Go Pro

Jernigan Capital (JCAP) Competitors

Jernigan Capital logo
$19.17 +0.05 (+0.26%)
As of 11:21 AM Eastern

JCAP vs. DAVE, NNI, ENVA, BFH, and UPST

Should you buy Jernigan Capital stock or one of its competitors? Jernigan Capital's main competitors and comparable companies include Dave (DAVE), Nelnet (NNI), Enova International (ENVA), Bread Financial (BFH), and Upstart (UPST). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Jernigan Capital compare to Dave?

Dave (NASDAQ:DAVE) and Jernigan Capital (NASDAQ:JCAP) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, profitability, institutional ownership, analyst recommendations, dividends, media sentiment and earnings.

Dave has a beta of 3.83, indicating that its stock price is 283% more volatile than the broader market. Comparatively, Jernigan Capital has a beta of -0.14, indicating that its stock price is 114% less volatile than the broader market.

Dave presently has a consensus price target of $433.25, suggesting a potential upside of 34.77%. Jernigan Capital has a consensus price target of $27.50, suggesting a potential upside of 43.45%. Given Jernigan Capital's higher probable upside, analysts plainly believe Jernigan Capital is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Dave
0 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.82
Jernigan Capital
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71

Dave has a net margin of 34.58% compared to Jernigan Capital's net margin of 23.50%. Dave's return on equity of 77.46% beat Jernigan Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Dave34.58% 77.46% 40.44%
Jernigan Capital 23.50%35.87%8.16%

In the previous week, Dave had 13 more articles in the media than Jernigan Capital. MarketBeat recorded 15 mentions for Dave and 2 mentions for Jernigan Capital. Jernigan Capital's average media sentiment score of 0.55 beat Dave's score of 0.19 indicating that Jernigan Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Dave
0 Very Positive mention(s)
4 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Jernigan Capital
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

18.0% of Dave shares are owned by institutional investors. 23.6% of Dave shares are owned by insiders. Comparatively, 8.3% of Jernigan Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Dave has higher earnings, but lower revenue than Jernigan Capital. Jernigan Capital is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Dave$643.65M6.37$195.87M$15.4220.85
Jernigan Capital$659.62M1.67$187.96M$2.457.82

Summary

Dave beats Jernigan Capital on 13 of the 17 factors compared between the two stocks.

How does Jernigan Capital compare to Nelnet?

Nelnet (NYSE:NNI) and Jernigan Capital (NASDAQ:JCAP) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, dividends, profitability, media sentiment, valuation, institutional ownership, analyst recommendations and earnings.

Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.1%. Jernigan Capital pays an annual dividend of $0.96 per share and has a dividend yield of 5.0%. Nelnet pays out 15.8% of its earnings in the form of a dividend. Jernigan Capital pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Nelnet has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market. Comparatively, Jernigan Capital has a beta of -0.14, indicating that its stock price is 114% less volatile than the broader market.

Nelnet presently has a consensus target price of $140.00, suggesting a potential upside of 14.09%. Jernigan Capital has a consensus target price of $27.50, suggesting a potential upside of 43.45%. Given Jernigan Capital's stronger consensus rating and higher possible upside, analysts plainly believe Jernigan Capital is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Jernigan Capital
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71

33.5% of Nelnet shares are owned by institutional investors. 40.3% of Nelnet shares are owned by insiders. Comparatively, 8.3% of Jernigan Capital shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Jernigan Capital had 2 more articles in the media than Nelnet. MarketBeat recorded 2 mentions for Jernigan Capital and 0 mentions for Nelnet. Jernigan Capital's average media sentiment score of 0.55 beat Nelnet's score of 0.00 indicating that Jernigan Capital is being referred to more favorably in the news media.

Company Overall Sentiment
Nelnet Neutral
Jernigan Capital Positive

Jernigan Capital has a net margin of 23.50% compared to Nelnet's net margin of 14.35%. Jernigan Capital's return on equity of 35.87% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet14.35% 8.26% 2.11%
Jernigan Capital 23.50%35.87%8.16%

Nelnet has higher revenue and earnings than Jernigan Capital. Jernigan Capital is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B1.95$428.47M$8.3614.68
Jernigan Capital$659.62M1.67$187.96M$2.457.82

Summary

Jernigan Capital beats Nelnet on 10 of the 19 factors compared between the two stocks.

How does Jernigan Capital compare to Enova International?

Jernigan Capital (NASDAQ:JCAP) and Enova International (NYSE:ENVA) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, profitability, dividends, earnings, analyst recommendations and media sentiment.

89.4% of Enova International shares are owned by institutional investors. 8.3% of Jernigan Capital shares are owned by insiders. Comparatively, 8.4% of Enova International shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Jernigan Capital currently has a consensus target price of $27.50, indicating a potential upside of 43.45%. Enova International has a consensus target price of $231.67, indicating a potential upside of 38.30%. Given Jernigan Capital's higher probable upside, research analysts clearly believe Jernigan Capital is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jernigan Capital
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Jernigan Capital has a beta of -0.14, meaning that its stock price is 114% less volatile than the broader market. Comparatively, Enova International has a beta of 1.21, meaning that its stock price is 21% more volatile than the broader market.

Enova International has higher revenue and earnings than Jernigan Capital. Jernigan Capital is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jernigan Capital$659.62M1.67$187.96M$2.457.82
Enova International$3.15B1.32$308.39M$13.4912.42

In the previous week, Jernigan Capital and Jernigan Capital both had 2 articles in the media. Jernigan Capital's average media sentiment score of 0.55 beat Enova International's score of 0.04 indicating that Jernigan Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jernigan Capital
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Enova International
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jernigan Capital has a net margin of 23.50% compared to Enova International's net margin of 10.31%. Jernigan Capital's return on equity of 35.87% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Jernigan Capital23.50% 35.87% 8.16%
Enova International 10.31%26.66%5.55%

Summary

Enova International beats Jernigan Capital on 9 of the 16 factors compared between the two stocks.

How does Jernigan Capital compare to Bread Financial?

Jernigan Capital (NASDAQ:JCAP) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, dividends and institutional ownership.

Jernigan Capital has a beta of -0.14, meaning that its stock price is 114% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

Bread Financial has higher revenue and earnings than Jernigan Capital. Bread Financial is trading at a lower price-to-earnings ratio than Jernigan Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jernigan Capital$659.62M1.67$187.96M$2.457.82
Bread Financial$3.96B0.96$518M$12.827.72

In the previous week, Bread Financial had 3 more articles in the media than Jernigan Capital. MarketBeat recorded 5 mentions for Bread Financial and 2 mentions for Jernigan Capital. Bread Financial's average media sentiment score of 0.58 beat Jernigan Capital's score of 0.55 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jernigan Capital
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Jernigan Capital presently has a consensus target price of $27.50, indicating a potential upside of 43.45%. Bread Financial has a consensus target price of $112.29, indicating a potential upside of 13.39%. Given Jernigan Capital's stronger consensus rating and higher possible upside, equities research analysts plainly believe Jernigan Capital is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jernigan Capital
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.56

Jernigan Capital pays an annual dividend of $0.96 per share and has a dividend yield of 5.0%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.9%. Jernigan Capital pays out 39.2% of its earnings in the form of a dividend. Bread Financial pays out 7.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

99.5% of Bread Financial shares are held by institutional investors. 8.3% of Jernigan Capital shares are held by company insiders. Comparatively, 1.3% of Bread Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Jernigan Capital has a net margin of 23.50% compared to Bread Financial's net margin of 11.95%. Jernigan Capital's return on equity of 35.87% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Jernigan Capital23.50% 35.87% 8.16%
Bread Financial 11.95%18.42%2.76%

Summary

Jernigan Capital and Bread Financial tied by winning 9 of the 18 factors compared between the two stocks.

How does Jernigan Capital compare to Upstart?

Upstart (NASDAQ:UPST) and Jernigan Capital (NASDAQ:JCAP) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, dividends, analyst recommendations, valuation, profitability, institutional ownership, risk and earnings.

Jernigan Capital has a net margin of 23.50% compared to Upstart's net margin of 4.84%. Jernigan Capital's return on equity of 35.87% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.84% 7.13% 1.82%
Jernigan Capital 23.50%35.87%8.16%

Upstart presently has a consensus price target of $43.75, suggesting a potential upside of 89.34%. Jernigan Capital has a consensus price target of $27.50, suggesting a potential upside of 43.45%. Given Upstart's higher possible upside, research analysts clearly believe Upstart is more favorable than Jernigan Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35
Jernigan Capital
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.71

63.0% of Upstart shares are held by institutional investors. 17.3% of Upstart shares are held by company insiders. Comparatively, 8.3% of Jernigan Capital shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Upstart has a beta of 2.16, indicating that its share price is 116% more volatile than the broader market. Comparatively, Jernigan Capital has a beta of -0.14, indicating that its share price is 114% less volatile than the broader market.

Jernigan Capital has lower revenue, but higher earnings than Upstart. Jernigan Capital is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.23B1.83$53.60M$0.4947.16
Jernigan Capital$659.62M1.67$187.96M$2.457.82

In the previous week, Upstart had 8 more articles in the media than Jernigan Capital. MarketBeat recorded 10 mentions for Upstart and 2 mentions for Jernigan Capital. Upstart's average media sentiment score of 0.64 beat Jernigan Capital's score of 0.55 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Jernigan Capital
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Upstart beats Jernigan Capital on 10 of the 17 factors compared between the two stocks.

Get Jernigan Capital News Delivered to You Automatically

Sign up to receive the latest news and ratings for JCAP and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

JCAP vs. The Competition

MetricJernigan CapitalConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$1.10B$6.76B$13.47B$13.16B
Dividend Yield4.93%12.86%5.99%14.18%
P/E Ratio7.828.4524.3425.77
Price / Sales1.6773.30505.4990.20
Price / Cash5.6511.1150.2352.35
Price / Book2.352.472.706.38
Net Income$187.96M$442.63M$1.32B$360.31M
7 Day Performance0.47%-1.84%-0.71%-1.33%
1 Month Performance-9.10%-6.99%1.10%-3.88%
1 Year Performance11.07%-0.10%8.53%4.16%

Jernigan Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JCAP
Jernigan Capital
4.6665 of 5 stars
$19.17
+0.3%
$27.50
+43.5%
+11.5%$1.10B$659.62M7.821,120
DAVE
Dave
4.6712 of 5 stars
$356.49
-2.6%
$433.25
+21.5%
+54.8%$4.67B$554.20M23.12280
NNI
Nelnet
3.6207 of 5 stars
$126.52
-0.7%
$140.00
+10.7%
-1.3%$4.56B$2.26B15.135,744
ENVA
Enova International
4.4459 of 5 stars
$179.40
+4.2%
$231.67
+29.1%
+37.7%$4.29B$3.15B13.301,836
BFH
Bread Financial
4.5308 of 5 stars
$108.16
+0.3%
$112.29
+3.8%
+72.7%$4.14B$4.70B7.806,000

Related Companies and Tools


This page (NASDAQ:JCAP) was last updated on 9/30/2026 by MarketBeat.com Staff.
From Our Partners