NASDAQ:LSBK Lake Shore Bancorp (LSBK) Stock Price, News & Analysis $17.09 -0.07 (-0.41%) Closing price 07/20/2026 04:00 PM EasternExtended Trading$16.96 -0.13 (-0.76%) As of 07/20/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Lake Shore Bancorp Stock (NASDAQ:LSBK) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Lake Shore Bancorp alerts:Sign Up Key Stats Today's Range$16.78▼$17.1350-Day Range$15.56▼$17.8152-Week Range$11.50▼$17.96Volume14,035 shsAverage Volume6,174 shsMarket Capitalization$134.33 millionP/E Ratio14.48Dividend Yield2.11%Price TargetN/AConsensus RatingHold Company Overview Lake Shore Bancorp, Inc. operates as a savings and loan holding company for Lake Shore Servings Bank. It offers personal services such as checking, savings, lending, banking, debit card, e-services, and online banking; and business services including deposit products, commercial loans, and business e-statements. The company was founded in 2006 and is headquartered in Dunkirk, NY. Read More Lake Shore Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreLSBK MarketRank™: Lake Shore Bancorp scored higher than 34% of companies evaluated by MarketBeat, and ranked 742nd out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingLake Shore Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLake Shore Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Lake Shore Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Lake Shore Bancorp is 14.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Lake Shore Bancorp is 14.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.55.Price to Book Value per Share RatioLake Shore Bancorp has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Lake Shore Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.22% of the float of Lake Shore Bancorp has been sold short.Short Interest Ratio / Days to CoverLake Shore Bancorp has a short interest ratio ("days to cover") of 1.58, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Lake Shore Bancorp has recently decreased by 0.94%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldLake Shore Bancorp pays a meaningful dividend of 2.10%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLake Shore Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Lake Shore Bancorp is 30.51%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Lake Shore Bancorp's dividend. News and Social MediaN/ANews SentimentN/A Company Ownership0.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Lake Shore Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders8.40% of the stock of Lake Shore Bancorp is held by insiders.Percentage Held by Institutions8.75% of the stock of Lake Shore Bancorp is held by institutions.Read more about Lake Shore Bancorp's insider trading history. Receive LSBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lake Shore Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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(NASDAQ:LSBK) Looks Interesting, And It's About To Pay A DividendApril 30, 2026 | finance.yahoo.comThe REAL Reason Trump is Invading IranFor a moment… Forget about Trump’s ties to Israel. Forget about reports of Iran’s nuclear program. Because my research has led me to believe we’re risking World War 3 with Iran for a completely different reason. | Banyan Hill Publishing (Ad)Lake Shore Bancorp Declares Quarterly Cash Dividend PaymentApril 24, 2026 | tipranks.comLake Shore Announces First Quarter 2026 Financial ResultsApril 22, 2026 | globenewswire.comEven After Recent Gains, The Valuation Is Still Compelling For Lake Shore BancorpApril 10, 2026 | seekingalpha.comLake Shore Bancorp, Inc.April 3, 2026 | cnn.comLake Shore Bancorp, Inc. Declares DividendJanuary 23, 2026 | globenewswire.comSee More Headlines LSBK Stock Analysis - Frequently Asked Questions How have LSBK shares performed this year? Lake Shore Bancorp's stock was trading at $14.7750 on January 1st, 2026. Since then, LSBK shares have increased by 15.7% and is now trading at $17.09. How were Lake Shore Bancorp's earnings last quarter? Lake Shore Bancorp, Inc. (NASDAQ:LSBK) issued its earnings results on Wednesday, April, 22nd. The savings and loans company reported $0.26 EPS for the quarter. The savings and loans company earned $7.36 million during the quarter. Lake Shore Bancorp had a net margin of 20.23% and a trailing twelve-month return on equity of 6.30%. Who are Lake Shore Bancorp's major shareholders? Top institutional investors of Lake Shore Bancorp include Marquette Asset Management LLC (0.12%). Insiders that own company stock include Kim C Liddell, Kevin M Sanvidge, Ronald J Passafaro, Taylor M Gilden and Taylor Gilden. View institutional ownership trends. How do I buy shares of Lake Shore Bancorp? Shares of LSBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lake Shore Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lake Shore Bancorp investors own include Walgreens Boots Alliance (WBA), Huntington Bancshares (HBAN), Gilead Sciences (GILD), Methanex (MEOH), M&T Bank (MTB), AbbVie (ABBV) and Arch Capital Group (ACGL). Company Calendar Last Earnings4/22/2026Record date for 5/13 Dividend5/04/2026Ex-Dividend for 5/13 Dividend5/04/2026Dividend Payable5/13/2026Today7/21/2026Next Earnings (Estimated)7/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (15m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 LSBK's financial health is in the Green zone, according to TradeSmith. LSBK has been in this zone for over 15 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryN/A Current SymbolNASDAQ:LSBK CIK1341318 Webwww.lakeshoresavings.com Phone(716) 366-4070Fax716-366-2965Employees115Year FoundedN/AProfitability EPS (Trailing Twelve Months)$1.18 Trailing P/E Ratio14.48 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.27 million Net Margins20.23% Pretax Margin24.47% Return on Equity6.30% Return on Assets1.11% Debt Debt-to-Equity RatioN/A Current Ratio1.09 Quick Ratio1.09 Sales & Book Value Annual Sales$39.56 million Price / Sales3.40 Cash Flow$1.06 per share Price / Cash Flow16.11 Book Value$18.10 per share Price / Book0.94Miscellaneous Outstanding Shares7,860,000Free Float7,203,000Market Cap$134.33 million OptionableNot Optionable Beta0.28 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. 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