NASDAQ:LMFA LM Funding America (LMFA) Stock Price, News & Analysis $0.24 +0.02 (+7.59%) Closing price 05/21/2026 04:00 PM EasternExtended Trading$0.23 -0.01 (-2.52%) As of 05/21/2026 07:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About LM Funding America Stock (NASDAQ:LMFA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get LM Funding America alerts:Sign Up Key Stats Today's Range$0.22▼$0.2450-Day Range$0.22▼$0.4252-Week Range$0.18▼$5.14Volume626,716 shsAverage Volume602,912 shsMarket Capitalization$4.13 millionP/E RatioN/ADividend YieldN/APrice Target$5.00Consensus RatingHold Company Overview LM Funding America, Inc., headquartered in Miami, Florida, is a specialty finance company that provides retail installment contracts to subprime borrowers. The company originates, acquires, and manages motor vehicle retail financing through a network of franchised and independent automobile dealerships across the United States. LM Funding America holds and services its loan portfolio through its wholly owned subsidiary, LM Funding America Service Corp., and offers floorplan financing to new and used vehicle dealers through LM Funding Floorplan LLC. Established in 2013, LM Funding America completed its initial public offering on the Nasdaq Stock Market in 2015, enabling the company to expand its lending operations and geographic presence. It maintains branch offices in Florida, Texas, Georgia, Arizona, and New Mexico, allowing it to serve a diverse base of borrowers with limited credit histories. The company employs a disciplined underwriting approach that combines proprietary credit evaluation models with manual reviews to assess borrower eligibility and collateral value. The primary business activities of LM Funding America include the origination of non-prime automotive loans, securitization of loan portfolios, and administration of residual interests in securitized transactions. The company retains servicing rights for the contracts it originates and engages third-party servicers for certain portfolios to ensure consistent loan performance monitoring and customer support. Its securitization platform helps manage liquidity efficiently and supports ongoing loan originations.AI Generated. May Contain Errors. Read More LM Funding America Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks72nd Percentile Overall ScoreLMFA MarketRank™: LM Funding America scored higher than 72% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingHold Consensus RatingLM Funding America has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and 1 sell rating.Upside PotentialLM Funding America has a consensus price target of $5.00, representing about 2,000.8% upside from its current price of $0.24.Amount of Analyst CoverageLM Funding America has only been the subject of 1 research reports in the past 90 days.Read more about LM Funding America's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of LM Funding America is -0.11, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of LM Funding America is -0.11, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioLM Funding America has a P/B Ratio of 0.22. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.17% of the float of LM Funding America has been sold short.Short Interest Ratio / Days to CoverLM Funding America has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in LM Funding America has recently decreased by 25.93%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldLM Funding America does not currently pay a dividend.Dividend GrowthLM Funding America does not have a long track record of dividend growth. News and Social Media1.9 / 5News Sentiment-0.01 News SentimentLM Funding America has a news sentiment score of -0.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for LM Funding America this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added LM Funding America to their MarketBeat watchlist in the last 30 days. Company Ownership3.7 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $28,952.00 in company stock, which represents 0.7011% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, LM Funding America insiders have bought more of their company's stock than they have sold. Specifically, they have bought $28,952.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders15.03% of the stock of LM Funding America is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.73% of the stock of LM Funding America is held by institutions.Read more about LM Funding America's insider trading history. Receive LMFA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for LM Funding America and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. LMFA Stock News HeadlinesRichard Russell Buys 131,600 Shares of LM Funding America (NASDAQ:LMFA) StockMay 21 at 8:23 AM | insidertrades.comLM Funding (LMFA) Q1 2026 Earnings TranscriptMay 16, 2026 | theglobeandmail.comThe chokepoint supplier behind SpaceX's $1.75 trillion empireWhen Musk laughed and said 'you need transformers to run transformers,' it wasn't a joke - it was a confession. The world's largest supercomputer requires power equipment that takes 120 weeks to build, and Musk built Colossus in just 122 days. One small American company is positioned to close that gap faster than anyone else, yet Wall Street still prices it like an afterthought. Dylan Jovine has the full story and the ticker. | Behind the Markets (Ad)LM Funding America Inc (LMFA) Q1 2026 Earnings Call Highlights: Record Hash Rate and Strategic ...May 16, 2026 | uk.finance.yahoo.comLM Funding America, Inc. Reports First Quarter 2026 Financial ResultsMay 15, 2026 | globenewswire.comLM Funding America (LMFA) price target decreased by 66.67% to 1.02May 14, 2026 | msn.comLM Funding Announces First Quarter 2026 Earnings Call for May 15, 2026May 12, 2026 | globenewswire.comLM Funding America Announces April 2026 Production and Operational UpdateMay 11, 2026 | globenewswire.comSee More Headlines LMFA Stock Analysis - Frequently Asked Questions How have LMFA shares performed this year? LM Funding America's stock was trading at $0.4439 on January 1st, 2026. Since then, LMFA stock has decreased by 46.4% and is now trading at $0.2380. How were LM Funding America's earnings last quarter? LM Funding America, Inc. (NASDAQ:LMFA) announced its quarterly earnings data on Wednesday, May, 13th. The financial services provider reported ($0.47) earnings per share for the quarter, missing the consensus estimate of ($0.31) by $0.16. The financial services provider had revenue of $2.11 million for the quarter, compared to analysts' expectations of $3 million. LM Funding America had a negative net margin of 368.68% and a negative trailing twelve-month return on equity of 102.63%. Read the conference call transcript. When did LM Funding America's stock split? Shares of LM Funding America reverse split before market open on Tuesday, March 12th 2024.The 1-6 reverse split was announced on Tuesday, March 12th 2024. The number of shares owned by shareholders was adjusted after the closing bell on Tuesday, March 12th 2024. An investor that had 100 shares of stock prior to the reverse split would have 17 shares after the split. How do I buy shares of LM Funding America? Shares of LMFA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of LM Funding America own? Based on aggregate information from My MarketBeat watchlists, some other companies that LM Funding America investors own include NVIDIA (NVDA), Meta Platforms (META), CrowdStrike (CRWD), PayPal (PYPL), Advanced Micro Devices (AMD), Broadcom (AVGO) and Arista Networks (ANET). Company Calendar Last Earnings5/13/2026Today5/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (6m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 LMFA's financial health is in the Red zone, according to TradeSmith. LMFA has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:LMFA CIK1640384 Webwww.lmfunding.com Phone(813) 222-8996FaxN/AEmployees8Year FoundedN/APrice Target and Rating Average Price Target for LM Funding America$5.00 High Price Target$5.00 Low Price Target$5.00 Potential Upside/Downside+2,000.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)($2.19) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income-$26.92 million Net Margins-368.68% Pretax Margin-369.19% Return on Equity-102.63% Return on Assets-67.53% Debt Debt-to-Equity Ratio0.10 Current Ratio1.13 Quick Ratio1.18 Sales & Book Value Annual Sales$8.85 million Price / Sales0.47 Cash FlowN/A Price / Cash FlowN/A Book Value$1.10 per share Price / Book0.22Miscellaneous Outstanding Shares17,350,000Free Float14,744,000Market Cap$4.13 million OptionableNo Data Beta2.33 Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? These 10 simple stocks can help beginning investors build long-term wealth without knowing options, technicals, or other advanced strategies.Get This Free Report This page (NASDAQ:LMFA) was last updated on 5/22/2026 by MarketBeat.com Staff. From Our PartnersSystem failure: The strongest leverage for gold…$9 trillion in U.S. debt must be refinanced in 2026 - at current rates - while the largest foreign buyers of T...Golden Portfolio | SponsoredI had never heard of this 1888 accountAn investment account dating back to 1888 has quietly delivered average annual returns of 29% over the last 25...The Oxford Club | SponsoredSatellite Images Spot Potential $10 Trillion Discovery'Dark Energy': Elon Musk's Next Potential $10 Trillion Move A highly secure site in West Texas now houses a...Altimetry | Sponsored"Computers are about to become obsolete" - George Gilder. Here’s why.George Gilder predicted the iPhone 16 years early, called Netflix a decade before it dominated streaming, and ...Eagle Publishing | SponsoredTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredSpaceX controls two-thirds of all satellites - and it is about to go publicSpaceX is targeting an IPO on June 11th, with trading set to begin June 12th and the roadshow kicking off June...NXT Wave Research | SponsoredHey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. Check this out before June 9th...After being invited to the SpaceX launch headquarters in Cape Canaveral from one of Elon's top lobbyists… Hall...Banyan Hill Publishing | SponsoredHow to Profit from Elon’s AI lab before it goes publicElon Musk's AI lab has partnered with the Department of Defense, Oracle, and Palantir - and he just filed conf...InvestorPlace | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding LM Funding America, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share LM Funding America With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
