HarborOne Bancorp (HONE) Stock Price, News & Analysis

Company Overview

HarborOne Bancorp is the bank holding company for HarborOne Bank, a Massachusetts-based community bank offering a full range of personal and commercial banking services. Headquartered in Brockton, MA, the company provides deposit products such as checking and savings accounts, certificates of deposit and money market accounts. It also offers a variety of lending solutions including residential mortgages, home equity loans, consumer loans and commercial real estate financing.

In addition to its core banking operations, HarborOne Bancorp delivers online and mobile banking platforms designed to meet the evolving needs of individuals and small businesses. The bank’s digital services include remote deposit capture, electronic bill payments and cash management tools. Wealth management and trust services are offered through its affiliate HarborOne Wealth Management, providing investment advisory, retirement planning and fiduciary services to clients across its footprint.

Founded in 1917 as Brockton Cooperative Bank, HarborOne Bancorp has grown through both organic expansion and strategic acquisitions, extending its presence across eastern Massachusetts and into Rhode Island. Over the decades, it has maintained a focus on community banking, supporting local economic development and small-business growth. The company’s branch network serves urban and suburban markets with an emphasis on personalized customer relationships.

Leadership at HarborOne Bancorp is led by Tony S. Marotta, who serves as President and Chief Executive Officer. Under his direction, the company has pursued technology enhancements and service innovations while upholding its community-focused mission. The board and executive team continue to guide HarborOne Bancorp in balancing growth opportunities with prudent risk management and regulatory compliance.

Key Stats

• Today's Range: $13.30 to $13.59
• 50-Day Range: $11.61 to $13.55
• 52-Week Range: $8.89 to $13.73
• Volume: 600,240 shs
• Average Volume: 215,796 shs
• Market Capitalization: $578.78 million
• P/E Ratio: 20.63
• Dividend Yield: 2.68%
• Price Target: $13.00
• Consensus Rating: Moderate Buy

HarborOne Bancorp Stock Analysis - MarketRank™

HarborOne Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 399th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HarborOne Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for HarborOne Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

HarborOne Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 21.69%

Earnings Growth

Earnings for HarborOne Bancorp are expected to grow by 21.69% in the coming year, from $0.83 to $1.01 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HarborOne Bancorp is 20.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of HarborOne Bancorp is 20.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 243.86.

Price to Book Value per Share Ratio

HarborOne Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.54% of the float of HarborOne Bancorp has been sold short.

Short Interest Ratio / Days to Cover

HarborOne Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HarborOne Bancorp has recently decreased by 11.17%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

HarborOne Bancorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HarborOne Bancorp has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of HarborOne Bancorp is 55.38%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HarborOne Bancorp will have a dividend payout ratio of 35.64% next year. This indicates that HarborOne Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.54% of the float of HarborOne Bancorp has been sold short.

Short Interest Ratio / Days to Cover

HarborOne Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HarborOne Bancorp has recently decreased by 11.17%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: N/A

News Sentiment

HarborOne Bancorp has a news sentiment score of 1.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for HarborOne Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for HONE on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HarborOne Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.82% of the stock of HarborOne Bancorp is held by insiders.

Percentage Held by Institutions

65.01% of the stock of HarborOne Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HONE Stock Analysis - Frequently Asked Questions

How have HONE shares performed this year?

HarborOne Bancorp's stock was trading at $11.83 at the beginning of 2025. Since then, HONE stock has increased by 13.4% and is now trading at $13.41.

How were HarborOne Bancorp's earnings last quarter?

HarborOne Bancorp, Inc. (NASDAQ:HONE) posted its quarterly earnings results on Thursday, July, 24th. The financial services provider reported $0.23 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.19 by $0.04. The financial services provider had revenue of $45.44 million for the quarter, compared to the consensus estimate of $32.39 million. HarborOne Bancorp had a trailing twelve-month return on equity of 4.66% and a net margin of 8.43%.

Who are HarborOne Bancorp's major shareholders?

Top institutional investors of HarborOne Bancorp include Alliancebernstein L.P. (2.29%), Geode Capital Management LLC (2.17%), Balyasny Asset Management L.P. (1.51%) and Qube Research & Technologies Ltd (1.37%). Insiders that own company stock include Joseph F Casey, Michael James Sullivan, Linda Simmons, Gordon Jezard and David E Tryder.
View institutional ownership trends.

How do I buy shares of HarborOne Bancorp?

Shares of HONE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HarborOne Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HarborOne Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Alphabet (GOOG).

Company Calendar

• Record date for 7/23 Dividend: 7/09/2025
• Ex-Dividend for 7/23 Dividend: 7/09/2025
• Dividend Payable: 7/23/2025
• Last Earnings: 7/24/2025
• Record date for 9/15 Dividend: 9/03/2025
• Ex-Dividend for 9/15 Dividend: 9/03/2025
• Dividend Payable: 9/15/2025
• Today: 9/21/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HONE
• CIK: 1769617
• Web: www.harborone.com
• Phone: (508) 895-1000
• Fax: N/A
• Employees: 640
• Year Founded: N/A

Price Target and Rating

• Average Price Target for HarborOne Bancorp: $13.00
• High Price Target: $13.00
• Low Price Target: $13.00
• Potential Upside/Downside: -3.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.65
• Trailing P/E Ratio: 20.63
• Forward P/E Ratio: 16.16
• P/E Growth: N/A
• Net Income: $27.41 million
• Net Margins: 8.43%
• Pretax Margin: 10.47%
• Return on Equity: 4.66%
• Return on Assets: 0.47%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.00
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $318.33 million
• Price / Sales: 1.82
• Cash Flow: $0.70 per share
• Price / Cash Flow: 19.24
• Book Value: $13.05 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 43,160,000
• Free Float: 41,079,000
• Market Cap: $578.78 million
• Optionable: Optionable
• Beta: 0.63