NASDAQ:FMAO Farmers & Merchants Bancorp (FMAO) Stock Price, News & Analysis $26.48 -0.24 (-0.90%) As of 10:53 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Farmers & Merchants Bancorp Stock (NASDAQ:FMAO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FMAO alerts:Sign Up Key Stats Today's Range$25.57▼$26.8050-Day Range$23.67▼$28.2552-Week Range$20.88▼$34.15Volume751 shsAverage Volume19,528 shsMarket Capitalization$363.41 millionP/E Ratio12.26Dividend Yield3.32%Price TargetN/AConsensus RatingN/A Company Overview Farmers & Merchants Bancorp, Inc. is a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. It includes commercial, agricultural, and residential mortgages as well as consumer and credit card lending activities. The firm also offers checking account services, and savings and time deposit services. The company was founded in 1985 and is headquartered in Archbold, OH. Read More Farmers & Merchants Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks86th Percentile Overall ScoreFMAO MarketRank™: Farmers & Merchants Bancorp scored higher than 86% of companies evaluated by MarketBeat, and ranked 226th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Farmers & Merchants Bancorp. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.99% Earnings GrowthEarnings for Farmers & Merchants Bancorp are expected to grow by 10.99% in the coming year, from $1.82 to $2.02 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Farmers & Merchants Bancorp is 12.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.52.Price to Earnings Ratio vs. SectorThe P/E ratio of Farmers & Merchants Bancorp is 12.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.45.Price to Book Value per Share RatioFarmers & Merchants Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Farmers & Merchants Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.60% of the float of Farmers & Merchants Bancorp has been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 7.62%, indicating that investor sentiment is improving significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldFarmers & Merchants Bancorp pays a meaningful dividend of 3.37%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFarmers & Merchants Bancorp has been increasing its dividend for 19 years.Dividend CoverageThe dividend payout ratio of Farmers & Merchants Bancorp is 40.74%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Farmers & Merchants Bancorp will have a dividend payout ratio of 43.56% next year. This indicates that Farmers & Merchants Bancorp will be able to sustain or increase its dividend.Read more about Farmers & Merchants Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.60% of the float of Farmers & Merchants Bancorp has been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 7.62%, indicating that investor sentiment is improving significantly. News and Social Media2.4 / 5News Sentiment1.26 News SentimentFarmers & Merchants Bancorp has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Farmers & Merchants Bancorp this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for FMAO on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Farmers & Merchants Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,053.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.30% of the stock of Farmers & Merchants Bancorp is held by insiders.Percentage Held by InstitutionsOnly 23.96% of the stock of Farmers & Merchants Bancorp is held by institutions.Read more about Farmers & Merchants Bancorp's insider trading history. Receive FMAO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Farmers & Merchants Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. FMAO Stock News Headlines$10,000 in Cash Up for Grabs in F&M Bank’s “The Great Briefcase Hunt”August 18, 2025 | finance.yahoo.com$10,000 in Cash Up for Grabs in F&M Bank's “The Great Briefcase Hunt”August 18, 2025 | globenewswire.comBuffett, Gates and Bezos Quietly Dumping Stocks—Here's WhyImagine a bull market so powerful, every single investor became a millionaire. Not by finding the next NVIDIA or Bitcoin, but by owning a simple index fund. It sounds impossible. Yet it happened – just a short time ago. Now a legendary figure says: "Brace yourselves. It's about to happen here, in America. But fair warning – it could be the worst thing that ever happens to you." This story has received little coverage in the press. But if history repeats, it could bump tens of millions of Americans into a 7-figure net worth practically overnight.August 28 at 2:00 AM | Banyan Hill Publishing (Ad)Farmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of MichiganAugust 8, 2025 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of MichiganAugust 7, 2025 | globenewswire.comFarmers & Merchants Bancorp, Inc. Reports 2025 Second-Quarter and Year-to-Date Financial ResultsJuly 28, 2025 | globenewswire.comF&M Bank Announces Board Leadership Transition: Andrew Briggs to Step Down as Chairman, Kevin J. Sauder Named SuccessorJuly 18, 2025 | globenewswire.comFMAO - Farmers & Merchants Bancorp Inc Executives - MorningstarJuly 3, 2025 | morningstar.comMSee More Headlines FMAO Stock Analysis - Frequently Asked Questions How have FMAO shares performed this year? Farmers & Merchants Bancorp's stock was trading at $29.45 at the beginning of the year. Since then, FMAO stock has decreased by 10.1% and is now trading at $26.48. How were Farmers & Merchants Bancorp's earnings last quarter? Farmers & Merchants Bancorp Inc. (NASDAQ:FMAO) announced its quarterly earnings data on Monday, July, 28th. The financial services provider reported $0.56 earnings per share for the quarter, beating analysts' consensus estimates of $0.51 by $0.05. The financial services provider had revenue of $29.65 million for the quarter, compared to the consensus estimate of $28.67 million. Farmers & Merchants Bancorp had a trailing twelve-month return on equity of 8.66% and a net margin of 16.04%. When did Farmers & Merchants Bancorp's stock split? Farmers & Merchants Bancorp shares split on the morning of Thursday, September 21st 2017.The 2-1 split was announced on Friday, August 18th 2017. The newly minted shares were distributed to shareholders after the market closes on Wednesday, September 20th 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. Who are Farmers & Merchants Bancorp's major shareholders? Top institutional shareholders of Farmers & Merchants Bancorp include The Manufacturers Life Insurance Company (2.19%), Geode Capital Management LLC (2.18%), Mendel Money Management (1.01%) and First Trust Advisors LP (0.29%). Insiders that own company stock include David P Vernon, Jo Ellen Hornish, Steven J Planson, Eugene N Burkholder, David R Gerken and Ian D Boyce. View institutional ownership trends. How do I buy shares of Farmers & Merchants Bancorp? Shares of FMAO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Farmers & Merchants Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers & Merchants Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 7/20 Dividend7/07/2025Ex-Dividend for 7/20 Dividend7/07/2025Dividend Payable7/20/2025Last Earnings7/28/2025Today8/27/2025Next Earnings (Estimated)10/29/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:FMAO CIK792966 Webwww.fm.bank Phone(419) 446-2501FaxN/AEmployees430Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.16 Trailing P/E Ratio12.37 Forward P/E Ratio14.68 P/E GrowthN/ANet Income$25.94 million Net Margins16.04% Pretax Margin20.13% Return on Equity8.66% Return on Assets0.88% Debt Debt-to-Equity Ratio0.54 Current Ratio0.96 Quick Ratio0.96 Sales & Book Value Annual Sales$179.19 million Price / Sales2.05 Cash Flow$2.24 per share Price / Cash Flow11.91 Book Value$25.56 per share Price / Book1.05Miscellaneous Outstanding Shares13,720,000Free Float12,722,000Market Cap$366.60 million OptionableOptionable Beta0.87 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Enter your email to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report This page (NASDAQ:FMAO) was last updated on 8/28/2025 by MarketBeat.com Staff From Our PartnersBuffett, Gates and Bezos Quietly Dumping Stocks—Here's WhyImagine a bull market so powerful, every single investor became a millionaire. Not by finding the next NVIDIA ...Banyan Hill Publishing | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredEveryone’s watching Nvidia right now. 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