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Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$18.00 +0.62 (+3.57%)
Closing price 09/8/2026 04:00 PM Eastern
Extended Trading
$17.96 -0.04 (-0.22%)
As of 09/8/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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LSBK vs. BSRR, BWFG, OBT, COFS, and BSVN

Should you buy Lake Shore Bancorp stock or one of its competitors? Lake Shore Bancorp's main competitors and comparable companies include Sierra Bancorp (BSRR), Bankwell Financial Group (BWFG), Orange County Bancorp (OBT), ChoiceOne Financial Services (COFS), and Bank7 (BSVN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Lake Shore Bancorp compare to Sierra Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, dividends, analyst recommendations, profitability, valuation, risk and media sentiment.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has increased its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 11.8% of Sierra Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Sierra Bancorp had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Sierra Bancorp and 0 mentions for Lake Shore Bancorp. Sierra Bancorp's average media sentiment score of 1.47 beat Lake Shore Bancorp's score of 0.00 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Sierra Bancorp Positive

Sierra Bancorp has a consensus target price of $38.67, indicating a potential downside of 4.97%. Given Sierra Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Sierra Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Lake Shore Bancorp has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market. Comparatively, Sierra Bancorp has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market.

Sierra Bancorp has higher revenue and earnings than Lake Shore Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.57$7.27M$1.1315.93
Sierra Bancorp$201.98M2.61$42.33M$3.4211.90

Sierra Bancorp has a net margin of 22.37% compared to Lake Shore Bancorp's net margin of 20.74%. Sierra Bancorp's return on equity of 12.38% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Sierra Bancorp 22.37%12.38%1.20%

Summary

Sierra Bancorp beats Lake Shore Bancorp on 17 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Bankwell Financial Group?

Lake Shore Bancorp (NASDAQ:LSBK) and Bankwell Financial Group (NASDAQ:BWFG) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, profitability, analyst recommendations, risk, valuation and dividends.

Lake Shore Bancorp has a net margin of 20.74% compared to Bankwell Financial Group's net margin of 19.80%. Bankwell Financial Group's return on equity of 13.94% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Bankwell Financial Group 19.80%13.94%1.27%

Bankwell Financial Group has higher revenue and earnings than Lake Shore Bancorp. Bankwell Financial Group is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.57$7.27M$1.1315.93
Bankwell Financial Group$207.71M2.54$35.20M$5.3512.37

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 35.8% of Bankwell Financial Group shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 21.0% of Bankwell Financial Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Bankwell Financial Group has a consensus price target of $67.50, indicating a potential upside of 2.03%. Given Bankwell Financial Group's stronger consensus rating and higher possible upside, analysts clearly believe Bankwell Financial Group is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bankwell Financial Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

In the previous week, Bankwell Financial Group had 4 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 4 mentions for Bankwell Financial Group and 0 mentions for Lake Shore Bancorp. Bankwell Financial Group's average media sentiment score of 1.74 beat Lake Shore Bancorp's score of 0.00 indicating that Bankwell Financial Group is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Bankwell Financial Group Very Positive

Lake Shore Bancorp has a beta of 0.29, indicating that its share price is 71% less volatile than the broader market. Comparatively, Bankwell Financial Group has a beta of 0.58, indicating that its share price is 42% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Bankwell Financial Group pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Bankwell Financial Group pays out 15.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Bankwell Financial Group beats Lake Shore Bancorp on 15 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Orange County Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends.

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 8.2% of Orange County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, Orange County Bancorp had 4 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 4 mentions for Orange County Bancorp and 0 mentions for Lake Shore Bancorp. Orange County Bancorp's average media sentiment score of 0.80 beat Lake Shore Bancorp's score of 0.00 indicating that Orange County Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Orange County Bancorp Positive

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.9%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lake Shore Bancorp has a beta of 0.29, meaning that its share price is 71% less volatile than the broader market. Comparatively, Orange County Bancorp has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market.

Orange County Bancorp has a consensus target price of $43.25, suggesting a potential upside of 13.31%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Orange County Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Orange County Bancorp has a net margin of 30.80% compared to Lake Shore Bancorp's net margin of 20.74%. Orange County Bancorp's return on equity of 16.44% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Orange County Bancorp 30.80%16.44%1.75%

Orange County Bancorp has higher revenue and earnings than Lake Shore Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.57$7.27M$1.1315.93
Orange County Bancorp$158.13M3.24$41.61M$3.5510.75

Summary

Orange County Bancorp beats Lake Shore Bancorp on 15 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to ChoiceOne Financial Services?

ChoiceOne Financial Services (NASDAQ:COFS) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, media sentiment, valuation, dividends and profitability.

ChoiceOne Financial Services has a net margin of 22.77% compared to Lake Shore Bancorp's net margin of 20.74%. ChoiceOne Financial Services' return on equity of 12.04% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services22.77% 12.04% 1.28%
Lake Shore Bancorp 20.74%5.91%1.15%

ChoiceOne Financial Services has higher revenue and earnings than Lake Shore Bancorp. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$171.77M2.94$28.18M$3.639.31
Lake Shore Bancorp$39.56M3.57$7.27M$1.1315.93

ChoiceOne Financial Services has a beta of 0.59, meaning that its stock price is 41% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, meaning that its stock price is 71% less volatile than the broader market.

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.4%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, ChoiceOne Financial Services had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for ChoiceOne Financial Services and 0 mentions for Lake Shore Bancorp. ChoiceOne Financial Services' average media sentiment score of 1.69 beat Lake Shore Bancorp's score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Very Positive
Lake Shore Bancorp Neutral

ChoiceOne Financial Services currently has a consensus price target of $36.50, suggesting a potential upside of 7.96%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, equities analysts clearly believe ChoiceOne Financial Services is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

ChoiceOne Financial Services beats Lake Shore Bancorp on 15 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Bank7?

Bank7 (NASDAQ:BSVN) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, earnings, valuation, media sentiment, dividends and analyst recommendations.

Bank7 currently has a consensus target price of $58.50, suggesting a potential upside of 7.28%. Given Bank7's stronger consensus rating and higher possible upside, equities analysts clearly believe Bank7 is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank7
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Bank7 had 5 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 5 mentions for Bank7 and 0 mentions for Lake Shore Bancorp. Bank7's average media sentiment score of 0.85 beat Lake Shore Bancorp's score of 0.00 indicating that Bank7 is being referred to more favorably in the media.

Company Overall Sentiment
Bank7 Positive
Lake Shore Bancorp Neutral

Bank7 has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, suggesting that its stock price is 71% less volatile than the broader market.

Bank7 has higher revenue and earnings than Lake Shore Bancorp. Bank7 is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank7$137.26M3.79$43.07M$4.3712.48
Lake Shore Bancorp$39.56M3.57$7.27M$1.1315.93

Bank7 pays an annual dividend of $1.08 per share and has a dividend yield of 2.0%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Bank7 pays out 24.7% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has increased its dividend for 5 consecutive years.

Bank7 has a net margin of 30.36% compared to Lake Shore Bancorp's net margin of 20.74%. Bank7's return on equity of 16.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank730.36% 16.48% 2.18%
Lake Shore Bancorp 20.74%5.91%1.15%

23.5% of Bank7 shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 25.7% of Bank7 shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Bank7 beats Lake Shore Bancorp on 17 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

Export
MetricLake Shore BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$136.50M$24.23B$14.30B$12.89B
Dividend Yield2.07%3.14%5.89%9.14%
P/E Ratio15.9327.2826.0425.39
Price / Sales3.579.61518.0083.47
Price / Cash16.3216.3439.9452.39
Price / Book0.991.392.776.40
Net Income$7.27M$2.58B$1.32B$358.18M
7 Day Performance4.47%0.42%3.73%0.07%
1 Month Performance5.57%0.70%0.99%-0.78%
1 Year Performance38.36%24.04%11.05%12.49%

Lake Shore Bancorp Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
1.9157 of 5 stars		$18.00
+3.6%		N/A+37.6%$136.50M$39.56M15.93115
BSRR
Sierra Bancorp
2.3352 of 5 stars		$40.71
+0.8%		$38.67
-5.0%		+33.9%$527.72M$148.29M11.90490
BWFG
Bankwell Financial Group
3.8322 of 5 stars		$66.15
+0.4%		$67.50
+2.0%		+50.8%$527.22M$207.71M12.36140
OBT
Orange County Bancorp
3.398 of 5 stars		$38.40
+1.7%		$39.25
+2.2%		+43.7%$514.87M$126.56M10.82210
COFS
ChoiceOne Financial Services
3.6877 of 5 stars		$34.04
+0.9%		$36.50
+7.2%		+10.1%$509.24M$227.62M9.38380

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This page (NASDAQ:LSBK) was last updated on 9/9/2026 by MarketBeat.com Staff.
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