EZCORP (EZPW) Stock Price, News & Analysis

Company Overview

EZCORP, Inc. is a financial services and retail company that operates pawn stores under brands including EZPAWN, Value Pawn and other regional names. Its stores provide short-term, collateral-based pawn loans to consumers who pledge personal property as security. Customers can generally reclaim pledged items by repaying the loan and applicable fees within the agreed term.

In addition to pawn lending, EZCORP generates revenue by selling pre-owned merchandise that has been forfeited or acquired through its stores. Its inventory may include jewelry, watches, electronics, tools, musical instruments and other consumer goods. The company also offers related services such as buying gold and other precious-metal items, with product and service offerings varying by market.

Founded in 1989 and headquartered in Austin, Texas, EZCORP serves customers through a network of stores primarily in the United States and Mexico, along with operations in other selected Latin American markets. The company’s business model combines consumer lending with value-oriented retail, providing liquidity to customers while reselling previously owned merchandise through its store network.

Key Stats

• Today's Range: $30.05 to $31.00
• 50-Day Range: $26.97 to $35.23
• 52-Week Range: $16.50 to $37.13
• Volume: 444,577 shs
• Average Volume: 647,702 shs
• Market Capitalization: $1.86 billion
• P/E Ratio: 15.25
• Dividend Yield: N/A
• Price Target: $38.80
• Consensus Rating: Moderate Buy

EZCORP Stock Analysis - MarketRank™

EZCORP scored higher than 80% of companies evaluated by MarketBeat, and ranked 303rd out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

EZCORP has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 6 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

EZCORP has a consensus price target of $38.80, representing about 28.5% upside from its current price of $30.20.

Amount of Analyst Coverage

EZCORP has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.00%

Earnings Growth

Earnings for EZCORP are expected to grow by 10.00% in the coming year, from $2.00 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of EZCORP is 15.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of EZCORP is 15.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

EZCORP has a P/B Ratio of 1.79. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

20.37% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 20.31, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently decreased by 2.06%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

EZCORP does not currently pay a dividend.

Dividend Growth

EZCORP does not have a long track record of dividend growth.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.74

News Sentiment

EZCORP has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for EZCORP this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for EZPW on MarketBeat in the last 30 days. This is a decrease of -83% compared to the previous 30 days.

MarketBeat Follows

6 people have added EZCORP to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, EZCORP insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,398,500.00 in company stock.

Percentage Held by Insiders

2.13% of the stock of EZCORP is held by insiders.

Percentage Held by Institutions

99.83% of the stock of EZCORP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 10/02/2026
• Next Earnings (Estimated): 11/18/2026
• Fiscal Year End: 9/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:EZPW
• CIK: 876523
• Web: www.ezcorp.com
• Phone: (512) 314-3400
• Fax: 512-314-3404
• Employees: 8,500
• Year Founded: 1978

Price Target and Rating

• Average Price Target for EZCORP: $38.80
• High Price Target: $45.00
• Low Price Target: $26.00
• Potential Upside/Downside: +28.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.98
• Trailing P/E Ratio: 15.25
• Forward P/E Ratio: 15.10
• P/E Growth: N/A
• Net Income: $109.61 million
• Net Margins: 9.97%
• Pretax Margin: 13.44%
• Return on Equity: 13.99%
• Return on Assets: 7.49%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 4.81
• Quick Ratio: 3.45

Sales & Book Value

• Annual Sales: $1.58 billion
• Price / Sales: 1.17
• Cash Flow: $2.39 per share
• Price / Cash Flow: 12.63
• Book Value: $16.84 per share
• Price / Book: 1.79

Miscellaneous

• Outstanding Shares: 61,443,000
• Free Float: 60,134,000
• Market Cap: $1.86 billion
• Optionable: Optionable
• Beta: 0.71