Positive News SentimentPositive NewsNASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $64.24 +0.60 (+0.93%) As of 02:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Lakeland Financial Stock (NASDAQ:LKFN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$62.27▼$64.3150-Day Range$53.50▼$63.6552-Week Range$50.00▼$78.61Volume74,729 shsAverage Volume142,244 shsMarket Capitalization$1.64 billionP/E Ratio18.38Dividend Yield3.11%Price Target$68.50Consensus RatingModerate Buy Company Overview Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana. Read More Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks57th Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 57% of companies evaluated by MarketBeat, and ranked 559th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingLakeland Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLakeland Financial has only been the subject of 2 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth5.41% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 5.41% in the coming year, from $3.70 to $3.90 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 18.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.20.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 18.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.94.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 2.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lakeland Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.89% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 12, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 0.90%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldLakeland Financial pays a meaningful dividend of 3.25%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 57.14%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 51.28% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted8.89% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 12, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 0.90%, indicating that investor sentiment is improving. News and Social Media3.2 / 5News Sentiment1.76 News SentimentLakeland Financial has a news sentiment score of 1.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.86 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Lakeland Financial this week, compared to 3 articles on an average week.Search Interest1 people have searched for LKFN on MarketBeat in the last 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $499,454.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address LKFN Stock News HeadlinesLake City Bank Welcomes Back Gregory C. Brown to Lead Newly Formed Commercial Elkhart RegionJune 10, 2025 | globenewswire.comLakeland Financial Corporation: Upside Is Difficult To JustifyJune 1, 2025 | seekingalpha.comThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in crypto. Now it’s back, and the smart money is already positioning. A free training reveals the step-by-step strategy and altcoin picks designed to help you capitalize on the next wave.July 2 at 2:00 AM | Crypto Swap Profits (Ad)Dan Starr and Mindy Creighton Truex Appointed to Lakeland Financial Corporation and Lake City ...May 14, 2025 | gurufocus.comLeadership Changes at Lakeland Financial (LKFN): New Board Appointments | LKFN Stock NewsMay 14, 2025 | gurufocus.comDan Starr and Mindy Creighton Truex Appointed to Lakeland Financial Corporation and Lake City ...May 14, 2025 | gurufocus.comLakeland Financial Appoints New Directors to BoardMay 14, 2025 | tipranks.comLakeland Financial upgraded to Outperform from Market Perform at Hovde GroupMay 6, 2025 | msn.comSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $68.76 at the beginning of 2025. Since then, LKFN shares have decreased by 6.8% and is now trading at $64.09. View the best growth stocks for 2025 here. How were Lakeland Financial's earnings last quarter? Lakeland Financial Corporation (NASDAQ:LKFN) announced its quarterly earnings results on Friday, April, 25th. The financial services provider reported $0.78 earnings per share for the quarter, missing the consensus estimate of $0.87 by $0.09. The financial services provider earned $90.46 million during the quarter, compared to analyst estimates of $63.54 million. Lakeland Financial had a trailing twelve-month return on equity of 12.71% and a net margin of 21.08%. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Last Earnings4/25/2025Record date for 5/5 Dividend4/25/2025Ex-Dividend for 5/5 Dividend4/25/2025Dividend Payable5/05/2025Today7/02/2025Next Earnings (Estimated)7/25/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees650Year Founded1872Price Target and Rating Average Stock Price Target$68.50 High Stock Price Target$72.00 Low Stock Price Target$65.00 Potential Upside/Downside+7.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$3.50 Trailing P/E Ratio18.19 Forward P/E Ratio17.20 P/E GrowthN/ANet Income$93.48 million Net Margins21.08% Pretax Margin25.28% Return on Equity12.71% Return on Assets1.30% Debt Debt-to-Equity Ratio0.16 Current Ratio0.90 Quick Ratio0.90 Sales & Book Value Annual Sales$430 million Price / Sales3.78 Cash Flow$4.07 per share Price / Cash Flow15.65 Book Value$26.81 per share Price / Book2.37Miscellaneous Outstanding Shares25,560,000Free Float24,790,000Market Cap$1.63 billion OptionableOptionable Beta0.60 Social Links 2025 Gold Forecast: A Perfect Storm for DemandUnlock the timeless value of gold with our exclusive 2025 Gold Forecasting Report. 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