What is FB Bancorp's operating income?

FB Bancorp's total operating income in 2025 was -$2.90 million, based on the following breakdown: Total Gross Profit: $17.39 million Total Operating Expenses: $20.29 million

FB Bancorp (FBLA) Financials

$15.09 +0.18 (+1.21%)

Closing price 07/9/2026 04:00 PM Eastern

Extended Trading

$15.09 0.00 (-0.01%)

As of 04:43 AM Eastern

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Annual Income Statements for FB Bancorp

This table shows FB Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2023	2024	2025
Period end date	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	1.12	-6.21	1.25
Consolidated Net Income / (Loss)	1.12	-6.21	1.25
Net Income / (Loss) Continuing Operations	1.12	1.51	3.95
Total Pre-Tax Income	1.45	1.70	4.82
Total Operating Income	-4.22	0.86	-2.90
Total Gross Profit	22	20	17
Total Revenue	63	46	45
Operating Revenue	59	44	43
Other Revenue	3.86	1.74	1.44
Total Cost of Revenue	41	25	27
Operating Cost of Revenue	41	24	25
Other Cost of Revenue	0.65	1.53	1.72
Total Operating Expenses	26	19	20
Selling, General & Admin Expense	8.95	5.23	6.14
Marketing Expense	1.76	1.63	0.83
Amortization Expense	1.76	0.50	0.38
Other Operating Expenses / (Income)	14	12	13
Impairment Charge	0.00	0.28	0.09
Total Other Income / (Expense), net	5.66	0.85	7.72
Interest Expense	3.37	8.24	2.66
Interest & Investment Income	9.28	9.09	10
Income Tax Expense	0.33	0.20	0.87
Net Income / (Loss) Discontinued Operations	-	-7.72	-2.69
Basic Earnings per Share	$0.00	($1.74)	$0.07
Weighted Average Basic Shares Outstanding	0.00	3.56M	18.20M
Diluted Earnings per Share	$0.00	($1.74)	$0.07
Weighted Average Diluted Shares Outstanding	0.00	3.56M	18.20M
Weighted Average Basic & Diluted Shares Outstanding	-	19.84M	17.16M

This table shows FB Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026
Period end date	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026
Net Income / (Loss) Attributable to Common Shareholders	2.41	-0.81	0.85	-0.90	0.71	0.88	1.08	0.12
Consolidated Net Income / (Loss)	2.41	-0.81	0.85	-0.90	0.71	0.88	1.08	0.12
Net Income / (Loss) Continuing Operations	2.41	-0.81	0.85	-0.90	1.37	0.88	1.08	0.49
Total Pre-Tax Income	2.95	-1.04	1.09	-1.14	1.72	1.10	1.34	0.61
Total Operating Income	1.39	-1.56	0.87	-0.24	0.15	-0.44	-0.45	-1.92
Total Gross Profit	8.08	4.84	7.35	5.82	4.79	6.03	6.11	3.22
Total Revenue	19	15	18	17	11	16	17	10
Operating Revenue	18	15	17	17	11	16	16	10
Other Revenue	1.07	0.58	0.54	0.31	0.35	0.34	0.45	0.33
Total Cost of Revenue	11	10	11	11	6.54	10	11	7.25
Operating Cost of Revenue	11	10	10	11	6.16	9.94	10	6.76
Other Cost of Revenue	0.73	0.25	0.28	0.30	0.39	0.45	0.41	0.49
Total Operating Expenses	6.68	6.40	6.48	6.06	4.64	6.47	6.56	5.14
Selling, General & Admin Expense	2.27	2.14	2.13	2.28	1.34	2.32	2.41	1.40
Marketing Expense	0.43	0.54	0.69	0.40	0.17	0.35	0.29	0.25
Amortization Expense	0.52	0.16	0.15	0.09	0.09	0.10	0.10	0.11
Other Operating Expenses / (Income)	3.47	3.56	3.52	3.40	3.04	3.62	3.73	3.34
Impairment Charge	-	0.00	0.00	-0.12	0.00	0.09	0.02	0.05
Total Other Income / (Expense), net	1.56	0.52	0.22	-0.90	1.57	1.53	1.78	2.53
Interest Expense	1.10	1.87	2.16	2.46	0.72	0.62	0.69	0.77
Interest & Investment Income	2.29	2.30	2.35	2.27	2.30	2.39	2.75	3.30
Other Income / (Expense), net	0.36	0.09	0.04	-0.71	0.00	-0.24	-0.28	0.00
Income Tax Expense	0.55	-0.23	0.24	-0.25	0.35	0.22	0.26	0.12
Net Income / (Loss) Discontinued Operations	-	-	-	-	-0.67	-	-	-0.38
Basic Earnings per Share	-	$0.00	$0.00	$0.00	$0.04	$0.05	$0.06	$0.01
Weighted Average Basic Shares Outstanding	-	0.00	0.00	0.00	18.31M	18.33M	18.35M	16.28M
Diluted Earnings per Share	-	$0.00	$0.00	$0.00	$0.04	$0.05	$0.06	$0.01
Weighted Average Diluted Shares Outstanding	-	0.00	0.00	0.00	18.31M	18.33M	18.35M	16.29M
Weighted Average Basic & Diluted Shares Outstanding	-	-	0.00	19.84M	19.84M	19.84M	19.84M	161.49K

This table details how cash moves in and out of FB Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2023	2024	2025
Period end date	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	26	12	-39
Net Cash From Operating Activities	-7.00	0.81	2.76
Net Cash From Continuing Operating Activities	-7.00	4.99	7.89
Net Income / (Loss) Continuing Operations	1.12	-6.21	3.95
Consolidated Net Income / (Loss)	1.12	-6.21	1.25
Net Income / (Loss) Discontinued Operations	-	-	-2.69
Depreciation Expense	2.41	2.53	2.72
Amortization Expense	1.06	-0.33	-1.69
Non-Cash Adjustments To Reconcile Net Income	-10	1.70	1.83
Changes in Operating Assets and Liabilities, net	-1.26	7.29	3.79
Net Cash From Discontinued Operating Activities	-	-	-5.13
Net Cash From Investing Activities	-84	-92	-65
Net Cash From Continuing Investing Activities	-84	-92	-65
Purchase of Property, Plant & Equipment	-7.03	-5.37	-6.66
Purchase of Investments	-17	-35	-112
Sale of Property, Plant & Equipment	-	2.23	1.06
Sale and/or Maturity of Investments	43	41	43
Other Investing Activities, net	-103	-95	10
Net Cash From Financing Activities	117	103	23
Net Cash From Continuing Financing Activities	117	115	23
Repayment of Debt	-	-243	-69
Repurchase of Common Equity	-	0.00	-22
Issuance of Debt	-	145	74
Issuance of Common Equity	0.00	188	0.00
Other Financing Activities, net	117	26	41
Cash Interest Paid	9.63	20	18
Cash Income Taxes Paid	0.00	1.24	0.00

This table details how cash moves in and out of FB Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2024	Q1 2025	Q1 2026
Period end date	3/31/2024	3/31/2025	3/31/2026
Net Change in Cash & Equivalents	-39	0.40	-14
Net Cash From Operating Activities	-10	7.04	13
Net Cash From Continuing Operating Activities	-10	3.62	1.35
Net Income / (Loss) Continuing Operations	-0.81	1.37	0.49
Consolidated Net Income / (Loss)	-0.81	0.71	0.12
Net Income / (Loss) Discontinued Operations	-	-0.67	-0.38
Depreciation Expense	0.64	0.57	0.69
Amortization Expense	-0.02	-0.22	-0.87
Non-Cash Adjustments To Reconcile Net Income	-10	0.37	0.83
Changes in Operating Assets and Liabilities, net	0.29	2.20	0.58
Net Cash From Discontinued Operating Activities	-	3.42	11
Net Cash From Investing Activities	-26	-17	-40
Net Cash From Continuing Investing Activities	-26	-17	-40
Purchase of Property, Plant & Equipment	-1.17	-3.05	-0.08
Purchase of Investments	-5.44	-12	-35
Sale of Property, Plant & Equipment	-	0.00	0.47
Sale and/or Maturity of Investments	4.69	11	11
Other Investing Activities, net	-24	-13	-17
Net Cash From Financing Activities	-2.86	9.83	13
Net Cash From Continuing Financing Activities	-2.86	9.83	13
Repayment of Debt	-2.70	-12	-10
Repurchase of Common Equity	-	0.00	-14
Issuance of Debt	-	0.00	28
Other Financing Activities, net	-0.16	22	10
Cash Interest Paid	3.28	4.14	4.51
Cash Income Taxes Paid	0.00	0.00	0.00

This table presents FB Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2023	2024	2025
Period end date	12/31/2023	12/31/2024	12/31/2025
Total Assets	1,125	1,221	1,255
Total Current Assets	333	368	412
Cash & Equivalents	87	99	60
Short-Term Investments	250	244	326
Note & Lease Receivable	-6.20	-6.24	-6.29
Prepaid Expenses	2.52	2.03	1.91
Other Current Nonoperating Assets	-	29	30
Plant, Property, & Equipment, net	51	53	57
Total Noncurrent Assets	740	800	786
Long-Term Investments	666	757	744
Goodwill	5.79	-	0.00
Other Noncurrent Operating Assets	46	43	42
Total Liabilities & Shareholders' Equity	1,125	1,221	1,255
Total Liabilities	968	895	941
Total Current Liabilities	0.00	4.89	3.54
Other Current Nonoperating Liabilities	-	4.89	3.54
Total Noncurrent Liabilities	968	890	937
Long-Term Debt	941	874	920
Noncurrent Deferred Revenue	12	6.15	6.30
Other Noncurrent Operating Liabilities	15	9.39	11
Total Equity & Noncontrolling Interests	157	326	314
Total Preferred & Common Equity	157	326	314
Preferred Stock	0.00	0.00	0.00
Total Common Equity	157	326	314
Common Stock	0.00	194	172
Retained Earnings	172	166	167
Accumulated Other Comprehensive Income / (Loss)	-15	-16	-7.90
Other Equity Adjustments	0.00	-17	-16

This table presents FB Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026
Period end date	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026
Total Assets	1,172	1,408	1,238	1,247	1,264	1,265
Total Current Assets	306	535	346	343	361	406
Cash & Equivalents	59	294	99	86	66	46
Short-Term Investments	249	244	251	260	298	347
Note & Lease Receivable	-5.77	-5.82	-6.20	-6.16	-6.25	-6.38
Prepaid Expenses	2.94	3.68	2.71	2.50	2.90	2.45
Other Current Nonoperating Assets	-	-	-	-	-	17
Plant, Property, & Equipment, net	52	53	57	57	58	56
Total Noncurrent Assets	814	819	835	847	846	803
Long-Term Investments	723	730	771	777	760	760
Goodwill	5.79	5.79	0.00	0.00	0.00	0.00
Other Noncurrent Operating Assets	50	47	44	46	44	43
Total Liabilities & Shareholders' Equity	1,172	1,408	1,238	1,247	1,264	1,265
Total Liabilities	1,016	1,246	906	915	926	967
Total Current Liabilities	0.00	0.00	0.00	0.00	0.00	2.15
Other Current Nonoperating Liabilities	-	-	-	-	-	2.15
Total Noncurrent Liabilities	1,016	1,246	906	915	926	965
Long-Term Debt	989	1,220	885	891	903	948
Noncurrent Deferred Revenue	9.48	7.23	5.66	6.34	8.18	5.45
Other Noncurrent Operating Liabilities	17	19	16	17	14	12
Total Equity & Noncontrolling Interests	156	161	331	332	338	298
Total Preferred & Common Equity	156	161	331	332	338	298
Preferred Stock	-	-	0.00	0.00	0.00	0.00
Total Common Equity	156	161	331	332	338	298
Common Stock	-	-	194	194	194	158
Retained Earnings	172	171	167	167	169	167
Accumulated Other Comprehensive Income / (Loss)	-16	-9.81	-12	-12	-7.49	-11
Other Equity Adjustments	-	-	-17	-17	-17	-16

This table displays calculated financial ratios and metrics derived from FB Bancorp's official financial filings.

Metric	2023	2024	2025
Period end date	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	-	-	19,837,500.00
DEI Adjusted Shares Outstanding	-	-	19,837,500.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	0.06
Growth Metrics	-	-	-
Revenue Growth	0.00%	4.30%	-2.24%
EBITDA Growth	0.00%	-405.47%	-161.32%
EBIT Growth	0.00%	-61.34%	-438.90%
NOPAT Growth	0.00%	-55.00%	-413.55%
Net Income Growth	0.00%	-655.81%	120.16%
EPS Growth	0.00%	0.00%	104.02%
Operating Cash Flow Growth	0.00%	43.12%	238.82%
Free Cash Flow Firm Growth	0.00%	0.00%	-114.53%
Invested Capital Growth	0.00%	5.34%	0.61%
Revenue Q/Q Growth	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-
Gross Margin	34.51%	35.55%	39.06%
EBITDA Margin	-1.56%	-7.58%	-4.22%
Operating Margin	-6.67%	-10.93%	-6.52%
EBIT Margin	-7.06%	-10.92%	-6.52%
Profit (Net Income) Margin	1.77%	-9.43%	2.82%
Tax Burden Percent	77.21%	97.84%	26.02%
Interest Burden Percent	-32.45%	88.22%	-165.98%
Effective Tax Rate	22.79%	0.00%	18.07%
Return on Invested Capital (ROIC)	-3.41%	-5.14%	-3.09%
ROIC Less NNEP Spread (ROIC-NNEP)	-10.55%	-4.33%	-4.58%
Return on Net Nonoperating Assets (RNNOA)	4.12%	2.57%	3.48%
Return on Equity (ROE)	0.71%	-2.57%	0.39%
Cash Return on Invested Capital (CROIC)	0.00%	-10.34%	-3.69%
Operating Return on Assets (OROA)	-0.40%	-0.61%	-0.23%
Return on Assets (ROA)	0.10%	-0.53%	0.10%
Return on Common Equity (ROCE)	0.71%	-2.57%	0.39%
Return on Equity Simple (ROE_SIMPLE)	0.71%	-1.90%	0.00%
Net Operating Profit after Tax (NOPAT)	-3.25	-5.04	-2.38
NOPAT Margin	-5.15%	-7.65%	-5.34%
Net Nonoperating Expense Percent (NNEP)	7.14%	-0.82%	1.49%
Return On Investment Capital (ROIC_SIMPLE)	-0.30%	-0.42%	-0.19%
Cost of Revenue to Revenue	65.49%	64.45%	60.94%
SG&A Expenses to Revenue	14.16%	12.95%	13.79%
R&D to Revenue	0.00%	0.00%	0.00%
Operating Expenses to Revenue	41.18%	46.49%	45.58%
Earnings before Interest and Taxes (EBIT)	-4.46	-7.20	-2.90
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-0.99	-4.99	-1.88
Valuation Ratios	-	-	-
Price to Book Value (P/BV)	1.10	0.53	0.55
Price to Tangible Book Value (P/TBV)	1.14	0.53	0.55
Price to Revenue (P/Rev)	2.73	2.62	3.88
Price to Earnings (P/E)	154.29	0.00	137.67
Dividend Yield	0.00%	0.00%	0.00%
Earnings Yield	0.65%	0.00%	0.73%
Enterprise Value to Invested Capital (EV/IC)	1.17	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	1.76	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00
Leverage & Solvency	-	-	-
Debt to Equity	6.01	2.68	2.92
Long-Term Debt to Equity	6.01	2.68	2.92
Financial Leverage	-0.39	-0.59	-0.76
Leverage Ratio	7.18	4.86	3.87
Compound Leverage Factor	-2.33	4.28	-6.42
Debt to Total Capital	85.73%	72.82%	74.52%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	85.73%	72.82%	74.52%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%
Common Equity to Total Capital	14.27%	27.18%	25.48%
Debt to EBITDA	-952.92	-175.06	-489.96
Net Debt to EBITDA	61.95	45.18	112.37
Long-Term Debt to EBITDA	-952.92	-175.06	-489.96
Debt to NOPAT	-289.30	-173.32	-386.93
Net Debt to NOPAT	18.81	44.73	88.74
Long-Term Debt to NOPAT	-289.30	-173.32	-386.93
Altman Z-Score	0.72	0.67	0.71
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-
Current Ratio	0.00	0.00	116.32
Quick Ratio	0.00	0.00	107.35
Cash Flow Metrics	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	-10	-2.84
Operating Cash Flow to CapEx	-99.57%	-76.27%	49.23%
Free Cash Flow to Firm to Interest Expense	0.00	-1.23	-1.07
Operating Cash Flow to Interest Expense	-2.08	-0.48	1.04
Operating Cash Flow Less CapEx to Interest Expense	-4.17	-1.12	-1.07
Efficiency Ratios	-	-	-
Asset Turnover	0.06	0.06	0.04
Accounts Receivable Turnover	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00
Fixed Asset Turnover	1.23	1.25	0.81
Accounts Payable Turnover	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-
Invested Capital	96	101	77
Invested Capital Turnover	0.66	0.67	0.58
Increase / (Decrease) in Invested Capital	0.00	5.10	0.47
Enterprise Value (EV)	111	-53	-38
Market Capitalization	173	173	173
Book Value per Share	$9.09	$16.45	$15.85
Tangible Book Value per Share	$8.75	$16.45	$15.85
Total Capital	1,098	1,200	1,234
Total Debt	941	874	920
Total Long-Term Debt	941	874	920
Net Debt	-61	-226	-211
Capital Expenditures (CapEx)	7.03	5.22	5.60
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-3.69	-4.09	22
Debt-free Net Working Capital (DFNWC)	333	339	409
Net Working Capital (NWC)	333	339	409
Net Nonoperating Expense (NNE)	-4.37	1.17	-3.63
Net Nonoperating Obligations (NNO)	-61	-226	-237
Total Depreciation and Amortization (D&A)	3.47	2.21	1.02
Debt-free, Cash-free Net Working Capital to Revenue	-5.83%	-6.21%	49.33%
Debt-free Net Working Capital to Revenue	527.54%	514.22%	917.95%
Net Working Capital to Revenue	527.54%	514.22%	917.95%
Earnings Adjustments	-	-	-
Adjusted Basic Earnings per Share	$0.00	($1.74)	$0.07
Adjusted Weighted Average Basic Shares Outstanding	0.00	3.56M	18.20M
Adjusted Diluted Earnings per Share	$0.00	($1.74)	$0.07
Adjusted Weighted Average Diluted Shares Outstanding	0.00	3.56M	18.20M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	19.84M	17.16M
Normalized Net Operating Profit after Tax (NOPAT)	-3.25	-0.80	-2.31
Normalized NOPAT Margin	-5.15%	-1.21%	-5.18%
Pre Tax Income Margin	2.29%	-9.64%	10.82%
Debt Service Ratios	-	-	-
EBIT to Interest Expense	-1.32	-0.87	-1.09
NOPAT to Interest Expense	-0.97	-0.61	-0.89
EBIT Less CapEx to Interest Expense	-3.41	-1.51	-3.20
NOPAT Less CapEx to Interest Expense	-3.05	-1.25	-3.00
Payout Ratios	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	1,768.16%

This table displays calculated financial ratios and metrics derived from FB Bancorp's official financial filings.

Metric	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026
Period end date	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026
DEI Shares Outstanding	-	-	-	-	19,837,500.00	-	-	17,159,436.00
DEI Adjusted Shares Outstanding	-	-	-	-	19,837,500.00	-	-	17,159,436.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	0.04	-	-	0.01
Growth Metrics	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	0.00%	21.58%	-13.11%	-25.29%	-8.83%	-1.01%	-7.62%
EBITDA Growth	0.00%	0.00%	163.68%	-137.75%	158.89%	-154.56%	26.81%	-520.00%
EBIT Growth	0.00%	0.00%	141.51%	-154.15%	110.04%	-174.64%	23.95%	-1,406.12%
NOPAT Growth	0.00%	0.00%	138.35%	-114.78%	110.75%	-151.66%	-115.09%	-1,420.70%
Net Income Growth	0.00%	0.00%	351.18%	-137.15%	187.36%	3.53%	220.67%	-83.12%
EPS Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-75.00%
Operating Cash Flow Growth	0.00%	0.00%	0.00%	0.00%	168.00%	0.00%	0.00%	79.92%
Free Cash Flow Firm Growth	0.00%	0.00%	0.00%	0.00%	0.00%	111.15%	96.33%	117.05%
Invested Capital Growth	0.00%	0.00%	0.00%	0.00%	0.00%	-11.39%	3.36%	-18.64%
Revenue Q/Q Growth	31.01%	0.00%	18.78%	-6.36%	0.00%	5.08%	1.67%	0.00%
EBITDA Q/Q Growth	237.59%	0.00%	223.91%	-181.56%	0.00%	-105.73%	-9.41%	0.00%
EBIT Q/Q Growth	180.46%	0.00%	161.95%	-204.96%	0.00%	2.59%	-6.94%	0.00%
NOPAT Q/Q Growth	164.52%	0.00%	161.99%	-124.87%	0.00%	-64.03%	-3.53%	0.00%
Net Income Q/Q Growth	812.72%	0.00%	205.20%	-205.42%	0.00%	24.68%	22.87%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	25.00%	20.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	-1.00%	0.00%	113.03%	-133.23%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.25%	0.00%	4.41%	16.93%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-
Gross Margin	41.61%	31.90%	40.81%	34.52%	42.25%	36.73%	36.58%	30.74%
EBITDA Margin	11.71%	-5.60%	5.84%	-5.09%	4.41%	-3.49%	-3.76%	-20.06%
Operating Margin	7.18%	-10.27%	4.82%	-1.42%	1.30%	-2.65%	-2.68%	-18.34%
EBIT Margin	9.06%	-9.65%	5.04%	-5.64%	1.30%	-4.12%	-4.34%	-18.34%
Profit (Net Income) Margin	12.41%	-5.32%	4.71%	-5.31%	6.22%	5.35%	6.47%	1.14%
Tax Burden Percent	81.55%	77.82%	77.75%	78.37%	41.01%	80.05%	80.84%	19.41%
Interest Burden Percent	168.03%	70.83%	120.40%	119.96%	1,169.39%	-162.19%	-184.53%	-31.93%
Effective Tax Rate	18.45%	0.00%	22.25%	0.00%	20.30%	19.95%	19.16%	19.41%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Assets (ROA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Common Equity (ROCE)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity Simple (ROE_SIMPLE)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Operating Profit after Tax (NOPAT)	1.14	-1.09	0.68	-0.17	0.12	-0.35	-0.36	-1.55
NOPAT Margin	5.86%	-7.19%	3.75%	-1.00%	1.03%	-2.13%	-2.16%	-14.78%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.82%	-3.04%	0.50%	0.90%	1.07%	0.73%
Return On Investment Capital (ROIC_SIMPLE)	-	-	0.06%	-0.01%	0.01%	-0.03%	-0.03%	-0.12%
Cost of Revenue to Revenue	58.39%	68.10%	59.19%	65.48%	57.75%	63.27%	63.42%	69.26%
SG&A Expenses to Revenue	11.68%	14.10%	11.80%	13.50%	11.82%	14.11%	14.44%	13.40%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	34.43%	42.17%	35.99%	35.94%	40.95%	39.39%	39.26%	49.09%
Earnings before Interest and Taxes (EBIT)	1.76	-1.46	0.91	-0.95	0.15	-0.68	-0.72	-1.92
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	2.27	-0.85	1.05	-0.86	0.50	-0.57	-0.63	-2.10
Valuation Ratios	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	1.11	1.07	0.52	0.52	0.51	0.58
Price to Tangible Book Value (P/TBV)	0.00	0.00	1.15	1.11	0.52	0.52	0.51	0.58
Price to Revenue (P/Rev)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	1.15	1.10	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	6.35	7.56	2.67	2.68	2.67	3.18
Long-Term Debt to Equity	0.00	0.00	6.35	7.56	2.67	2.68	2.67	3.18
Financial Leverage	0.00	0.00	-0.27	-0.30	-0.71	-0.56	-0.54	-0.72
Leverage Ratio	0.00	0.00	7.52	8.72	3.73	4.96	5.35	3.98
Compound Leverage Factor	0.00	0.00	9.06	10.46	43.68	-8.04	-9.87	-1.27
Debt to Total Capital	0.00%	0.00%	86.40%	88.31%	72.75%	72.86%	72.76%	76.10%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	86.40%	88.31%	72.75%	72.86%	72.76%	76.10%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	0.00%	0.00%	13.60%	11.69%	27.25%	27.14%	27.24%	23.90%
Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Altman Z-Score	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-
Current Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	188.77
Quick Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	179.81
Cash Flow Metrics	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	0.00	-113	-114	-96	13	-4.17	16
Operating Cash Flow to CapEx	0.00%	-882.85%	0.00%	0.00%	230.46%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	-52.09	-46.35	-132.71	20.39	-6.07	21.33
Operating Cash Flow to Interest Expense	0.00	-5.53	0.00	0.00	9.72	0.00	0.00	16.48
Operating Cash Flow Less CapEx to Interest Expense	0.00	-6.15	0.00	0.00	5.50	0.00	0.00	16.99
Efficiency Ratios	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-
Invested Capital	0.00	0.00	113	114	96	100	117	78
Invested Capital Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Increase / (Decrease) in Invested Capital	0.00	0.00	113	114	96	-13	3.81	-18
Enterprise Value (EV)	0.00	0.00	130	125	-63	-59	-48	-32
Market Capitalization	173	173	173	173	173	173	173	173
Book Value per Share	$0.00	$0.00	$9.03	$8.14	$16.71	$16.74	$17.05	$17.35
Tangible Book Value per Share	$0.00	$0.00	$8.69	$7.85	$16.71	$16.74	$17.05	$17.35
Total Capital	0.00	0.00	1,145	1,382	1,216	1,223	1,242	1,246
Total Debt	0.00	0.00	989	1,220	885	891	903	948
Total Long-Term Debt	0.00	0.00	989	1,220	885	891	903	948
Net Debt	0.00	0.00	-42	-48	-235	-232	-221	-205
Capital Expenditures (CapEx)	0.00	1.17	0.00	0.00	3.05	0.00	0.00	-0.39
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	0.00	-2.83	-2.14	-3.49	-3.66	-3.35	11
Debt-free Net Working Capital (DFNWC)	0.00	0.00	306	535	346	343	361	404
Net Working Capital (NWC)	0.00	0.00	306	535	346	343	361	404
Net Nonoperating Expense (NNE)	-1.27	-0.28	-0.17	0.73	-0.59	-1.23	-1.44	-1.67
Net Nonoperating Obligations (NNO)	0.00	0.00	-42	-48	-235	-232	-221	-219
Total Depreciation and Amortization (D&A)	0.52	0.62	0.15	0.09	0.35	0.10	0.10	-0.18
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt-free Net Working Capital to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Working Capital to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Adjustments	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.04	$0.05	$0.06	$0.01
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	0.00	19.84M	18.31M	18.33M	18.35M	16.28M
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.04	$0.05	$0.06	$0.01
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	0.00	19.84M	18.31M	18.33M	18.35M	16.29M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	0.00	19.84M	19.84M	19.84M	19.84M	161.49K
Normalized Net Operating Profit after Tax (NOPAT)	1.14	-1.09	0.68	-0.25	0.12	-0.28	-0.34	-1.51
Normalized NOPAT Margin	5.86%	-7.19%	3.75%	-1.48%	1.03%	-1.70%	-2.05%	-14.43%
Pre Tax Income Margin	15.22%	-6.84%	6.06%	-6.77%	15.17%	6.69%	8.00%	5.86%
Debt Service Ratios	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.61	-0.78	0.42	-0.39	0.20	-1.10	-1.05	-2.50
NOPAT to Interest Expense	1.04	-0.58	0.31	-0.07	0.16	-0.57	-0.53	-2.01
EBIT Less CapEx to Interest Expense	0.00	-1.41	0.00	0.00	-4.01	0.00	0.00	-2.00
NOPAT Less CapEx to Interest Expense	0.00	-1.21	0.00	0.00	-4.06	0.00	0.00	-1.51
Payout Ratios	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials Breakdown Chart

FB Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, FB Bancorp's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

FB Bancorp's net income appears to be on a downward trend, with a most recent value of $1.25 million in 2025, rising from $1.12 million in 2023. The previous period was -$6.21 million in 2024. Check out FB Bancorp's forecast to explore projected trends and price targets.

FB Bancorp's total operating income in 2025 was -$2.90 million, based on the following breakdown:

Total Gross Profit: $17.39 million
Total Operating Expenses: $20.29 million

Over the last 2 years, FB Bancorp's total revenue changed from $63.18 million in 2023 to $44.51 million in 2025, a change of -29.6%.

FB Bancorp's total liabilities were at $940.96 million at the end of 2025, a 5.2% increase from 2024, and a 2.8% decrease since 2023.

In the past 2 years, FB Bancorp's cash and equivalents has ranged from $60.27 million in 2025 to $98.85 million in 2024, and is currently $60.27 million as of their latest financial filing in 2025.

Over the last 2 years, FB Bancorp's book value per share changed from 9.09 in 2023 to 15.85 in 2025, a change of 74.5%.

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Financial statements for NASDAQ:FBLA last updated on 7/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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FB Bancorp (FBLA) Financials

Financials Breakdown Chart

FB Bancorp Financials - Frequently Asked Questions

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FB Bancorp (FBLA) Financials

Annual Income Statements for FB Bancorp

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Financials Breakdown Chart

FB Bancorp Financials - Frequently Asked Questions

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How has FB Bancorp's revenue changed over the last 2 years?

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