Jernigan Capital (JCAP) Stock Price, News & Analysis

Company Overview

Jernigan Capital, Inc. was a real estate investment company focused on the self-storage industry. The company provided capital to self-storage developers and operators, primarily through investments designed to support the development, expansion, acquisition and ownership of self-storage facilities.

Its portfolio and financing activities were concentrated in the United States, with an emphasis on markets it considered attractive for self-storage demand and long-term real estate growth. Jernigan Capital generally sought exposure to properties through development investments, loans and other structured real estate transactions rather than operating a broad range of commercial property types.

The company was founded by Dean Jernigan, a longtime self-storage industry executive who served in senior leadership roles. Jernigan Capital was subsequently acquired in a transaction involving NexPoint Advisors and became associated with NexPoint Storage Partners. Its common stock, formerly traded on the Nasdaq under the symbol “JCAP,” is no longer an independently traded public security.

Key Stats

• Today's Range: $20.02 to $20.64
• 50-Day Range: $18.76 to $24.00
• 52-Week Range: $15.50 to $24.44
• Volume: 741,854 shs
• Average Volume: 229,959 shs
• Market Capitalization: $1.18 billion
• P/E Ratio: 8.38
• Dividend Yield: 4.67%
• Price Target: $27.50
• Consensus Rating: Moderate Buy

Jernigan Capital Stock Analysis - MarketRank™

Jernigan Capital scored higher than 94% of companies evaluated by MarketBeat, and ranked 81st out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Jernigan Capital has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 1 strong buy rating, 4 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Jernigan Capital has a consensus price target of $27.50, representing about 33.9% upside from its current price of $20.54.

Amount of Analyst Coverage

Jernigan Capital has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.95%

Earnings Growth

Earnings for Jernigan Capital are expected to grow by 7.95% in the coming year, from $2.39 to $2.58 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Jernigan Capital is 8.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jernigan Capital is 8.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Book Value per Share Ratio

Jernigan Capital has a P/B Ratio of 2.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.86% of the float of Jernigan Capital has been sold short.

Short Interest Ratio / Days to Cover

Jernigan Capital has a short interest ratio ("days to cover") of 2.98, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Jernigan Capital has recently decreased by 2.84%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Jernigan Capital is a leading dividend payer. It pays a dividend yield of 4.69%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Jernigan Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jernigan Capital is 39.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Jernigan Capital will have a dividend payout ratio of 37.21% next year. This indicates that Jernigan Capital will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Jernigan Capital this week, compared to 1 article on an average week.

Search Interest

1 people have searched for JCAP on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Jernigan Capital insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,422.00 in company stock.

Percentage Held by Insiders

8.33% of the stock of Jernigan Capital is held by insiders.

Percentage Held by Institutions

Jernigan Capital has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/13/2026
• Record date for 9/3 Dividend: 8/24/2026
• Ex-Dividend for 9/3 Dividend: 8/24/2026
• Dividend Payable: 9/03/2026
• Today: 9/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:JCAP
• CIK: 1622353
• Web: www.jernigancapital.com
• Phone: 901-567-9510
• Fax: N/A
• Employees: 1,120
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Jernigan Capital: $27.50
• High Price Target: $30.00
• Low Price Target: $24.00
• Potential Upside/Downside: +33.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.45
• Trailing P/E Ratio: 8.38
• Forward P/E Ratio: 8.59
• P/E Growth: N/A
• Net Income: $187.96 million
• Net Margins: 23.50%
• Pretax Margin: 29.41%
• Return on Equity: 35.87%
• Return on Assets: 8.16%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.03
• Quick Ratio: 0.03

Sales & Book Value

• Annual Sales: $613.29 million
• Price / Sales: 1.92
• Cash Flow: $3.43 per share
• Price / Cash Flow: 5.98
• Book Value: $8.17 per share
• Price / Book: 2.51

Miscellaneous

• Outstanding Shares: 57,430,000
• Free Float: 52,642,000
• Market Cap: $1.18 billion
• Optionable: Not Optionable
• Beta: -0.14