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Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) Financials

Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 logo
$25.85 0.00 (0.00%)
As of 09/4/2026
Annual Income Statements for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

Annual Income Statements for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table shows Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
21 35 21 39 36 38 97 145 89 22 103
Consolidated Net Income / (Loss)
21 35 21 39 36 42 104 153 96 29 111
Net Income / (Loss) Continuing Operations
21 35 21 39 36 42 104 153 96 29 111
Total Pre-Tax Income
32 54 39 48 47 55 148 212 137 51 157
Total Revenue
109 137 145 148 160 199 400 418 353 314 453
Net Interest Income / (Expense)
96 121 127 137 147 178 358 380 317 318 408
Total Interest Income
106 138 150 169 238 234 385 439 609 650 685
Loans and Leases Interest Income
89 117 126 144 218 217 359 407 554 590 583
Investment Securities Interest Income
17 20 21 22 15 14 23 29 32 34 45
Other Interest Income
0.59 1.17 1.70 1.87 5.59 3.28 2.98 3.40 23 26 57
Total Interest Expense
10 17 23 32 91 56 27 59 293 332 277
Deposits Interest Expense
5.60 6.87 10 21 62 33 17 38 226 291 244
Long-Term Debt Interest Expense
2.63 5.90 4.59 4.54 29 23 10 19 66 41 34
Total Non-Interest Income
13 16 18 12 12 21 42 38 36 -3.96 45
Trust Fees by Commissions
- - - - 0.00 0.00 2.34 2.03 1.30 0.84 0.66
Other Service Charges
11 13 14 15 6.33 6.18 20 19 19 19 25
Net Realized & Unrealized Capital Gains on Investments
0.50 1.55 1.73 -5.84 3.01 10 13 7.28 7.32 -33 2.06
Other Non-Interest Income
1.23 1.93 2.25 2.22 2.83 4.86 7.07 10 8.99 9.17 18
Provision for Credit Losses
4.00 5.55 14 1.80 17 26 6.21 5.37 2.77 36 43
Total Non-Interest Expense
73 77 92 98 95 118 245 201 213 227 253
Salaries and Employee Benefits
34 42 47 50 52 61 108 120 117 136 151
Net Occupancy & Equipment Expense
15 18 20 20 24 25 47 45 46 48 51
Marketing Expense
3.13 4.05 4.74 4.60 2.66 1.46 4.66 5.90 6.78 6.66 7.42
Property & Liability Insurance Claims
1.59 1.64 1.31 1.67 0.61 2.26 4.08 3.90 8.85 8.71 7.33
Other Operating Expenses
8.44 10 10 21 16 14 28 24 33 26 35
Amortization Expense
1.45 2.64 1.05 0.92 0.00 0.00 2.62 1.88 1.43 1.16 0.96
Income Tax Expense
11 19 19 9.14 11 13 44 59 41 22 46
Preferred Stock Dividends Declared
- - - - 0.00 4.78 7.29 7.29 7.29 7.29 7.29
Basic Earnings per Share
$1.43 $2.01 $1.04 $1.97 $1.56 $1.74 $2.45 $3.73 $2.29 $0.55 $2.36
Weighted Average Basic Shares Outstanding
14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Diluted Earnings per Share
$1.43 $2.00 $1.04 $1.97 $1.55 $1.74 $2.45 $3.73 $2.29 $0.55 $2.36
Weighted Average Diluted Shares Outstanding
14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Weighted Average Basic & Diluted Shares Outstanding
14.80M 17.70M 19.70M 19.90M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M

Quarterly Income Statements for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table shows Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders
14 16 17 12 -22 20 28 26 30 33 33
Consolidated Net Income / (Loss)
16 18 18 13 -20 21 30 28 32 35 35
Net Income / (Loss) Continuing Operations
16 18 18 13 -20 21 30 28 32 35 35
Total Pre-Tax Income
25 24 26 18 -17 29 40 40 48 49 48
Total Revenue
83 82 87 88 57 104 110 116 124 124 126
Net Interest Income / (Expense)
74 72 76 80 91 94 98 103 112 112 115
Total Interest Income
159 161 159 164 165 162 168 176 180 173 175
Loans and Leases Interest Income
145 144 147 152 148 143 145 148 147 142 144
Investment Securities Interest Income
7.92 7.88 7.91 7.77 10 11 11 11 11 13 15
Other Interest Income
6.09 9.56 4.41 4.65 7.47 7.84 11 16 22 19 17
Total Interest Expense
85 89 84 84 74 68 69 72 68 61 60
Deposits Interest Expense
74 73 73 74 71 58 60 63 62 52 52
Long-Term Debt Interest Expense
14 15 9.03 8.76 8.54 8.38 8.35 8.41 8.72 8.30 7.35
Other Interest Expense
- 1.71 2.01 1.53 - 1.20 0.92 0.79 - 0.49 0.54
Total Non-Interest Income
8.87 10 12 7.63 -34 9.63 12 12 11 11 11
Trust Fees by Commissions
0.47 0.13 0.29 0.19 0.23 0.10 0.12 0.13 0.32 0.14 0.19
Other Service Charges
4.40 5.01 4.53 4.61 4.73 5.35 5.68 7.46 6.13 6.46 7.22
Net Realized & Unrealized Capital Gains on Investments
2.35 2.86 4.50 0.19 -40 0.18 1.53 -0.38 0.72 0.22 -1.22
Other Non-Interest Income
1.66 2.46 2.48 2.61 1.62 3.99 4.19 4.96 4.46 4.56 5.04
Provision for Credit Losses
3.72 5.21 5.59 12 14 9.63 9.22 13 11 12 14
Total Non-Interest Expense
54 53 56 58 61 66 60 62 65 63 65
Salaries and Employee Benefits
30 32 32 36 36 36 36 38 41 40 40
Net Occupancy & Equipment Expense
11 12 12 12 12 13 13 13 13 14 13
Marketing Expense
1.77 1.50 1.64 1.63 1.90 1.67 1.76 1.96 2.04 2.03 1.95
Property & Liability Insurance Claims
3.24 2.24 2.25 2.11 2.12 2.05 1.69 1.80 1.79 1.27 1.71
Other Operating Expenses
7.22 4.75 7.52 5.59 8.50 13 7.77 6.98 7.31 6.03 8.01
Amortization Expense
0.35 0.31 0.29 0.29 0.29 0.25 0.24 0.24 0.24 0.21 0.20
Income Tax Expense
9.02 6.59 7.55 4.90 3.32 7.25 10 12 16 14 13
Preferred Stock Dividends Declared
1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82 1.82
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)
- - - -0.04 - -0.02 -0.08 -0.05 - 0.04 -0.04
Basic Earnings per Share
$0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75 $0.75
Weighted Average Basic Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M
Diluted Earnings per Share
$0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75 $0.75
Weighted Average Diluted Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M
Weighted Average Basic & Diluted Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M

Annual Cash Flow Statements for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table details how cash moves in and out of Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
53 9.28 -19 201 8.23 88 150 -224 288 826 1,070
Net Cash From Operating Activities
32 44 47 58 68 60 146 295 91 99 187
Net Cash From Continuing Operating Activities
32 44 47 58 68 60 146 295 91 99 187
Net Income / (Loss) Continuing Operations
21 35 21 39 36 42 104 153 96 29 111
Consolidated Net Income / (Loss)
21 35 21 39 36 42 104 153 96 29 111
Provision For Loan Losses
4.00 5.55 14 1.80 17 26 6.21 5.37 2.77 36 43
Depreciation Expense
-3.79 3.48 3.83 3.82 5.08 5.07 7.81 8.31 6.03 5.69 4.66
Amortization Expense
6.38 -1.09 -0.53 2.83 0.00 0.00 2.62 1.88 1.99 2.77 0.56
Non-Cash Adjustments to Reconcile Net Income
0.10 -0.09 0.74 9.23 10 14 19 17 20 39 2.39
Changes in Operating Assets and Liabilities, net
3.72 0.89 8.20 1.47 -0.15 -28 7.15 110 -36 -14 25
Net Cash From Investing Activities
-452 -280 -412 -81 -10 -324 1,103 -1,332 -214 64 -69
Net Cash From Continuing Investing Activities
-452 -280 -412 -81 -10 -324 1,103 -1,332 -214 64 -69
Purchase of Investment Securities
-1,026 -1,284 -1,302 -976 -320 -291 -1,139 -187 -138 -401 -385
Sale of Property, Leasehold Improvements and Equipment
- - - - - 0.00 0.00 1.91 0.03 19 2.00
Sale and/or Maturity of Investments
554 1,008 892 901 290 294 1,959 213 184 598 253
Other Investing Activities, net
- - - - 19 -328 283 -1,360 -260 -153 60
Net Cash From Financing Activities
473 245 346 223 -50 353 -1,099 813 411 663 953
Net Cash From Continuing Financing Activities
473 245 346 223 -50 353 -1,099 813 411 663 953
Net Change in Deposits
224 83 409 552 -83 176 519 -204 276 1,156 1,155
Issuance of Debt
202 200 5.06 - 196 107 25 193 -1.36 182 -50
Issuance of Common Equity
0.78 48 0.95 1.02 - - - 0.00 0.00 136 0.00
Repayment of Debt
- - -0.35 -261 -120 14 -1,537 915 182 -765 -100
Repurchase of Common Equity
-0.23 -0.34 -0.35 -0.59 -24 -35 -59 -47 -0.95 0.00 0.00
Payment of Dividends
-13 -16 -18 -18 -20 -23 -47 -44 -45 -45 -50
Other Financing Activities, Net
59 -70 -50 -50 0.37 -2.94 0.48 -0.39 -0.09 -0.24 -1.62
Cash Interest Paid
8.79 17 23 32 93 59 28 55 281 343 278
Cash Income Taxes Paid
8.74 22 8.45 2.47 12 16 35 44 38 29 54

Quarterly Cash Flow Statements for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table details how cash moves in and out of Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents
99 -87 43 212 658 -253 126 558 639 -294 -125
Net Cash From Operating Activities
-40 31 13 -33 89 65 23 52 46 48 56
Net Cash From Continuing Operating Activities
-40 31 13 -33 89 65 23 52 46 48 56
Net Income / (Loss) Continuing Operations
16 18 18 13 -20 21 30 28 32 35 35
Consolidated Net Income / (Loss)
16 18 18 13 -20 21 30 28 32 35 35
Provision For Loan Losses
3.72 5.21 5.59 12 14 9.63 9.22 13 11 12 14
Depreciation Expense
1.47 1.57 1.36 1.51 1.25 1.09 1.10 1.40 1.08 1.04 1.07
Amortization Expense
0.91 0.94 0.92 0.89 0.03 -0.37 0.03 0.22 0.69 0.40 0.38
Non-Cash Adjustments to Reconcile Net Income
6.64 1.27 -3.05 -0.42 41 -1.68 2.93 -1.08 2.21 -1.62 2.31
Changes in Operating Assets and Liabilities, net
-69 4.05 -11 -60 53 35 -20 11 -0.74 1.26 3.61
Net Cash From Investing Activities
65 66 -11 -17 25 -85 -7.70 197 -174 27 -194
Net Cash From Continuing Investing Activities
65 66 -11 -17 25 -85 -7.70 197 -174 27 -194
Purchase of Investment Securities
-16 -5.29 -7.54 -22 -420 -132 -55 -31 -168 -138 -176
Sale and/or Maturity of Investments
24 60 64 75 453 32 70 97 54 53 90
Other Investing Activities, net
57 7.64 -80 -70 -11 15 -23 129 -60 112 -108
Net Cash From Financing Activities
73 -184 41 262 544 -234 111 309 767 -369 13
Net Cash From Continuing Financing Activities
73 -184 41 262 544 -234 111 309 767 -369 13
Net Change in Deposits
-106 368 130 389 269 -70 124 322 780 -242 78
Repayment of Debt
183 -540 - -715 100 -100 -50 - 50 -113 -50
Payment of Dividends
-11 -11 -11 -11 -11 -13 -13 -13 -13 -13 -13
Other Financing Activities, Net
0.34 -0.82 0.29 -0.04 0.33 -1.04 -0.93 0.07 0.27 -1.05 -2.41
Cash Interest Paid
87 87 90 88 78 69 69 72 68 62 61
Cash Income Taxes Paid
6.64 6.68 9.53 12 0.83 4.00 15 16 19 3.26 21

Annual Balance Sheets for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table presents Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
3,782 4,055 4,430 4,701 4,922 6,782 12,066 13,190 13,636 14,353 15,342
Cash and Due from Banks
80 102 77 142 78 244 394 169 458 1,284 2,354
Trading Account Securities
1,009 1,043 941 841 785 564 1,788 1,691 1,603 1,445 1,493
Loans and Leases, Net of Allowance
2,390 2,575 3,071 3,244 3,647 5,581 9,161 10,483 10,702 10,783 10,661
Loans and Leases
2,411 2,600 3,103 3,276 3,680 5,622 9,245 10,567 10,773 10,872 10,758
Allowance for Loan and Lease Losses
21 26 32 31 33 41 84 84 72 89 97
Loans Held for Sale
- - - - - 5.90 5.49 0.00 10 23 1.99
Premises and Equipment, Net
40 35 34 35 34 19 51 47 46 35 31
Goodwill
98 106 106 106 106 56 156 156 156 156 156
Intangible Assets
8.38 5.82 5.21 4.37 3.68 0.00 8.36 6.48 5.06 3.90 2.94
Other Assets
132 176 179 175 229 313 9,664 637 657 625 642
Total Liabilities & Shareholders' Equity
3,782 4,055 4,430 4,701 4,922 6,782 12,066 13,190 13,636 14,353 15,342
Total Liabilities
3,441 3,647 4,001 4,247 4,424 6,081 10,874 12,020 12,410 12,957 13,866
Non-Interest Bearing Deposits
- - - - - 781 3,920 3,519 2,945 3,411 3,962
Interest Bearing Deposits
2,844 2,926 3,335 3,886 3,815 3,744 6,539 6,735 7,585 8,276 8,879
Long-Term Debt
392 590 580 319 514 1,438 224 1,333 1,513 930 781
Other Long-Term Liabilities
35 29 35 41 95 117 191 433 366 340 244
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
341 408 429 454 497 701 1,193 1,170 1,226 1,397 1,476
Total Preferred & Common Equity
341 408 429 454 497 701 1,193 1,170 1,226 1,397 1,476
Preferred Stock
0.00 0.00 0.00 0.00 0.00 117 117 117 117 117 117
Total Common Equity
341 408 429 454 497 585 1,076 1,053 1,110 1,280 1,359
Common Stock
279 330 348 352 357 279 495 496 495 625 624
Retained Earnings
72 92 97 117 151 601 655 763 813 795 854
Treasury Stock
- -0.16 -0.30 -0.78 -1.84 -287 -59 -103 -98 -87 -78
Accumulated Other Comprehensive Income / (Loss)
-9.62 -13 -15 -15 -8.34 -5.92 -6.18 -94 -92 -45 -31
Other Equity Adjustments
- - - - - -1.50 -7.84 -8.08 -8.62 -7.64 -8.66

Quarterly Balance Sheets for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table presents Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets
13,842 13,803 13,651 13,501 13,549 13,747 14,098 14,208 14,539 15,000 15,043
Cash and Due from Banks
663 453 359 371 414 626 1,031 1,157 1,715 2,060 1,935
Trading Account Securities
1,663 1,647 1,648 1,584 1,542 1,473 1,441 1,420 1,367 1,557 1,672
Loans and Leases, Net of Allowance
10,654 10,801 10,778 10,689 10,747 10,807 10,778 10,778 10,632 10,512 10,599
Loans and Leases
10,732 10,876 10,851 10,765 10,825 10,892 10,869 10,871 10,726 10,613 10,704
Allowance for Loan and Lease Losses
78 76 73 76 78 85 90 93 94 101 105
Loans Held for Sale
2.17 0.37 3.92 8.97 15 13 2.53 14 0.00 38 1.86
Premises and Equipment, Net
46 46 46 45 36 35 34 34 33 31 31
Goodwill
156 156 156 156 156 156 156 156 156 156 156
Intangible Assets
6.11 5.76 5.41 4.75 4.47 4.18 3.64 3.41 3.17 2.73 2.53
Other Assets
11,306 695 656 644 635 633 652 647 634 643 646
Total Liabilities & Shareholders' Equity
13,842 13,803 13,651 13,501 13,549 13,747 14,098 14,208 14,539 15,000 15,043
Total Liabilities
12,650 12,600 12,447 12,262 12,298 12,483 12,686 12,777 13,087 13,503 13,522
Non-Interest Bearing Deposits
3,122 2,955 3,043 2,921 3,065 3,319 3,334 3,478 3,681 3,866 3,993
Interest Bearing Deposits
7,448 7,568 7,594 7,978 7,963 8,098 8,282 8,262 8,381 8,733 8,684
Long-Term Debt
1,700 1,648 1,323 973 896 780 780 780 780 666 616
Other Long-Term Liabilities
380 429 487 390 374 285 289 256 245 237 229
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
1,191 1,203 1,204 1,239 1,251 1,264 1,412 1,431 1,452 1,497 1,520
Total Preferred & Common Equity
1,191 1,203 1,204 1,239 1,251 1,264 1,412 1,431 1,452 1,497 1,520
Preferred Stock
117 117 117 117 117 117 117 117 117 117 117
Total Common Equity
1,075 1,086 1,088 1,123 1,134 1,147 1,295 1,314 1,336 1,380 1,404
Common Stock
494 494 495 493 489 489 624 623 623 623 623
Retained Earnings
789 805 808 819 826 828 803 820 835 876 898
Treasury Stock
-96 -97 -98 -94 -86 -86 -80 -77 -78 -70 -68
Accumulated Other Comprehensive Income / (Loss)
-99 -104 -107 -85 -83 -73 -39 -38 -34 -33 -32
Other Equity Adjustments
-13 -12 -10 -10 -12 -10 -13 -14 -11 -16 -18

Annual Metrics And Ratios for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$1.43 $2.01 $1.04 $1.97 $2.59 $2.11 $2.45 $3.73 $2.29 $0.55 $2.36
Adjusted Weighted Average Basic Shares Outstanding
17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Adjusted Diluted Earnings per Share
$1.43 $2.00 $1.04 $1.97 $2.59 $2.11 $2.45 $3.73 $2.29 $0.55 $2.36
Adjusted Weighted Average Diluted Shares Outstanding
17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
17.45M 19.69M 19.78M 19.85M 19.84M 41.49M 39.65M 38.53M 38.83M 43.64M 43.91M
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Quarterly Metrics And Ratios for Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding
- - - - - - - - - 43,905,888.00 44,113,491.00
DEI Adjusted Shares Outstanding
- - - - - - - - - 43,905,888.00 44,113,491.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - 0.79 0.79
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-21.90% -13.46% -3.66% 3.73% -31.03% 26.65% 25.64% 32.04% - 19.02% 15.28%
EBITDA Growth
-51.86% -49.37% -28.06% -17.28% -157.07% 9.85% 45.90% 102.23% - 69.81% 19.44%
EBIT Growth
-54.14% -52.33% -30.67% -21.04% -167.48% 18.26% 54.32% 120.01% - 69.03% 19.18%
NOPAT Growth
-59.29% -52.57% -32.80% -11.06% -173.36% 21.29% 60.71% 107.63% - 61.16% 17.23%
Net Income Growth
-59.29% -52.57% -32.80% -11.06% -225.17% 21.29% 60.71% 107.63% - 61.16% 17.23%
EPS Growth
-62.63% -55.43% -34.85% -14.71% -256.76% 9.76% 48.84% 103.45% - 66.67% 17.19%
Operating Cash Flow Growth
-183.91% 129.09% -59.54% -138.60% 322.30% 112.84% 82.74% 256.36% - -26.67% 143.05%
Free Cash Flow Firm Growth
78.87% 148.08% 152.37% 190.41% 281.37% -94.03% -104.89% -132.40% - 53.62% 410.34%
Invested Capital Growth
9.48% -23.48% -24.71% -19.12% -15.06% -0.91% 3.03% 9.22% - -1.34% -3.38%
Revenue Q/Q Growth
-1.68% -1.20% 6.48% 0.28% -34.63% 81.43% 5.63% 5.40% - -0.15% 2.31%
EBITDA Q/Q Growth
11.13% -3.32% 5.68% -27.15% -176.67% 286.09% 40.36% 0.98% - 0.75% -1.28%
EBIT Q/Q Growth
9.75% -4.16% 7.23% -30.00% -193.79% 267.98% 39.93% -0.20% - 1.47% -1.34%
NOPAT Q/Q Growth
8.83% 8.48% 4.45% -27.88% -189.77% 279.36% 38.40% -6.82% - 8.56% 0.67%
Net Income Q/Q Growth
8.83% 8.48% 4.45% -27.88% -253.17% 205.12% 38.40% -6.82% - 8.56% 0.67%
EPS Q/Q Growth
8.82% 10.81% 4.88% -32.56% -300.00% 177.59% 42.22% -7.81% - 10.29% 0.00%
Operating Cash Flow Q/Q Growth
-146.40% 176.76% -58.94% -363.98% 367.18% -26.51% -64.75% 125.88% - 4.31% 16.85%
Free Cash Flow Firm Q/Q Growth
59.79% 415.42% 3.74% -31.29% -19.34% -89.61% -184.85% -355.64% - -37.58% 71.41%
Invested Capital Q/Q Growth
8.38% -19.23% -2.99% -4.76% 13.82% -5.78% 0.87% 0.97% - -4.13% -1.22%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
33.38% 32.67% 32.42% 23.55% -27.63% 28.33% 37.65% 36.07% - 40.43% 39.01%
EBIT Margin
30.52% 29.61% 29.81% 20.81% -29.86% 27.65% 36.62% 34.68% - 39.26% 37.86%
Profit (Net Income) Margin
19.65% 21.58% 21.16% 15.22% -35.66% 20.66% 27.07% 23.93% - 27.98% 27.53%
Tax Burden Percent
64.38% 72.87% 70.99% 73.13% 119.44% 74.74% 73.92% 69.02% - 71.26% 72.72%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00% 100.00%
Effective Tax Rate
35.62% 27.13% 29.01% 26.87% 0.00% 25.26% 26.08% 30.98% - 28.74% 27.28%
Return on Invested Capital (ROIC)
2.65% 2.87% 2.85% 2.26% -2.59% 3.15% 4.45% 4.32% - 6.07% 6.20%
ROIC Less NNEP Spread (ROIC-NNEP)
2.65% 2.87% 2.85% 2.26% -3.28% 3.15% 4.45% 4.32% - 6.07% 6.20%
Return on Net Nonoperating Assets (RNNOA)
3.14% 3.16% 2.96% 1.93% -3.06% 2.08% 2.78% 2.48% - 3.02% 2.93%
Return on Equity (ROE)
5.79% 6.04% 5.81% 4.19% -5.65% 5.24% 7.24% 6.81% - 9.09% 9.13%
Cash Return on Invested Capital (CROIC)
-5.38% 29.60% 30.89% 24.02% 17.44% 2.41% -0.96% -6.09% - 7.03% 9.37%
Operating Return on Assets (OROA)
0.80% 0.74% 0.73% 0.52% -0.67% 0.67% 0.95% 0.95% - 1.28% 1.27%
Return on Assets (ROA)
0.52% 0.54% 0.52% 0.38% -0.80% 0.50% 0.70% 0.65% - 0.91% 0.92%
Return on Common Equity (ROCE)
5.22% 5.46% 5.26% 3.80% -5.15% 4.78% 6.61% 6.22% - 8.36% 8.41%
Return on Equity Simple (ROE_SIMPLE)
0.00% 6.17% 5.39% 5.21% 0.00% 2.33% 3.08% 4.02% - 8.27% 8.48%
Net Operating Profit after Tax (NOPAT)
16 18 18 13 -12 21 30 28 - 35 35
NOPAT Margin
19.65% 21.58% 21.16% 15.22% -20.90% 20.66% 27.07% 23.93% - 27.98% 27.53%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.69% 0.00% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue
51.98% 55.14% 52.27% 56.82% 86.85% 48.26% 46.13% 46.03% - 44.70% 43.32%
Operating Expenses to Revenue
65.00% 64.04% 63.79% 65.93% 105.90% 63.08% 54.97% 53.82% - 50.77% 51.17%
Earnings before Interest and Taxes (EBIT)
25 24 26 18 -17 29 40 40 - 49 48
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
28 27 28 21 -16 29 41 42 - 50 49
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.90 0.64 0.70 0.97 1.04 0.93 0.89 0.97 - 1.07 1.27
Price to Tangible Book Value (P/TBV)
1.05 0.74 0.81 1.13 1.19 1.06 1.01 1.10 - 1.21 1.43
Price to Revenue (P/Rev)
2.82 2.10 2.35 3.29 4.24 3.60 3.27 3.36 - 3.13 3.65
Price to Earnings (P/E)
11.20 10.32 13.13 19.11 61.05 47.32 31.87 25.38 - 12.71 14.67
Dividend Yield
3.86% 5.46% 4.95% 3.50% 3.28% 3.62% 3.74% 3.38% - 2.98% 2.48%
Earnings Yield
8.93% 9.69% 7.61% 5.23% 1.64% 2.11% 3.14% 3.94% - 7.86% 6.82%
Enterprise Value to Invested Capital (EV/IC)
0.79 0.65 0.65 0.68 0.47 0.49 0.41 0.21 - 0.09 0.27
Enterprise Value to Revenue (EV/Rev)
6.14 4.21 4.12 4.09 3.48 3.20 2.55 1.24 - 0.43 1.19
Enterprise Value to EBITDA (EV/EBITDA)
14.96 12.07 12.89 13.43 18.26 17.20 12.08 4.96 - 1.12 3.05
Enterprise Value to EBIT (EV/EBIT)
15.83 13.00 14.07 14.80 21.27 19.26 13.03 5.22 - 1.16 3.16
Enterprise Value to NOPAT (EV/NOPAT)
22.55 18.74 20.59 21.11 37.62 32.75 20.70 8.21 - 1.65 4.52
Enterprise Value to Operating Cash Flow (EV/OCF)
23.85 13.24 15.50 0.00 11.05 8.04 6.33 2.09 - 1.21 2.88
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 1.90 1.80 2.53 2.48 20.29 0.00 0.00 - 1.34 2.86
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
1.23 0.79 0.72 0.62 0.67 0.55 0.55 0.54 - 0.44 0.41
Long-Term Debt to Equity
1.23 0.79 0.72 0.62 0.67 0.55 0.55 0.54 - 0.44 0.41
Financial Leverage
1.19 1.10 1.04 0.85 0.93 0.66 0.63 0.57 - 0.50 0.47
Leverage Ratio
11.20 11.25 11.15 11.10 10.67 10.41 10.35 10.41 - 10.00 9.91
Compound Leverage Factor
11.20 11.25 11.15 11.10 10.67 10.41 10.35 10.41 - 10.00 9.91
Debt to Total Capital
55.24% 43.98% 41.74% 38.17% 39.98% 35.59% 35.29% 34.95% - 30.79% 28.84%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Long-Term Debt to Total Capital
55.24% 43.98% 41.74% 38.17% 39.98% 35.59% 35.29% 34.95% - 30.79% 28.84%
Preferred Equity to Total Capital
4.26% 5.27% 5.43% 5.70% 5.01% 5.32% 5.27% 5.22% - 5.39% 5.46%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital
40.51% 50.75% 52.83% 56.13% 55.01% 59.09% 59.44% 59.83% - 63.82% 65.71%
Debt to EBITDA
10.44 8.19 8.32 7.55 15.53 12.48 10.33 8.08 - 3.65 3.23
Net Debt to EBITDA
7.29 5.07 4.47 1.49 -5.90 -4.00 -4.98 -9.67 - -7.63 -6.92
Long-Term Debt to EBITDA
10.44 8.19 8.32 7.55 15.53 12.48 10.33 8.08 - 3.65 3.23
Debt to NOPAT
15.75 12.72 13.28 11.86 31.99 23.75 17.71 13.36 - 5.38 4.78
Net Debt to NOPAT
10.99 7.88 7.14 2.34 -12.15 -7.62 -8.54 -16.00 - -11.26 -10.23
Long-Term Debt to NOPAT
15.75 12.72 13.28 11.86 31.99 23.75 17.71 13.36 - 5.38 4.78
Noncontrolling Interest Sharing Ratio
9.73% 9.59% 9.50% 9.45% 8.89% 8.79% 8.69% 8.58% - 8.01% 7.90%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-221 697 723 497 401 42 -35 -161 - 64 110
Operating Cash Flow to CapEx
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense
-2.61 7.79 8.61 5.89 5.39 0.62 -0.51 -2.23 - 1.05 1.82
Operating Cash Flow to Interest Expense
-0.47 0.34 0.15 -0.40 1.20 0.97 0.33 0.72 - 0.78 0.93
Operating Cash Flow Less CapEx to Interest Expense
-0.47 0.39 0.30 -0.40 1.24 0.97 0.33 0.75 - 0.78 0.93
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.03 0.02 0.02 0.02 0.02 0.02 0.03 0.03 - 0.03 0.03
Fixed Asset Turnover
7.63 7.53 8.22 8.39 7.79 8.60 10.24 11.43 - 14.72 15.17
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
2,739 2,213 2,146 2,044 2,327 2,192 2,211 2,233 - 2,163 2,137
Invested Capital Turnover
0.13 0.13 0.13 0.15 0.12 0.15 0.16 0.18 - 0.22 0.23
Increase / (Decrease) in Invested Capital
237 -679 -704 -483 -413 -20 65 189 - -29 -75
Enterprise Value (EV)
2,167 1,433 1,389 1,389 1,094 1,076 912 480 - 205 582
Market Capitalization
995 714 790 1,119 1,331 1,210 1,172 1,298 - 1,482 1,784
Book Value per Share
$28.58 $28.92 $29.10 $29.31 $32.69 $29.69 $30.00 $30.43 - $31.44 $31.82
Tangible Book Value per Share
$24.44 $24.78 $24.99 $25.22 $28.61 $26.03 $26.36 $26.81 - $27.83 $28.24
Total Capital
2,739 2,213 2,146 2,044 2,327 2,192 2,211 2,233 - 2,163 2,137
Total Debt
1,513 973 896 780 930 780 780 780 - 666 616
Total Long-Term Debt
1,513 973 896 780 930 780 780 780 - 666 616
Net Debt
1,056 602 482 154 -353 -250 -376 -935 - -1,394 -1,318
Capital Expenditures (CapEx)
0.00 -3.88 -12 0.00 -2.95 0.00 0.00 -2.00 - 0.00 0.00
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 8.45 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)
1,513 973 896 780 930 780 780 780 - 666 616
Total Depreciation and Amortization (D&A)
2.38 2.51 2.28 2.40 1.28 0.72 1.13 1.61 - 1.44 1.45
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75 $0.75
Adjusted Weighted Average Basic Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M
Adjusted Diluted Earnings per Share
$0.37 $0.41 $0.43 $0.29 ($0.58) $0.45 $0.64 $0.59 $0.68 $0.75 $0.75
Adjusted Weighted Average Diluted Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
38.83M 38.97M 39.15M 39.15M 43.64M 43.82M 43.89M 43.89M 43.91M 44.11M 44.16M
Normalized Net Operating Profit after Tax (NOPAT)
16 18 18 13 -12 21 30 28 - 35 35
Normalized NOPAT Margin
19.65% 21.58% 21.16% 15.22% -20.90% 20.66% 27.07% 23.93% - 27.98% 27.53%
Pre Tax Income Margin
30.52% 29.61% 29.81% 20.81% -29.86% 27.65% 36.62% 34.68% - 39.26% 37.86%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.30 0.27 0.31 0.22 -0.23 0.42 0.58 0.56 - 0.79 0.80
NOPAT to Interest Expense
0.19 0.20 0.22 0.16 -0.16 0.32 0.43 0.38 - 0.57 0.58
EBIT Less CapEx to Interest Expense
0.30 0.31 0.46 0.22 -0.19 0.42 0.58 0.58 - 0.79 0.80
NOPAT Less CapEx to Interest Expense
0.19 0.24 0.37 0.16 -0.12 0.32 0.43 0.41 - 0.57 0.58
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
46.40% 58.84% 66.73% 68.51% 155.83% 141.69% 108.44% 83.88% - 40.62% 39.05%
Augmented Payout Ratio
47.39% 58.84% 66.73% 68.51% 155.83% 141.69% 108.44% 83.88% - 40.62% 39.05%

Financials Breakdown Chart

Key Financial Trends

Dime Community Bancshares (NASDAQ: DCOM) showed continued earnings improvement in Q2 2026. Net income rose to $34.8 million, compared with $18.5 million in Q2 2025 and $34.6 million in Q1 2026. Net income attributable to common shareholders increased to $33.0 million, while diluted EPS reached $0.75, up from $0.43 a year earlier. The Q2 2025 income statement was restated, so investors should consider that when making year-over-year comparisons.

Revenue growth was led by stronger net interest income. Total revenue increased to $126.5 million from $109.7 million in Q2 2025, while net interest income climbed to $115.2 million from $98.1 million. Total interest income also increased, and interest expense declined modestly from the prior-year quarter. Sequentially, net interest income increased 2.6% from Q1 2026, indicating that core banking profitability remained on an improving trajectory.

The longer-term earnings trend is mixed but favorable relative to the 2024 trough. Net interest income rose from $93.5 million in Q2 2022 to $115.2 million in Q2 2026. Common EPS declined from $0.94 in Q2 2022 to $0.43 in Q2 2024 before recovering to $0.75 in the latest quarter. The Q4 2024 loss, which was largely associated with substantial investment-security losses, appears to have been followed by a meaningful recovery in 2025 and 2026.

  • Strong earnings recovery: Net income attributable to common shareholders increased approximately 18% sequentially from Q3 2025 to Q2 2026 and was substantially above the Q2 2024 level.
  • Improving net interest income: Net interest income reached $115.2 million in Q2 2026, up 17.4% from the restated Q2 2025 figure and nearly 56% above Q2 2024.
  • Higher EPS: Diluted EPS improved to $0.75 from $0.43 year over year and $0.59 in Q3 2025, supporting a stronger per-share earnings profile.
  • Deposit growth: Total deposits increased to approximately $12.7 billion at June 30, 2026, up from $11.0 billion a year earlier. Non-interest-bearing deposits also rose, which can help reduce funding costs.
  • Lower funding costs: Deposit interest expense declined slightly year over year, while long-term debt interest expense fell to $7.4 million from $8.4 million in Q2 2025.
  • Improved capital base: Total equity increased to $1.52 billion from $1.25 billion a year earlier. Retained earnings rose to $898.1 million, providing additional support for balance-sheet growth and dividends.
  • Positive operating cash flow: Cash generated from operating activities increased to $56.1 million in Q2 2026 from $23.1 million in Q2 2025, despite higher cash taxes paid.
  • Stable loan balances: Gross loans and leases were $10.7 billion at quarter-end, slightly below the prior-year level but up from Q1 2026. This suggests loan growth has not yet become a major driver of recent balance-sheet expansion.
  • Rising credit-loss provisions: The provision for credit losses increased to $13.9 million from $5.6 million in Q2 2025 and $12.3 million in Q1 2026. The allowance for loan losses also increased to $105.0 million, signaling greater credit-risk costs.
  • Large investing cash outflow: Investing activities used $194.2 million in Q2 2026, primarily because of $176.4 million in investment-security purchases. Total cash and equivalents consequently declined by $125.0 million during the quarter.

Balance-sheet trends require close monitoring. Total assets increased to $15.0 billion from $14.2 billion at June 30, 2025, and $13.7 billion in Q3 2024. However, the expansion has been driven more by deposits and securities than by loan growth. Trading account securities increased to $1.67 billion from $1.42 billion a year earlier, while loans held for sale declined sharply to $1.9 million from $13.6 million.

DCOM’s credit metrics are a key risk area. The allowance for loan and lease losses increased from $75.6 million in Q2 2023 to $105.0 million in Q2 2026, while quarterly provisions have remained elevated since 2025. Although profitability has improved, additional credit deterioration could pressure earnings and capital.

The company continues to pay quarterly dividends of roughly $12.6 million to $12.7 million, and its operating cash flow was sufficient to cover that distribution in Q2 2026. Overall, the statements point to a bank recovering from the weaker earnings environment of 2024, with stronger margins, deposit growth and capital accumulation. Investors should balance those positives against elevated credit-loss provisions, modest loan growth and significant investment-portfolio cash usage.

09/07/26 04:28 AM ETAI Generated. May Contain Errors.

Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's net income appears to be on an upward trend, with a most recent value of $110.68 million in 2025, rising from $21.11 million in 2015. The previous period was $29.08 million in 2024.

Over the last 10 years, Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's total revenue changed from $108.78 million in 2015 to $452.93 million in 2025, a change of 316.4%.

Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's total liabilities were at $13.87 billion at the end of 2025, a 7.0% increase from 2024, and a 303.0% increase since 2015.

In the past 10 years, Dime Community Bancshares, Inc. - 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's cash and equivalents has ranged from $76.61 million in 2017 to $2.35 billion in 2025, and is currently $2.35 billion as of their latest financial filing in 2025.



Financial statements for NASDAQ:DCOMG last updated on 7/31/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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