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Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$18.13 +0.31 (+1.74%)
Closing price 09/28/2026 04:00 PM Eastern
Extended Trading
$18.09 -0.04 (-0.22%)
As of 09/28/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LSBK vs. NRIM, HBCP, NPB, BSVN, and BWFG

Should you buy Lake Shore Bancorp stock or one of its competitors? Lake Shore Bancorp's main competitors and comparable companies include Northrim BanCorp (NRIM), Home Bancorp (HBCP), Northpointe Bancshares (NPB), Bank7 (BSVN), and Bankwell Financial Group (BWFG). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Lake Shore Bancorp compare to Northrim BanCorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Northrim BanCorp (NASDAQ:NRIM) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, profitability, valuation, analyst recommendations, media sentiment and dividends.

Lake Shore Bancorp has a beta of 0.29, meaning that its stock price is 71% less volatile than the broader market. Comparatively, Northrim BanCorp has a beta of 0.87, meaning that its stock price is 13% less volatile than the broader market.

In the previous week, Northrim BanCorp had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 2 mentions for Northrim BanCorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.79 beat Northrim BanCorp's score of 0.91 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Lake Shore Bancorp Very Positive
Northrim BanCorp Positive

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 66.0% of Northrim BanCorp shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 2.4% of Northrim BanCorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Northrim BanCorp pays an annual dividend of $0.68 per share and has a dividend yield of 2.8%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Northrim BanCorp pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Northrim BanCorp has increased its dividend for 16 consecutive years. Northrim BanCorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northrim BanCorp has a consensus price target of $30.00, suggesting a potential upside of 22.35%. Given Northrim BanCorp's higher possible upside, analysts plainly believe Northrim BanCorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Northrim BanCorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Northrim BanCorp has a net margin of 26.03% compared to Lake Shore Bancorp's net margin of 20.74%. Northrim BanCorp's return on equity of 17.33% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Northrim BanCorp 26.03%17.33%1.72%

Northrim BanCorp has higher revenue and earnings than Lake Shore Bancorp. Northrim BanCorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.60$7.27M$1.1316.04
Northrim BanCorp$255.58M2.13$64.61M$3.048.07

Summary

Northrim BanCorp beats Lake Shore Bancorp on 14 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Home Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

Home Bancorp has higher revenue and earnings than Lake Shore Bancorp. Home Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.60$7.27M$1.1316.04
Home Bancorp$209.23M2.51$46.06M$5.9811.21

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Home Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 1.9%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Home Bancorp pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancorp has raised its dividend for 10 consecutive years.

Home Bancorp has a net margin of 22.23% compared to Lake Shore Bancorp's net margin of 20.74%. Home Bancorp's return on equity of 10.65% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Home Bancorp 22.23%10.65%1.32%

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 49.4% of Home Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 6.2% of Home Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Lake Shore Bancorp has a beta of 0.29, suggesting that its share price is 71% less volatile than the broader market. Comparatively, Home Bancorp has a beta of 0.49, suggesting that its share price is 51% less volatile than the broader market.

Home Bancorp has a consensus price target of $69.50, indicating a potential upside of 3.64%. Given Home Bancorp's higher possible upside, analysts plainly believe Home Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Home Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

In the previous week, Home Bancorp had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Home Bancorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.79 beat Home Bancorp's score of 0.91 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Lake Shore Bancorp Very Positive
Home Bancorp Positive

Summary

Home Bancorp beats Lake Shore Bancorp on 13 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Northpointe Bancshares?

Lake Shore Bancorp (NASDAQ:LSBK) and Northpointe Bancshares (NYSE:NPB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, analyst recommendations, valuation, dividends, profitability and media sentiment.

Northpointe Bancshares has a consensus target price of $21.08, indicating a potential upside of 39.08%. Given Northpointe Bancshares' higher possible upside, analysts plainly believe Northpointe Bancshares is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Northpointe Bancshares
2 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00

Lake Shore Bancorp has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market. Comparatively, Northpointe Bancshares has a beta of 0.05, indicating that its stock price is 95% less volatile than the broader market.

In the previous week, Northpointe Bancshares had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 4 mentions for Northpointe Bancshares and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.79 beat Northpointe Bancshares' score of -0.29 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Lake Shore Bancorp Very Positive
Northpointe Bancshares Neutral

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.7%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Northpointe Bancshares pays out 4.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Northpointe Bancshares has higher revenue and earnings than Lake Shore Bancorp. Northpointe Bancshares is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.60$7.27M$1.1316.04
Northpointe Bancshares$471.18M1.11$83.41M$2.316.56

8.8% of Lake Shore Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 18.3% of Northpointe Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Lake Shore Bancorp has a net margin of 20.74% compared to Northpointe Bancshares' net margin of 17.72%. Northpointe Bancshares' return on equity of 14.99% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Northpointe Bancshares 17.72%14.99%1.25%

Summary

Northpointe Bancshares beats Lake Shore Bancorp on 10 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Bank7?

Lake Shore Bancorp (NASDAQ:LSBK) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 23.5% of Bank7 shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 25.7% of Bank7 shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Bank7 had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Bank7 and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.79 beat Bank7's score of 0.36 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Lake Shore Bancorp Very Positive
Bank7 Neutral

Bank7 has higher revenue and earnings than Lake Shore Bancorp. Bank7 is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.60$7.27M$1.1316.04
Bank7$137.26M3.89$43.07M$4.3712.82

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Bank7 pays an annual dividend of $1.20 per share and has a dividend yield of 2.1%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Bank7 pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has increased its dividend for 5 consecutive years. Bank7 is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bank7 has a consensus target price of $61.67, indicating a potential upside of 10.08%. Given Bank7's higher possible upside, analysts clearly believe Bank7 is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Bank7
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Bank7 has a net margin of 30.36% compared to Lake Shore Bancorp's net margin of 20.74%. Bank7's return on equity of 16.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.74% 5.91% 1.15%
Bank7 30.36%16.48%2.18%

Lake Shore Bancorp has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market. Comparatively, Bank7 has a beta of 0.87, indicating that its stock price is 13% less volatile than the broader market.

Summary

Bank7 beats Lake Shore Bancorp on 16 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Bankwell Financial Group?

Bankwell Financial Group (NASDAQ:BWFG) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends, media sentiment and earnings.

Lake Shore Bancorp has a net margin of 20.74% compared to Bankwell Financial Group's net margin of 19.80%. Bankwell Financial Group's return on equity of 13.94% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bankwell Financial Group19.80% 13.94% 1.27%
Lake Shore Bancorp 20.74%5.91%1.15%

Bankwell Financial Group has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, suggesting that its share price is 71% less volatile than the broader market.

In the previous week, Bankwell Financial Group had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Bankwell Financial Group and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.79 beat Bankwell Financial Group's score of 0.60 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Bankwell Financial Group Positive
Lake Shore Bancorp Very Positive

35.8% of Bankwell Financial Group shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 21.0% of Bankwell Financial Group shares are held by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Bankwell Financial Group has higher revenue and earnings than Lake Shore Bancorp. Bankwell Financial Group is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bankwell Financial Group$207.71M2.54$35.20M$5.3512.37
Lake Shore Bancorp$39.56M3.60$7.27M$1.1316.04

Bankwell Financial Group currently has a consensus target price of $67.50, indicating a potential upside of 2.03%. Given Bankwell Financial Group's higher probable upside, equities research analysts plainly believe Bankwell Financial Group is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bankwell Financial Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Bankwell Financial Group pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Bankwell Financial Group pays out 15.0% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Bankwell Financial Group beats Lake Shore Bancorp on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

MetricLake Shore BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$139.95M$23.45B$13.69B$13.18B
Dividend Yield2.02%3.10%5.99%14.03%
P/E Ratio16.0425.5224.5925.59
Price / Sales3.609.33517.0683.42
Price / Cash16.7315.2929.8735.00
Price / Book1.001.342.706.44
Net Income$7.27M$2.58B$1.32B$360.47M
7 Day Performance-0.71%-0.75%0.78%-1.46%
1 Month Performance5.53%-0.90%1.51%-3.75%
1 Year Performance39.19%21.93%8.77%3.91%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
0.9309 of 5 stars
$18.13
+1.7%
N/A+38.8%$139.95M$39.56M16.04115
NRIM
Northrim BanCorp
4.3938 of 5 stars
$24.62
+0.4%
$30.00
+21.9%
+11.0%$547.67M$221.66M8.10516
HBCP
Home Bancorp
3.3222 of 5 stars
$67.72
+0.8%
$69.50
+2.6%
+19.8%$531.13M$153.83M11.32494
NPB
Northpointe Bancshares
4.9432 of 5 stars
$15.31
-1.4%
$21.08
+37.7%
-15.7%$529.45M$257.23M6.63491
BSVN
Bank7
4.0983 of 5 stars
$55.29
+0.3%
$61.67
+11.5%
+17.9%$526.69M$98.41M12.65125

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This page (NASDAQ:LSBK) was last updated on 9/29/2026 by MarketBeat.com Staff.
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