NASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $59.68 -1.64 (-2.67%) Closing price 04:00 PM EasternExtended Trading$59.68 -0.01 (-0.01%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Lakeland Financial Stock (NASDAQ:LKFN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$59.55▼$61.2050-Day Range$51.45▼$62.2052-Week Range$50.00▼$78.61Volume99,160 shsAverage Volume138,237 shsMarket Capitalization$1.53 billionP/E Ratio16.44Dividend Yield3.35%Price Target$68.50Consensus RatingModerate Buy Company OverviewLakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.Read More… Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks61st Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 61% of companies evaluated by MarketBeat, and ranked 541st out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingLakeland Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLakeland Financial has only been the subject of 2 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth5.41% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 5.41% in the coming year, from $3.70 to $3.90 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 16.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 16.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.48.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 2.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lakeland Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted9.06% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 11.7, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 0.88%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldLakeland Financial pays a meaningful dividend of 3.27%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 57.14%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 51.28% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted9.06% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 11.7, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 0.88%, indicating that investor sentiment is improving. News and Social Media2.0 / 5News Sentiment0.57 News SentimentLakeland Financial has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.96 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Lakeland Financial this week, compared to 3 articles on an average week.MarketBeat Follows3 people have added Lakeland Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have bought 137.34% more of their company's stock than they have sold. Specifically, they have bought $307,000.00 in company stock and sold $129,348.00 in company stock.Percentage Held by InsidersOnly 3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address LKFN Stock News HeadlinesDan Starr and Mindy Creighton Truex Appointed to Lakeland Financial Corporation and Lake City ...May 14, 2025 | gurufocus.comLeadership Changes at Lakeland Financial (LKFN): New Board Appointments | LKFN Stock NewsMay 14, 2025 | gurufocus.comHere’s How to Claim Your Stake in Elon’s Private Company, xAII predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new millionaires than any tech advance in history. And for a limited time, you have the chance to claim a stake in this project, even though it’s housed inside Elon’s private company, xAI.May 21, 2025 | Brownstone Research (Ad)Dan Starr and Mindy Creighton Truex Appointed to Lakeland Financial Corporation and Lake City ...May 14, 2025 | gurufocus.comLakeland Financial Appoints New Directors to BoardMay 14, 2025 | tipranks.comLakeland Financial upgraded to Outperform from Market Perform at Hovde GroupMay 6, 2025 | msn.comHovde Group Upgrades Lakeland Financial (LKFN)May 6, 2025 | msn.comLakeland Financial (LKFN) Upgraded to Outperform by Hovde Group | LKFN Stock NewsMay 6, 2025 | gurufocus.comSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $68.76 at the beginning of the year. Since then, LKFN stock has decreased by 13.2% and is now trading at $59.68. View the best growth stocks for 2025 here. How were Lakeland Financial's earnings last quarter? Lakeland Financial Co. (NASDAQ:LKFN) released its quarterly earnings data on Friday, April, 25th. The financial services provider reported $0.78 earnings per share for the quarter, missing analysts' consensus estimates of $0.87 by $0.09. The financial services provider had revenue of $90.46 million for the quarter, compared to analysts' expectations of $63.54 million. Lakeland Financial had a net margin of 21.74% and a trailing twelve-month return on equity of 13.31%. Who are Lakeland Financial's major shareholders? Top institutional shareholders of Lakeland Financial include Vanguard Group Inc. (7.41%), Victory Capital Management Inc. (4.20%), Charles Schwab Investment Management Inc. (3.91%) and Copeland Capital Management LLC (2.85%). Insiders that own company stock include Michael L Kubacki, M Scott Welch, Brian J Smith, Lisa M O'neill, Eric H Ottinger, Robert E Bartels Jr, Steven D Ross, Emily E Pichon, Blake Augsburger, David M Findlay, Kristin Pruitt, James Rickard Donovan, Kyra E Clark, Stephanie R Leniski, Donald Robinson-Gay, Jonathan P Steiner and Brok A Lahrman. View institutional ownership trends. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Last Earnings4/25/2025Record date for 5/5 Dividend4/25/2025Ex-Dividend for 5/5 Dividend4/25/2025Dividend Payable5/05/2025Today5/21/2025Next Earnings (Estimated)7/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees650Year Founded1872Price Target and Rating Average Stock Price Target$68.50 High Stock Price Target$72.00 Low Stock Price Target$65.00 Potential Upside/Downside+13.1%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$3.50 Trailing P/E Ratio16.67 Forward P/E Ratio16.37 P/E GrowthN/ANet Income$93.48 million Net Margins21.74% Pretax Margin25.97% Return on Equity13.31% Return on Assets1.35% Debt Debt-to-Equity RatioN/A Current Ratio0.88 Quick Ratio0.88 Sales & Book Value Annual Sales$257.30 million Price / Sales6.01 Cash Flow$3.57 per share Price / Cash Flow16.95 Book Value$26.76 per share Price / Book2.26Miscellaneous Outstanding Shares25,557,000Free Float24,664,000Market Cap$1.55 billion OptionableOptionable Beta0.58 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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