EZCORP, Inc. provides pawn loans in the United States and Mexico, and consumer loans in Mexico. The Company operates through three segments: U.S. Pawn, which includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States; Mexico Pawn, which includes its Empeno Facil pawn operations and cash converters buy/sell store operations in Mexico, and Other International, which includes its CASHMAX financial services operations in Canada and its equity interest in Cash Converters International. It offers pawn loans, which are non-recourse loans, collateralized by tangible property, and it sells merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers at its pawn stores.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Consumer Lending - NEC
- Sub-Industry: Consumer Finance
- Symbol: NASDAQ:EZPW
- CUSIP: 30230110
- Web: www.ezcorp.com
- Market Cap: $477.8 million
- Outstanding Shares: 54,296,000
- 50 Day Moving Avg: $8.18
- 200 Day Moving Avg: $8.61
- 52 Week Range: $7.55 - $12.00
Sales & Book Value:
- Trailing P/E Ratio: 20.28
- Foreward P/E Ratio: 12.22
- P/E Growth: 3.40
- Annual Revenue: $750.47 million
- Price / Sales: 0.64
- Book Value: $11.52 per share
- Price / Book: 0.76
- EBIDTA: $67.71 million
- Net Margins: 3.16%
- Return on Equity: 3.65%
- Return on Assets: 2.29%
- Debt-to-Equity Ratio: 0.42%
- Current Ratio: 6.61%
- Quick Ratio: 4.83%
- Average Volume: 629,375 shs.
- Beta: 1.98
- Short Ratio: 6.4
Frequently Asked Questions for EZCORP (NASDAQ:EZPW)
What is EZCORP's stock symbol?
EZCORP trades on the NASDAQ under the ticker symbol "EZPW."
How were EZCORP's earnings last quarter?
EZCORP, Inc. (NASDAQ:EZPW) announced its quarterly earnings data on Monday, July, 31st. The company reported $0.10 EPS for the quarter, missing the Zacks' consensus estimate of $0.11 by $0.01. The business earned $183.60 million during the quarter, compared to the consensus estimate of $182.10 million. EZCORP had a return on equity of 3.65% and a net margin of 3.16%. EZCORP's revenue was up 7.9% compared to the same quarter last year. View EZCORP's Earnings History.
Where is EZCORP's stock going? Where will EZCORP's stock price be in 2017?
4 brokerages have issued 12-month price targets for EZCORP's shares. Their forecasts range from $8.00 to $10.50. On average, they anticipate EZCORP's share price to reach $9.25 in the next year. View Analyst Ratings for EZCORP.
Are investors shorting EZCORP?
EZCORP saw a increase in short interest during the month of July. As of July 14th, there was short interest totalling 5,289,532 shares, an increase of 102.6% from the June 30th total of 2,610,651 shares. Based on an average daily volume of 766,216 shares, the short-interest ratio is currently 6.9 days. Approximately 10.7% of the shares of the stock are sold short.
Who are some of EZCORP's key competitors?
Some companies that are related to EZCORP include PHH Corp (PHH), World Acceptance Corporation (WRLD), International Personal Finance Plc (IPF), Regional Management Corp. (RM), S & U PLC (SUS), Non-Standard Finance PLC (NSF), Morses Club PLC (MCL), Fairpoint Group Plc (FRP), Cash America International (CSH), Navient Corp (NAVIV), Stonegate Mortgage Corp (SGM) and TPG RE Finance Trust (TRTX).
Who are EZCORP's key executives?
EZCORP's management team includes the folowing people:
- Lachlan P. Given, Executive Chairman of the Board
- Stuart Ian Grimshaw, Chief Executive Officer (Principal Executive Officer), Director
- Daniel M. Chism, Chief Financial Officer, Principal Financial Officer
- Joseph Louis Rotunda, Chief Operating Officer, Principal Operating Officer, Director
- Scott Alomes, Chief Human Resource Officer & New Ventures
- Thomas H. Welch Jr., Senior Vice President, General Counsel, Secretary
- David Francis McGuire, Deputy Chief Financial Officer and Principal Accounting Officer
- David John Hurrell, Chief Information Officer
- Karyn Munsie, Chief Marketing Officer, Communications Officer
- Fransisco Kuthy, General Manager,Empeño Fácil
Who owns EZCORP stock?
EZCORP's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Dimensional Fund Advisors LP (7.44%), Vanguard Group Inc. (6.86%), Rovida Advisors Inc. (5.66%),
ROVIDA ADVISORS INC.
(5.10%), Huber Capital Management LLC (4.17%) and JPMorgan Chase & Co. (3.01%). View Institutional Ownership Trends for EZCORP.
Who sold EZCORP stock? Who is selling EZCORP stock?
EZCORP's stock was sold by a variety of institutional investors in the last quarter, including JPMorgan Chase & Co., Acadian Asset Management LLC, Schwab Charles Investment Management Inc., California Public Employees Retirement System, Russell Investments Group Ltd., Citigroup Inc., SG Americas Securities LLC and Parametric Portfolio Associates LLC. View Insider Buying and Selling for EZCORP.
Who bought EZCORP stock? Who is buying EZCORP stock?
EZCORP's stock was bought by a variety of institutional investors in the last quarter, including Archon Capital Management LLC, Huber Capital Management LLC, Rovida Advisors Inc., Dimensional Fund Advisors LP, Municipal Employees Retirement System of Michigan, Vanguard Group Inc., Marshall Wace North America L.P. and James Investment Research Inc.. View Insider Buying and Selling for EZCORP.
How do I buy EZCORP stock?
Shares of EZCORP can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is EZCORP's stock price today?
MarketBeat Community Rating for EZCORP (NASDAQ EZPW)MarketBeat's community ratings are surveys of what our community members think about EZCORP and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of EZCORP stock can currently be purchased for approximately $8.80.
Consensus Ratings for EZCORP (NASDAQ:EZPW) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||3 Hold Ratings, 1 Buy Rating|
|Consensus Rating:||Hold (Score: 2.25)|
|Consensus Price Target: ||$9.25 (5.11% upside)|
Analysts' Ratings History for EZCORP (NASDAQ:EZPW)
(Data available from 8/18/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|8/4/2017||Jefferies Group LLC||Upgrade||Hold -> Buy||$10.50||High|
|4/7/2017||Stephens||Upgrade||Underweight -> Equal Weight||High|
|12/12/2016||Wells Fargo & Company||Downgrade||Outperform -> Market Perform||N/A|
|8/17/2016||CL King||Upgrade||Neutral -> Buy||$11.25||N/A|
Earnings History for EZCORP (NASDAQ:EZPW)Earnings History by Quarter for EZCORP (NASDAQ EZPW)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/31/2017||Q3 2017||$0.11||$0.10||$182.10 million||$183.60 million||View||N/A|
|5/3/2017||Q2 2017||$0.14||$0.15||$190.04 million||$189.60 million||View||Listen|
|2/2/2017||Q117||$0.17||$0.15||$201.72 million||$192.60 million||View||Listen|
|12/7/2016||Q4 2016||$0.06||($0.31)||$179.02 million||$184.59 million||View||Listen|
|8/9/2016||Q3||($0.01)||$0.05||$170.89 million||$170.15 million||View||N/A|
|5/9/2016||Q2||($0.07)||($0.07)||$192.43 million||$201.90 million||View||N/A|
|2/8/2016||Q1||($0.06)||($0.13)||$219.00 million||$198.50 million||View||Listen|
|1/27/2015||Q115||$0.37||$0.26||$244.20 million||$252.60 million||View||N/A|
|11/6/2014||Q414||$0.27||$0.27||$252.70 million||$143.92 million||View||N/A|
|7/29/2014||Q314||$0.25||$0.21||$245.60 million||$241.00 million||View||N/A|
|4/29/2014||Q214||$0.41||$0.36||$264.44 million||$260.00 million||View||N/A|
|1/28/2014||Q114||$0.40||$0.49||$255.28 million||$269.00 million||View||N/A|
|7/30/2013||Q3 2013||$0.42||$0.29||$240.27 million||$235.20 million||View||N/A|
|4/30/2013||Q2 2013||$0.62||$0.63||$275.33 million||$272.07 million||View||N/A|
|1/22/2013||Q1 2013||$0.58||$0.59||$268.92 million||$277.10 million||View||N/A|
|11/6/2012||Q412||$0.75||$0.75||$260.75 million||$258.40 million||View||N/A|
Earnings Estimates for EZCORP (NASDAQ:EZPW)
2017 EPS Consensus Estimate: $0.53
2018 EPS Consensus Estimate: $0.71
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Dividend History for EZCORP (NASDAQ:EZPW)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for EZCORP (NASDAQ:EZPW)
Insider Ownership Percentage: 2.13%Insider Trades by Quarter for EZCORP (NASDAQ:EZPW)
Institutional Ownership Percentage: 87.37%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|2/6/2014||Barry William Guest||Insider||Sell||2,500||$11.32||$28,300.00|| |
|1/31/2014||Mark Edward Kuchenrither||CFO||Buy||1,000||$11.18||$11,180.00|| |
|1/31/2014||Paul Rothamel||CEO||Buy||13,250||$11.15||$147,737.50|| |
|11/12/2013||James William Whatley||Insider||Sell||5,739||$11.85||$68,007.15|| |
|7/22/2013||Sterling B Brinkley||Chairman||Sell||9,833||$18.60||$182,893.80|| |
|6/21/2013||Sterling B Brinkley||Chairman||Sell||16,250||$18.18||$295,425.00|| |
|5/22/2013||Sterling B Brinkley||Chairman||Sell||16,250||$18.96||$308,100.00|| |
Headline Trends for EZCORP (NASDAQ:EZPW)
Latest Headlines for EZCORP (NASDAQ:EZPW)
|EZCORP (EZPW) vs. Navient Corp (NAVIV) Critical Contrast|
www.americanbankingnews.com - August 18 at 8:12 AM
|Head to Head Review: EZCORP (NASDAQ:EZPW) versus Cash America International (CSH)|
www.americanbankingnews.com - August 14 at 8:06 PM
|EZCORP, Inc. (EZPW) Now Covered by Sidoti|
www.americanbankingnews.com - August 10 at 7:02 PM
|Zacks Investment Research Upgrades EZCORP, Inc. (EZPW) to "Buy"|
www.americanbankingnews.com - August 7 at 7:30 PM
|FY2017 EPS Estimates for EZCORP, Inc. Boosted by Analyst (NASDAQ:EZPW)|
www.americanbankingnews.com - August 7 at 7:46 AM
|EZCORP, Inc. (NASDAQ:EZPW) Upgraded to Buy by Jefferies Group LLC|
www.americanbankingnews.com - August 6 at 10:26 PM
|EZCORP, Inc. breached its 50 day moving average in a Bullish Manner : EZPW-US : August 2, 2017|
finance.yahoo.com - August 3 at 12:30 AM
|EZCORP, Inc. :EZPW-US: Earnings Analysis: Q3, 2017 By the Numbers : August 2, 2017|
finance.yahoo.com - August 3 at 12:30 AM
|Edited Transcript of EZPW earnings conference call or presentation 1-Aug-17 12:30pm GMT|
finance.yahoo.com - August 2 at 12:07 AM
|Investor Network: EZCORP, Inc. Class A to Host Earnings Call|
finance.yahoo.com - August 1 at 7:07 PM
|EZCORP, Inc. (EZPW) Issues Quarterly Earnings Results, Misses Expectations By $0.01 EPS|
www.americanbankingnews.com - August 1 at 12:28 PM
|EZCORP Announces Third Quarter Fiscal 2017 Results|
finance.yahoo.com - July 31 at 6:17 PM
|Ezcorp posts 3Q profit|
finance.yahoo.com - July 31 at 6:17 PM
|LendingClub Corporation (LC) and EZCORP (NASDAQ:EZPW) Head-To-Head Survey|
www.americanbankingnews.com - July 29 at 6:09 PM
|EZCORP, Inc. (EZPW) Short Interest Update|
www.americanbankingnews.com - July 27 at 7:40 AM
|EZCORP, Inc. (EZPW) Receives Consensus Rating of "Hold" from Analysts|
www.americanbankingnews.com - July 25 at 4:50 PM
|EZCORP, Inc. to Release Third Quarter Fiscal 2017 Results After Market Close on Monday, July 31, 2017|
feeds.benzinga.com - July 24 at 5:52 PM
|Austin software company begins search for new CFO|
www.bizjournals.com - July 18 at 8:01 PM
|EZCORP, Inc. (NASDAQ:EZPW) Downgraded by BidaskClub|
www.americanbankingnews.com - July 16 at 3:22 PM
|EZCORP, Inc. (EZPW) to Post Q3 2017 Earnings of $0.11 Per Share, Jefferies Group Forecasts|
www.americanbankingnews.com - July 12 at 8:44 AM
|Robbins Arroyo LLP: EZCORP, Inc. (EZPW) Misled Shareholders According to a Recently Filed Class Action|
finance.yahoo.com - July 10 at 6:24 PM
|EZCORP Completes Offering of Convertible Notes Due 2024|
finance.yahoo.com - July 6 at 7:47 PM
|EZCORP, Inc. (EZPW) Receives Consensus Rating of "Hold" from Brokerages|
www.americanbankingnews.com - June 30 at 9:11 AM
|Today’s Research Reports on Stocks to Watch: EZCORP and Paychex|
finance.yahoo.com - June 29 at 8:02 PM
|EZCORP Announces Pricing of $125 Million of Convertible Senior Notes Due 2024|
finance.yahoo.com - June 29 at 8:02 PM
|Mid-Day Market Update: Dow Surges Over 100 Points; EZCORP Shares Plummet|
www.nasdaq.com - June 28 at 11:12 PM
|Why EZCORP, Government Properties Income Trust, and Monro Muffler Brake Slumped Today|
finance.yahoo.com - June 28 at 6:12 PM
|EZCORP Announces Private Offering of $125 Million of Convertible Senior Notes Due 2024|
finance.yahoo.com - June 27 at 5:24 PM
|EZCORP, Inc. (EZPW)|
seekingalpha.com - June 24 at 5:27 PM
|EZCORP, Inc. breached its 50 day moving average in a Bearish Manner : EZPW-US : June 22, 2017|
finance.yahoo.com - June 22 at 9:51 AM
|EZCORP, Inc. (EZPW) Given Hold Rating at Jefferies Group LLC|
www.americanbankingnews.com - June 17 at 2:20 PM
|ETFs with exposure to EZCORP, Inc. : June 15, 2017|
finance.yahoo.com - June 15 at 7:12 PM
|EZCORP Inc (EZPW) Receives Consensus Recommendation of "Hold" from Analysts|
www.americanbankingnews.com - June 5 at 8:50 AM
|EZCORP, Inc. breached its 50 day moving average in a Bullish Manner : EZPW-US : June 2, 2017|
finance.yahoo.com - June 2 at 6:26 PM
|EZCORP Inc (EZPW) Rating Increased to C- at TheStreet|
www.americanbankingnews.com - May 23 at 5:34 PM
|Long Term EZCORP Investors: Shareholder Rights Law Firm J&W Initiates Investigation of EZCORP, Inc.; Encourages Investors to Contact the Firm|
finance.yahoo.com - May 22 at 11:35 AM
|EZCORP, Inc. breached its 50 day moving average in a Bearish Manner : EZPW-US : May 18, 2017|
finance.yahoo.com - May 18 at 10:16 AM
|Update in Lawsuit for Investors in NASDAQ: EZPW Shares Against EZCORP Inc. Announced by Shareholders Foundation|
finance.yahoo.com - May 16 at 11:49 AM
|EZCORP Inc (EZPW) Receives Average Recommendation of "Hold" from Analysts|
www.americanbankingnews.com - May 9 at 8:46 AM
|ETFs with exposure to EZCORP, Inc. : May 8, 2017|
finance.yahoo.com - May 8 at 4:58 PM
|Q2 2018 EPS Estimates for EZCORP Inc (EZPW) Raised by Jefferies Group|
www.americanbankingnews.com - May 8 at 11:34 AM
|EZCORP, Inc. :EZPW-US: Earnings Analysis: Q2, 2017 By the Numbers : May 5, 2017|
finance.yahoo.com - May 5 at 10:18 PM
|EZCORP Inc (EZPW) Downgraded by Zacks Investment Research to "Hold"|
www.americanbankingnews.com - May 5 at 10:10 PM
|EZCorp CFO leaves with hefty cash severance — and returns to Australia on company's dime|
www.bizjournals.com - May 5 at 5:18 PM
|FY2017 Earnings Forecast for EZCORP Inc (EZPW) Issued By Jefferies Group|
www.americanbankingnews.com - May 5 at 1:58 PM
|Edited Transcript of EZPW earnings conference call or presentation 4-May-17 12:30pm GMT|
finance.yahoo.com - May 4 at 10:18 PM
|Rovida Advisors Inc. Buys Lockheed Martin Corp, Raytheon Co, Northrop Grumman Corp, Sells ...|
www.nasdaq.com - May 4 at 5:16 PM
|Ezcorp posts 2Q profit|
finance.yahoo.com - May 4 at 8:12 AM
|EZCORP Inc (EZPW) Releases Earnings Results, Beats Expectations By $0.01 EPS|
www.americanbankingnews.com - May 4 at 1:34 AM
|EZCORP Inc (EZPW) Issues Quarterly Earnings Results|
www.americanbankingnews.com - May 4 at 1:06 AM
EZCORP (EZPW) Chart for Friday, August, 18, 2017