NASDAQ:LOB Live Oak Bancshares - LOB Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Live Oak Bancshares, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $24.37 -0.37 (-1.50%) (As of 03/28/2023 12:00 AM ET) Add Compare Share Share Today's Range$24.14▼$24.9150-Day Range$23.90▼$37.0552-Week Range$17.31▼$56.56Volume318,476 shsAverage Volume365,959 shsMarket Capitalization$1.08 billionP/E Ratio6.22Dividend Yield0.49%Price Target$37.25 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial Media Live Oak Bancshares MarketRank™ ForecastAnalyst RatingHold2.00 Rating ScoreUpside/Downside52.9% Upside$37.25 Price TargetShort InterestBearish5.61% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.30Based on 3 Articles This WeekInsider TradingN/AProj. Earnings Growth28.86%From $2.01 to $2.59 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.63 out of 5 starsFinance Sector374th out of 891 stocksState Commercial Banks Industry97th out of 188 stocks 3.0 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, 2 hold ratings, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $37.25, Live Oak Bancshares has a forecasted upside of 52.9% from its current price of $24.37.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 2 research reports in the past 90 days. Previous Next 1.0 Short Interest Percentage of Shares Shorted5.61% of the float of Live Oak Bancshares has been sold short.Short Interest Ratio / Days to CoverLive Oak Bancshares has a short interest ratio ("days to cover") of 5.3.Change versus previous month Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.49%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 3.06%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.63% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 2.4 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Live Oak Bancshares this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for LOB on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.MarketBeat Follows7 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is an increase of 250% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders25.70% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.28% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 28.86% in the coming year, from $2.01 to $2.59 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 6.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 120.15.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 6.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 142.37.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Live Oak Bancshares (NASDAQ:LOB) StockLive Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. It operates through the following segments: Banking, Fintech, and Other. The Banking segment provides financing services to small businesses nationwide in targeted industries and deposit-related services to small businesses, consumers, and other customers nationwide. The Fintech segment focuses on making strategic investments into emerging financial technology companies. The company was founded by James S. Mahan III on December 18, 2018 and is headquartered in Wilmington, NC.Read More Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Stock News HeadlinesMarch 24, 2023 | msn.comThe Fed Just Raised Interest Rates Again: That's Great for These 2 StocksMarch 24, 2023 | americanbankingnews.comLive Oak Bancshares (NASDAQ:LOB) Price Target Lowered to $29.00 at Truist FinancialMarch 28, 2023 | Behind the Markets (Ad)BREAKING: Tiny biotech successfully treats blindnessThere's a tiny biotech in Cambridge that's using a breakthrough technology to treat blindness. This company has already shown success in human trials... And Our research shows that anyone who gets in today could see a 46,751% return.March 14, 2023 | wsj.comLive Oak Bancshares Inc.March 13, 2023 | msn.comA guide to Live Oak, San Antonio's 'fairly young' city to the northeastMarch 12, 2023 | benzinga.comLive Oak Bancshares Stock (NYSE:LOB), Quotes and News SummaryMarch 8, 2023 | finance.yahoo.comLive Oak Ventures Participates in Series Seed Financing of Pharmacy MarketplaceMarch 6, 2023 | msn.comDPS investigates early morning fatal crash in Live Oak CountyMarch 28, 2023 | Porter & Company (Ad)A strange force is brewing…An economic force with the potential to be bigger than the 1880s railroad boom, the 1920s automobile boom, the baby boom of the 1960s, or the Dotcom boom of the ‘90s. And while Biden has nothing to do with it… he’ll take full credit. March 6, 2023 | msn.comSlightly Stoopid and Sublime with Rome to play Live Oak Bank PavilionMarch 1, 2023 | finance.yahoo.comLive Oak Bancshares, Inc. (LOB)February 28, 2023 | seekingalpha.comLOB Live Oak Bancshares, Inc.February 17, 2023 | msn.comIs This the Biggest Risk to Live Oak Bancshares?February 16, 2023 | msn.comTrombone Shorty, Ziggy Marley, Mavis Staples, and Robert Randolph to play concert at Live Oak Bank PavilionFebruary 15, 2023 | msn.comPhish to perform at Live Oak Bank PavilionFebruary 10, 2023 | msn.comLive Oak man pleads not guilty to gun chargesFebruary 7, 2023 | msn.comDon't Worry, Live Oak Investors: The Long-Term Opportunity Is Very Much IntactJanuary 31, 2023 | finance.yahoo.comLive Oak Bank’s Voice of the Customer Survey Offers In-Depth Analysis of Customer SentimentJanuary 26, 2023 | nasdaq.comLive Oak Bancshares (LOB) Q4 Earnings and Revenues Lag EstimatesJanuary 25, 2023 | msn.comLive Oak Bancshares GAAP EPS of $0.04 misses by $0.37, revenue of $104.97M misses by $7.04MJanuary 24, 2023 | msn.comLive Oak Bancshares Earnings PreviewJanuary 19, 2023 | seekingalpha.comLive Oak Bancshares: Slow Down Ahead But Topline Growth Likely To Remain PositiveJanuary 11, 2023 | finance.yahoo.comLive Oak Bancshares, Inc. Announces Date of Fourth Quarter 2022 Financial ResultsJanuary 4, 2023 | msn.comLive Oak County officials searching for man who fled law enforcement while still in handcuffsJanuary 1, 2023 | fool.comLive Oak Bancshares (NYSE: LOB)December 19, 2022 | finance.yahoo.comAs Live Oak Bancshares, Inc. (NYSE:LOB) drops to US$1.3b market cap, insiders might rethink their US$1.5m stock purchase earlier this yearDecember 16, 2022 | msn.comMeals on Wheels in Live Oak gets six-month lease extensionSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Company Calendar Last Earnings1/25/2023Ex-Dividend for 3/14 Dividend2/27/2023Dividend Payable3/14/2023Today3/28/2023Next Earnings (Estimated)4/26/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees1,004Year FoundedN/APrice Target and Rating Average Stock Price Forecast$37.25 High Stock Price Forecast$55.00 Low Stock Price Forecast$29.00 Forecasted Upside/Downside+52.9%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$3.92 Trailing P/E Ratio6.22 Forward P/E Ratio12.12 P/E GrowthN/ANet Income$176.21 million Net Margins25.82% Pretax Margin30.82% Return on Equity22.60% Return on Assets1.91% Debt Debt-to-Equity RatioN/A Current Ratio0.92 Quick Ratio0.86 Sales & Book Value Annual Sales$391.86 million Price / Sales2.75 Cash Flow$4.51 per share Price / Cash Flow5.40 Book Value$18.41 per share Price / Book1.32Miscellaneous Outstanding Shares44,146,000Free Float32,800,000Market Cap$1.08 billion OptionableOptionable Beta1.49 Key ExecutivesChip MahanChairman & Chief Executive OfficerNeil Lawrence UnderwoodPresident & DirectorWilliam C. LoschChief Financial & Banking OfficerRenato DerraikChief Information & Digital OfficerWilliam L. WilliamsVice Chairman & Executive Vice PresidentKey CompetitorsFirst BuseyNASDAQ:BUSE1st SourceNASDAQ:SRCEMerchants BancorpNASDAQ:MBINEagle BancorpNASDAQ:EGBNSouthside BancsharesNASDAQ:SBSIView All CompetitorsInsiders & InstitutionsT. Rowe Price Investment Management Inc.Bought 7,493 shares on 2/15/2023Ownership: 14.170%State of Wisconsin Investment BoardBought 4,378 shares on 2/15/2023Ownership: 0.067%Legal & General Group PlcSold 1,204 shares on 2/15/2023Ownership: 0.065%Apollon Wealth Management LLCSold 400 shares on 2/15/2023Ownership: 0.019%Capital Impact Advisors LLCSold 879 shares on 2/15/2023Ownership: 0.013%View All Insider TransactionsView All Institutional Transactions LOB Stock - Frequently Asked Questions Should I buy or sell Live Oak Bancshares stock right now? 4 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Live Oak Bancshares in the last twelve months. There are currently 1 sell rating, 2 hold ratings and 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "hold" LOB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LOB, but not buy additional shares or sell existing shares. View LOB analyst ratings or view top-rated stocks. What is Live Oak Bancshares' stock price forecast for 2023? 4 analysts have issued 1-year target prices for Live Oak Bancshares' stock. Their LOB share price forecasts range from $29.00 to $55.00. On average, they predict the company's share price to reach $37.25 in the next twelve months. This suggests a possible upside of 52.9% from the stock's current price. View analysts price targets for LOB or view top-rated stocks among Wall Street analysts. How have LOB shares performed in 2023? Live Oak Bancshares' stock was trading at $30.20 at the beginning of 2023. Since then, LOB shares have decreased by 19.3% and is now trading at $24.37. View the best growth stocks for 2023 here. Are investors shorting Live Oak Bancshares? Live Oak Bancshares saw a decline in short interest in the month of February. As of February 28th, there was short interest totaling 1,840,000 shares, a decline of 8.9% from the February 13th total of 2,020,000 shares. Based on an average daily trading volume, of 265,600 shares, the short-interest ratio is currently 6.9 days. Approximately 5.6% of the company's shares are short sold. View Live Oak Bancshares' Short Interest. When is Live Oak Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 26th 2023. View our LOB earnings forecast. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) posted its quarterly earnings data on Wednesday, January, 25th. The bank reported $0.04 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.40 by $0.36. The bank had revenue of $104.97 million for the quarter, compared to the consensus estimate of $111.56 million. Live Oak Bancshares had a net margin of 25.82% and a trailing twelve-month return on equity of 22.60%. How often does Live Oak Bancshares pay dividends? What is the dividend yield for Live Oak Bancshares? Live Oak Bancshares declared a quarterly dividend on Thursday, February 16th. Shareholders of record on Tuesday, February 28th will be paid a dividend of $0.03 per share on Tuesday, March 14th. This represents a $0.12 dividend on an annualized basis and a dividend yield of 0.49%. The ex-dividend date is Monday, February 27th. Read our dividend analysis for LOB. What ETFs hold Live Oak Bancshares' stock? ETFs with the largest weight of Live Oak Bancshares (NASDAQ:LOB) stock in their portfolio include MFAM Small-Cap Growth ETF (MFMS), Motley Fool Small-Cap Growth ETF (TMFS), BlackRock Future Financial and Technology ETF (BPAY), SPDR S&P Regional Banking ETF (KRE), SPDR S&P Bank ETF (KBE), Direxion Daily Regional Banks Bull 3x Shares (DPST), First Trust NASDAQ BuyWrite Income ETF (FTQI) and WisdomTree U.S. SmallCap Quality Dividend Growth Fund (DGRS). Is Live Oak Bancshares a good dividend stock? Live Oak Bancshares (NASDAQ:LOB) pays an annual dividend of $0.12 per share and currently has a dividend yield of 0.49%. The dividend payout ratio is 3.06%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, LOB will have a dividend payout ratio of 4.63% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for LOB. What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN), Fastly (FSLY), Block (SQ), Teladoc Health (TDOC) and Trade Desk (TTD). When did Live Oak Bancshares IPO? (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at a price of $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P served as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. What is Live Oak Bancshares' stock symbol? Live Oak Bancshares trades on the NASDAQ under the ticker symbol "LOB." Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' stock is owned by many different institutional and retail investors. Top institutional shareholders include T. Rowe Price Investment Management Inc. (14.17%), Diamond Hill Capital Management Inc. (4.80%), Dimensional Fund Advisors LP (2.21%), Artisan Partners Limited Partnership (1.73%), abrdn plc (1.36%) and Geode Capital Management LLC (1.35%). Insiders that own company stock include David G Salyers, Diane Beth Glossman, Gregory W Seward, H K Landis, James S Mahan III, John W Sutherland, Neil Lawrence Underwood, Steve Smits, Susan N Janson, Tonya Williams Bradford, William C Losch III, William Henderson Cameron and William L Williams III. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Live Oak Bancshares' stock price today? One share of LOB stock can currently be purchased for approximately $24.37. How much money does Live Oak Bancshares make? Live Oak Bancshares (NASDAQ:LOB) has a market capitalization of $1.08 billion and generates $391.86 million in revenue each year. The bank earns $176.21 million in net income (profit) each year or $3.92 on an earnings per share basis. How many employees does Live Oak Bancshares have? The company employs 1,004 workers across the globe. How can I contact Live Oak Bancshares? Live Oak Bancshares' mailing address is 1741 TIBURON DRIVE, WILMINGTON NC, 28403. The official website for the company is www.liveoakbank.com. The bank can be reached via phone at (866) 518-0286 or via fax at 910-790-5868. This page (NASDAQ:LOB) was last updated on 3/28/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. 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