NASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $56.84 -0.61 (-1.06%) Closing price 10/9/2026 04:00 PM EasternExtended Trading$56.84 0.00 (0.00%) As of 10/9/2026 07:32 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Lakeland Financial Stock (NASDAQ:LKFN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$56.63▼$57.3250-Day Range$56.84▼$63.6352-Week Range$54.36▼$64.55Volume222,451 shsAverage Volume222,526 shsMarket Capitalization$1.41 billionP/E Ratio13.04Dividend Yield3.66%Price Target$66.50Consensus RatingHold Company Overview Lakeland Financial Corporation is the holding company for Lake City Bank, an Indiana-based community bank headquartered in Warsaw. Founded in 1872, Lake City Bank serves individuals, businesses, nonprofit organizations and municipalities throughout northern Indiana. The bank provides a broad range of financial products and services, including consumer and commercial deposit accounts, residential and commercial loans, agricultural lending, treasury management and cash-management services. It also offers investment, trust and wealth-management services through its banking and financial services operations. Lake City Bank operates a network of banking offices across northern Indiana and serves markets including the communities surrounding Fort Wayne, Indianapolis, South Bend and the company’s headquarters in Kosciusko County. Lakeland Financial’s shares trade on the Nasdaq under the symbol LKFN.AI Generated. May Contain Errors. Read More Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 66% of companies evaluated by MarketBeat, and ranked 585th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.7 / 5Analyst RatingHold Consensus RatingLakeland Financial has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialLakeland Financial has a consensus price target of $66.50, representing about 17.0% upside from its current price of $56.84.Amount of Analyst CoverageLakeland Financial has only been the subject of 1 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.97% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 2.97% in the coming year, from $4.37 to $4.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 13.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 13.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 1.90. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lakeland Financial's valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.31% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 11.04, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently increased by 3.14%, indicating that investor sentiment is decreasing. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipLakeland Financial is a leading dividend payer. It pays a dividend yield of 3.64%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 47.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 46.22% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. News and Social Media2.3 / 5News Sentiment0.61 News SentimentLakeland Financial has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Lakeland Financial this week, compared to 2 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $15,805.00 in company stock.Percentage Held by Insiders3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. LKFN Stock News HeadlinesCritical Contrast: Woori Bank (NYSE:WF) versus Lakeland Financial (NASDAQ:LKFN)October 9 at 2:15 AM | americanbankingnews.comLake City Bank Announces Significant Market Expansion in Fort Wayne at Electric WorksOctober 7 at 9:00 AM | globenewswire.comTrump’s issues shocking Executive Order on U.S. DollarThree days into his second term, President Trump signed Executive Order 14178 a move the press barely covered. Buried inside is what some call the legal groundwork for the biggest change to American money in over a century, with a key Treasury vote potentially as soon as January 18. Ian King, Chief Strategist at Strategic Fortunes, breaks down what the order could mean for the dollar and the financial system.October 10 at 1:00 AM | Banyan Hill Publishing (Ad)Lake City Bank Named to Piper Sandler Sm-All Stars Class of 2026; Among Top 25 Small-cap Banks and Thrifts in the CountrySeptember 22, 2026 | globenewswire.comLake City Bank Ranked Among Top Performing U.S. Banks in Bank Director Magazine's 2026 RankingBankingAugust 25, 2026 | globenewswire.comLakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For MeAugust 3, 2026 | seekingalpha.comInsider Move at Lakeland Financial Sparks Investor CuriosityJuly 31, 2026 | tipranks.comLakeland Financial posts earnings beat despite revenue shortfallJuly 27, 2026 | msn.comSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $57.06 on January 1st, 2026. Since then, LKFN stock has decreased by 0.4% and is now trading at $56.84. How were Lakeland Financial's earnings last quarter? Lakeland Financial Corporation (NASDAQ:LKFN) posted its quarterly earnings data on Monday, July, 27th. The financial services provider reported $1.13 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.08 by $0.05. The financial services provider earned $70.87 million during the quarter, compared to analyst estimates of $72.11 million. Lakeland Financial had a net margin of 26.04% and a trailing twelve-month return on equity of 14.67%. Who are Lakeland Financial's major shareholders? Lakeland Financial's top institutional shareholders include GAMMA Investing LLC (0.01%) and Versant Capital Management Inc (0.01%). Insiders that own company stock include M Scott Welch, Michael L Kubacki, Lisa M O'neill, Eric H Ottinger, Robert E Bartels Jr, Steven D Ross, Melinda Jo Truex, Bradley J Toothaker, David M Findlay, Kyra E Clark, Kristin Pruitt, James Rickard Donovan, Stephanie R Leniski, Donald Robinson-Gay, Jonathan P Steiner and Brok A Lahrman. View institutional ownership trends. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Ex-Dividend for 8/5 Dividend7/24/2026Record date for 8/5 Dividend7/25/2026Last Earnings7/27/2026Dividend Payable8/05/2026Today10/10/2026Next Earnings (Estimated)10/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (1d) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 LKFN's financial health is in the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees701Year Founded1872Price Target and Rating Average Price Target for Lakeland Financial$66.50 High Price Target$68.00 Low Price Target$66.00 Potential Upside/Downside+17.0%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$4.36 Trailing P/E Ratio13.04 Forward P/E Ratio13.01 P/E GrowthN/ANet Income$103.36 million Net Margins26.04% Pretax Margin31.77% Return on Equity14.67% Return on Assets1.58% Debt Debt-to-Equity RatioN/A Current Ratio0.90 Quick Ratio0.89 Sales & Book Value Annual Sales$279.40 million Price / Sales5.06 Cash Flow$4.39 per share Price / Cash Flow12.94 Book Value$29.87 per share Price / Book1.90Miscellaneous Outstanding Shares24,858,000Free Float24,112,000Market Cap$1.41 billion OptionableOptionable Beta0.77 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? Click the link to see our list of which EV stocks show the most long-term potential.Get This Free Report This page (NASDAQ:LKFN) was last updated on 10/10/2026 by MarketBeat.com Staff. From Our PartnersThis free guide explains options the way they should be taughtMost options educators jump straight into Greeks, spreads, and implied volatility - losing beginners before th...Base Camp Trading | SponsoredA weekly dividend fund holding Nvidia and PalantirCrowdStrike, Palantir, Nvidia none of them pay a real dividend. But one fund holding the biggest AI names dist...Investors Alley | SponsoredTrump goes "all-in" on Grand Canyon energy breakthroughA drilling crew near the Grand Canyon uncovered a clean energy well producing nearly eight times the output of...Behind the Markets | SponsoredSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from c...Altimetry | SponsoredNew Chip takes minutes, not daysGeorge Gilder believes today's AI data centers could become tomorrow's typewriters - replaced by a single wafe...Eagle Publishing | SponsoredA letter from Shannon StansberryPorter Stansberry nearly canceled the entire project. When he first saw the claimed returns - only one down ye...Porter & Company | SponsoredThe only 5 stocks that matterSpaceX's IPO reportedly minted 4,400 new millionaires, and OpenAI is said to be eyeing a 1 trillion dollar IPO...TradeSmith | SponsoredA major gold reset could be closer than people thinkFor 50 years, Washington has held 8,133 tonnes of gold on its books at a fraction of today's market price. One...Reagan Gold Group | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Lakeland Financial Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Lakeland Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.