Top 5 Stocks to Buy Now
→ Trump Takes Emergency Action - Plus Elon Musk's New Venture (From Altimetry) (Ad)tc pixel Free EFSCP Stock Alerts

Enterprise Financial Services (EFSCP) Financials

Enterprise Financial Services logo
$20.00 +0.08 (+0.40%)
As of 03:54 PM Eastern
Compare
Annual Income Statements for Enterprise Financial Services

Annual Income Statements for Enterprise Financial Services

This table shows Enterprise Financial Services' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 27 38 49 48 93 74 133 199 190 182 198
Consolidated Net Income / (Loss)		 27 38 49 48 93 74 133 203 194 185 201
Net Income / (Loss) Continuing Operations		 27 38 49 48 93 74 133 203 194 185 201
Total Pre-Tax Income 		41 58 75 87 116 92 169 259 247 231 284
Total Revenue		 134 141 165 212 288 325 428 533 631 638 740
Net Interest Income / (Expense)		 117 120 135 177 239 270 360 474 563 568 627
Total Interest Income		 132 133 149 203 305 305 383 515 765 851 888
Loans and Leases Interest Income		 121 122 138 185 269 270 349 456 688 755 754
Investment Securities Interest Income		 10 10 11 16 34 34 33 48 64 77 116
Deposits and Money Market Investments Interest Income		 0.19 0.21 0.37 0.80 2.13 0.62 1.50 11 13 19 18
Total Interest Expense		 14 12 14 25 66 35 23 41 202 283 262
Deposits Interest Expense		 10 10 11 17 50 21 11 30 184 265 241
Long-Term Debt Interest Expense		 3.12 1.38 2.45 7.45 14 13 12 9.77 13 12 13
Federal Funds Purchased and Securities Sold Interest Expense		 0.78 0.58 0.44 0.58 2.39 1.17 0.61 1.26 6.07 6.16 7.61
Total Non-Interest Income		 17 21 29 34 49 55 68 59 69 70 113
Provision for Credit Losses		 5.49 0.46 3.61 10 6.37 65 13 -0.61 37 22 26
Total Non-Interest Expense		 87 82 86 115 165 167 246 274 348 385 430
Salaries and Employee Benefits		 47 46 50 61 81 92 125 147 165 183 199
Net Occupancy & Equipment Expense		 11 11 12 15 21 23 29 31 32 37 40
Other Operating Expenses		 25 23 22 32 46 48 70 96 152 165 191
Income Tax Expense		 14 20 26 38 23 18 36 56 52 46 82
Preferred Stock Dividends Declared		 - - - - - 0.00 0.00 4.04 3.75 3.75 3.75
Basic Earnings per Share		 $1.38 $1.92 $2.44 $2.10 $3.56 $2.76 $3.86 $5.32 $5.09 $4.86 $5.34
Weighted Average Basic Shares Outstanding		 19.76M 19.98M 20.00M 22.95M 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Diluted Earnings per Share		 $1.35 $1.89 $2.41 $2.07 $3.55 $2.76 $3.86 $5.31 $5.07 $4.83 $5.31
Weighted Average Diluted Shares Outstanding		 19.76M 19.98M 20.00M 22.95M 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Weighted Average Basic & Diluted Shares Outstanding		 19.76M 19.98M 20.00M 22.95M 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Cash Dividends to Common per Share		 $0.21 $0.26 $0.41 $0.44 $0.62 $0.72 $0.75 $0.90 $1.00 $1.06 $1.22

Quarterly Income Statements for Enterprise Financial Services

This table shows Enterprise Financial Services' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 44 44 39 45 50 48 49 50 44 54 48
Consolidated Net Income / (Loss)		 45 45 40 45 51 49 50 51 45 55 49
Net Income / (Loss) Continuing Operations		 45 45 40 45 51 49 50 51 45 55 49
Total Pre-Tax Income 		57 56 51 57 63 61 61 64 89 70 63
Total Revenue		 154 166 150 156 165 167 166 173 207 194 185
Net Interest Income / (Expense)		 142 141 138 141 143 146 148 153 158 168 166
Total Interest Income		 201 207 208 212 216 215 212 219 225 232 225
Loans and Leases Interest Income		 180 185 187 189 192 188 182 188 191 193 185
Investment Securities Interest Income		 16 17 18 18 19 22 25 28 30 34 35
Deposits and Money Market Investments Interest Income		 4.51 5.63 3.57 4.39 5.35 5.61 5.12 3.37 3.64 5.44 4.53
Total Interest Expense		 59 66 70 71 73 69 64 66 67 64 59
Deposits Interest Expense		 55 62 64 66 69 65 59 60 62 60 55
Long-Term Debt Interest Expense		 2.61 2.48 3.51 3.25 2.75 2.68 2.85 4.54 3.89 1.69 1.58
Federal Funds Purchased and Securities Sold Interest Expense		 1.31 1.54 2.01 1.50 1.31 1.34 2.15 1.69 1.60 2.17 2.62
Total Non-Interest Income		 12 25 12 15 21 21 18 21 49 25 19
Provision for Credit Losses		 8.03 18 5.76 4.82 4.10 6.83 5.18 3.47 8.45 9.24 7.24
Total Non-Interest Expense		 89 93 94 94 98 100 100 106 110 115 115
Salaries and Employee Benefits		 41 40 45 45 45 48 48 50 50 51 56
Net Occupancy & Equipment Expense		 8.03 8.31 8.67 9.54 9.92 8.78 9.24 9.78 9.92 11 12
Other Operating Expenses		 40 45 40 40 43 43 42 46 50 52 48
Income Tax Expense		 12 11 10 12 12 12 11 13 43 15 13
Preferred Stock Dividends Declared		 0.94 0.94 0.94 0.94 0.94 0.94 0.94 0.94 0.94 0.94 0.94
Basic Earnings per Share		 $1.17 $1.16 $1.05 $1.19 $1.33 $1.29 $1.33 $1.36 $1.20 $1.45 $1.31
Weighted Average Basic Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Diluted Earnings per Share		 $1.17 $1.15 $1.05 $1.19 $1.32 $1.27 $1.31 $1.36 $1.19 $1.45 $1.30
Weighted Average Diluted Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Weighted Average Basic & Diluted Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Cash Dividends to Common per Share		 $0.25 - $0.25 $0.26 $0.27 - $0.29 $0.30 $0.31 - $0.33

Annual Cash Flow Statements for Enterprise Financial Services

This table details how cash moves in and out of Enterprise Financial Services' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -6.54 105 -45 43 -29 370 1,484 -1,730 142 331 -82
Net Cash From Operating Activities		 47 83 46 109 92 136 161 217 268 247 194
Net Cash From Continuing Operating Activities		 47 83 46 109 92 136 161 217 268 247 194
Net Income / (Loss) Continuing Operations		 38 49 48 89 93 74 133 203 194 185 201
Consolidated Net Income / (Loss)		 38 49 48 89 93 74 133 203 194 185 201
Provision For Loan Losses		 0.46 3.61 10 6.64 6.37 65 13 -0.61 37 22 26
Depreciation Expense		 2.02 2.43 3.28 3.53 5.72 6.15 6.15 5.57 5.09 5.15 6.78
Amortization Expense		 4.35 4.15 5.02 4.19 8.52 12 15 14 10 9.02 8.38
Non-Cash Adjustments to Reconcile Net Income		 -15 -8.46 23 1.99 -7.91 -24 9.91 15 14 3.11 0.89
Changes in Operating Assets and Liabilities, net		 17 32 -44 3.23 -13 0.88 -17 -20 8.71 23 -50
Net Cash From Investing Activities		 -337 -358 -312 -332 -379 -703 -23 -1,384 -1,308 -797 -1,079
Net Cash From Continuing Investing Activities		 -337 -358 -312 -332 -379 -703 -23 -1,384 -1,308 -797 -1,079
Purchase of Property, Leasehold Improvements and Equipment		 -2.11 -2.50 -2.55 -3.04 -6.34 -2.26 -2.50 -1.93 -6.56 -7.48 -12
Purchase of Investment Securities		 -499 -508 -670 -488 -965 -1,152 -447 -1,671 -1,728 -1,230 -2,171
Sale of Property, Leasehold Improvements and Equipment		 - - - - - 0.00 0.00 1.70 0.36 0.00 0.00
Divestitures		 - - - - - - - - 0.00 0.00 277
Sale and/or Maturity of Investments		 161 152 360 159 593 451 426 288 427 440 827
Net Cash From Financing Activities		 284 380 221 266 257 938 1,347 -563 1,181 881 803
Net Cash From Continuing Financing Activities		 284 380 221 266 257 938 1,347 -563 1,181 881 803
Net Change in Deposits		 293 449 158 432 102 1,133 1,518 -515 1,347 970 821
Issuance of Debt		 946 1,406 10 2.00 187 -110 -160 100 0.00 0.00 63
Repayment of Debt		 -986 -1,467 -10 -103 -8.71 -90 -57 -56 -5.71 -11 -68
Repurchase of Common Equity		 -1.19 -7.09 -20 -22 -16 -15 -61 -33 0.00 -30 -14
Payment of Dividends		 -5.26 -8.21 -10 -11 -17 -20 -26 -38 -41 -43 -49
Other Financing Activities, Net		 37 7.98 93 -32 9.44 40 60 -22 -119 -5.14 50
Cash Interest Paid		 13 13 25 46 66 35 24 41 195 284 260
Cash Income Taxes Paid		 16 26 12 10 14 7.51 57 46 50 28 83

Quarterly Cash Flow Statements for Enterprise Financial Services

This table details how cash moves in and out of Enterprise Financial Services' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 49 62 -64 23 34 338 -283 9.85 -20 210 -47
Net Cash From Operating Activities		 49 79 30 77 89 52 40 61 49 43 59
Net Cash From Continuing Operating Activities		 49 79 30 77 89 52 40 61 49 43 59
Net Income / (Loss) Continuing Operations		 45 45 40 45 51 49 50 51 45 55 49
Consolidated Net Income / (Loss)		 45 45 40 45 51 49 50 51 45 55 49
Provision For Loan Losses		 8.03 18 5.76 4.82 4.10 6.83 5.18 3.47 8.45 9.24 7.24
Depreciation Expense		 1.27 1.27 1.25 1.34 1.32 1.24 1.33 1.76 1.63 2.06 2.06
Amortization Expense		 4.09 -1.37 3.21 2.45 1.25 2.11 2.53 2.62 1.90 1.33 3.89
Non-Cash Adjustments to Reconcile Net Income		 0.67 7.52 1.64 1.97 2.15 -2.65 -3.37 3.02 0.36 0.88 5.78
Changes in Operating Assets and Liabilities, net		 -9.26 8.98 -22 20 30 -4.40 -16 -0.97 -8.21 -25 -9.83
Net Cash From Investing Activities		 -114 -389 -181 -0.07 -283 -333 -366 -367 -316 -31 91
Net Cash From Continuing Investing Activities		 -114 -389 -181 -0.07 -283 -333 -366 -367 -316 -31 91
Purchase of Property, Leasehold Improvements and Equipment		 -0.59 -4.36 -2.95 -1.79 -0.85 -1.88 -4.40 -2.32 -2.24 -3.02 -1.02
Acquisitions		 - - - - - - 0.00 - - - 0.25
Purchase of Investment Securities		 -216 -470 -302 -65 -377 -486 -517 -556 -492 -607 -149
Sale and/or Maturity of Investments		 102 85 125 66 95 154 155 191 178 302 241
Net Cash From Financing Activities		 114 372 87 -53 228 619 43 315 247 198 -197
Net Cash From Continuing Financing Activities		 114 372 87 -53 228 619 43 315 247 198 -197
Net Change in Deposits		 290 266 77 29 183 681 -112 283 251 400 -85
Issuance of Debt		 -150 - 125 -47 72 -150 205 89 96 -327 0.00
Repayment of Debt		 -17 136 -103 -17 -7.46 116 -25 -45 -90 93 -68
Repurchase of Common Equity		 - - 0.00 - -9.79 -11 -11 -0.01 - -3.52 -27
Payment of Dividends		 -10 -10 -10 -11 -11 -11 -12 -12 -12 -13 -13
Other Financing Activities, Net		 0.96 -20 -2.43 1.47 1.08 -5.26 -2.06 -0.01 2.62 49 -3.40
Cash Interest Paid		 55 66 71 72 72 70 64 66 67 63 60
Cash Income Taxes Paid		 12 16 0.02 14 13 0.95 6.64 18 22 37 5.73

Annual Balance Sheets for Enterprise Financial Services

This table presents Enterprise Financial Services' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 3,608 4,081 5,289 5,646 7,334 9,752 13,537 13,054 14,519 15,596 17,301
Cash and Due from Banks		 48 54 91 92 75 100 209 230 193 271 208
Federal Funds Sold		 0.09 0.45 1.22 1.71 3.06 1.52 1.36 1.75 2.88 5.71 5.79
Interest Bearing Deposits at Other Banks		 47 145 64 107 93 444 1,811 68 241 489 469
Trading Account Securities		 513 556 742 814 1,173 961 1,366 2,310 2,435 2,864 3,811
Loans and Leases, Net of Allowance		 2,782 3,115 4,054 4,307 5,271 7,088 -145 9,600 10,749 11,082 11,660
Loans and Leases		 2,815 3,158 4,097 4,350 5,314 7,225 - 9,737 10,884 11,220 11,800
Allowance for Loan and Lease Losses		 33 43 43 43 43 137 145 137 135 138 140
Loans Held for Sale		 6.60 9.56 3.16 0.39 5.57 14 - 1.23 0.36 0.11 0.93
Premises and Equipment, Net		 15 15 33 32 60 53 48 43 43 45 59
Goodwill		 30 30 117 117 210 261 365 365 365 365 417
Intangible Assets		 3.08 2.15 11 8.55 26 23 22 17 12 8.48 21
Other Assets		 164 154 173 167 416 806 60 419 477 465 649
Total Liabilities & Shareholders' Equity		 3,608 4,081 5,289 5,646 7,334 9,752 13,537 13,054 14,519 15,596 17,301
Total Liabilities		 3,258 3,694 4,741 5,042 6,467 8,673 906 11,532 12,803 13,772 15,261
Non-Interest Bearing Deposits		 717 867 1,124 1,101 1,327 2,712 - 4,643 3,959 4,484 4,874
Interest Bearing Deposits		 2,067 2,367 3,033 3,487 4,444 5,274 800 6,186 8,218 8,662 9,735
Short-Term Debt		 270 277 254 221 231 301 - 324 298 281 388
Long-Term Debt		 167 106 291 190 398 254 - 255 156 157 94
Other Long-Term Liabilities		 35 77 38 42 67 132 106 123 172 189 171
Commitments & Contingencies		 - - - - - - - - - - 0.00
Total Equity & Noncontrolling Interests		 351 387 549 604 867 1,079 1,529 1,522 1,716 1,824 2,039
Total Preferred & Common Equity		 351 387 549 604 867 1,079 1,529 1,522 1,716 1,824 2,039
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 72 72 72 72 72
Total Common Equity		 351 387 549 604 867 1,079 1,457 1,450 1,644 1,752 1,967
Common Stock		 211 213 350 351 527 698 1,019 983 996 991 1,001
Retained Earnings		 142 182 225 305 381 417 493 598 750 878 1,021
Accumulated Other Comprehensive Income / (Loss)		 0.22 -1.74 -3.82 -9.28 18 37 19 -130 -101 -117 -55

Quarterly Balance Sheets for Enterprise Financial Services

This table presents Enterprise Financial Services' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 12,995 13,326 13,871 14,025 14,613 14,616 14,954 15,677 16,076 16,402 17,228
Cash and Due from Banks		 264 211 203 191 158 177 211 260 253 208 259
Federal Funds Sold		 1.06 2.75 0.96 1.70 1.05 1.71 2.53 8.11 11 2.96 8.03
Interest Bearing Deposits at Other Banks		 489 78 124 183 215 218 216 215 229 261 369
Trading Account Securities		 1,526 2,339 1,617 2,280 1,686 2,461 2,714 3,109 3,384 3,527 3,911
Loans and Leases, Net of Allowance		 9,214 9,874 10,371 10,475 10,893 10,861 10,940 11,156 11,264 11,434 11,551
Loans and Leases		 9,355 10,012 10,513 10,617 11,028 11,000 11,080 11,299 11,409 11,583 11,693
Allowance for Loan and Lease Losses		 141 138 141 142 135 139 140 143 145 149 142
Loans Held for Sale		 0.79 0.26 0.55 0.21 0.61 0.61 0.30 0.00 0.59 0.68 0.42
Premises and Equipment, Net		 44 42 42 41 44 45 44 48 49 49 58
Goodwill		 365 365 365 365 365 365 365 365 365 365 417
Intangible Assets		 18 16 15 13 11 10 9.40 7.63 6.88 6.14 20
Other Assets		 1,073 398 1,133 476 1,239 478 451 508 515 547 636
Total Liabilities & Shareholders' Equity		 12,995 13,326 13,871 14,025 14,613 14,616 14,954 15,677 16,076 16,402 17,228
Total Liabilities		 11,549 11,733 12,253 12,413 12,882 12,860 13,122 13,809 14,153 14,420 15,206
Non-Interest Bearing Deposits		 4,643 4,193 3,881 3,852 3,805 3,928 3,934 4,285 4,322 4,387 4,828
Interest Bearing Deposits		 6,415 6,962 7,739 8,057 8,448 8,354 8,531 8,749 8,995 9,181 9,696
Short-Term Debt		 197 - - - - 178 171 256 211 247 319
Long-Term Debt		 155 469 505 338 476 234 306 362 451 421 94
Other Long-Term Liabilities		 138 109 128 165 152 165 180 157 175 185 268
Commitments & Contingencies		 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,446 1,593 1,618 1,612 1,732 1,755 1,832 1,868 1,923 1,982 2,022
Total Preferred & Common Equity		 1,446 1,593 1,618 1,612 1,732 1,755 1,832 1,868 1,923 1,982 2,022
Preferred Stock		 72 72 72 72 72 72 72 72 72 72 72
Total Common Equity		 1,374 1,521 1,546 1,540 1,660 1,683 1,760 1,796 1,851 1,910 1,950
Common Stock		 980 985 989 992 996 994 993 989 992 998 991
Retained Earnings		 548 642 681 715 779 811 846 909 948 981 1,041
Accumulated Other Comprehensive Income / (Loss)		 -153 -106 -123 -168 -115 -122 -79 -101 -89 -68 -82

Annual Metrics And Ratios for Enterprise Financial Services

This table displays calculated financial ratios and metrics derived from Enterprise Financial Services' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 37,010,909.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 37,010,909.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 5.44
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.29% 16.63% 28.64% -9.34% 0.00% 12.72% 31.87% 24.57% 18.43% 1.03% 16.00%
EBITDA Growth		 33.97% 25.70% 16.44% -21.99% 76.15% -15.14% 71.97% 46.80% -6.18% -6.28% 21.79%
EBIT Growth		 42.29% 28.15% 15.57% -23.43% 75.20% -20.76% 83.40% 53.86% -4.99% -6.20% 22.69%
NOPAT Growth		 41.50% 27.01% -1.32% 85.14% 3.95% -19.79% 78.88% 52.60% -4.42% -4.53% 8.69%
Net Income Growth		 41.50% 27.01% -1.32% 85.14% 3.95% -19.79% 78.88% 52.60% -4.42% -4.53% 8.69%
EPS Growth		 40.00% 27.51% -14.11% 85.02% -7.31% -22.25% 39.86% 37.56% -4.52% -4.73% 9.94%
Operating Cash Flow Growth		 49.83% 74.88% -44.51% 137.62% -15.03% 46.57% 18.49% 34.92% 23.82% -7.77% -21.78%
Free Cash Flow Firm Growth		 106.02% 805.53% -509.77% 160.63% -332.40% 83.68% -17,067.11% 198.78% -98.83% -25.57% -161.90%
Invested Capital Growth		 4.10% -2.33% 42.03% -7.11% 47.33% 9.20% 673.18% -83.36% 3.24% 4.22% 11.47%
Revenue Q/Q Growth		 2.15% 3.68% 7.09% -15.63% 0.00% 11.45% 3.72% 6.18% 1.69% 0.13% 3.73%
EBITDA Q/Q Growth		 12.34% 6.40% 7.56% -33.52% 185.15% 13.87% 9.88% 3.76% -9.00% 3.62% 3.18%
EBIT Q/Q Growth		 14.39% 6.48% 8.32% -35.99% 170.31% 15.75% 10.34% 4.76% -7.82% 2.26% 3.34%
NOPAT Q/Q Growth		 13.97% 6.43% -11.23% 21.85% 6.38% -0.21% 19.68% 4.74% -7.38% 2.38% 3.05%
Net Income Q/Q Growth		 13.97% 6.43% -11.23% 21.85% 6.38% -0.21% 19.68% 4.74% -7.38% 2.38% 3.05%
EPS Q/Q Growth		 14.55% 6.64% -14.46% 21.97% 3.20% -2.82% 6.93% 5.57% -7.65% 2.55% 3.51%
Operating Cash Flow Q/Q Growth		 14.56% 134.04% -32.71% 18.22% -19.96% 7.44% 13.97% -10.78% 23.03% -9.84% -4.51%
Free Cash Flow Firm Q/Q Growth		 -79.60% 263.92% 14.29% 368.51% -32.21% -142.74% -4,219.66% 3,128.63% 115.84% 152.63% 60.06%
Invested Capital Q/Q Growth		 17.60% 1.68% -3.47% -19.91% -9.24% 3.74% 551.94% 16.84% 11.27% -2.07% -4.87%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 45.91% 49.48% 44.79% 38.54% 45.25% 34.07% 44.43% 52.36% 41.48% 38.48% 40.40%
EBIT Margin		 41.39% 45.48% 40.86% 34.51% 40.31% 28.33% 39.41% 48.67% 39.05% 36.26% 38.35%
Profit (Net Income) Margin		 27.25% 29.68% 22.77% 46.49% 32.21% 22.92% 31.09% 38.09% 30.74% 29.05% 27.22%
Tax Burden Percent		 65.84% 65.26% 55.70% 85.31% 79.92% 80.90% 78.90% 78.26% 78.72% 80.12% 70.98%
Interest Burden Percent		 100.00% 100.00% 100.03% 157.90% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 34.16% 34.74% 44.30% 14.69% 20.08% 19.10% 21.10% 21.74% 21.28% 19.88% 29.02%
Return on Invested Capital (ROIC)		 4.98% 6.27% 5.17% 8.46% 7.39% 4.75% 1.87% 2.76% 9.09% 8.36% 8.42%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.98% 6.27% 5.17% 8.46% 7.39% 4.75% 1.87% 2.76% 9.09% 8.36% 8.42%
Return on Net Nonoperating Assets (RNNOA)		 6.55% 6.97% 5.13% 7.02% 5.22% 2.89% 8.34% 10.55% 2.90% 2.11% 2.00%
Return on Equity (ROE)		 11.53% 13.24% 10.30% 15.48% 12.61% 7.64% 10.20% 13.31% 11.99% 10.47% 10.42%
Cash Return on Invested Capital (CROIC)		 0.96% 8.63% -29.56% 15.83% -30.89% -4.04% -152.33% 145.69% 5.90% 4.23% -2.43%
Operating Return on Assets (OROA)		 1.70% 1.95% 1.85% 1.21% 1.79% 1.08% 1.45% 1.95% 1.79% 1.54% 1.72%
Return on Assets (ROA)		 1.12% 1.27% 1.03% 1.63% 1.43% 0.87% 1.14% 1.53% 1.41% 1.23% 1.22%
Return on Common Equity (ROCE)		 11.53% 13.24% 10.30% 15.48% 12.61% 7.64% 9.92% 12.68% 11.45% 10.04% 10.04%
Return on Equity Simple (ROE_SIMPLE)		 10.96% 12.62% 8.78% 14.78% 10.69% 6.89% 8.70% 13.34% 11.31% 10.16% 9.87%
Net Operating Profit after Tax (NOPAT)		 38 49 48 89 93 74 133 203 194 185 201
NOPAT Margin		 27.25% 29.68% 22.77% 46.49% 32.21% 22.92% 31.09% 38.09% 30.74% 29.05% 27.22%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 40.41% 37.35% 36.24% 42.68% 35.43% 35.38% 35.85% 33.43% 31.09% 34.43% 32.31%
Operating Expenses to Revenue		 58.28% 52.33% 54.35% 62.03% 57.48% 51.51% 57.47% 51.44% 55.15% 60.37% 58.09%
Earnings before Interest and Taxes (EBIT)		 58 75 86 66 116 92 169 259 247 231 284
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 65 81 95 74 130 111 190 279 262 245 299
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.40 1.95 1.68 0.00 1.34 0.79 1.17 1.20 0.99 1.20 1.02
Price to Tangible Book Value (P/TBV)		 1.55 2.13 2.20 0.00 1.84 1.07 1.60 1.63 1.29 1.52 1.31
Price to Revenue (P/Rev)		 3.49 4.59 4.36 0.00 4.03 2.63 3.99 3.26 2.58 3.28 2.70
Price to Earnings (P/E)		 12.79 15.46 19.16 0.00 12.52 11.46 12.84 8.74 8.57 11.54 10.11
Dividend Yield		 1.07% 1.09% 1.10% 1.30% 1.42% 2.21% 1.68% 1.93% 2.29% 1.88% 2.26%
Earnings Yield		 7.82% 6.47% 5.22% 0.00% 7.99% 8.73% 7.79% 11.44% 11.67% 8.67% 9.89%
Enterprise Value to Invested Capital (EV/IC)		 1.06 1.22 1.20 0.21 1.08 0.53 0.00 1.00 0.79 0.81 0.74
Enterprise Value to Revenue (EV/Rev)		 5.91 5.70 6.20 1.10 5.62 2.66 0.00 3.92 2.72 2.88 2.53
Enterprise Value to EBITDA (EV/EBITDA)		 12.87 11.52 13.84 2.86 12.43 7.79 0.00 7.49 6.57 7.49 6.25
Enterprise Value to EBIT (EV/EBIT)		 14.28 12.53 15.17 3.20 13.95 9.37 0.00 8.06 6.98 7.95 6.59
Enterprise Value to NOPAT (EV/NOPAT)		 21.68 19.20 27.23 2.37 17.46 11.59 0.00 10.30 8.86 9.92 9.28
Enterprise Value to Operating Cash Flow (EV/OCF)		 17.67 11.37 28.65 1.95 17.51 6.36 0.00 9.65 6.41 7.43 9.66
Enterprise Value to Free Cash Flow (EV/FCFF)		 112.37 13.96 0.00 1.27 0.00 0.00 0.00 0.19 13.65 19.59 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.25 0.99 0.99 0.68 0.73 0.51 0.00 0.38 0.26 0.24 0.24
Long-Term Debt to Equity		 0.48 0.27 0.53 0.31 0.46 0.24 0.00 0.17 0.09 0.09 0.05
Financial Leverage		 1.32 1.11 0.99 0.83 0.71 0.61 4.47 3.83 0.32 0.25 0.24
Leverage Ratio		 10.32 10.42 10.01 9.49 8.82 8.78 8.93 8.71 8.51 8.51 8.52
Compound Leverage Factor		 10.32 10.42 10.02 14.98 8.82 8.78 8.93 8.71 8.51 8.51 8.52
Debt to Total Capital		 55.48% 49.70% 49.81% 40.54% 42.03% 33.95% 0.00% 27.57% 20.91% 19.34% 19.10%
Short-Term Debt to Total Capital		 34.31% 35.99% 23.21% 21.81% 15.43% 18.43% 0.00% 15.42% 13.73% 12.42% 15.38%
Long-Term Debt to Total Capital		 21.17% 13.71% 26.61% 18.73% 26.60% 15.53% 0.00% 12.15% 7.19% 6.92% 3.72%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 4.71% 3.43% 3.32% 3.18% 2.86%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 44.52% 50.30% 50.19% 59.46% 57.97% 66.05% 95.29% 69.00% 75.77% 77.48% 78.05%
Debt to EBITDA		 6.75 4.70 5.74 5.57 4.83 5.02 0.00 2.08 1.73 1.78 1.61
Net Debt to EBITDA		 5.28 2.24 4.10 2.86 3.51 0.08 0.00 1.00 0.06 -1.34 -0.67
Long-Term Debt to EBITDA		 2.58 1.30 3.07 2.57 3.05 2.29 0.00 0.92 0.60 0.64 0.31
Debt to NOPAT		 11.37 7.83 11.30 4.61 6.78 7.46 0.00 2.85 2.34 2.36 2.39
Net Debt to NOPAT		 8.89 3.74 8.06 2.37 4.94 0.13 0.00 1.38 0.09 -1.77 -1.00
Long-Term Debt to NOPAT		 4.34 2.16 6.04 2.13 4.29 3.41 0.00 1.26 0.80 0.85 0.47
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.76% 4.72% 4.45% 4.07% 3.73%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 7.42 67 -275 167 -388 -63 -10,865 10,733 126 94 -58
Operating Cash Flow to CapEx		 2,235.29% 3,306.13% 1,798.55% 3,585.11% 1,459.00% 5,998.85% 6,423.00% 93,783.55% 4,327.12% 3,309.70% 1,614.64%
Free Cash Flow to Firm to Interest Expense		 0.60 4.89 -10.91 3.64 -5.84 -1.82 -471.64 260.64 0.62 0.33 -0.22
Operating Cash Flow to Interest Expense		 3.81 6.01 1.81 2.37 1.39 3.90 6.97 5.26 1.33 0.87 0.74
Operating Cash Flow Less CapEx to Interest Expense		 3.64 5.83 1.71 2.30 1.30 3.83 6.86 5.26 1.30 0.85 0.69
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.05 0.04 0.04 0.04 0.04 0.04 0.05 0.04 0.05
Fixed Asset Turnover		 9.53 11.06 8.91 5.93 6.25 5.73 8.47 11.73 14.74 14.55 14.23
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 788 770 1,093 1,015 1,496 1,634 12,631 2,102 2,170 2,261 2,521
Invested Capital Turnover		 0.18 0.21 0.23 0.18 0.23 0.21 0.06 0.07 0.30 0.29 0.31
Increase / (Decrease) in Invested Capital		 31 -18 323 -78 481 138 10,998 -10,530 68 91 259
Enterprise Value (EV)		 834 938 1,312 212 1,619 862 -241 2,092 1,720 1,837 1,869
Market Capitalization		 492 755 923 0.00 1,161 852 1,708 1,739 1,631 2,094 1,999
Book Value per Share		 $17.52 $19.34 $23.78 $0.00 $32.70 $41.17 $37.97 $38.96 $43.98 $47.19 $53.16
Tangible Book Value per Share		 $15.85 $17.72 $18.22 $0.00 $23.79 $30.34 $27.88 $28.70 $33.88 $37.12 $41.32
Total Capital		 788 770 1,093 1,015 1,496 1,634 1,529 2,102 2,170 2,261 2,521
Total Debt		 437 383 545 412 629 555 0.00 580 454 437 481
Total Long-Term Debt		 167 106 291 190 398 254 0.00 255 156 157 94
Net Debt		 342 183 389 212 458 9.39 -2,022 280 17 -329 -201
Capital Expenditures (CapEx)		 2.11 2.50 2.55 3.04 6.34 2.26 2.50 0.23 6.20 7.48 12
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 437 383 545 412 629 555 11,102 580 454 437 481
Total Depreciation and Amortization (D&A)		 6.37 6.58 8.31 7.73 14 19 21 20 15 14 15
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.92 $2.44 $2.10 $3.86 $3.56 $2.76 $3.86 $5.32 $5.09 $4.86 $5.34
Adjusted Weighted Average Basic Shares Outstanding		 20.17M 23.44M 23.44M 0.00 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Adjusted Diluted Earnings per Share		 $1.89 $2.41 $2.07 $3.83 $3.55 $2.76 $3.86 $5.31 $5.07 $4.83 $5.31
Adjusted Weighted Average Diluted Shares Outstanding		 20.17M 23.44M 23.44M 0.00 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $3.56 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 20.17M 23.44M 23.44M 0.00 26.56M 31.23M 37.82M 37.28M 37.47M 36.98M 36.82M
Normalized Net Operating Profit after Tax (NOPAT)		 38 50 52 90 107 78 150 203 194 185 201
Normalized NOPAT Margin		 27.25% 30.23% 24.47% 47.06% 37.20% 23.96% 35.16% 38.09% 30.74% 29.05% 27.22%
Pre Tax Income Margin		 41.39% 45.48% 40.87% 54.49% 40.31% 28.33% 39.41% 48.67% 39.05% 36.26% 38.35%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 4.72 5.45 3.43 1.44 1.75 2.64 7.32 6.30 1.22 0.82 1.08
NOPAT to Interest Expense		 3.11 3.56 1.91 1.94 1.40 2.14 5.78 4.93 0.96 0.65 0.77
EBIT Less CapEx to Interest Expense		 4.55 5.27 3.33 1.38 1.65 2.58 7.21 6.30 1.19 0.79 1.04
NOPAT Less CapEx to Interest Expense		 2.94 3.38 1.81 1.88 1.30 2.07 5.67 4.93 0.93 0.63 0.72
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 13.68% 16.81% 21.27% 12.16% 17.87% 26.61% 19.66% 18.54% 21.19% 23.37% 24.25%
Augmented Payout Ratio		 16.77% 31.33% 61.83% 36.77% 34.61% 47.24% 65.19% 34.75% 21.19% 39.37% 31.28%

Quarterly Metrics And Ratios for Enterprise Financial Services

This table displays calculated financial ratios and metrics derived from Enterprise Financial Services' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 37,010,909.00 36,816,012.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 37,010,909.00 36,816,012.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 1.48 1.34
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 14.94% 6.73% -4.18% 0.67% 7.26% 0.49% 10.75% 11.12% 25.48% 15.92% 11.59%
EBITDA Growth		 -9.22% -31.62% -28.40% -9.11% 4.71% 15.45% 17.77% 12.48% 41.10% 14.40% 6.04%
EBIT Growth		 -11.17% -27.35% -28.95% -8.77% 10.05% 9.22% 20.55% 12.25% 41.24% 15.13% 2.99%
NOPAT Growth		 -11.03% -25.79% -27.52% -7.49% 13.25% 9.67% 23.66% 13.07% -10.58% 12.20% -1.20%
Net Income Growth		 -11.03% -25.79% -27.52% -7.49% 13.25% 9.67% 23.66% 13.07% -10.58% 12.20% -1.20%
EPS Growth		 -11.36% -26.75% -28.08% -7.75% 12.82% 10.43% 24.76% 14.29% -9.85% 14.17% -0.76%
Operating Cash Flow Growth		 -32.34% 174.42% -56.79% 8.35% 79.97% -34.19% 33.90% -19.89% -44.55% -17.58% 46.18%
Free Cash Flow Firm Growth		 -156.41% -100.22% -6.79% 100.50% -189.74% -81.24% -114.85% -37,821.59% 4.23% -379.67% 143.75%
Invested Capital Growth		 8.40% 3.24% 7.09% 2.09% 18.42% 4.22% 12.56% 19.21% 14.75% 11.47% -2.02%
Revenue Q/Q Growth		 -0.81% 8.11% -9.81% 4.09% 5.68% 1.28% -0.60% 4.44% 19.35% -6.44% -4.31%
EBITDA Q/Q Growth		 -6.96% -11.18% -7.02% 10.67% 7.18% -2.07% 1.39% 5.69% 34.46% -20.60% -6.02%
EBIT Q/Q Growth		 -8.99% -2.67% -8.82% 12.95% 9.79% -3.41% 0.64% 5.18% 38.13% -21.26% -9.97%
NOPAT Q/Q Growth		 -9.08% -0.30% -9.27% 12.49% 11.31% -3.46% 2.31% 2.85% -11.97% 21.13% -9.91%
Net Income Q/Q Growth		 -9.08% -0.30% -9.27% 12.49% 11.31% -3.46% 2.31% 2.85% -11.97% 21.13% -9.91%
EPS Q/Q Growth		 -9.30% -1.71% -8.70% 13.33% 10.92% -3.79% 3.15% 3.82% -12.50% 21.85% -10.34%
Operating Cash Flow Q/Q Growth		 -29.94% 59.68% -62.16% 155.97% 16.36% -41.62% -23.00% 53.13% -19.45% -13.21% 36.56%
Free Cash Flow Firm Q/Q Growth		 45.37% 77.90% -349.57% 100.91% -31,975.21% 86.17% -432.94% -60.61% 19.08% 30.75% 148.61%
Invested Capital Q/Q Growth		 -8.16% 11.27% 1.76% -1.82% 6.52% -2.07% 9.91% 3.98% 2.54% -4.87% -3.39%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 40.60% 33.36% 36.76% 39.08% 39.63% 38.32% 39.09% 39.56% 44.56% 37.82% 37.14%
EBIT Margin		 37.11% 33.41% 33.78% 36.65% 38.08% 36.31% 36.77% 37.03% 42.86% 36.07% 33.93%
Profit (Net Income) Margin		 29.06% 26.80% 26.95% 29.13% 30.68% 29.24% 30.10% 29.64% 21.86% 28.30% 26.65%
Tax Burden Percent		 78.29% 80.19% 79.80% 79.47% 80.57% 80.52% 81.86% 80.04% 51.01% 78.48% 78.53%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 21.71% 19.81% 20.20% 20.53% 19.43% 19.48% 18.14% 19.96% 48.99% 21.52% 21.47%
Return on Invested Capital (ROIC)		 9.62% 7.92% 7.89% 8.50% 9.18% 8.42% 8.39% 8.37% 6.29% 8.76% 8.22%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.62% 7.92% 7.89% 8.50% 9.18% 8.42% 8.39% 8.37% 6.29% 8.76% 8.22%
Return on Net Nonoperating Assets (RNNOA)		 2.17% 2.53% 2.24% 2.31% 2.17% 2.12% 2.55% 2.44% 1.89% 2.08% 2.18%
Return on Equity (ROE)		 11.80% 10.45% 10.13% 10.81% 11.35% 10.54% 10.93% 10.82% 8.18% 10.84% 10.40%
Cash Return on Invested Capital (CROIC)		 3.11% 5.90% 1.52% 6.09% -8.37% 4.23% -3.51% -9.08% -5.86% -2.43% 10.20%
Operating Return on Assets (OROA)		 1.71% 1.53% 1.51% 1.61% 1.67% 1.54% 1.59% 1.62% 1.95% 1.62% 1.57%
Return on Assets (ROA)		 1.34% 1.23% 1.21% 1.28% 1.35% 1.24% 1.30% 1.30% 0.99% 1.27% 1.23%
Return on Common Equity (ROCE)		 11.24% 9.98% 9.69% 10.35% 10.87% 10.11% 10.50% 10.39% 7.87% 10.44% 10.01%
Return on Equity Simple (ROE_SIMPLE)		 13.00% 0.00% 10.32% 9.97% 9.88% 0.00% 10.43% 10.44% 9.86% 0.00% 9.93%
Net Operating Profit after Tax (NOPAT)		 45 45 40 45 51 49 50 51 45 55 49
NOPAT Margin		 29.06% 26.80% 26.95% 29.13% 30.68% 29.24% 30.10% 29.64% 21.86% 28.30% 26.65%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 31.74% 28.86% 35.98% 34.65% 33.53% 33.74% 34.61% 34.58% 28.78% 32.09% 36.33%
Operating Expenses to Revenue		 57.66% 55.72% 62.38% 60.26% 59.44% 59.59% 60.11% 60.97% 53.06% 59.16% 62.16%
Earnings before Interest and Taxes (EBIT)		 57 56 51 57 63 61 61 64 89 70 63
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 62 55 55 61 65 64 65 69 92 73 69
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.89 0.99 0.91 0.91 1.09 1.20 1.11 1.10 1.12 1.02 1.02
Price to Tangible Book Value (P/TBV)		 1.18 1.29 1.17 1.17 1.38 1.52 1.40 1.38 1.39 1.31 1.32
Price to Revenue (P/Rev)		 2.20 2.58 2.41 2.45 3.01 3.28 3.04 3.03 3.01 2.70 2.62
Price to Earnings (P/E)		 6.65 8.57 8.61 8.95 10.81 11.54 10.40 10.33 11.19 10.11 10.11
Dividend Yield		 2.70% 2.29% 2.48% 2.47% 2.01% 1.88% 2.05% 2.07% 2.04% 2.26% 2.33%
Earnings Yield		 15.04% 11.67% 11.62% 11.17% 9.25% 8.67% 9.62% 9.68% 8.94% 9.89% 9.89%
Enterprise Value to Invested Capital (EV/IC)		 0.72 0.79 0.76 0.75 0.88 0.81 0.88 0.88 0.91 0.74 0.76
Enterprise Value to Revenue (EV/Rev)		 2.26 2.72 2.69 2.59 3.19 2.88 3.35 3.39 3.38 2.53 2.43
Enterprise Value to EBITDA (EV/EBITDA)		 4.88 6.57 7.00 6.94 8.59 7.49 8.60 8.66 8.32 6.25 6.08
Enterprise Value to EBIT (EV/EBIT)		 5.25 6.98 7.44 7.36 9.00 7.95 9.08 9.15 8.78 6.59 6.45
Enterprise Value to NOPAT (EV/NOPAT)		 6.70 8.86 9.40 9.27 11.24 9.92 11.26 11.34 12.34 9.28 9.17
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.44 6.41 7.34 6.91 7.42 7.43 8.52 9.39 11.90 9.66 8.69
Enterprise Value to Free Cash Flow (EV/FCFF)		 24.05 13.65 51.71 12.43 0.00 19.59 0.00 0.00 0.00 0.00 7.34
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.21 0.26 0.28 0.24 0.26 0.24 0.33 0.34 0.34 0.24 0.20
Long-Term Debt to Equity		 0.21 0.09 0.28 0.13 0.17 0.09 0.19 0.23 0.21 0.05 0.05
Financial Leverage		 0.23 0.32 0.28 0.27 0.24 0.25 0.30 0.29 0.30 0.24 0.26
Leverage Ratio		 8.84 8.51 8.40 8.44 8.41 8.51 8.41 8.34 8.22 8.52 8.46
Compound Leverage Factor		 8.84 8.51 8.40 8.44 8.41 8.51 8.41 8.34 8.22 8.52 8.46
Debt to Total Capital		 17.34% 20.91% 21.57% 19.03% 20.67% 19.34% 24.84% 25.59% 25.19% 19.10% 16.96%
Short-Term Debt to Total Capital		 0.00% 13.73% 0.00% 8.22% 7.40% 12.42% 10.29% 8.15% 9.32% 15.38% 13.11%
Long-Term Debt to Total Capital		 17.34% 7.19% 21.57% 10.81% 13.27% 6.92% 14.55% 17.44% 15.87% 3.72% 3.85%
Preferred Equity to Total Capital		 3.69% 3.32% 3.26% 3.32% 3.12% 3.18% 2.90% 2.79% 2.72% 2.86% 2.96%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 78.96% 75.77% 75.17% 77.65% 76.22% 77.48% 72.27% 71.62% 72.09% 78.05% 80.08%
Debt to EBITDA		 1.18 1.73 1.98 1.76 2.01 1.78 2.42 2.52 2.30 1.61 1.36
Net Debt to EBITDA		 -0.13 0.06 0.43 0.07 0.20 -1.34 0.53 0.64 0.67 -0.67 -0.73
Long-Term Debt to EBITDA		 1.18 0.60 1.98 1.00 1.29 0.64 1.42 1.72 1.45 0.31 0.31
Debt to NOPAT		 1.61 2.34 2.67 2.36 2.64 2.36 3.17 3.29 3.42 2.39 2.06
Net Debt to NOPAT		 -0.18 0.09 0.57 0.09 0.26 -1.77 0.69 0.84 1.00 -1.00 -1.11
Long-Term Debt to NOPAT		 1.61 0.80 2.67 1.34 1.69 0.85 1.86 2.25 2.15 0.47 0.47
Noncontrolling Interest Sharing Ratio		 4.71% 4.45% 4.33% 4.27% 4.18% 4.07% 4.00% 3.91% 3.77% 3.73% 3.70%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -106 -24 -106 0.97 -309 -43 -227 -365 -295 -205 99
Operating Cash Flow to CapEx		 8,993.82% 1,931.67% 1,011.81% 4,281.37% 10,436.81% 2,763.26% 909.38% 2,641.68% 2,200.80% 1,418.14% 5,713.18%
Free Cash Flow to Firm to Interest Expense		 -1.80 -0.35 -1.51 0.01 -4.24 -0.62 -3.54 -5.52 -4.40 -3.19 1.69
Operating Cash Flow to Interest Expense		 0.83 1.19 0.43 1.08 1.22 0.75 0.62 0.93 0.74 0.67 0.99
Operating Cash Flow Less CapEx to Interest Expense		 0.83 1.13 0.38 1.05 1.21 0.73 0.55 0.89 0.70 0.62 0.98
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.04 0.04 0.04 0.04 0.04 0.04 0.05 0.05 0.05
Fixed Asset Turnover		 14.58 14.74 14.41 14.42 14.88 14.55 14.14 14.36 15.24 14.23 14.32
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,950 2,170 2,208 2,168 2,309 2,261 2,485 2,584 2,650 2,521 2,435
Invested Capital Turnover		 0.33 0.30 0.29 0.29 0.30 0.29 0.28 0.28 0.29 0.31 0.31
Increase / (Decrease) in Invested Capital		 151 68 146 44 359 91 277 417 341 259 -50
Enterprise Value (EV)		 1,404 1,720 1,681 1,622 2,035 1,837 2,194 2,276 2,411 1,869 1,842
Market Capitalization		 1,368 1,631 1,506 1,534 1,915 2,094 1,987 2,035 2,145 1,999 1,992
Book Value per Share		 $41.19 $43.98 $44.27 $44.90 $47.10 $47.19 $48.57 $50.12 $51.65 $53.16 $52.97
Tangible Book Value per Share		 $31.06 $33.88 $34.23 $34.88 $37.08 $37.12 $38.49 $40.04 $41.61 $41.32 $41.12
Total Capital		 1,950 2,170 2,208 2,168 2,309 2,261 2,485 2,584 2,650 2,521 2,435
Total Debt		 338 454 476 413 477 437 617 661 668 481 413
Total Long-Term Debt		 338 156 476 234 306 157 362 451 421 94 94
Net Debt		 -37 17 103 16 47 -329 134 169 195 -201 -222
Capital Expenditures (CapEx)		 0.55 4.09 2.95 1.79 0.85 1.88 4.40 2.32 2.24 3.02 1.02
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 338 454 476 413 477 437 617 661 668 481 413
Total Depreciation and Amortization (D&A)		 5.36 -0.10 4.47 3.78 2.57 3.35 3.85 4.38 3.54 3.39 5.95
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.17 $1.16 $1.05 $1.19 $1.33 $1.29 $1.33 $1.36 $1.20 $1.45 $1.31
Adjusted Weighted Average Basic Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Adjusted Diluted Earnings per Share		 $1.17 $1.15 $1.05 $1.19 $1.32 $1.27 $1.31 $1.36 $1.19 $1.45 $1.30
Adjusted Weighted Average Diluted Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 37.39M 37.47M 37.49M 37.37M 37.13M 36.98M 36.93M 36.99M 37.01M 36.82M 36.59M
Normalized Net Operating Profit after Tax (NOPAT)		 45 45 40 45 51 49 50 51 45 55 49
Normalized NOPAT Margin		 29.06% 26.80% 26.95% 29.13% 30.68% 29.24% 30.10% 29.64% 21.86% 28.30% 26.65%
Pre Tax Income Margin		 37.11% 33.41% 33.78% 36.65% 38.08% 36.31% 36.77% 37.03% 42.86% 36.07% 33.93%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.96 0.84 0.72 0.80 0.86 0.88 0.95 0.97 1.32 1.09 1.07
NOPAT to Interest Expense		 0.75 0.67 0.58 0.64 0.69 0.71 0.78 0.78 0.67 0.85 0.84
EBIT Less CapEx to Interest Expense		 0.95 0.78 0.68 0.78 0.85 0.85 0.88 0.93 1.29 1.04 1.05
NOPAT Less CapEx to Interest Expense		 0.74 0.61 0.54 0.61 0.68 0.68 0.71 0.74 0.64 0.81 0.82
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 19.43% 21.19% 23.03% 23.74% 23.36% 23.37% 22.91% 22.91% 24.26% 24.25% 25.05%
Augmented Payout Ratio		 19.43% 21.19% 23.03% 28.65% 33.52% 39.37% 43.58% 38.69% 35.46% 31.28% 40.38%

Financials Breakdown Chart

Key Financial Trends

Enterprise Financial Services Corp. (NASDAQ: EFSC) started 2026 with solid profitability, but the quarter also showed some pressure in cash generation, deposit flows, and balance-sheet mix. Compared with the prior quarter and the same period last year, earnings were slightly lower, while loan-loss provisioning and capital outflows remained meaningful. The company still looks profitable and well-capitalized, but investors should note that funding costs and cash deployment are important themes.

  • Net income remained strong: Q1 2026 consolidated net income was $49.4 million, up from $45.2 million in Q3 2025 and roughly in line with recent quarters of solid earnings.
  • Operating cash flow improved sequentially: Net cash from operating activities rose to $58.5 million in Q1 2026, up from $42.8 million in Q4 2025.
  • Net interest income stayed healthy: Q1 2026 net interest income was $166.1 million, above Q1 2025’s $147.5 million, showing better core earning power year over year.
  • Revenue growth was solid year over year: Total revenue increased to $185.2 million in Q1 2026 from $166.0 million in Q1 2025.
  • Earnings per share improved from a year ago: Basic EPS was $1.31 in Q1 2026 versus $1.33 in Q1 2025 and $1.29 in Q4 2024, staying in a relatively stable range.
  • Deposits were still a large funding base: Total deposits at March 31, 2026 were about $14.5 billion, providing a substantial liability base for lending and securities activity.
  • Loan growth was modest: Net loans and leases increased to $11.56 billion in Q1 2026 from $11.27 billion in Q2 2025, suggesting moderate balance-sheet expansion rather than aggressive growth.
  • Allowance coverage remains notable: The allowance for loan and lease losses was $142.1 million against gross loans of $11.69 billion, which suggests continued reserve support, though the quarter’s provision was still meaningful.
  • Book value remains supported by retained earnings: Common equity rose to $1.95 billion in Q1 2026 from $1.85 billion in Q2 2025, helped by ongoing profitability.
  • Interest expense is still significant: Cash interest paid was $60.5 million in Q1 2026, underscoring that funding costs remain an important headwind.
  • Free cash flow was pressured by investing and financing outflows: Net change in cash and equivalents was negative $47.4 million in Q1 2026, despite positive operating cash flow.
  • Deposits declined sharply in the quarter: Net change in deposits was down $84.9 million in Q1 2026, reversing the positive deposit movement seen in prior periods.
  • Credit provision remained elevated: Provision for credit losses was $7.2 million in Q1 2026, up from $3.5 million in Q2 2025 and $4.1 million in Q3 2025.
  • Share repurchases and dividends used cash: EFSC repurchased $27.2 million of stock and paid $13.1 million in dividends during Q1 2026, which adds to financing cash outflows.
  • Investment securities activity was large: The company purchased $149.5 million of securities in Q1 2026, which can create volatility in cash balances and asset mix.
  • Quarterly profitability slipped from Q4 2025: Net income fell to $49.4 million from $54.8 million, while revenue also eased from $193.6 million to $185.2 million.

Looking at the last four years, EFSC has generally shown a pattern of stable profitability, growing assets, and recurring loan income. The more recent trend is a little mixed: earnings are still healthy, but deposit volatility, higher provisions, and large securities activity suggest management is actively balancing liquidity, funding, and balance-sheet growth.

For retail investors, the key takeaway is that EFSC remains profitable and fundamentally solid, but the next few quarters will matter for confirming whether deposit trends stabilize and whether credit costs stay manageable. If core lending income continues to rise while deposit costs and provisioning stay contained, the stock could remain supported.

06/23/26 09:14 PM ETAI Generated. May Contain Errors.

Enterprise Financial Services Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Enterprise Financial Services' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Enterprise Financial Services' net income appears to be on an upward trend, with a most recent value of $201.37 million in 2025, rising from $27.17 million in 2014. The previous period was $185.27 million in 2024.

Over the last 10 years, Enterprise Financial Services' total revenue changed from $134.00 million in 2014 to $739.86 million in 2025, a change of 452.1%.

Enterprise Financial Services' total liabilities were at $15.26 billion at the end of 2025, a 10.8% increase from 2024, and a 368.5% increase since 2015.

In the past 10 years, Enterprise Financial Services' cash and equivalents has ranged from $47.94 million in 2015 to $270.98 million in 2024, and is currently $208.08 million as of their latest financial filing in 2025.

Over the last 10 years, Enterprise Financial Services' book value per share changed from 17.52 in 2015 to 53.16 in 2025, a change of 203.4%.


Related Companies

Financial statements for NASDAQ:EFSCP last updated on 5/3/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Trump's gold order: the announcement they won't put on the front page
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
Louis Navellier: My #1 AI stock for 2026 (name & ticker inside)
Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...
InvestorPlace | Sponsoredtc pixel
Trump Takes Emergency Action - Plus Elon Musk's New Venture
Elon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...
Altimetry | Sponsoredtc pixel
The roadshow starts Monday. This stock isn't ready.
The SpaceX roadshow kicks off June 8. Goldman Sachs, the lead underwriter, will present the full S-1 to the wo...
Behind the Markets | Sponsoredtc pixel
CODE RED: AI Meltdown Imminent?
After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to tri...
Paradigm Press | Sponsoredtc pixel
Do NOT Buy SpaceX – Do This Instead
SpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in coul...
Stansberry Research | Sponsoredtc pixel
Trump just signed it
A recent policy development is drawing attention from income-focused investors. According to one analyst, c...
Investors Alley | Sponsoredtc pixel
SpaceX is chump change compared to Elon’s $20T ‘iPhone’
Early Apple investors saw peak gains as high as 7,537% after the iPhone launched. Now, multiple insider source...
StocksToTrade | Sponsoredtc pixel