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Dime Community Bancshares (DCOMP) Financials

Dime Community Bancshares logo
$18.51 0.00 (0.00%)
As of 06/5/2026
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Annual Income Statements for Dime Community Bancshares

Annual Income Statements for Dime Community Bancshares

This table shows Dime Community Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 21 35 21 39 36 38 97 145 89 22 103
Consolidated Net Income / (Loss)		 21 35 21 39 36 42 104 153 96 29 111
Net Income / (Loss) Continuing Operations		 21 35 21 39 36 42 104 153 96 29 111
Total Pre-Tax Income 		32 54 39 48 47 55 148 212 137 51 157
Total Revenue		 109 137 145 148 160 199 400 418 353 314 453
Net Interest Income / (Expense)		 96 121 127 137 147 178 358 380 317 318 408
Total Interest Income		 106 138 150 169 238 234 385 439 609 650 685
Loans and Leases Interest Income		 89 117 126 144 218 217 359 407 554 590 583
Investment Securities Interest Income		 17 20 21 22 15 14 23 29 32 34 45
Other Interest Income		 0.59 1.17 1.70 1.87 5.59 3.28 2.98 3.40 23 26 57
Total Interest Expense		 10 17 23 32 91 56 27 59 293 332 277
Deposits Interest Expense		 5.60 6.87 10 21 62 33 17 38 226 291 244
Long-Term Debt Interest Expense		 2.63 5.90 4.59 4.54 29 23 10 19 66 41 34
Total Non-Interest Income		 13 16 18 12 12 21 42 38 36 -3.96 45
Trust Fees by Commissions		 - - - - 0.00 0.00 2.34 2.03 1.30 0.84 0.66
Other Service Charges		 11 13 14 15 6.33 6.18 20 19 19 19 25
Net Realized & Unrealized Capital Gains on Investments		 0.50 1.55 1.73 -5.84 3.01 10 13 7.28 7.32 -33 2.06
Other Non-Interest Income		 1.23 1.93 2.25 2.22 2.83 4.86 7.07 10 8.99 9.17 18
Provision for Credit Losses		 4.00 5.55 14 1.80 17 26 6.21 5.37 2.77 36 43
Total Non-Interest Expense		 73 77 92 98 95 118 245 201 213 227 253
Salaries and Employee Benefits		 34 42 47 50 52 61 108 120 117 136 151
Net Occupancy & Equipment Expense		 15 18 20 20 24 25 47 45 46 48 51
Marketing Expense		 3.13 4.05 4.74 4.60 2.66 1.46 4.66 5.90 6.78 6.66 7.42
Property & Liability Insurance Claims		 1.59 1.64 1.31 1.67 0.61 2.26 4.08 3.90 8.85 8.71 7.33
Other Operating Expenses		 8.44 10 10 21 16 14 28 24 33 26 35
Amortization Expense		 1.45 2.64 1.05 0.92 0.00 0.00 2.62 1.88 1.43 1.16 0.96
Income Tax Expense		 11 19 19 9.14 11 13 44 59 41 22 46
Preferred Stock Dividends Declared		 - - - - 0.00 4.78 7.29 7.29 7.29 7.29 7.29
Basic Earnings per Share		 $1.43 $2.01 $1.04 $1.97 $1.56 $1.74 $2.45 $3.73 $2.29 $0.55 $2.36
Weighted Average Basic Shares Outstanding		 14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Diluted Earnings per Share		 $1.43 $2.00 $1.04 $1.97 $1.55 $1.74 $2.45 $3.73 $2.29 $0.55 $2.36
Weighted Average Diluted Shares Outstanding		 14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Weighted Average Basic & Diluted Shares Outstanding		 14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M

Quarterly Income Statements for Dime Community Bancshares

This table shows Dime Community Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 13 14 16 17 12 -22 20 28 26 30 33
Consolidated Net Income / (Loss)		 15 16 18 18 13 -20 21 30 28 32 35
Net Income / (Loss) Continuing Operations		 15 16 18 18 13 -20 21 30 28 32 35
Total Pre-Tax Income 		23 25 24 26 18 -17 29 40 40 48 49
Total Revenue		 84 83 82 87 88 57 104 110 116 124 124
Net Interest Income / (Expense)		 76 74 72 76 80 91 94 98 103 112 112
Total Interest Income		 158 159 161 159 164 165 162 168 176 180 173
Loans and Leases Interest Income		 143 145 144 147 152 148 143 145 148 147 142
Investment Securities Interest Income		 7.92 7.92 7.88 7.91 7.77 10 11 11 11 11 13
Other Interest Income		 6.93 6.09 9.56 4.41 4.65 7.47 7.84 11 16 22 19
Total Interest Expense		 81 85 89 84 84 74 68 69 72 68 61
Deposits Interest Expense		 63 74 73 73 74 71 58 60 63 62 52
Long-Term Debt Interest Expense		 17 14 15 9.03 8.76 8.54 8.38 8.35 8.41 8.72 8.30
Other Interest Expense		 1.93 - 1.71 2.01 1.53 - 1.20 0.92 0.79 - 0.49
Total Non-Interest Income		 7.93 8.87 10 12 7.63 -34 9.63 12 12 11 11
Trust Fees by Commissions		 0.29 0.47 0.13 0.29 0.19 0.23 0.10 0.12 0.13 0.32 0.14
Other Service Charges		 4.50 4.40 5.01 4.53 4.61 4.73 5.35 5.68 7.46 6.13 6.46
Net Realized & Unrealized Capital Gains on Investments		 0.82 2.35 2.86 4.50 0.19 -40 0.18 1.53 -0.38 0.72 0.22
Other Non-Interest Income		 2.32 1.66 2.46 2.48 2.61 1.62 3.99 4.19 4.96 4.46 4.56
Provision for Credit Losses		 1.81 3.72 5.21 5.59 12 14 9.63 9.22 13 11 12
Total Non-Interest Expense		 60 54 53 56 58 61 66 60 62 65 63
Salaries and Employee Benefits		 31 30 32 32 36 36 36 36 38 41 40
Net Occupancy & Equipment Expense		 12 11 12 12 12 12 13 13 13 13 14
Marketing Expense		 2.08 1.77 1.50 1.64 1.63 1.90 1.67 1.76 1.96 2.04 2.03
Property & Liability Insurance Claims		 1.87 3.24 2.24 2.25 2.11 2.12 2.05 1.69 1.80 1.79 1.27
Other Operating Expenses		 13 7.22 4.75 7.52 5.59 8.50 13 7.77 6.98 7.31 6.03
Amortization Expense		 0.35 0.35 0.31 0.29 0.29 0.29 0.25 0.24 0.24 0.24 0.21
Income Tax Expense		 8.09 9.02 6.59 7.55 4.90 3.32 7.25 10 12 16 14
Preferred Stock Dividends Declared		 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)		 - - - - -0.04 - -0.02 -0.08 -0.05 - 0.04
Basic Earnings per Share		 $0.34 $0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75
Weighted Average Basic Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M
Diluted Earnings per Share		 $0.34 $0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75
Weighted Average Diluted Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M
Weighted Average Basic & Diluted Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M

Annual Cash Flow Statements for Dime Community Bancshares

This table details how cash moves in and out of Dime Community Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 53 9.28 -19 201 8.23 88 150 -224 288 826 1,070
Net Cash From Operating Activities		 32 44 47 58 68 60 146 295 91 99 187
Net Cash From Continuing Operating Activities		 32 44 47 58 68 60 146 295 91 99 187
Net Income / (Loss) Continuing Operations		 21 35 21 39 36 42 104 153 96 29 111
Consolidated Net Income / (Loss)		 21 35 21 39 36 42 104 153 96 29 111
Provision For Loan Losses		 4.00 5.55 14 1.80 17 26 6.21 5.37 2.77 36 43
Depreciation Expense		 -3.79 3.48 3.83 3.82 5.08 5.07 7.81 8.31 6.03 5.69 4.66
Amortization Expense		 6.38 -1.09 -0.53 2.83 0.00 0.00 2.62 1.88 1.99 2.77 0.56
Non-Cash Adjustments to Reconcile Net Income		 0.10 -0.09 0.74 9.23 10 14 19 17 20 39 2.39
Changes in Operating Assets and Liabilities, net		 3.72 0.89 8.20 1.47 -0.15 -28 7.15 110 -36 -14 25
Net Cash From Investing Activities		 -452 -280 -412 -81 -10 -324 1,103 -1,332 -214 64 -69
Net Cash From Continuing Investing Activities		 -452 -280 -412 -81 -10 -324 1,103 -1,332 -214 64 -69
Purchase of Investment Securities		 -1,026 -1,284 -1,302 -976 -320 -291 -1,139 -187 -138 -401 -385
Sale of Property, Leasehold Improvements and Equipment		 - - - - - 0.00 0.00 1.91 0.03 19 2.00
Sale and/or Maturity of Investments		 554 1,008 892 901 290 294 1,959 213 184 598 253
Other Investing Activities, net		 - - - - 19 -328 283 -1,360 -260 -153 60
Net Cash From Financing Activities		 473 245 346 223 -50 353 -1,099 813 411 663 953
Net Cash From Continuing Financing Activities		 473 245 346 223 -50 353 -1,099 813 411 663 953
Net Change in Deposits		 224 83 409 552 -83 176 519 -204 276 1,156 1,155
Issuance of Debt		 202 200 5.06 - 196 107 25 193 -1.36 182 -50
Issuance of Common Equity		 0.78 48 0.95 1.02 - - - 0.00 0.00 136 0.00
Repayment of Debt		 - - -0.35 -261 -120 14 -1,537 915 182 -765 -100
Repurchase of Common Equity		 -0.23 -0.34 -0.35 -0.59 -24 -35 -59 -47 -0.95 0.00 0.00
Payment of Dividends		 -13 -16 -18 -18 -20 -23 -47 -44 -45 -45 -50
Other Financing Activities, Net		 59 -70 -50 -50 0.37 -2.94 0.48 -0.39 -0.09 -0.24 -1.62
Cash Interest Paid		 8.79 17 23 32 93 59 28 55 281 343 278
Cash Income Taxes Paid		 8.74 22 8.45 2.47 12 16 35 44 38 29 54

Quarterly Cash Flow Statements for Dime Community Bancshares

This table details how cash moves in and out of Dime Community Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -94 99 -87 43 212 658 -253 126 558 639 -294
Net Cash From Operating Activities		 86 -40 31 13 -33 89 65 23 52 46 48
Net Cash From Continuing Operating Activities		 86 -40 31 13 -33 89 65 23 52 46 48
Net Income / (Loss) Continuing Operations		 15 16 18 18 13 -20 21 30 28 32 35
Consolidated Net Income / (Loss)		 15 16 18 18 13 -20 21 30 28 32 35
Provision For Loan Losses		 1.81 3.72 5.21 5.59 12 14 9.63 9.22 13 11 12
Depreciation Expense		 1.50 1.47 1.57 1.36 1.51 1.25 1.09 1.10 1.40 1.08 1.04
Amortization Expense		 0.35 0.91 0.94 0.92 0.89 0.03 -0.37 0.03 0.22 0.69 0.40
Non-Cash Adjustments to Reconcile Net Income		 3.98 6.64 1.27 -3.05 -0.42 41 -1.68 2.93 -1.08 2.21 -1.62
Changes in Operating Assets and Liabilities, net		 64 -69 4.05 -11 -60 53 35 -20 11 -0.74 1.26
Net Cash From Investing Activities		 42 65 66 -11 -17 25 -85 -7.70 197 -174 27
Net Cash From Continuing Investing Activities		 42 65 66 -11 -17 25 -85 -7.70 197 -174 27
Purchase of Investment Securities		 1.69 -16 -5.29 -7.54 -22 -420 -132 -55 -31 -168 -138
Sale and/or Maturity of Investments		 31 24 60 64 75 453 32 70 97 54 53
Other Investing Activities, net		 9.32 57 7.64 -80 -70 -11 15 -23 129 -60 112
Net Cash From Financing Activities		 -222 73 -184 41 262 544 -234 111 309 767 -369
Net Cash From Continuing Financing Activities		 -222 73 -184 41 262 544 -234 111 309 767 -369
Net Change in Deposits		 114 -106 368 130 389 269 -70 124 322 780 -242
Issuance of Debt		 -325 6.64 0.00 73 599 50 -50 50 - -50 0.00
Repayment of Debt		 - 183 -540 - -715 100 -100 -50 - 50 -113
Payment of Dividends		 -11 -11 -11 -11 -11 -11 -13 -13 -13 -13 -13
Other Financing Activities, Net		 0.13 0.34 -0.82 0.29 -0.04 0.33 -1.04 -0.93 0.07 0.27 -1.05
Cash Interest Paid		 80 87 87 90 88 78 69 69 72 68 62
Cash Income Taxes Paid		 1.80 6.64 6.68 9.53 12 0.83 4.00 15 16 19 3.26

Annual Balance Sheets for Dime Community Bancshares

This table presents Dime Community Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 3,782 4,055 4,430 4,701 4,922 6,782 12,066 13,190 13,636 14,353 15,342
Cash and Due from Banks		 80 102 77 142 78 244 394 169 458 1,284 2,354
Trading Account Securities		 1,009 1,043 941 841 785 564 1,788 1,691 1,603 1,445 1,493
Loans and Leases, Net of Allowance		 2,390 2,575 3,071 3,244 3,647 5,581 9,161 10,483 10,702 10,783 10,661
Loans and Leases		 2,411 2,600 3,103 3,276 3,680 5,622 9,245 10,567 10,773 10,872 10,758
Allowance for Loan and Lease Losses		 21 26 32 31 33 41 84 84 72 89 97
Loans Held for Sale		 - - - - - 5.90 5.49 0.00 10 23 1.99
Premises and Equipment, Net		 40 35 34 35 34 19 51 47 46 35 31
Goodwill		 98 106 106 106 106 56 156 156 156 156 156
Intangible Assets		 8.38 5.82 5.21 4.37 3.68 0.00 8.36 6.48 5.06 3.90 2.94
Other Assets		 132 176 179 175 229 313 9,664 637 657 625 642
Total Liabilities & Shareholders' Equity		 3,782 4,055 4,430 4,701 4,922 6,782 12,066 13,190 13,636 14,353 15,342
Total Liabilities		 3,441 3,647 4,001 4,247 4,424 6,081 10,874 12,020 12,410 12,957 13,866
Non-Interest Bearing Deposits		 - - - - - 781 3,920 3,519 2,945 3,411 3,962
Interest Bearing Deposits		 2,844 2,926 3,335 3,886 3,815 3,744 6,539 6,735 7,585 8,276 8,879
Long-Term Debt		 392 590 580 319 514 1,438 224 1,333 1,513 930 781
Other Long-Term Liabilities		 35 29 35 41 95 117 191 433 366 340 244
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 341 408 429 454 497 701 1,193 1,170 1,226 1,397 1,476
Total Preferred & Common Equity		 341 408 429 454 497 701 1,193 1,170 1,226 1,397 1,476
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 117 117 117 117 117 117
Total Common Equity		 341 408 429 454 497 585 1,076 1,053 1,110 1,280 1,359
Common Stock		 279 330 348 352 357 279 495 496 495 625 624
Retained Earnings		 72 92 97 117 151 601 655 763 813 795 854
Treasury Stock		 - -0.16 -0.30 -0.78 -1.84 -287 -59 -103 -98 -87 -78
Accumulated Other Comprehensive Income / (Loss)		 -9.62 -13 -15 -15 -8.34 -5.92 -6.18 -94 -92 -45 -31
Other Equity Adjustments		 - - - - - -1.50 -7.84 -8.08 -8.62 -7.64 -8.66

Quarterly Balance Sheets for Dime Community Bancshares

This table presents Dime Community Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 12,886 13,842 13,803 13,651 13,501 13,549 13,747 14,098 14,208 14,539 15,000
Cash and Due from Banks		 313 663 453 359 371 414 626 1,031 1,157 1,715 2,060
Trading Account Securities		 1,717 1,663 1,647 1,648 1,584 1,542 1,473 1,441 1,420 1,367 1,557
Loans and Leases, Net of Allowance		 10,035 10,654 10,801 10,778 10,689 10,747 10,807 10,778 10,778 10,632 10,512
Loans and Leases		 10,117 10,732 10,876 10,851 10,765 10,825 10,892 10,869 10,871 10,726 10,613
Allowance for Loan and Lease Losses		 82 78 76 73 76 78 85 90 93 94 101
Loans Held for Sale		 0.29 2.17 0.37 3.92 8.97 15 13 2.53 14 0.00 38
Premises and Equipment, Net		 47 46 46 46 45 36 35 34 34 33 31
Goodwill		 156 156 156 156 156 156 156 156 156 156 156
Intangible Assets		 6.92 6.11 5.76 5.41 4.75 4.47 4.18 3.64 3.41 3.17 2.73
Other Assets		 610 11,306 695 656 644 635 633 652 647 634 643
Total Liabilities & Shareholders' Equity		 12,886 13,842 13,803 13,651 13,501 13,549 13,747 14,098 14,208 14,539 15,000
Total Liabilities		 11,745 12,650 12,600 12,447 12,262 12,298 12,483 12,686 12,777 13,087 13,503
Non-Interest Bearing Deposits		 3,831 3,122 2,955 3,043 2,921 3,065 3,319 3,334 3,478 3,681 3,866
Interest Bearing Deposits		 6,658 7,448 7,568 7,594 7,978 7,963 8,098 8,282 8,262 8,381 8,733
Long-Term Debt		 822 1,700 1,648 1,323 973 896 780 780 780 780 666
Other Long-Term Liabilities		 434 380 429 487 390 374 285 289 256 245 237
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,141 1,191 1,203 1,204 1,239 1,251 1,264 1,412 1,431 1,452 1,497
Total Preferred & Common Equity		 1,141 1,191 1,203 1,204 1,239 1,251 1,264 1,412 1,431 1,452 1,497
Preferred Stock		 117 117 117 117 117 117 117 117 117 117 117
Total Common Equity		 1,024 1,075 1,086 1,088 1,123 1,134 1,147 1,295 1,314 1,336 1,380
Common Stock		 496 494 494 495 493 489 489 624 623 623 623
Retained Earnings		 734 789 805 808 819 826 828 803 820 835 876
Treasury Stock		 -103 -96 -97 -98 -94 -86 -86 -80 -77 -78 -70
Accumulated Other Comprehensive Income / (Loss)		 -93 -99 -104 -107 -85 -83 -73 -39 -38 -34 -33
Other Equity Adjustments		 -9.18 -13 -12 -10 -10 -12 -10 -13 -14 -11 -16

Annual Metrics And Ratios for Dime Community Bancshares

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.43 $2.01 $1.04 $1.97 $2.59 $2.11 $2.45 $3.73 $2.29 $0.55 $2.36
Adjusted Weighted Average Basic Shares Outstanding		 17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Adjusted Diluted Earnings per Share		 $1.43 $2.00 $1.04 $1.97 $2.59 $2.11 $2.45 $3.73 $2.29 $0.55 $2.36
Adjusted Weighted Average Diluted Shares Outstanding		 17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Dime Community Bancshares

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 43,905,888.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 43,905,888.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 0.79
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -23.13% -21.90% -13.46% -3.66% 3.73% -31.03% 26.65% 25.64% 32.04% - 19.02%
EBITDA Growth		 -56.56% -51.86% -49.37% -28.06% -17.28% -157.07% 9.85% 45.90% 102.23% - 69.81%
EBIT Growth		 -57.97% -54.14% -52.33% -30.67% -21.04% -167.48% 18.26% 54.32% 120.01% - 69.03%
NOPAT Growth		 -62.05% -59.29% -52.57% -32.80% -11.06% -173.36% 21.29% 60.71% 107.63% - 61.16%
Net Income Growth		 -62.05% -59.29% -52.57% -32.80% -11.06% -225.17% 21.29% 60.71% 107.63% - 61.16%
EPS Growth		 -65.31% -62.63% -55.43% -34.85% -14.71% -256.76% 9.76% 48.84% 103.45% - 66.67%
Operating Cash Flow Growth		 -13.73% -183.91% 129.09% -59.54% -138.60% 322.30% 112.84% 82.74% 256.36% - -26.67%
Free Cash Flow Firm Growth		 -10.35% 78.87% 148.08% 152.37% 190.41% 281.37% -94.03% -104.89% -132.40% - 53.62%
Invested Capital Growth		 28.75% 9.48% -23.48% -24.71% -19.12% -15.06% -0.91% 3.03% 9.22% - -1.34%
Revenue Q/Q Growth		 -6.86% -1.68% -1.20% 6.48% 0.28% -34.63% 81.43% 5.63% 5.40% - -0.15%
EBITDA Q/Q Growth		 -36.64% 11.13% -3.32% 5.68% -27.15% -176.67% 286.09% 40.36% 0.98% - 0.75%
EBIT Q/Q Growth		 -38.53% 9.75% -4.16% 7.23% -30.00% -193.79% 267.98% 39.93% -0.20% - 1.47%
NOPAT Q/Q Growth		 -45.51% 8.83% 8.48% 4.45% -27.88% -189.77% 279.36% 38.40% -6.82% - 8.56%
Net Income Q/Q Growth		 -45.51% 8.83% 8.48% 4.45% -27.88% -253.17% 205.12% 38.40% -6.82% - 8.56%
EPS Q/Q Growth		 -48.48% 8.82% 10.81% 4.88% -32.56% -300.00% 177.59% 42.22% -7.81% - 10.29%
Operating Cash Flow Q/Q Growth		 176.66% -146.40% 176.76% -58.94% -363.98% 367.18% -26.51% -64.75% 125.88% - 4.31%
Free Cash Flow Firm Q/Q Growth		 60.20% 59.79% 415.42% 3.74% -31.29% -19.34% -89.61% -184.85% -355.64% - -37.58%
Invested Capital Q/Q Growth		 -11.34% 8.38% -19.23% -2.99% -4.76% 13.82% -5.78% 0.87% 0.97% - -4.13%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 29.54% 33.38% 32.67% 32.42% 23.55% -27.63% 28.33% 37.65% 36.07% - 40.43%
EBIT Margin		 27.34% 30.52% 29.61% 29.81% 20.81% -29.86% 27.65% 36.62% 34.68% - 39.26%
Profit (Net Income) Margin		 17.75% 19.65% 21.58% 21.16% 15.22% -35.66% 20.66% 27.07% 23.93% - 27.98%
Tax Burden Percent		 64.93% 64.38% 72.87% 70.99% 73.13% 119.44% 74.74% 73.92% 69.02% - 71.26%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 35.07% 35.62% 27.13% 29.01% 26.87% 0.00% 25.26% 26.08% 30.98% - 28.74%
Return on Invested Capital (ROIC)		 2.97% 2.65% 2.87% 2.85% 2.26% -2.59% 3.15% 4.45% 4.32% - 6.07%
ROIC Less NNEP Spread (ROIC-NNEP)		 2.97% 2.65% 2.87% 2.85% 2.26% -3.28% 3.15% 4.45% 4.32% - 6.07%
Return on Net Nonoperating Assets (RNNOA)		 2.72% 3.14% 3.16% 2.96% 1.93% -3.06% 2.08% 2.78% 2.48% - 3.02%
Return on Equity (ROE)		 5.69% 5.79% 6.04% 5.81% 4.19% -5.65% 5.24% 7.24% 6.81% - 9.09%
Cash Return on Invested Capital (CROIC)		 -19.80% -5.38% 29.60% 30.89% 24.02% 17.44% 2.41% -0.96% -6.09% - 7.03%
Operating Return on Assets (OROA)		 0.77% 0.80% 0.74% 0.73% 0.52% -0.67% 0.67% 0.95% 0.95% - 1.28%
Return on Assets (ROA)		 0.50% 0.52% 0.54% 0.52% 0.38% -0.80% 0.50% 0.70% 0.65% - 0.91%
Return on Common Equity (ROCE)		 5.13% 5.22% 5.46% 5.26% 3.80% -5.15% 4.78% 6.61% 6.22% - 8.36%
Return on Equity Simple (ROE_SIMPLE)		 9.95% 0.00% 6.17% 5.39% 5.21% 0.00% 2.33% 3.08% 4.02% - 8.27%
Net Operating Profit after Tax (NOPAT)		 15 16 18 18 13 -12 21 30 28 - 35
NOPAT Margin		 17.75% 19.65% 21.58% 21.16% 15.22% -20.90% 20.66% 27.07% 23.93% - 27.98%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.69% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 52.35% 51.98% 55.14% 52.27% 56.82% 86.85% 48.26% 46.13% 46.03% - 44.70%
Operating Expenses to Revenue		 70.52% 65.00% 64.04% 63.79% 65.93% 105.90% 63.08% 54.97% 53.82% - 50.77%
Earnings before Interest and Taxes (EBIT)		 23 25 24 26 18 -17 29 40 40 - 49
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 25 28 27 28 21 -16 29 41 42 - 50
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.67 0.90 0.64 0.70 0.97 1.04 0.93 0.89 0.97 - 1.07
Price to Tangible Book Value (P/TBV)		 0.79 1.05 0.74 0.81 1.13 1.19 1.06 1.01 1.10 - 1.21
Price to Revenue (P/Rev)		 1.95 2.82 2.10 2.35 3.29 4.24 3.60 3.27 3.36 - 3.13
Price to Earnings (P/E)		 6.52 11.20 10.32 13.13 19.11 61.05 47.32 31.87 25.38 - 12.71
Dividend Yield		 5.19% 3.86% 5.46% 4.95% 3.50% 3.28% 3.62% 3.74% 3.38% - 2.98%
Earnings Yield		 15.34% 8.93% 9.69% 7.61% 5.23% 1.64% 2.11% 3.14% 3.94% - 7.86%
Enterprise Value to Invested Capital (EV/IC)		 0.72 0.79 0.65 0.65 0.68 0.47 0.49 0.41 0.21 - 0.09
Enterprise Value to Revenue (EV/Rev)		 4.83 6.14 4.21 4.12 4.09 3.48 3.20 2.55 1.24 - 0.43
Enterprise Value to EBITDA (EV/EBITDA)		 10.38 14.96 12.07 12.89 13.43 18.26 17.20 12.08 4.96 - 1.12
Enterprise Value to EBIT (EV/EBIT)		 10.88 15.83 13.00 14.07 14.80 21.27 19.26 13.03 5.22 - 1.16
Enterprise Value to NOPAT (EV/NOPAT)		 15.14 22.55 18.74 20.59 21.11 37.62 32.75 20.70 8.21 - 1.65
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.16 23.85 13.24 15.50 0.00 11.05 8.04 6.33 2.09 - 1.21
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 1.90 1.80 2.53 2.48 20.29 0.00 0.00 - 1.34
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.10 1.23 0.79 0.72 0.62 0.67 0.55 0.55 0.54 - 0.44
Long-Term Debt to Equity		 1.10 1.23 0.79 0.72 0.62 0.67 0.55 0.55 0.54 - 0.44
Financial Leverage		 0.91 1.19 1.10 1.04 0.85 0.93 0.66 0.63 0.57 - 0.50
Leverage Ratio		 11.32 11.20 11.25 11.15 11.10 10.67 10.41 10.35 10.41 - 10.00
Compound Leverage Factor		 11.32 11.20 11.25 11.15 11.10 10.67 10.41 10.35 10.41 - 10.00
Debt to Total Capital		 52.35% 55.24% 43.98% 41.74% 38.17% 39.98% 35.59% 35.29% 34.95% - 30.79%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Long-Term Debt to Total Capital		 52.35% 55.24% 43.98% 41.74% 38.17% 39.98% 35.59% 35.29% 34.95% - 30.79%
Preferred Equity to Total Capital		 4.61% 4.26% 5.27% 5.43% 5.70% 5.01% 5.32% 5.27% 5.22% - 5.39%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 43.04% 40.51% 50.75% 52.83% 56.13% 55.01% 59.09% 59.44% 59.83% - 63.82%
Debt to EBITDA		 7.57 10.44 8.19 8.32 7.55 15.53 12.48 10.33 8.08 - 3.65
Net Debt to EBITDA		 5.52 7.29 5.07 4.47 1.49 -5.90 -4.00 -4.98 -9.67 - -7.63
Long-Term Debt to EBITDA		 7.57 10.44 8.19 8.32 7.55 15.53 12.48 10.33 8.08 - 3.65
Debt to NOPAT		 11.04 15.75 12.72 13.28 11.86 31.99 23.75 17.71 13.36 - 5.38
Net Debt to NOPAT		 8.05 10.99 7.88 7.14 2.34 -12.15 -7.62 -8.54 -16.00 - -11.26
Long-Term Debt to NOPAT		 11.04 15.75 12.72 13.28 11.86 31.99 23.75 17.71 13.36 - 5.38
Noncontrolling Interest Sharing Ratio		 9.94% 9.73% 9.59% 9.50% 9.45% 8.89% 8.79% 8.69% 8.58% - 8.01%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -549 -221 697 723 497 401 42 -35 -161 - 64
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Free Cash Flow to Firm to Interest Expense		 -6.75 -2.61 7.79 8.61 5.89 5.39 0.62 -0.51 -2.23 - 1.05
Operating Cash Flow to Interest Expense		 1.06 -0.47 0.34 0.15 -0.40 1.20 0.97 0.33 0.72 - 0.78
Operating Cash Flow Less CapEx to Interest Expense		 1.06 -0.47 0.39 0.30 -0.40 1.24 0.97 0.33 0.75 - 0.78
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.02 0.02 0.02 0.02 0.02 0.03 0.03 - 0.03
Fixed Asset Turnover		 8.05 7.63 7.53 8.22 8.39 7.79 8.60 10.24 11.43 - 14.72
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,528 2,739 2,213 2,146 2,044 2,327 2,192 2,211 2,233 - 2,163
Invested Capital Turnover		 0.17 0.13 0.13 0.13 0.15 0.12 0.15 0.16 0.18 - 0.22
Increase / (Decrease) in Invested Capital		 564 237 -679 -704 -483 -413 -20 65 189 - -29
Enterprise Value (EV)		 1,815 2,167 1,433 1,389 1,389 1,094 1,076 912 480 - 205
Market Capitalization		 734 995 714 790 1,119 1,331 1,210 1,172 1,298 - 1,482
Book Value per Share		 $28.02 $28.58 $28.92 $29.10 $29.31 $32.69 $29.69 $30.00 $30.43 - $31.44
Tangible Book Value per Share		 $23.86 $24.44 $24.78 $24.99 $25.22 $28.61 $26.03 $26.36 $26.81 - $27.83
Total Capital		 2,528 2,739 2,213 2,146 2,044 2,327 2,192 2,211 2,233 - 2,163
Total Debt		 1,323 1,513 973 896 780 930 780 780 780 - 666
Total Long-Term Debt		 1,323 1,513 973 896 780 930 780 780 780 - 666
Net Debt		 964 1,056 602 482 154 -353 -250 -376 -935 - -1,394
Capital Expenditures (CapEx)		 -0.03 0.00 -3.88 -12 0.00 -2.95 0.00 0.00 -2.00 - 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 8.45 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 1,323 1,513 973 896 780 930 780 780 780 - 666
Total Depreciation and Amortization (D&A)		 1.85 2.38 2.51 2.28 2.40 1.28 0.72 1.13 1.61 - 1.44
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.34 $0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75
Adjusted Weighted Average Basic Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M
Adjusted Diluted Earnings per Share		 $0.34 $0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75
Adjusted Weighted Average Diluted Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 38.82M 38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M
Normalized Net Operating Profit after Tax (NOPAT)		 15 16 18 18 13 -12 21 30 28 - 35
Normalized NOPAT Margin		 17.75% 19.65% 21.58% 21.16% 15.22% -20.90% 20.66% 27.07% 23.93% - 27.98%
Pre Tax Income Margin		 27.34% 30.52% 29.61% 29.81% 20.81% -29.86% 27.65% 36.62% 34.68% - 39.26%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.28 0.30 0.27 0.31 0.22 -0.23 0.42 0.58 0.56 - 0.79
NOPAT to Interest Expense		 0.18 0.19 0.20 0.22 0.16 -0.16 0.32 0.43 0.38 - 0.57
EBIT Less CapEx to Interest Expense		 0.28 0.30 0.31 0.46 0.22 -0.19 0.42 0.58 0.58 - 0.79
NOPAT Less CapEx to Interest Expense		 0.18 0.19 0.24 0.37 0.16 -0.12 0.32 0.43 0.41 - 0.57
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 37.00% 46.40% 58.84% 66.73% 68.51% 155.83% 141.69% 108.44% 83.88% - 40.62%
Augmented Payout Ratio		 38.01% 47.39% 58.84% 66.73% 68.51% 155.83% 141.69% 108.44% 83.88% - 40.62%

Financials Breakdown Chart

Key Financial Trends

Dime Community Bancshares (NASDAQ: DCOM) showed a rebound in profitability in Q1 2026, but the quarter also highlighted some balance sheet and funding pressure. Earnings improved year over year and sequentially, while deposits remained a key source of strength. At the same time, loan growth was modest, credit costs stayed elevated, and the company’s cash position declined sharply from the prior quarter.

  • Net income improved meaningfully. Q1 2026 consolidated net income was $34.6 million, up from $31.9 million in Q4 2025 and well above the $21.5 million reported in Q1 2025.
  • Earnings per share also improved. Diluted EPS rose to $0.75 in Q1 2026 from $0.68 in Q4 2025 and $0.45 in Q1 2025.
  • Net interest income stayed resilient. Q1 2026 net interest income was $112.3 million, essentially flat with Q4 2025 and higher than $94.2 million a year ago in Q1 2025.
  • Deposit growth was positive in the quarter. Deposits increased by $242.2 million in Q1 2026, which helped support funding and liquidity.
  • Non-interest income remained solid. Q1 2026 non-interest income of $11.3 million was slightly above Q4 2025 and continues to provide diversification beyond spread income.
  • Operating cash flow was healthy. DCOM generated $48.0 million of operating cash in Q1 2026, an improvement from $45.9 million in Q4 2025.
  • The bank still maintains a sizable equity base. Total equity stood at $1.50 billion at March 31, 2026, with common equity of $1.38 billion.
  • Loan balances were broadly stable, but not expanding quickly. Net loans and leases were $10.5 billion in Q1 2026, slightly below the $10.6 billion level seen at year-end 2025.
  • Credit provisioning remains elevated. Q1 2026 provision for credit losses was $12.3 million, above Q4 2025 and still a noticeable drag on earnings.
  • Cash declined sharply versus the prior quarter. Cash and due from banks fell to $2.1 billion from $3.6 billion in Q4 2025, reflecting a sizable quarterly outflow.
  • Financing cash flows were negative. Q1 2026 financing activities used $368.9 million of cash, driven by deposit changes, debt repayment, and dividend payments.
  • Compared with late 2024, profitability is better, but earnings are still below prior-cycle highs. Quarterly net income in 2026 is stronger than the loss posted in Q4 2024, but still not near the higher levels seen in parts of 2023.

Bottom line: DCOM’s latest quarter looks better on earnings and core spread performance, but investors should keep an eye on credit costs, loan momentum, and balance sheet liquidity. The company appears to be stabilizing after the weaker period in late 2024, yet the path ahead likely depends on maintaining deposit growth while keeping provisions and funding costs under control.

06/08/26 10:39 PM ETAI Generated. May Contain Errors.

Dime Community Bancshares Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Dime Community Bancshares' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Dime Community Bancshares' net income appears to be on an upward trend, with a most recent value of $110.68 million in 2025, rising from $21.11 million in 2015. The previous period was $29.08 million in 2024.

Over the last 10 years, Dime Community Bancshares' total revenue changed from $108.78 million in 2015 to $452.93 million in 2025, a change of 316.4%.

Dime Community Bancshares' total liabilities were at $13.87 billion at the end of 2025, a 7.0% increase from 2024, and a 303.0% increase since 2015.

In the past 10 years, Dime Community Bancshares' cash and equivalents has ranged from $76.61 million in 2017 to $2.35 billion in 2025, and is currently $2.35 billion as of their latest financial filing in 2025.


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Financial statements for NASDAQ:DCOMP last updated on 5/2/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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