First Northern Community Bancorp (FNRN) Stock Price, News & Analysis

Company Overview

First Northern Community Bancorp is the bank holding company for First Northern Bank, a community bank headquartered in Dixon, California. The bank provides relationship-based financial services to individuals, families, businesses and agricultural customers.

Its principal offerings include deposit accounts, consumer and commercial lending, residential and agricultural loans, cash-management services, online and mobile banking, and other personal and business banking solutions. Through its community banking model, First Northern Bank serves customers in Northern California, including the Sacramento Valley and surrounding communities.

First Northern Bank has a history of serving Northern California communities dating to the early 20th century. The company emphasizes local decision-making and personalized service through its branch network and business banking relationships.

Key Stats

• Today's Range: $17.75 to $18.53
• 50-Day Range: $16.59 to $18.80
• 52-Week Range: $12.47 to $19.25
• Volume: 166,808 shs
• Average Volume: 100,359 shs
• Market Capitalization: $291.59 million
• P/E Ratio: 13.12
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Buy

First Northern Community Bancorp Stock Analysis - MarketRank™

First Northern Community Bancorp scored higher than 44% of companies evaluated by MarketBeat, and ranked 640th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

First Northern Community Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Northern Community Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northern Community Bancorp is 13.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northern Community Bancorp is 13.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Book Value per Share Ratio

First Northern Community Bancorp has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.78% of the float of First Northern Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northern Community Bancorp has a short interest ratio ("days to cover") of 5.5.

Change versus previous month

Short interest in First Northern Community Bancorp has recently decreased by 15.64%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Northern Community Bancorp does not currently pay a dividend.

Dividend Growth

First Northern Community Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

First Northern Community Bancorp has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for First Northern Community Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added First Northern Community Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Northern Community Bancorp insiders have sold 696.70% more of their company's stock than they have bought. Specifically, they have bought $26,450.00 in company stock and sold $210,728.00 in company stock.

Percentage Held by Insiders

11.92% of the stock of First Northern Community Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

17.86% of the stock of First Northern Community Bancorp is held by institutions.

Company Calendar

• Today: 10/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FNRN
• CIK: 1114927
• Web: thatsmybank.com
• Phone: (707) 678-3041
• Fax: 707-678-9734
• Employees: 204
• Year Founded: 1910

Profitability

• EPS (Trailing Twelve Months): $1.35
• Trailing P/E Ratio: 13.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $21.13 million
• Net Margins: 24.97%
• Pretax Margin: 31.65%
• Return on Equity: 10.68%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.75
• Quick Ratio: 0.75

Sales & Book Value

• Annual Sales: $88.40 million
• Price / Sales: 3.30
• Cash Flow: $1.36 per share
• Price / Cash Flow: 13.06
• Book Value: $12.91 per share
• Price / Book: 1.38

Miscellaneous

• Outstanding Shares: 16,400,000
• Free Float: 14,441,000
• Market Cap: $291.59 million
• Optionable: N/A
• Beta: N/A