EZCORP Company Profile (NASDAQ:EZPW)

About EZCORP (NASDAQ:EZPW)

EZCORP, Inc. provides pawn loans in the United States and Mexico, and consumer loans in Mexico. The Company operates through three segments: U.S. Pawn, which includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States; Mexico Pawn, which includes its Empeno Facil pawn operations and cash converters buy/sell store operations in Mexico, and Other International, which includes its CASHMAX financial services operations in Canada and its equity interest in Cash Converters International. It offers pawn loans, which are non-recourse loans, collateralized by tangible property, and it sells merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers at its pawn stores.

Industry, Sector and Symbol:

Sector: Finance
Industry: Consumer Lending
Sub-Industry: Consumer Finance
Symbol: NASDAQ:EZPW
CUSIP: 30230110
Web: www.ezcorp.com

Capitalization:

Market Cap: $534.82 million
Outstanding Shares: 51,327,000

Average Prices:

50 Day Moving Avg: $9.49
200 Day Moving Avg: $8.78
52 Week Range: $7.55 - $12.00

P/E:

Trailing P/E Ratio: 22.70
Foreward P/E Ratio: 13.49
P/E Growth: 3.75

Sales & Book Value:

Annual Revenue: $750.47 million
Price / Sales: 0.67
Book Value: $11.52 per share
Price / Book: 0.86

Profitability:

EBITDA: $67.71 million
Net Margins: 3.16%
Return on Equity: 3.65%
Return on Assets: 2.29%

Debt:

Debt-to-Equity Ratio: 0.42%
Current Ratio: 6.61%
Quick Ratio: 4.83%

Misc:

Average Volume: 583,159 shs.
Beta: 1.96
Short Ratio: 8.13

Frequently Asked Questions for EZCORP (NASDAQ:EZPW)

What is EZCORP's stock symbol?

EZCORP trades on the NASDAQ under the ticker symbol "EZPW."

How were EZCORP's earnings last quarter?

EZCORP, Inc. (NASDAQ:EZPW) released its earnings results on Monday, July, 31st. The company reported $0.10 EPS for the quarter, missing analysts' consensus estimates of $0.11 by $0.01. The business earned $183.60 million during the quarter, compared to analyst estimates of $182.10 million. EZCORP had a net margin of 3.16% and a return on equity of 3.65%. EZCORP's quarterly revenue was up 7.9% compared to the same quarter last year. View EZCORP's Earnings History.

When will EZCORP make its next earnings announcement?

EZCORP is scheduled to release their next quarterly earnings announcement on Tuesday, December, 5th 2017. View Earnings Estimates for EZCORP.

Where is EZCORP's stock going? Where will EZCORP's stock price be in 2017?

4 equities research analysts have issued 12-month target prices for EZCORP's shares. Their predictions range from $8.00 to $12.00. On average, they expect EZCORP's share price to reach $10.00 in the next twelve months. View Analyst Ratings for EZCORP.

Who are some of EZCORP's key competitors?

Some companies that are related to EZCORP include World Acceptance Corporation (WRLD), PHH Corp (PHH), International Personal Finance Plc (IPF), Regional Management Corp. (RM), S & U PLC (SUS), Non-Standard Finance PLC (NSF), Morses Club PLC (MCL), Fairpoint Group Plc (FRP), Cash America International (CSH), Navient Corp (NAVIV) and Stonegate Mortgage Corp (SGM).

Who are EZCORP's key executives?

EZCORP's management team includes the folowing people:

Lachlan P. Given, Executive Chairman of the Board
Stuart Ian Grimshaw, Chief Executive Officer (Principal Executive Officer), Director
Daniel M. Chism, Chief Financial Officer, Principal Financial Officer
Joseph Louis Rotunda, Chief Operating Officer, Principal Operating Officer, Director
Scott Alomes, Chief Human Resource Officer & New Ventures
Thomas H. Welch Jr., Senior Vice President, General Counsel, Secretary
David Francis McGuire, Deputy Chief Financial Officer and Principal Accounting Officer
David John Hurrell, Chief Information Officer
Karyn Munsie, Chief Marketing Officer, Communications Officer
Fransisco Kuthy, General Manager,Empeño Fácil

How do I buy EZCORP stock?

Shares of EZCORP can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is EZCORP's stock price today?

One share of EZCORP stock can currently be purchased for approximately $9.85.

MarketBeat Community Rating for EZCORP (NASDAQ EZPW)

Community Ranking:		1.5 out of 5 ( )
Outperform Votes:		95 (Vote Outperform)
Underperform Votes:		217 (Vote Underperform)
Total Votes:		312

MarketBeat's community ratings are surveys of what our community members think about EZCORP and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Consensus Ratings for EZCORP (NASDAQ:EZPW) (How are Consensus Ratings Calculated?)

Ratings Breakdown:	3 Hold Ratings, 1 Buy Rating
Consensus Rating:	Hold (Score: 2.25)
Consensus Price Target:	$10.00 (1.52% upside)

Consensus Price Target History for EZCORP (NASDAQ:EZPW)

Analysts' Ratings History for EZCORP (NASDAQ:EZPW)

Show:

Date	Firm	Action	Rating	Price Target	Impact on Share Price
10/10/2017	Jefferies Group LLC	Reiterated Rating	Buy	$10.50 -> $12.00	N/A
8/10/2017	Sidoti	Initiated Coverage	Neutral		Medium
4/7/2017	Stephens	Upgrade	Underweight -> Equal Weight		High
12/12/2016	Wells Fargo & Company	Downgrade	Outperform -> Market Perform		N/A
8/17/2016	CL King	Upgrade	Neutral -> Buy	$11.25	N/A

(Data available from 10/17/2015 forward)

Earnings History for EZCORP (NASDAQ:EZPW)

Earnings by Quarter for EZCORP (NASDAQ:EZPW)

Earnings History by Quarter for EZCORP (NASDAQ EZPW)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
12/5/2017		$0.14					N/A
7/31/2017	Q3 2017	$0.11	$0.10	$182.10 million	$183.60 million	View	N/A
5/3/2017	Q2 2017	$0.14	$0.15	$190.04 million	$189.60 million	View	Listen
2/2/2017	Q117	$0.17	$0.15	$201.72 million	$192.60 million	View	Listen
12/7/2016	Q4 2016	$0.06	($0.31)	$179.02 million	$184.59 million	View	Listen
8/9/2016	Q3	($0.01)	$0.05	$170.89 million	$170.15 million	View	N/A
5/9/2016	Q2	($0.07)	($0.07)	$192.43 million	$201.90 million	View	N/A
2/8/2016	Q1	($0.06)	($0.13)	$219.00 million	$198.50 million	View	Listen
1/27/2015	Q115	$0.37	$0.26	$244.20 million	$252.60 million	View	N/A
11/6/2014	Q414	$0.27	$0.27	$252.70 million	$143.92 million	View	N/A
7/29/2014	Q314	$0.25	$0.21	$245.60 million	$241.00 million	View	N/A
4/29/2014	Q214	$0.41	$0.36	$264.44 million	$260.00 million	View	N/A
1/28/2014	Q114	$0.40	$0.49	$255.28 million	$269.00 million	View	N/A
7/30/2013	Q3 2013	$0.42	$0.29	$240.27 million	$235.20 million	View	N/A
4/30/2013	Q2 2013	$0.62	$0.63	$275.33 million	$272.07 million	View	N/A
1/22/2013	Q1 2013	$0.58	$0.59	$268.92 million	$277.10 million	View	N/A
11/6/2012	Q412	$0.75	$0.75	$260.75 million	$258.40 million	View	N/A
7/24/2012		$0.61	$0.56			View	N/A
4/19/2012		$0.76	$0.73			View	N/A
1/19/2012		$0.81	$0.78			View	N/A
11/8/2011		$0.70	$0.72			View	N/A
7/21/2011		$0.54	$0.53			View	N/A
1/20/2011		$0.62	$0.69			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for EZCORP (NASDAQ:EZPW)

2017 EPS Consensus Estimate: $0.52
2018 EPS Consensus Estimate: $0.67
2019 EPS Consensus Estimate: $0.75

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2017	1	$0.15	$0.15	$0.15
Q2 2017	1	$0.14	$0.14	$0.14
Q3 2017	1	$0.11	$0.11	$0.11
Q4 2017	1	$0.12	$0.12	$0.12
Q1 2018	1	$0.18	$0.18	$0.18
Q2 2018	1	$0.16	$0.16	$0.16
Q3 2018	1	$0.15	$0.15	$0.15
Q4 2018	1	$0.18	$0.18	$0.18
Q1 2019	1	$0.20	$0.20	$0.20
Q2 2019	1	$0.18	$0.18	$0.18
Q3 2019	1	$0.17	$0.17	$0.17
Q4 2019	1	$0.20	$0.20	$0.20

(Data provided by Zacks Investment Research)

Dividend History for EZCORP (NASDAQ:EZPW)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trading and Institutional Ownership History for EZCORP (NASDAQ:EZPW)

Insider Ownership Percentage: 2.13%
Institutional Ownership Percentage: 89.43%

Institutional Ownership by Quarter for EZCORP (NASDAQ:EZPW)

Insider Trades by Quarter for EZCORP (NASDAQ:EZPW)

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
2/6/2014	Barry William Guest	Insider	Sell	2,500	$11.32	$28,300.00
1/31/2014	Mark Edward Kuchenrither	CFO	Buy	1,000	$11.18	$11,180.00
1/31/2014	Paul Rothamel	CEO	Buy	13,250	$11.15	$147,737.50
11/12/2013	James William Whatley	Insider	Sell	5,739	$11.85	$68,007.15
7/22/2013	Sterling B Brinkley	Chairman	Sell	9,833	$18.60	$182,893.80
6/21/2013	Sterling B Brinkley	Chairman	Sell	16,250	$18.18	$295,425.00
5/22/2013	Sterling B Brinkley	Chairman	Sell	16,250	$18.96	$308,100.00

(Data available from 1/1/2013 forward)

Headline Trends for EZCORP (NASDAQ:EZPW) Latest Headlines for EZCORP (NASDAQ:EZPW)

Source:

Date	Headline
	EZCORP, Inc. (EZPW) Lowered to "Sell" at Zacks Investment Research www.americanbankingnews.com - October 12 at 9:30 PM
	FY2017 Earnings Estimate for EZCORP, Inc. Issued By Jefferies Group (EZPW) www.americanbankingnews.com - October 12 at 9:18 AM
	Q4 2017 Earnings Estimate for EZCORP, Inc. (EZPW) Issued By Jefferies Group www.americanbankingnews.com - October 11 at 9:20 AM
	ETFs with exposure to EZCORP, Inc. : October 10, 2017 finance.yahoo.com - October 10 at 4:16 PM
	Jefferies Group LLC Reaffirms Buy Rating for EZCORP, Inc. (EZPW) www.americanbankingnews.com - October 10 at 2:34 PM
	OneMain Holdings (OMF) versus EZCORP (EZPW) Head to Head Comparison www.americanbankingnews.com - October 10 at 10:32 AM
	Reviewing TPG RE Finance Trust (TRTX) & EZCORP (EZPW) www.americanbankingnews.com - October 10 at 4:28 AM
	Navient Corporation (NAVI) & EZCORP (EZPW) Head-To-Head Analysis www.americanbankingnews.com - October 10 at 12:18 AM
	Bloomberg Markets: Dave Wilson’s Stock of the Day for Oct. 9 www.bloomberg.com - October 9 at 6:52 PM
	EZCORP (EZPW) Announces Strategic Acquisition in Latin America (Pawn Stores) - Slideshow seekingalpha.com - October 9 at 6:52 PM
	Why EZCORP, OneMain Holdings, and Helix Energy Solutions Group Jumped Today finance.yahoo.com - October 9 at 6:52 PM
	Head to Head Contrast: EZCORP (EZPW) vs. Its Competitors www.americanbankingnews.com - October 9 at 8:10 AM
	EZCORP, Inc. (EZPW) Receives Average Rating of "Hold" from Brokerages www.americanbankingnews.com - October 8 at 2:44 PM
	New U.S. rule on payday loans to hurt industry, boost banks -agency finance.yahoo.com - October 5 at 10:44 PM
	EZCORP Restructures Repayment Arrangement With AlphaCredit finance.yahoo.com - October 4 at 9:37 AM
	Head-To-Head Analysis: LendingTree (TREE) vs. EZCORP (EZPW) www.americanbankingnews.com - October 1 at 10:30 PM
	Contrasting EZCORP (EZPW) and Its Rivals www.americanbankingnews.com - September 21 at 12:22 AM
	The Only 2 Consumer Loan Stocks Worth Buying Right Now www.msn.com - September 15 at 12:12 AM
	EZCORP, Inc. (EZPW) Given Average Rating of "Hold" by Analysts www.americanbankingnews.com - September 13 at 4:46 PM
	Head to Head Contrast: EZCORP (EZPW) & its Peers www.americanbankingnews.com - September 12 at 6:08 AM
	EZCORP, Inc. (EZPW) Stock Rating Reaffirmed by Jefferies Group LLC www.americanbankingnews.com - September 7 at 1:34 PM
	Reviewing EZCORP (EZPW) and Discover Financial Services (DFS) www.americanbankingnews.com - August 21 at 6:16 AM
	Analyzing EZCORP (EZPW) & Navient Corp (NAVIV) www.americanbankingnews.com - August 20 at 6:20 AM
	EZCORP, Inc. (EZPW) Receives Average Recommendation of "Hold" from Brokerages www.americanbankingnews.com - August 19 at 2:48 PM
	EZCORP (EZPW) vs. Navient Corp (NAVIV) Critical Contrast www.americanbankingnews.com - August 18 at 8:12 AM
	Head to Head Review: EZCORP (NASDAQ:EZPW) versus Cash America International (CSH) www.americanbankingnews.com - August 14 at 8:06 PM
	EZCORP, Inc. (EZPW) Now Covered by Sidoti www.americanbankingnews.com - August 10 at 7:02 PM
	FY2017 EPS Estimates for EZCORP, Inc. Boosted by Analyst (NASDAQ:EZPW) www.americanbankingnews.com - August 7 at 7:46 AM
	EZCORP, Inc. (NASDAQ:EZPW) Upgraded to Buy by Jefferies Group LLC www.americanbankingnews.com - August 6 at 10:26 PM
	EZCORP, Inc. breached its 50 day moving average in a Bullish Manner : EZPW-US : August 2, 2017 finance.yahoo.com - August 3 at 12:30 AM
	EZCORP, Inc. :EZPW-US: Earnings Analysis: Q3, 2017 By the Numbers : August 2, 2017 finance.yahoo.com - August 3 at 12:30 AM
	Edited Transcript of EZPW earnings conference call or presentation 1-Aug-17 12:30pm GMT finance.yahoo.com - August 2 at 12:07 AM
	Investor Network: EZCORP, Inc. Class A to Host Earnings Call finance.yahoo.com - August 1 at 7:07 PM
	EZCORP, Inc. (EZPW) Issues Quarterly Earnings Results, Misses Expectations By $0.01 EPS www.americanbankingnews.com - August 1 at 12:28 PM
	EZCORP Announces Third Quarter Fiscal 2017 Results finance.yahoo.com - July 31 at 6:17 PM
	Ezcorp posts 3Q profit finance.yahoo.com - July 31 at 6:17 PM
	LendingClub Corporation (LC) and EZCORP (NASDAQ:EZPW) Head-To-Head Survey www.americanbankingnews.com - July 29 at 6:09 PM
	EZCORP, Inc. (EZPW) Short Interest Update www.americanbankingnews.com - July 27 at 7:40 AM
	EZCORP, Inc. (EZPW) Receives Consensus Rating of "Hold" from Analysts www.americanbankingnews.com - July 25 at 4:50 PM
	EZCORP, Inc. to Release Third Quarter Fiscal 2017 Results After Market Close on Monday, July 31, 2017 feeds.benzinga.com - July 24 at 5:52 PM
	Austin software company begins search for new CFO www.bizjournals.com - July 18 at 8:01 PM
	EZCORP, Inc. (EZPW) to Post Q3 2017 Earnings of $0.11 Per Share, Jefferies Group Forecasts www.americanbankingnews.com - July 12 at 8:44 AM
	Robbins Arroyo LLP: EZCORP, Inc. (EZPW) Misled Shareholders According to a Recently Filed Class Action finance.yahoo.com - July 10 at 6:24 PM
	EZCORP Completes Offering of Convertible Notes Due 2024 finance.yahoo.com - July 6 at 7:47 PM
	Mid-Day Market Update: Dow Surges Over 100 Points; EZCORP Shares Plummet www.nasdaq.com - June 28 at 11:12 PM
	EZCORP, Inc. (EZPW) seekingalpha.com - June 24 at 5:27 PM
	EZCorp CFO leaves with hefty cash severance — and returns to Australia on company's dime www.bizjournals.com - May 5 at 5:18 PM
	Rovida Advisors Inc. Buys Lockheed Martin Corp, Raytheon Co, Northrop Grumman Corp, Sells ... www.nasdaq.com - May 4 at 5:16 PM
	EZCORP, Inc. to Release Second Quarter Fiscal 2017 Results After Market Close on Wednesday, May 3, www.nasdaq.com - April 27 at 5:42 PM
	EZCORP, Inc. to Release Second Quarter Fiscal 2017 Results After Market Close on Wednesday, May 3, www.nasdaq.com - April 27 at 5:42 PM