About Lake Shore Bancorp (NASDAQ:LSBK)
Lake Shore Bancorp, Inc. is a savings and loan holding company of Lake Shore Savings Bank (the Bank). The Bank's loan portfolio consists of real estate loans and other loans. The real estate loans consist of residential one- to four-family, home equity, commercial and construction loans. The Bank's other loans consists of commercial and consumer loans. The Bank provides all-in-one home equity lines of credit to its customers. The Bank's primary sources of funds consist of deposits, scheduled amortization and prepayments of loans and securities, maturities and sales of investments and loans, interest earning deposits at other financial institutions and funds provided from operations. The Company operates through over 10 branch offices. It has branches in Chautauqua County, New York, which are located in Dunkirk, Fredonia, Jamestown, Lakewood and Westfield. In Erie County, New York, its branch offices are located in Depew, East Amherst, Hamburg, Kenmore, Orchard Park and Snyder.
Industry, Sector and Symbol:
- Market Cap: $100.08 million
- Outstanding Shares: 6,102,000
- 50 Day Moving Avg: $15.97
- 200 Day Moving Avg: $15.78
- 52 Week Range: $13.90 - $16.59
Sales & Book Value:
- Trailing P/E Ratio: 37.10
- P/E Growth: 0.00
- Annual Revenue: $17.37 million
- Price / Sales: 5.76
- Book Value: $13.01 per share
- Price / Book: 1.26
- Annual Dividend: $0.32
- Dividend Yield: 2.0%
- Net Margins: 13.10%
- Return on Equity: 3.59%
- Return on Assets: 0.56%
- Debt-to-Equity Ratio: 0.35%
- Current Ratio: 1.02%
- Quick Ratio: 1.02%
- Average Volume: 515 shs.
- Beta: -0.04
- Short Ratio: 8.42
Frequently Asked Questions for Lake Shore Bancorp (NASDAQ:LSBK)
What is Lake Shore Bancorp's stock symbol?
Lake Shore Bancorp trades on the NASDAQ under the ticker symbol "LSBK."
How often does Lake Shore Bancorp pay dividends? What is the dividend yield for Lake Shore Bancorp?
Lake Shore Bancorp declared a quarterly dividend on Thursday, July 27th. Stockholders of record on Thursday, August 10th will be paid a dividend of $0.08 per share on Thursday, August 24th. This represents a $0.32 annualized dividend and a dividend yield of 1.95%. The ex-dividend date is Tuesday, August 8th. View Lake Shore Bancorp's Dividend History.
How were Lake Shore Bancorp's earnings last quarter?
Lake Shore Bancorp, Inc. (NASDAQ:LSBK) released its earnings results on Wednesday, July, 26th. The company reported $0.19 EPS for the quarter. The company had revenue of $4.96 million for the quarter. Lake Shore Bancorp had a net margin of 13.10% and a return on equity of 3.59%. View Lake Shore Bancorp's Earnings History.
Who are some of Lake Shore Bancorp's key competitors?
Some companies that are related to Lake Shore Bancorp include Riverview Bancorp (RVSB), First Financial Northwest (FFNW), County Bancorp (ICBK), FS Bancorp (FSBW), California First National Bancorp (CFNB), Bank of Commerce Holdings (CA) (BOCH), Entegra Financial Corp. (ENFC), Middlefield Banc Corp. (MBCN), Sussex Bancorp (SBBX), Provident Financial Holdings (PROV), Atlantic Coast Financial Corporation (ACFC), CB Financial Services (CBFV), Guaranty Federal Bancshares (GFED), Eagle Bancorp Montana (EBMT), PCF Group PLC (PCF), Avenue Financial Holdings (AVNU), Banc of California (FPTB) and Banco Santander, S.A. (STD).
Who are Lake Shore Bancorp's key executives?
Lake Shore Bancorp's management team includes the folowing people:
- Gary P Winger, Independent Chairman of the Board
- Daniel P. Reininga, President, Chief Executive Officer, Director
- Rachel A. Foley, Chief Financial Officer, Treasurer
- Jeffrey M. Werdein, Executive Vice President- Commercial Division
- Beverly J. Sutton, Internal Auditor
- John L. Mehltretter, Director
- Susan C. Ballard, Independent Director
- Tracy S. Bennett, Independent Director
- Sharon E. Brautigam, Independent Director
- Reginald S. Corsi, Independent Director
How do I buy Lake Shore Bancorp stock?
Shares of Lake Shore Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Lake Shore Bancorp's stock price today?
MarketBeat Community Rating for Lake Shore Bancorp (NASDAQ LSBK)MarketBeat's community ratings are surveys of what our community members think about Lake Shore Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Lake Shore Bancorp stock can currently be purchased for approximately $16.40.
Consensus Ratings for Lake Shore Bancorp (NASDAQ:LSBK) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||No ratings tracked in the last 12 months.|
|Consensus Rating:||N/A (Score: NaN)|
|Consensus Price Target: ||N/A|Consensus Price Target History for Lake Shore Bancorp (NASDAQ:LSBK)
Analysts' Ratings History for Lake Shore Bancorp (NASDAQ:LSBK)
No equities research coverage for this company has been tracked by MarketBeat.com
Earnings History for Lake Shore Bancorp (NASDAQ:LSBK)Earnings History by Quarter for Lake Shore Bancorp (NASDAQ LSBK)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/26/2017||Q2 2017||$0.19||$4.96 million||View||N/A|
|4/27/2017||Q1 2017||$0.12||$4.80 million||View||N/A|
|1/31/2017||Q4 2016||$0.02||$4.44 million||View||N/A|
|11/2/2012||Q312||$0.15||$5.21 million||$4.81 million||View||N/A|
Earnings Estimates for Lake Shore Bancorp (NASDAQ:LSBK)
No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for Lake Shore Bancorp (NASDAQ:LSBK)
|Most Recent Dividend:||8/24/2017|
|Payout Ratio:||69.57% (Trailing 12 Months of Earnings) |
Dividend History by Quarter for Lake Shore Bancorp (NASDAQ LSBK)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Lake Shore Bancorp (NASDAQ:LSBK)
Insider Ownership Percentage: 4.10%Insider Trades by Quarter for Lake Shore Bancorp (NASDAQ:LSBK)
Institutional Ownership Percentage: 83.51%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|12/12/2016||John L Mehltretter||Director||Buy||100||$15.44||$1,544.00|| |
|11/2/2016||Sharon E. Brautigam||Director||Sell||822||$14.00||$11,508.00|| |
|8/18/2016||Gary P. Winger||Director||Sell||3,350||$13.40||$44,890.00|| |
|8/15/2016||Daniel P. Reininga||Insider||Sell||1,319||$13.39||$17,661.41|| |
|8/15/2016||Gary P. Winger||Director||Sell||3,100||$13.26||$41,106.00|| |
|8/8/2016||Gary P. Winger||Director||Sell||2,299||$13.42||$30,852.58|| |
|6/13/2016||Reginald S Corsi||Director||Sell||900||$13.05||$11,745.00|| |
|6/10/2016||Reginald S Corsi||Director||Sell||3,500||$13.03||$45,605.00|| |
|6/8/2016||Sharon E Brautigam||Director||Sell||2,797||$13.10||$36,640.70|| |
|6/7/2016||Reginald S Corsi||Director||Sell||1,300||$13.20||$17,160.00|| |
|6/6/2016||Reginald S Corsi||Director||Sell||2,420||$13.35||$32,307.00|| |
|6/3/2016||Sharon E Brautigam||Director||Sell||103||$13.50||$1,390.50|| |
|5/23/2016||Sharon E Brautigam||Director||Sell||600||$13.49||$8,094.00|| |
|5/18/2016||Daniel P Reininga||CEO||Sell||12,646||$13.60||$171,985.60|| |
|5/18/2016||Reginald S Corsi||Director||Sell||1,535||$13.51||$20,737.85|| |
|5/4/2016||Gary P Winger||Director||Sell||2,000||$14.76||$29,520.00|| |
|3/10/2016||Rachel A Foley||CFO||Sell||16,573||$13.23||$219,260.79|| |
|2/25/2016||Nancy L. Yocum||Director||Sell||4,449||$13.35||$59,394.15|| |
|2/5/2016||Nancy L. Yocum||Director||Sell||800||$13.43||$10,744.00|| |
|8/13/2015||Daniel P Reininga||CEO||Sell||1,287||$13.22||$17,014.14|| |
|11/17/2014||David C Mancuso||Director||Sell||50,585||$12.92||$653,558.20|| |
|12/17/2012||Reginald S Corsi||Director||Buy||1,002||$10.45||$10,470.90|| |
Headline Trends for Lake Shore Bancorp (NASDAQ:LSBK)
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Lake Shore Bancorp (LSBK) Chart for Sunday, October, 22, 2017