71%	26.61%	18.73%	26.60%	15.53%	0.00%	12.15%	7.19%	6.92%	3.72%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.71%	3.43%	3.32%	3.18%	2.86%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	44.52%	50.30%	50.19%	59.46%	57.97%	66.05%	95.29%	69.00%	75.77%	77.48%	78.05%
Debt to EBITDA	6.75	4.70	5.74	5.57	4.83	5.02	0.00	2.08	1.73	1.78	1.61
Net Debt to EBITDA	5.28	2.24	4.10	2.86	3.51	0.08	0.00	1.00	0.06	-1.34	-0.67
Long-Term Debt to EBITDA	2.58	1.30	3.07	2.57	3.05	2.29	0.00	0.92	0.60	0.64	0.31
Debt to NOPAT	11.37	7.83	11.30	4.61	6.78	7.46	0.00	2.85	2.34	2.36	2.39
Net Debt to NOPAT	8.89	3.74	8.06	2.37	4.94	0.13	0.00	1.38	0.09	-1.77	-1.00
Long-Term Debt to NOPAT	4.34	2.16	6.04	2.13	4.29	3.41	0.00	1.26	0.80	0.85	0.47
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.76%	4.72%	4.45%	4.07%	3.73%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	7.42	67	-275	167	-388	-63	-10,865	10,733	126	94	-58
Operating Cash Flow to CapEx	2,235.29%	3,306.13%	1,798.55%	3,585.11%	1,459.00%	5,998.85%	6,423.00%	93,783.55%	4,327.12%	3,309.70%	1,614.64%
Free Cash Flow to Firm to Interest Expense	0.60	4.89	-10.91	3.64	-5.84	-1.82	-471.64	260.64	0.62	0.33	-0.22
Operating Cash Flow to Interest Expense	3.81	6.01	1.81	2.37	1.39	3.90	6.97	5.26	1.33	0.87	0.74
Operating Cash Flow Less CapEx to Interest Expense	3.64	5.83	1.71	2.30	1.30	3.83	6.86	5.26	1.30	0.85	0.69
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.05	0.04	0.04	0.04	0.04	0.04	0.05	0.04	0.05
Fixed Asset Turnover	9.53	11.06	8.91	5.93	6.25	5.73	8.47	11.73	14.74	14.55	14.23
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	788	770	1,093	1,015	1,496	1,634	12,631	2,102	2,170	2,261	2,521
Invested Capital Turnover	0.18	0.21	0.23	0.18	0.23	0.21	0.06	0.07	0.30	0.29	0.31
Increase / (Decrease) in Invested Capital	31	-18	323	-78	481	138	10,998	-10,530	68	91	259
Enterprise Value (EV)	834	938	1,312	212	1,619	862	-241	2,092	1,720	1,837	1,869
Market Capitalization	492	755	923	0.00	1,161	852	1,708	1,739	1,631	2,094	1,999
Book Value per Share	$17.52	$19.34	$23.78	$0.00	$32.70	$41.17	$37.97	$38.96	$43.98	$47.19	$53.16
Tangible Book Value per Share	$15.85	$17.72	$18.22	$0.00	$23.79	$30.34	$27.88	$28.70	$33.88	$37.12	$41.32
Total Capital	788	770	1,093	1,015	1,496	1,634	1,529	2,102	2,170	2,261	2,521
Total Debt	437	383	545	412	629	555	0.00	580	454	437	481
Total Long-Term Debt	167	106	291	190	398	254	0.00	255	156	157	94
Net Debt	342	183	389	212	458	9.39	-2,022	280	17	-329	-201
Capital Expenditures (CapEx)	2.11	2.50	2.55	3.04	6.34	2.26	2.50	0.23	6.20	7.48	12
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	437	383	545	412	629	555	11,102	580	454	437	481
Total Depreciation and Amortization (D&A)	6.37	6.58	8.31	7.73	14	19	21	20	15	14	15
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.92	$2.44	$2.10	$3.86	$3.56	$2.76	$3.86	$5.32	$5.09	$4.86	$5.34
Adjusted Weighted Average Basic Shares Outstanding	20.17M	23.44M	23.44M	0.00	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Adjusted Diluted Earnings per Share	$1.89	$2.41	$2.07	$3.83	$3.55	$2.76	$3.86	$5.31	$5.07	$4.83	$5.31
Adjusted Weighted Average Diluted Shares Outstanding	20.17M	23.44M	23.44M	0.00	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$3.56	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	20.17M	23.44M	23.44M	0.00	26.56M	31.23M	37.82M	37.28M	37.47M	36.98M	36.82M
Normalized Net Operating Profit after Tax (NOPAT)	38	50	52	90	107	78	150	203	194	185	201
Normalized NOPAT Margin	27.25%	30.23%	24.47%	47.06%	37.20%	23.96%	35.16%	38.09%	30.74%	29.05%	27.22%
Pre Tax Income Margin	41.39%	45.48%	40.87%	54.49%	40.31%	28.33%	39.41%	48.67%	39.05%	36.26%	38.35%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.72	5.45	3.43	1.44	1.75	2.64	7.32	6.30	1.22	0.82	1.08
NOPAT to Interest Expense	3.11	3.56	1.91	1.94	1.40	2.14	5.78	4.93	0.96	0.65	0.77
EBIT Less CapEx to Interest Expense	4.55	5.27	3.33	1.38	1.65	2.58	7.21	6.30	1.19	0.79	1.04
NOPAT Less CapEx to Interest Expense	2.94	3.38	1.81	1.88	1.30	2.07	5.67	4.93	0.93	0.63	0.72
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	13.68%	16.81%	21.27%	12.16%	17.87%	26.61%	19.66%	18.54%	21.19%	23.37%	24.25%
Augmented Payout Ratio	16.77%	31.33%	61.83%	36.77%	34.61%	47.24%	65.19%	34.75%	21.19%	39.37%	31.28%

This table displays calculated financial ratios and metrics derived from Enterprise Financial Services' official financial filings.

Metric	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026	Q2 2026
Period end date	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026	6/30/2026
DEI Shares Outstanding	-	-	-	-	-	-	-	-	37,010,909.00	36,816,012.00	36,585,805.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	37,010,909.00	36,816,012.00	36,585,805.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	1.48	1.34	1.12
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	6.73%	-4.18%	0.67%	7.26%	0.49%	10.75%	11.12%	25.48%	15.92%	11.59%	5.09%
EBITDA Growth	-31.62%	-28.40%	-9.11%	4.71%	15.45%	17.77%	12.48%	41.10%	14.40%	6.04%	-13.36%
EBIT Growth	-27.35%	-28.95%	-8.77%	10.05%	9.22%	20.55%	12.25%	41.24%	15.13%	2.99%	-18.61%
NOPAT Growth	-25.79%	-27.52%	-7.49%	13.25%	9.67%	23.66%	13.07%	-10.58%	12.20%	-1.20%	-20.35%
Net Income Growth	-25.79%	-27.52%	-7.49%	13.25%	9.67%	23.66%	13.07%	-10.58%	12.20%	-1.20%	-20.35%
EPS Growth	-26.75%	-28.08%	-7.75%	12.82%	10.43%	24.76%	14.29%	-9.85%	14.17%	-0.76%	-19.85%
Operating Cash Flow Growth	174.42%	-56.79%	8.35%	79.97%	-34.19%	33.90%	-19.89%	-44.55%	-17.58%	46.18%	12.04%
Free Cash Flow Firm Growth	-100.22%	-6.79%	100.50%	-189.74%	-81.24%	-114.85%	-37,821.59%	4.23%	-379.67%	143.75%	73.25%
Invested Capital Growth	3.24%	7.09%	2.09%	18.42%	4.22%	12.56%	19.21%	14.75%	11.47%	-2.02%	5.36%
Revenue Q/Q Growth	8.11%	-9.81%	4.09%	5.68%	1.28%	-0.60%	4.44%	19.35%	-6.44%	-4.31%	-1.64%
EBITDA Q/Q Growth	-11.18%	-7.02%	10.67%	7.18%	-2.07%	1.39%	5.69%	34.46%	-20.60%	-6.02%	-14.88%
EBIT Q/Q Growth	-2.67%	-8.82%	12.95%	9.79%	-3.41%	0.64%	5.18%	38.13%	-21.26%	-9.97%	-16.88%
NOPAT Q/Q Growth	-0.30%	-9.27%	12.49%	11.31%	-3.46%	2.31%	2.85%	-11.97%	21.13%	-9.91%	-17.09%
Net Income Q/Q Growth	-0.30%	-9.27%	12.49%	11.31%	-3.46%	2.31%	2.85%	-11.97%	21.13%	-9.91%	-17.09%
EPS Q/Q Growth	-1.71%	-8.70%	13.33%	10.92%	-3.79%	3.15%	3.82%	-12.50%	21.85%	-10.34%	-16.15%
Operating Cash Flow Q/Q Growth	59.68%	-62.16%	155.97%	16.36%	-41.62%	-23.00%	53.13%	-19.45%	-13.21%	36.56%	17.37%
Free Cash Flow Firm Q/Q Growth	77.90%	-349.57%	100.91%	-31,975.21%	86.17%	-432.94%	-60.61%	19.08%	30.75%	148.61%	-198.19%
Invested Capital Q/Q Growth	11.27%	1.76%	-1.82%	6.52%	-2.07%	9.91%	3.98%	2.54%	-4.87%	-3.39%	11.81%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	33.36%	36.76%	39.08%	39.63%	38.32%	39.09%	39.56%	44.56%	37.82%	37.14%	32.15%
EBIT Margin	33.41%	33.78%	36.65%	38.08%	36.31%	36.77%	37.03%	42.86%	36.07%	33.93%	28.68%
Profit (Net Income) Margin	26.80%	26.95%	29.13%	30.68%	29.24%	30.10%	29.64%	21.86%	28.30%	26.65%	22.46%
Tax Burden Percent	80.19%	79.80%	79.47%	80.57%	80.52%	81.86%	80.04%	51.01%	78.48%	78.53%	78.34%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	19.81%	20.20%	20.53%	19.43%	19.48%	18.14%	19.96%	48.99%	21.52%	21.47%	21.66%
Return on Invested Capital (ROIC)	7.92%	7.89%	8.50%	9.18%	8.42%	8.39%	8.37%	6.29%	8.76%	8.22%	6.50%
ROIC Less NNEP Spread (ROIC-NNEP)	7.92%	7.89%	8.50%	9.18%	8.42%	8.39%	8.37%	6.29%	8.76%	8.22%	6.50%
Return on Net Nonoperating Assets (RNNOA)	2.53%	2.24%	2.31%	2.17%	2.12%	2.55%	2.44%	1.89%	2.08%	2.18%	2.20%
Return on Equity (ROE)	10.45%	10.13%	10.81%	11.35%	10.54%	10.93%	10.82%	8.18%	10.84%	10.40%	8.70%
Cash Return on Invested Capital (CROIC)	5.90%	1.52%	6.09%	-8.37%	4.23%	-3.51%	-9.08%	-5.86%	-2.43%	10.20%	1.95%
Operating Return on Assets (OROA)	1.53%	1.51%	1.61%	1.67%	1.54%	1.59%	1.62%	1.95%	1.62%	1.57%	1.32%
Return on Assets (ROA)	1.23%	1.21%	1.28%	1.35%	1.24%	1.30%	1.30%	0.99%	1.27%	1.23%	1.03%
Return on Common Equity (ROCE)	9.98%	9.69%	10.35%	10.87%	10.11%	10.50%	10.39%	7.87%	10.44%	10.01%	8.39%
Return on Equity Simple (ROE_SIMPLE)	0.00%	10.32%	9.97%	9.88%	0.00%	10.43%	10.44%	9.86%	0.00%	9.93%	9.33%
Net Operating Profit after Tax (NOPAT)	45	40	45	51	49	50	51	45	55	49	41
NOPAT Margin	26.80%	26.95%	29.13%	30.68%	29.24%	30.10%	29.64%	21.86%	28.30%	26.65%	22.46%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	28.86%	35.98%	34.65%	33.53%	33.74%	34.61%	34.58%	28.78%	32.09%	36.33%	35.69%
Operating Expenses to Revenue	55.72%	62.38%	60.26%	59.44%	59.59%	60.11%	60.97%	53.06%	59.16%	62.16%	63.53%
Earnings before Interest and Taxes (EBIT)	56	51	57	63	61	61	64	89	70	63	52
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	55	55	61	65	64	65	69	92	73	69	59
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.99	0.91	0.91	1.09	1.20	1.11	1.10	1.12	1.02	1.02	1.22
Price to Tangible Book Value (P/TBV)	1.29	1.17	1.17	1.38	1.52	1.40	1.38	1.39	1.31	1.32	1.57
Price to Revenue (P/Rev)	2.58	2.41	2.45	3.01	3.28	3.04	3.03	3.01	2.70	2.62	3.14
Price to Earnings (P/E)	8.57	8.61	8.95	10.81	11.54	10.40	10.33	11.19	10.11	10.11	12.92
Dividend Yield	2.29%	2.48%	2.47%	2.01%	1.88%	2.05%	2.07%	2.04%	2.26%	2.33%	1.97%
Earnings Yield	11.67%	11.62%	11.17%	9.25%	8.67%	9.62%	9.68%	8.94%	9.89%	9.89%	7.74%
Enterprise Value to Invested Capital (EV/IC)	0.79	0.76	0.75	0.88	0.81	0.88	0.88	0.91	0.74	0.76	0.96
Enterprise Value to Revenue (EV/Rev)	2.72	2.69	2.59	3.19	2.88	3.35	3.39	3.38	2.53	2.43	3.40
Enterprise Value to EBITDA (EV/EBITDA)	6.57	7.00	6.94	8.59	7.49	8.60	8.66	8.32	6.25	6.08	8.89
Enterprise Value to EBIT (EV/EBIT)	6.98	7.44	7.36	9.00	7.95	9.08	9.15	8.78	6.59	6.45	9.55
Enterprise Value to NOPAT (EV/NOPAT)	8.86	9.40	9.27	11.24	9.92	11.26	11.34	12.34	9.28	9.17	13.72
Enterprise Value to Operating Cash Flow (EV/OCF)	6.41	7.34	6.91	7.42	7.43	8.52	9.39	11.90	9.66	8.69	11.90
Enterprise Value to Free Cash Flow (EV/FCFF)	13.65	51.71	12.43	0.00	19.59	0.00	0.00	0.00	0.00	7.34	50.48
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.26	0.28	0.24	0.26	0.24	0.33	0.34	0.34	0.24	0.20	0.33
Long-Term Debt to Equity	0.09	0.28	0.13	0.17	0.09	0.19	0.23	0.21	0.05	0.05	0.23
Financial Leverage	0.32	0.28	0.27	0.24	0.25	0.30	0.29	0.30	0.24	0.26	0.34
Leverage Ratio	8.51	8.40	8.44	8.41	8.51	8.41	8.34	8.22	8.52	8.46	8.45
Compound Leverage Factor	8.51	8.40	8.44	8.41	8.51	8.41	8.34	8.22	8.52	8.46	8.45
Debt to Total Capital	20.91%	21.57%	19.03%	20.67%	19.34%	24.84%	25.59%	25.19%	19.10%	16.96%	25.05%
Short-Term Debt to Total Capital	13.73%	0.00%	8.22%	7.40%	12.42%	10.29%	8.15%	9.32%	15.38%	13.11%	7.64%
Long-Term Debt to Total Capital	7.19%	21.57%	10.81%	13.27%	6.92%	14.55%	17.44%	15.87%	3.72%	3.85%	17.40%
Preferred Equity to Total Capital	3.32%	3.26%	3.32%	3.12%	3.18%	2.90%	2.79%	2.72%	2.86%	2.96%	2.64%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	75.77%	75.17%	77.65%	76.22%	77.48%	72.27%	71.62%	72.09%	78.05%	80.08%	72.31%
Debt to EBITDA	1.73	1.98	1.76	2.01	1.78	2.42	2.52	2.30	1.61	1.36	2.32
Net Debt to EBITDA	0.06	0.43	0.07	0.20	-1.34	0.53	0.64	0.67	-0.67	-0.73	0.44
Long-Term Debt to EBITDA	0.60	1.98	1.00	1.29	0.64	1.42	1.72	1.45	0.31	0.31	1.61
Debt to NOPAT	2.34	2.67	2.36	2.64	2.36	3.17	3.29	3.42	2.39	2.06	3.58
Net Debt to NOPAT	0.09	0.57	0.09	0.26	-1.77	0.69	0.84	1.00	-1.00	-1.11	0.68
Long-Term Debt to NOPAT	0.80	2.67	1.34	1.69	0.85	1.86	2.25	2.15	0.47	0.47	2.49
Noncontrolling Interest Sharing Ratio	4.45%	4.33%	4.27%	4.18%	4.07%	4.00%	3.91%	3.77%	3.73%	3.70%	3.63%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-24	-106	0.97	-309	-43	-227	-365	-295	-205	99	-98
Operating Cash Flow to CapEx	1,931.67%	1,011.81%	4,281.37%	10,436.81%	2,763.26%	909.38%	2,641.68%	2,200.80%	1,418.14%	5,713.18%	4,141.38%
Free Cash Flow to Firm to Interest Expense	-0.35	-1.51	0.01	-4.24	-0.62	-3.54	-5.52	-4.40	-3.19	1.69	-1.61
Operating Cash Flow to Interest Expense	1.19	0.43	1.08	1.22	0.75	0.62	0.93	0.74	0.67	0.99	1.13
Operating Cash Flow Less CapEx to Interest Expense	1.13	0.38	1.05	1.21	0.73	0.55	0.89	0.70	0.62	0.98	1.11
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.05	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05
Fixed Asset Turnover	14.74	14.41	14.42	14.88	14.55	14.14	14.36	15.24	14.23	14.32	14.50
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,170	2,208	2,168	2,309	2,261	2,485	2,584	2,650	2,521	2,435	2,723
Invested Capital Turnover	0.30	0.29	0.29	0.30	0.29	0.28	0.28	0.29	0.31	0.31	0.29
Increase / (Decrease) in Invested Capital	68	146	44	359	91	277	417	341	259	-50	139
Enterprise Value (EV)	1,720	1,681	1,622	2,035	1,837	2,194	2,276	2,411	1,869	1,842	2,612
Market Capitalization	1,631	1,506	1,534	1,915	2,094	1,987	2,035	2,145	1,999	1,992	2,410
Book Value per Share	$43.98	$44.27	$44.90	$47.10	$47.19	$48.57	$50.12	$51.65	$53.16	$52.97	$53.81
Tangible Book Value per Share	$33.88	$34.23	$34.88	$37.08	$37.12	$38.49	$40.04	$41.61	$41.32	$41.12	$41.92
Total Capital	2,170	2,208	2,168	2,309	2,261	2,485	2,584	2,650	2,521	2,435	2,723
Total Debt	454	476	413	477	437	617	661	668	481	413	682
Total Long-Term Debt	156	476	234	306	157	362	451	421	94	94	474
Net Debt	17	103	16	47	-329	134	169	195	-201	-222	129
Capital Expenditures (CapEx)	4.09	2.95	1.79	0.85	1.88	4.40	2.32	2.24	3.02	1.02	1.66
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	454	476	413	477	437	617	661	668	481	413	682
Total Depreciation and Amortization (D&A)	-0.10	4.47	3.78	2.57	3.35	3.85	4.38	3.54	3.39	5.95	6.32
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.16	$1.05	$1.19	$1.33	$1.29	$1.33	$1.36	$1.20	$1.45	$1.31	$1.10
Adjusted Weighted Average Basic Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M
Adjusted Diluted Earnings per Share	$1.15	$1.05	$1.19	$1.32	$1.27	$1.31	$1.36	$1.19	$1.45	$1.30	$1.09
Adjusted Weighted Average Diluted Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	37.47M	37.49M	37.37M	37.13M	36.98M	36.93M	36.99M	37.01M	36.82M	36.59M	36.19M
Normalized Net Operating Profit after Tax (NOPAT)	45	40	45	51	49	50	51	45	55	49	41
Normalized NOPAT Margin	26.80%	26.95%	29.13%	30.68%	29.24%	30.10%	29.64%	21.86%	28.30%	26.65%	22.46%
Pre Tax Income Margin	33.41%	33.78%	36.65%	38.08%	36.31%	36.77%	37.03%	42.86%	36.07%	33.93%	28.68%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.84	0.72	0.80	0.86	0.88	0.95	0.97	1.32	1.09	1.07	0.86
NOPAT to Interest Expense	0.67	0.58	0.64	0.69	0.71	0.78	0.78	0.67	0.85	0.84	0.68
EBIT Less CapEx to Interest Expense	0.78	0.68	0.78	0.85	0.85	0.88	0.93	1.29	1.04	1.05	0.83
NOPAT Less CapEx to Interest Expense	0.61	0.54	0.61	0.68	0.68	0.71	0.74	0.64	0.81	0.82	0.65
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	21.19%	23.03%	23.74%	23.36%	23.37%	22.91%	22.91%	24.26%	24.25%	25.05%	27.08%
Augmented Payout Ratio	21.19%	23.03%	28.65%	33.52%	39.37%	43.58%	38.69%	35.46%	31.28%	40.38%	55.23%

Financials Breakdown Chart

Key Financial Trends

Enterprise Financial Services (NASDAQ:EFSC) has expanded materially since late 2022. As of Q2 2026, total assets reached $17.4 billion, up approximately 34% from $13.0 billion in Q3 2022. Net loans and leases increased to $11.75 billion from $9.21 billion, while total deposits rose to approximately $14.5 billion from $11.1 billion.

Revenue and net interest income also show a long-term upward trend. Q2 2026 total revenue was $182.2 million, compared with $133.7 million in Q3 2022, and net interest income increased from $124.3 million to $168.7 million over the same comparison. However, recent earnings were pressured by higher credit-loss provisions and weaker non-interest income.

Loan growth remains a key strength: Net loans and leases rose approximately 27.5% from Q3 2022 to Q2 2026 and increased 1.8% from Q1 2026.
Deposit funding has expanded: Total deposits increased about 31% from Q3 2022, providing a larger funding base for EFSC’s loan portfolio.
Net interest income has grown steadily: Q2 2026 net interest income of $168.7 million was approximately 36% above Q3 2022 and 3.9% above Q2 2025.
Capital has strengthened: Total equity reached $2.04 billion in Q2 2026, up from $1.45 billion in Q3 2022. Retained earnings increased to $1.06 billion from $548 million over that period.
Operating cash flow remains positive: EFSC generated $68.7 million of operating cash flow in Q2 2026, up from $61.3 million in Q2 2025 and $28.8 million in Q4 2022.
Liquidity has shifted rather than disappeared: Cash and due from banks increased to $273.9 million in Q2 2026 from $258.5 million in Q1, while interest-bearing deposits at other banks declined to $267.7 million from $368.8 million.
Share repurchases are supporting per-share results: The company repurchased $22.8 million of common equity in Q2 2026 and $27.2 million in Q1, contributing to a decline in weighted-average shares outstanding to 36.2 million from 37.4 million in Q2 2024.
Quarterly profitability weakened: Q2 2026 net income attributable to common shareholders fell to $40.0 million from $48.4 million in Q1 2026 and $50.4 million in the restated Q2 2025 results. Diluted EPS declined to $1.09 from $1.30 in Q1 and $1.36 in Q2 2025.
Credit-loss provisions increased sharply: The provision for credit losses rose to $14.2 million in Q2 2026, nearly double Q1’s $7.2 million and more than four times the $3.5 million recorded in Q2 2025. The allowance for loan and lease losses remains substantial at $139.2 million.
Cash declined despite positive operating cash flow: Q2 2026 investing cash outflows totaled $364.5 million, largely because of $747.3 million in investment-security purchases, resulting in a quarterly net cash decline of $82.4 million even after $213.4 million of financing inflows.

Overall, EFSC’s multi-year balance-sheet expansion and higher net interest income are constructive for long-term investors. The more immediate concern is that earnings growth has not kept pace with asset growth in the latest quarter, as elevated credit provisions and lower non-interest income reduced net income. Investors should monitor whether credit costs normalize and whether deposit growth can continue without materially increasing funding expenses.

The supplied history includes quarterly data rather than a complete annual series, and several earlier income-statement and cash-flow figures are marked as restated or calculated. Comparisons should therefore be treated as directional rather than a substitute for reviewing EFSC’s full regulatory filings.

09/13/26 12:35 PM ETAI Generated. May Contain Errors.

Enterprise Financial Services Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Enterprise Financial Services' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Enterprise Financial Services' net income appears to be on an upward trend, with a most recent value of $201.37 million in 2025, rising from $27.17 million in 2014. The previous period was $185.27 million in 2024.

Over the last 10 years, Enterprise Financial Services' total revenue changed from $134.00 million in 2014 to $739.86 million in 2025, a change of 452.1%.

Enterprise Financial Services' total liabilities were at $15.26 billion at the end of 2025, a 10.8% increase from 2024, and a 368.5% increase since 2015.

In the past 10 years, Enterprise Financial Services' cash and equivalents has ranged from $47.94 million in 2015 to $270.98 million in 2024, and is currently $208.08 million as of their latest financial filing in 2025.

Over the last 10 years, Enterprise Financial Services' book value per share changed from 17.52 in 2015 to 53.16 in 2025, a change of 203.4%.

Related Companies

Financial statements for NASDAQ:EFSCP last updated on 7/31/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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Enterprise Financial Services (EFSCP) Financials

Financials Breakdown Chart

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Enterprise Financial Services Financials - Frequently Asked Questions

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Enterprise Financial Services (EFSCP) Financials

Annual Income Statements for Enterprise Financial Services

Quarterly Income Statements for Enterprise Financial Services

Annual Cash Flow Statements for Enterprise Financial Services

Quarterly Cash Flow Statements for Enterprise Financial Services

Annual Balance Sheets for Enterprise Financial Services

Quarterly Balance Sheets for Enterprise Financial Services

Annual Metrics And Ratios for Enterprise Financial Services

Quarterly Metrics And Ratios for Enterprise Financial Services

Financials Breakdown Chart

Key Financial Trends

Enterprise Financial Services Financials - Frequently Asked Questions

When does Enterprise Financial Services' financial year end?

How has Enterprise Financial Services' net income changed over the last 10 years?

How has Enterprise Financial Services' revenue changed over the last 10 years?

How much debt does Enterprise Financial Services have?

How much cash does Enterprise Financial Services have?

How has Enterprise Financial Services' book value per share changed over the last 10 years?

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