First Business Financial Services (FBIZ) Stock Price, News & Analysis

Company Overview

First Business Financial Services, Inc. is a bank holding company headquartered in Madison, Wisconsin. Through its principal subsidiary, First Business Bank, the company provides commercial banking services primarily to small and middle-market businesses, business owners, professionals and individuals.

First Business Bank offers business checking and savings accounts, treasury management, commercial real estate lending, business loans, lines of credit, equipment financing and other lending solutions. The bank also provides personal banking services, including deposit accounts and residential and consumer lending products, along with wealth management and financial planning services for individuals and business clients.

The company focuses on relationship-based banking and serves customers through offices in selected Midwestern markets, including Wisconsin and Minnesota. First Business Financial Services has developed its business around specialized commercial banking and personalized service rather than a broad national branch network.

Key Stats

• Today's Range: $70.08 to $71.05
• 50-Day Range: $66.90 to $72.85
• 52-Week Range: $46.07 to $73.74
• Volume: 60,699 shs
• Average Volume: 57,426 shs
• Market Capitalization: $591.26 million
• P/E Ratio: 10.77
• Dividend Yield: 1.93%
• Price Target: $78.25
• Consensus Rating: Buy

First Business Financial Services Stock Analysis - MarketRank™

First Business Financial Services scored higher than 91% of companies evaluated by MarketBeat, and ranked 176th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

First Business Financial Services has received a consensus rating of Buy. The company's average rating score is 3.20, and is based on 1 strong buy rating, 4 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

First Business Financial Services has a consensus price target of $78.25, representing about 10.8% upside from its current price of $70.64.

Amount of Analyst Coverage

First Business Financial Services has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.07%

Earnings Growth

Earnings for First Business Financial Services are expected to grow by 6.07% in the coming year, from $6.59 to $6.99 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Business Financial Services is 10.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Business Financial Services is 10.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

First Business Financial Services has a P/B Ratio of 1.64. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.88% of the float of First Business Financial Services has been sold short.

Short Interest Ratio / Days to Cover

First Business Financial Services has a short interest ratio ("days to cover") of 6.49.

Change versus previous month

Short interest in First Business Financial Services has recently increased by 17.11%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

First Business Financial Services pays a meaningful dividend of 1.96%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Business Financial Services has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of First Business Financial Services is 20.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Business Financial Services will have a dividend payout ratio of 19.46% next year. This indicates that First Business Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.88

News Sentiment

First Business Financial Services has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for First Business Financial Services this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added First Business Financial Services to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Business Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $47,378.00 in company stock.

Percentage Held by Insiders

5.00% of the stock of First Business Financial Services is held by insiders.

Percentage Held by Institutions

60.07% of the stock of First Business Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 8/26 Dividend: 8/12/2026
• Ex-Dividend for 8/26 Dividend: 8/12/2026
• Dividend Payable: 8/26/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FBIZ
• CIK: 1521951
• Web: www.firstbusiness.bank
• Phone: (608) 238-8008
• Fax: 608-232-5920
• Employees: 355
• Year Founded: 1990

Price Target and Rating

• Average Price Target for First Business Financial Services: $78.25
• High Price Target: $84.00
• Low Price Target: $74.00
• Potential Upside/Downside: +10.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.56
• Trailing P/E Ratio: 10.77
• Forward P/E Ratio: 10.72
• P/E Growth: N/A
• Net Income: $50.32 million
• Net Margins: 19.28%
• Pretax Margin: 22.51%
• Return on Equity: 14.92%
• Return on Assets: 1.29%

Debt

• Debt-to-Equity Ratio: 0.90
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $279.25 million
• Price / Sales: 2.12
• Cash Flow: $7.15 per share
• Price / Cash Flow: 9.88
• Book Value: $43.20 per share
• Price / Book: 1.64

Miscellaneous

• Outstanding Shares: 8,370,000
• Free Float: 7,950,000
• Market Cap: $591.26 million
• Optionable: Optionable
• Beta: 0.67