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Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$15.56 -0.04 (-0.26%)
Closing price 05/29/2026 04:00 PM Eastern
Extended Trading
$15.58 +0.01 (+0.10%)
As of 05/29/2026 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LSBK vs. GCBC, WTBA, WSBF, TSBK, and CZWI

Should you buy Lake Shore Bancorp stock or one of its competitors? MarketBeat compares Lake Shore Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Lake Shore Bancorp include Greene County Bancorp (GCBC), West Bancorporation (WTBA), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), and Citizens Community Bancorp (CZWI). These companies are all part of the "fin - svgs & loan" industry.

How does Lake Shore Bancorp compare to Greene County Bancorp?

Greene County Bancorp (NASDAQ:GCBC) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.

13.4% of Greene County Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 59.2% of Greene County Bancorp shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Greene County Bancorp has higher revenue and earnings than Lake Shore Bancorp. Greene County Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Greene County Bancorp$132.94M3.36$31.14M$2.2911.46
Lake Shore Bancorp$39.56M3.09$7.27M$1.1813.19

Greene County Bancorp has a net margin of 27.28% compared to Lake Shore Bancorp's net margin of 20.23%. Greene County Bancorp's return on equity of 15.41% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Greene County Bancorp27.28% 15.41% 1.26%
Lake Shore Bancorp 20.23%6.30%1.11%

Greene County Bancorp has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

Greene County Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Greene County Bancorp pays out 17.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has increased its dividend for 11 consecutive years.

In the previous week, Greene County Bancorp had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Greene County Bancorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.93 beat Greene County Bancorp's score of 0.62 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Greene County Bancorp Positive
Lake Shore Bancorp Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Greene County Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Greene County Bancorp beats Lake Shore Bancorp on 13 of the 16 factors compared between the two stocks.

How does Lake Shore Bancorp compare to West Bancorporation?

Lake Shore Bancorp (NASDAQ:LSBK) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. West Bancorporation pays out 48.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lake Shore Bancorp has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market. Comparatively, West Bancorporation has a beta of 0.75, meaning that its share price is 25% less volatile than the broader market.

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 44.3% of West Bancorporation shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by company insiders. Comparatively, 4.6% of West Bancorporation shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Lake Shore Bancorp has a net margin of 20.23% compared to West Bancorporation's net margin of 17.30%. West Bancorporation's return on equity of 14.88% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
West Bancorporation 17.30%14.88%0.95%

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.09$7.27M$1.1813.19
West Bancorporation$202.45M2.01$32.56M$2.0611.62

West Bancorporation has a consensus price target of $24.75, suggesting a potential upside of 3.38%. Given West Bancorporation's stronger consensus rating and higher possible upside, analysts plainly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Lake Shore Bancorp and Lake Shore Bancorp both had 1 articles in the media. West Bancorporation's average media sentiment score of 1.87 beat Lake Shore Bancorp's score of 0.93 indicating that West Bancorporation is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Positive
West Bancorporation Very Positive

Summary

West Bancorporation beats Lake Shore Bancorp on 11 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends, analyst recommendations and media sentiment.

Lake Shore Bancorp has a net margin of 20.23% compared to Waterstone Financial's net margin of 14.28%. Waterstone Financial's return on equity of 8.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
Lake Shore Bancorp 20.23%6.30%1.11%

Waterstone Financial has higher revenue and earnings than Lake Shore Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.66$26.40M$1.6611.15
Lake Shore Bancorp$39.56M3.09$7.27M$1.1813.19

Waterstone Financial has a beta of 0.74, meaning that its share price is 26% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Waterstone Financial had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 2 mentions for Waterstone Financial and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.93 beat Waterstone Financial's score of 0.44 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Waterstone Financial Neutral
Lake Shore Bancorp Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Waterstone Financial beats Lake Shore Bancorp on 11 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Timberland Bancorp?

Timberland Bancorp (NASDAQ:TSBK) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

Timberland Bancorp has higher revenue and earnings than Lake Shore Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Timberland Bancorp$114.63M2.77$29.16M$3.9110.38
Lake Shore Bancorp$39.56M3.09$7.27M$1.1813.19

Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.9%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Timberland Bancorp pays out 29.7% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has raised its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

65.5% of Timberland Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 3.6% of Timberland Bancorp shares are held by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Timberland Bancorp has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Timberland Bancorp has a net margin of 26.22% compared to Lake Shore Bancorp's net margin of 20.23%. Timberland Bancorp's return on equity of 11.67% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Timberland Bancorp26.22% 11.67% 1.54%
Lake Shore Bancorp 20.23%6.30%1.11%

In the previous week, Timberland Bancorp had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 2 mentions for Timberland Bancorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.93 beat Timberland Bancorp's score of 0.87 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Timberland Bancorp Positive
Lake Shore Bancorp Positive

Summary

Timberland Bancorp beats Lake Shore Bancorp on 13 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Citizens Community Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Lake Shore Bancorp has a net margin of 20.23% compared to Citizens Community Bancorp's net margin of 15.02%. Citizens Community Bancorp's return on equity of 8.00% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Lake Shore Bancorp 20.23%6.30%1.11%

Citizens Community Bancorp has a beta of 0.54, suggesting that its stock price is 46% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.32, suggesting that its stock price is 68% less volatile than the broader market.

In the previous week, Citizens Community Bancorp and Citizens Community Bancorp both had 1 articles in the media. Citizens Community Bancorp's average media sentiment score of 1.18 beat Lake Shore Bancorp's score of 0.93 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Citizens Community Bancorp Positive
Lake Shore Bancorp Positive

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.1%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Citizens Community Bancorp has higher revenue and earnings than Lake Shore Bancorp. Lake Shore Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M1.99$14.42M$1.5313.33
Lake Shore Bancorp$39.56M3.09$7.27M$1.1813.19

Summary

Citizens Community Bancorp beats Lake Shore Bancorp on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

MetricLake Shore BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$122.66M$641.52M$13.53B$12.65B
Dividend Yield2.31%2.83%5.76%5.23%
P/E Ratio13.1913.1123.9926.27
Price / Sales3.092.19147.6097.10
Price / Cash14.6516.7220.1457.38
Price / Book0.861.112.167.33
Net Income$7.27M$46.65M$1.13B$337.06M
7 Day Performance-0.89%1.12%0.64%3.34%
1 Month Performance-2.26%2.18%0.43%5.46%
1 Year Performance-1.05%23.11%12.59%39.65%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
2.1231 of 5 stars
$15.56
-0.3%
N/A-1.1%$122.66M$39.56M13.19115
GCBC
Greene County Bancorp
2.6328 of 5 stars
$25.08
+1.9%
N/A+19.8%$419.03M$132.94M10.95210
WTBA
West Bancorporation
3.0352 of 5 stars
$23.64
+1.5%
$24.75
+4.7%
+22.5%$396.76M$202.45M11.48180
WSBF
Waterstone Financial
2.4495 of 5 stars
$18.48
+1.5%
N/A+43.0%$328.75M$201.29M11.13600
TSBK
Timberland Bancorp
2.3566 of 5 stars
$40.43
+1.3%
N/A+31.0%$312.41M$114.63M10.34300

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This page (NASDAQ:LSBK) was last updated on 5/30/2026 by MarketBeat.com Staff.
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