NASDAQ:FMAO Farmers & Merchants Bancorp (FMAO) Stock Price, News & Analysis $23.67 -0.43 (-1.78%) Closing price 08/7/2025 04:00 PM EasternExtended Trading$23.62 -0.05 (-0.21%) As of 08/7/2025 05:16 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Farmers & Merchants Bancorp Stock (NASDAQ:FMAO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FMAO alerts:Sign Up Key Stats Today's Range$23.35▼$24.4050-Day Range$22.83▼$28.2552-Week Range$20.88▼$34.15Volume24,967 shsAverage Volume25,641 shsMarket Capitalization$324.75 millionP/E Ratio10.96Dividend Yield3.72%Price TargetN/AConsensus RatingN/A Company Overview Farmers & Merchants Bancorp, Inc. is a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. It includes commercial, agricultural, and residential mortgages as well as consumer and credit card lending activities. The firm also offers checking account services, and savings and time deposit services. The company was founded in 1985 and is headquartered in Archbold, OH. Read More Farmers & Merchants Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks82nd Percentile Overall ScoreFMAO MarketRank™: Farmers & Merchants Bancorp scored higher than 82% of companies evaluated by MarketBeat, and ranked 319th out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Farmers & Merchants Bancorp. Earnings and Valuation3.1 / 5Proj. Earnings Growth10.99% Earnings GrowthEarnings for Farmers & Merchants Bancorp are expected to grow by 10.99% in the coming year, from $1.82 to $2.02 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Farmers & Merchants Bancorp is 10.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Farmers & Merchants Bancorp is 10.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.86.Price to Book Value per Share RatioFarmers & Merchants Bancorp has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.60% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 3.05%, indicating that investor sentiment is improving. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipFarmers & Merchants Bancorp is a leading dividend payer. It pays a dividend yield of 3.67%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFarmers & Merchants Bancorp has been increasing its dividend for 19 years.Dividend CoverageThe dividend payout ratio of Farmers & Merchants Bancorp is 40.74%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Farmers & Merchants Bancorp will have a dividend payout ratio of 43.56% next year. This indicates that Farmers & Merchants Bancorp will be able to sustain or increase its dividend.Read more about Farmers & Merchants Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.60% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 3.05%, indicating that investor sentiment is improving. News and Social Media1.8 / 5News Sentiment0.25 News SentimentFarmers & Merchants Bancorp has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Farmers & Merchants Bancorp this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for FMAO on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Farmers & Merchants Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,053.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.30% of the stock of Farmers & Merchants Bancorp is held by insiders.Percentage Held by InstitutionsOnly 23.96% of the stock of Farmers & Merchants Bancorp is held by institutions.Read more about Farmers & Merchants Bancorp's insider trading history. Receive FMAO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Farmers & Merchants Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FMAO Stock News HeadlinesFarmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of Michigan2 hours ago | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of MichiganAugust 7 at 4:11 PM | globenewswire.comTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger the biggest forced rotation of capital since World War II. They reveal why Trump is mobilizing America’s tech giants… and name the two stocks most likely to soar as trillions shift behind the scenes. | Porter & Company (Ad)Farmers & Merchants Bancorp (FMAO) Expected to Announce Earnings on ThursdayAugust 6 at 2:35 AM | americanbankingnews.comRep. Robert E. Latta Buys Farmers & Merchants Bancorp Inc. (NASDAQ:FMAO) StockAugust 4, 2025 | americanbankingnews.comFarmers & Merchants Bancorp, Inc. Reports 2025 Second-Quarter and Year-to-Date Financial ResultsJuly 28, 2025 | globenewswire.comF&M Bank Announces Board Leadership Transition: Andrew Briggs to Step Down as Chairman, Kevin J. Sauder Named SuccessorJuly 18, 2025 | globenewswire.comFMAO - Farmers & Merchants Bancorp Inc Executives - MorningstarJuly 3, 2025 | morningstar.comMSee More Headlines FMAO Stock Analysis - Frequently Asked Questions How have FMAO shares performed this year? Farmers & Merchants Bancorp's stock was trading at $29.45 at the beginning of 2025. Since then, FMAO shares have decreased by 19.6% and is now trading at $23.67. How were Farmers & Merchants Bancorp's earnings last quarter? Farmers & Merchants Bancorp Inc. (NASDAQ:FMAO) posted its quarterly earnings data on Monday, July, 28th. The financial services provider reported $0.56 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.51 by $0.05. The financial services provider had revenue of $29.65 million for the quarter, compared to analyst estimates of $28.67 million. Farmers & Merchants Bancorp had a net margin of 16.04% and a trailing twelve-month return on equity of 8.66%. When did Farmers & Merchants Bancorp's stock split? Farmers & Merchants Bancorp's stock split before market open on Thursday, September 21st 2017.The 2-1 split was announced on Friday, August 18th 2017. The newly created shares were issued to shareholders after the market closes on Wednesday, September 20th 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. Who are Farmers & Merchants Bancorp's major shareholders? Top institutional investors of Farmers & Merchants Bancorp include Mendel Money Management (1.01%), Inspire Investing LLC (0.11%), Los Angeles Capital Management LLC (0.11%) and Strategic Financial Concepts LLC (0.08%). Insiders that own company stock include David P Vernon, Jo Ellen Hornish, Steven J Planson, Eugene N Burkholder, David R Gerken and Ian D Boyce. View institutional ownership trends. How do I buy shares of Farmers & Merchants Bancorp? Shares of FMAO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Farmers & Merchants Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers & Merchants Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 7/20 Dividend7/07/2025Ex-Dividend for 7/20 Dividend7/07/2025Dividend Payable7/20/2025Last Earnings7/28/2025Today8/07/2025Next Earnings (Estimated)8/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:FMAO CIK792966 Webwww.fm.bank Phone(419) 446-2501FaxN/AEmployees430Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.16 Trailing P/E Ratio10.96 Forward P/E Ratio13.01 P/E GrowthN/ANet Income$25.94 million Net Margins16.04% Pretax Margin20.13% Return on Equity8.66% Return on Assets0.88% Debt Debt-to-Equity Ratio0.54 Current Ratio0.96 Quick Ratio0.98 Sales & Book Value Annual Sales$179.19 million Price / Sales1.81 Cash Flow$2.21 per share Price / Cash Flow10.70 Book Value$25.56 per share Price / Book0.93Miscellaneous Outstanding Shares13,720,000Free Float12,722,000Market Cap$324.75 million OptionableOptionable Beta0.87 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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