NASDAQ:LSBKLake Shore Bancorp Stock Price, Forecast & News

$12.44

+0.14 (+1.14 %)

(As of 07/3/2020 04:00 PM ET)

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Today's Range

$12.43

Now: $12.44▼

$12.60

50-Day Range

$11.16

MA: $12.12▼

$13.48

52-Week Range

$8.95

Now: $12.44▼

$15.90

Volume1,570 shs

Average Volume1,873 shs

Market Capitalization$73.25 million

P/E Ratio19.13

Dividend Yield3.86%

Beta0.6

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides retail and commercial banking products and services. It accepts various deposit products, such as regular savings deposits, including Christmas Club, passbook, and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts comprising demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for businesses. The company's loan portfolio consists of one-to four-family residential mortgages, home equity loans, commercial real estate loans, construction loans, business installment loans, lines of credit, and other commercial loans; and consumer loans that include personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured and unsecured loans. As of February 08, 2018, it had 11 full-service branch locations in Western New York, including 5 locations in Chautauqua County and 6 locations in Erie County, New York. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.

Beat the Market (BTM) Rank^™

0.0 Analyst's Opinion

Consensus Rating
There is not enough analysis data for Lake Shore Bancorp.

2.4 Community Rank

Outperform Votes
Lake Shore Bancorp has received 83 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
Lake Shore Bancorp has received 87 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
Lake Shore Bancorp has received 51.18% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about Lake Shore Bancorp and other stocks. Vote “Outperform” if you believe LSBK will outperform the S&P 500 over the long term. Vote “Underperform” if you believe LSBK will underperform the S&P 500 over the long term. You may vote once every thirty days.

0.8 Dividend Strength

Dividend Yield
Lake Shore Bancorp pays a meaningful dividend of 3.86%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Lake Shore Bancorp has only been increasing its dividend for 3 years.

0.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Lake Shore Bancorp insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 5.30% of the stock of Lake Shore Bancorp is held by insiders.
Percentage Held by Institutions
Only 8.29% of the stock of Lake Shore Bancorp is held by institutions.

0.6 Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of Lake Shore Bancorp is 19.13, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 15.99.
Price to Earnings Ratio vs. Sector
The P/E ratio of Lake Shore Bancorp is 19.13, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 16.67.
Price to Book Value per Share Ratio
Lake Shore Bancorp has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

0.77 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry Federal savings institutions

Sub-IndustryN/A

SectorFinance

Current SymbolNASDAQ:LSBK

Previous Symbol

CUSIPN/A

CIK1341318

Webwww.lakeshoresavings.com

Phone716-366-4070

Debt

Debt-to-Equity Ratio0.41

Current Ratio1.04

Quick Ratio1.04

Price-To-Earnings

Trailing P/E Ratio19.13

Forward P/E RatioN/A

P/E GrowthN/A

Sales & Book Value

Annual Sales$26.76 million

Price / Sales2.74

Cash Flow$0.93 per share

Price / Cash Flow13.34

Book Value$13.94 per share

Price / Book0.89

Profitability

EPS (Most Recent Fiscal Year)N/A

Net Income$4.09 million

Net Margins14.38%

Return on Equity4.74%

Return on Assets0.65%

Miscellaneous

Employees112

Outstanding Shares5,890,000

Market Cap$73.25 million

Next Earnings Date7/22/2020 (Estimated)

OptionableNot Optionable

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Lake Shore Bancorp (NASDAQ:LSBK) Frequently Asked Questions

How has Lake Shore Bancorp's stock been impacted by COVID-19 (Coronavirus)?

Lake Shore Bancorp's stock was trading at $14.01 on March 11th, 2020 when COVID-19 reached pandemic status according to the World Health Organization (WHO). Since then, LSBK stock has decreased by 11.2% and is now trading at $12.4366. View which stocks have been most impacted by Coronavirus.

When is Lake Shore Bancorp's next earnings date?

Lake Shore Bancorp is scheduled to release its next quarterly earnings announcement on Wednesday, July 22nd 2020. View our earnings forecast for Lake Shore Bancorp.

How were Lake Shore Bancorp's earnings last quarter?

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) released its quarterly earnings data on Friday, April, 24th. The savings and loans company reported $0.12 earnings per share for the quarter. The savings and loans company earned $5.35 million during the quarter. Lake Shore Bancorp had a net margin of 14.38% and a return on equity of 4.74%. View Lake Shore Bancorp's earnings history.

How often does Lake Shore Bancorp pay dividends? What is the dividend yield for Lake Shore Bancorp?

Lake Shore Bancorp announced a quarterly dividend on Monday, April 27th. Stockholders of record on Thursday, May 7th will be paid a dividend of $0.12 per share on Friday, May 22nd. This represents a $0.48 dividend on an annualized basis and a yield of 3.86%. The ex-dividend date of this dividend is Wednesday, May 6th. View Lake Shore Bancorp's dividend history.

Has Lake Shore Bancorp been receiving favorable news coverage?

Media headlines about LSBK stock have been trending negative on Sunday, InfoTrie Sentiment Analysis reports. The research group ranks the sentiment of media coverage by monitoring more than six thousand news and blog sources in real time. The firm ranks coverage of companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Lake Shore Bancorp earned a daily sentiment score of -2.2 on InfoTrie's scale. They also assigned media headlines about the savings and loans company a news buzz of 5.0 out of 10, indicating that recent media coverage is somewhat likely to have an impact on the stock's share price in the next few days. View the latest news about Lake Shore Bancorp.

Are investors shorting Lake Shore Bancorp?

Lake Shore Bancorp saw a drop in short interest in the month of June. As of June 15th, there was short interest totaling 400 shares, a drop of 33.3% from the May 31st total of 600 shares. Based on an average daily trading volume, of 2,900 shares, the short-interest ratio is presently 0.1 days. Currently, 0.0% of the shares of the stock are sold short. View Lake Shore Bancorp's Current Options Chain.

Who are some of Lake Shore Bancorp's key competitors?

Some companies that are related to Lake Shore Bancorp include NASB Financial (NASB), Hometrust Bancshares (HTBI), BBX Capital (BBXTB), First Capital (FCAP), Farmers & Merchants Bancorp, Inc. (OH) (FMAO), Territorial Bancorp (TBNK), PDL Community Bancorp (PDLB), Sterling Bancorp (SBT), North Dallas Bank Trust (NODB), Provident Bancorp (PVBC), BCB Bancorp (BCBP), Northrim BanCorp (NRIM), Oconee Federal Financial (OFED), Western New England Bancorp (WNEB) and Codorus Valley Bancorp (CVLY). View all competitors.

What other stocks do shareholders of Lake Shore Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Lake Shore Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), BlackRock Resources and Commodities (BCX), Franklin Resources (BEN), Blackrock Enhanced Internationl Dvdnd Tr (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and Blackrock Utlts Infra&Pwr Oprtnt Trst (BUI).

Who are Lake Shore Bancorp's key executives?

Lake Shore Bancorp's management team includes the following people:

Mr. Daniel P. Reininga, Pres, CEO & Director (Age 60)
Ms. Rachel A. Foley, CFO & Treasurer (Age 50)
Mr. Jeffrey M. Werdein, Exec. VP of Commercial Division (Age 52)
Mr. Steven Schiavone, Controller & Principal Accounting Officer (Age 40)
Ms. Nicole May, Compliance & CRA Officer

What is Lake Shore Bancorp's stock symbol?

Lake Shore Bancorp trades on the NASDAQ under the ticker symbol "LSBK."

How do I buy shares of Lake Shore Bancorp?

Shares of LSBK can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Lake Shore Bancorp's stock price today?

One share of LSBK stock can currently be purchased for approximately $12.44.

How big of a company is Lake Shore Bancorp?

Lake Shore Bancorp has a market capitalization of $73.25 million and generates $26.76 million in revenue each year. Lake Shore Bancorp employs 112 workers across the globe.

What is Lake Shore Bancorp's official website?

The official website for Lake Shore Bancorp is www.lakeshoresavings.com.

How can I contact Lake Shore Bancorp?

Lake Shore Bancorp's mailing address is 31 EAST FOURTH STREET, DUNKIRK NY, 14048. The savings and loans company can be reached via phone at 716-366-4070 or via email at [email protected]

This page was last updated on 7/5/2020 by MarketBeat.com Staff

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