Kearny Financial (KRNY) Stock Price, News & Analysis

Company Overview

Kearny Financial, Inc. was the bank holding company for Kearny Bank, a New Jersey–based community bank offering a full suite of commercial and consumer banking services. Through its subsidiary, the company provided deposit products, lending facilities and electronic banking solutions to individuals, small businesses and middle-market corporations.

The company’s core products included checking and savings accounts, certificates of deposit, residential and commercial real estate loans, construction financing, equipment financing, home equity lines of credit and consumer installment loans. Kearny Financial also offered treasury management, cash management and international banking services, as well as trust, investment advisory and wealth management solutions through its private banking division and strategic correspondent banking partnerships.

Founded as Kearny Savings & Loan Association in 1884 and reorganized as a bank holding company in 2005, Kearny Financial operated primarily in New Jersey, with a network of branches in northern and central parts of the state and a presence in neighboring New York City. In October 2019, Kearny Financial merged with Investors Bancorp, continuing its legacy under a unified regional banking platform.

Key Stats

• Today's Range: $6.53 to $6.69
• 50-Day Range: $5.85 to $6.84
• 52-Week Range: $5.45 to $8.59
• Volume: 310,621 shs
• Average Volume: 353,865 shs
• Market Capitalization: $424.73 million
• P/E Ratio: 15.62
• Dividend Yield: 6.71%
• Price Target: $7.75
• Consensus Rating: Moderate Buy

Kearny Financial Stock Analysis - MarketRank™

Kearny Financial scored higher than 71% of companies evaluated by MarketBeat, and ranked 467th out of 956 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Kearny Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

Kearny Financial has a consensus price target of $7.75, representing about 18.1% upside from its current price of $6.56.

Amount of Analyst Coverage

Kearny Financial has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Kearny Financial is 15.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kearny Financial is 15.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.86.

Price to Book Value per Share Ratio

Kearny Financial has a P/B Ratio of 0.57. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.06% of the float of Kearny Financial has been sold short.

Short Interest Ratio / Days to Cover

Kearny Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kearny Financial has recently increased by 3.42%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Kearny Financial is a leading dividend payer. It pays a dividend yield of 6.57%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kearny Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Kearny Financial is 104.76%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.06% of the float of Kearny Financial has been sold short.

Short Interest Ratio / Days to Cover

Kearny Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kearny Financial has recently increased by 3.42%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Kearny Financial has a news sentiment score of 1.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Kearny Financial this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for KRNY on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Kearny Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,154.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 8.56% of the stock of Kearny Financial is held by insiders.

Percentage Held by Institutions

71.01% of the stock of Kearny Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

KRNY Stock Analysis - Frequently Asked Questions

How have KRNY shares performed this year?

Kearny Financial's stock was trading at $7.08 at the start of the year. Since then, KRNY shares have decreased by 7.3% and is now trading at $6.56.

How were Kearny Financial's earnings last quarter?

Kearny Financial (NASDAQ:KRNY) announced its quarterly earnings results on Thursday, July, 24th. The savings and loans company reported $0.11 EPS for the quarter, missing analysts' consensus estimates of $0.13 by $0.02. The savings and loans company earned $40.83 million during the quarter, compared to analysts' expectations of $41.16 million. Kearny Financial had a net margin of 7.59% and a trailing twelve-month return on equity of 3.49%.

Who are Kearny Financial's major shareholders?

Kearny Financial's top institutional investors include Geode Capital Management LLC (2.18%), Invesco Ltd. (1.87%), Fourthstone LLC (1.72%) and AQR Capital Management LLC (1.54%). Insiders that own company stock include John F Mcgovern, Leopold W Montanaro, John J Mazur Jr, John F Regan, Keith Suchodolski, Thomas Demedici, Charles J Pivirotto, Christopher Petermann, Patrick M Joyce, Timothy A Swansson, Melvina Wong-Zaza and Curtland E Fields.
View institutional ownership trends.

How do I buy shares of Kearny Financial?

Shares of KRNY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kearny Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kearny Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/26 Dividend: 8/12/2025
• Ex-Dividend for 8/26 Dividend: 8/12/2025
• Dividend Payable: 8/26/2025
• Today: 9/14/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:KRNY
• CIK: 1617242
• Web: www.kearnybank.com
• Phone: (973) 244-4500
• Fax: N/A
• Employees: 552
• Year Founded: 1884

Price Target and Rating

• Average Price Target for Kearny Financial: $7.75
• High Price Target: $8.50
• Low Price Target: $7.00
• Potential Upside/Downside: +18.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.42
• Trailing P/E Ratio: 15.62
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $26.08 million
• Net Margins: 7.59%
• Pretax Margin: 9.02%
• Return on Equity: 3.49%
• Return on Assets: 0.34%

Debt

• Debt-to-Equity Ratio: 1.71
• Current Ratio: 1.05
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $343.53 million
• Price / Sales: 1.24
• Cash Flow: $0.48 per share
• Price / Cash Flow: 13.71
• Book Value: $11.55 per share
• Price / Book: 0.57

Miscellaneous

• Outstanding Shares: 64,750,000
• Free Float: 59,203,000
• Market Cap: $424.76 million
• Optionable: Optionable
• Beta: 0.78