Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$17.40 0.00 (0.00%)
Closing price 06/18/2026 04:00 PM Eastern
Extended Trading
$17.28 -0.11 (-0.66%)
As of 06/18/2026 06:08 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LSBK vs. GCBC, WTBA, WSBF, TSBK, and FCAP

Should you buy Lake Shore Bancorp stock or one of its competitors? MarketBeat compares Lake Shore Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Lake Shore Bancorp include Greene County Bancorp (GCBC), West Bancorporation (WTBA), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), and First Capital (FCAP). These companies are all part of the "fin - svgs & loan" industry.

How does Lake Shore Bancorp compare to Greene County Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Greene County Bancorp (NASDAQ:GCBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, media sentiment, analyst recommendations, risk, profitability and earnings.

In the previous week, Greene County Bancorp had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Greene County Bancorp and 0 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.00 beat Greene County Bancorp's score of -0.05 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Greene County Bancorp Neutral

Greene County Bancorp has higher revenue and earnings than Lake Shore Bancorp. Greene County Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.46$7.27M$1.1814.75
Greene County Bancorp$132.94M3.77$31.14M$2.2912.85

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Greene County Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Lake Shore Bancorp has a beta of 0.31, meaning that its stock price is 69% less volatile than the broader market. Comparatively, Greene County Bancorp has a beta of 0.44, meaning that its stock price is 56% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Greene County Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Greene County Bancorp pays out 17.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has raised its dividend for 11 consecutive years.

Greene County Bancorp has a net margin of 27.28% compared to Lake Shore Bancorp's net margin of 20.23%. Greene County Bancorp's return on equity of 15.41% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
Greene County Bancorp 27.28%15.41%1.26%

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 13.4% of Greene County Bancorp shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 59.2% of Greene County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Greene County Bancorp beats Lake Shore Bancorp on 13 of the 16 factors compared between the two stocks.

How does Lake Shore Bancorp compare to West Bancorporation?

Lake Shore Bancorp (NASDAQ:LSBK) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, valuation, analyst recommendations, media sentiment, risk, institutional ownership and dividends.

In the previous week, West Bancorporation had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for West Bancorporation and 0 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.00 equaled West Bancorporation'saverage media sentiment score.

Company Overall Sentiment
Lake Shore Bancorp Neutral
West Bancorporation Neutral

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.46$7.27M$1.1814.75
West Bancorporation$202.45M2.10$32.56M$2.0612.10

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 44.3% of West Bancorporation shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 4.6% of West Bancorporation shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

West Bancorporation has a consensus target price of $24.75, indicating a potential downside of 0.68%. Given West Bancorporation's stronger consensus rating and higher probable upside, analysts plainly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Lake Shore Bancorp has a net margin of 20.23% compared to West Bancorporation's net margin of 17.30%. West Bancorporation's return on equity of 14.88% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
West Bancorporation 17.30%14.88%0.95%

Lake Shore Bancorp has a beta of 0.31, suggesting that its share price is 69% less volatile than the broader market. Comparatively, West Bancorporation has a beta of 0.74, suggesting that its share price is 26% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 4.0%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. West Bancorporation pays out 48.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

West Bancorporation beats Lake Shore Bancorp on 11 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, media sentiment, profitability, earnings, dividends and risk.

Lake Shore Bancorp has a net margin of 20.23% compared to Waterstone Financial's net margin of 14.28%. Waterstone Financial's return on equity of 8.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
Lake Shore Bancorp 20.23%6.30%1.11%

Waterstone Financial has a beta of 0.74, indicating that its stock price is 26% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.31, indicating that its stock price is 69% less volatile than the broader market.

In the previous week, Waterstone Financial had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 1 mentions for Waterstone Financial and 0 mentions for Lake Shore Bancorp. Waterstone Financial's average media sentiment score of 0.00 equaled Lake Shore Bancorp'saverage media sentiment score.

Company Overall Sentiment
Waterstone Financial Neutral
Lake Shore Bancorp Neutral

Waterstone Financial has higher revenue and earnings than Lake Shore Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.72$26.40M$1.6611.57
Lake Shore Bancorp$39.56M3.46$7.27M$1.1814.75

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Waterstone Financial beats Lake Shore Bancorp on 11 of the 16 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Timberland Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, earnings, valuation and analyst recommendations.

Timberland Bancorp has a net margin of 26.22% compared to Lake Shore Bancorp's net margin of 20.23%. Timberland Bancorp's return on equity of 11.67% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
Timberland Bancorp 26.22%11.67%1.54%

Lake Shore Bancorp has a beta of 0.31, suggesting that its stock price is 69% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.32, suggesting that its stock price is 68% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Timberland Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has raised its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Timberland Bancorp had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 1 mentions for Timberland Bancorp and 0 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.00 equaled Timberland Bancorp'saverage media sentiment score.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Timberland Bancorp Neutral

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Timberland Bancorp has higher revenue and earnings than Lake Shore Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.46$7.27M$1.1814.75
Timberland Bancorp$114.63M2.91$29.16M$3.9110.88

Summary

Timberland Bancorp beats Lake Shore Bancorp on 14 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to First Capital?

Lake Shore Bancorp (NASDAQ:LSBK) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, analyst recommendations, valuation, dividends, profitability and media sentiment.

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 4.1% of First Capital shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Capital has a net margin of 26.03% compared to Lake Shore Bancorp's net margin of 20.23%. First Capital's return on equity of 12.82% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
First Capital 26.03%12.82%1.38%

Lake Shore Bancorp has a beta of 0.31, indicating that its stock price is 69% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. First Capital pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years.

In the previous week, First Capital had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 1 mentions for First Capital and 0 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.00 equaled First Capital'saverage media sentiment score.

Company Overall Sentiment
Lake Shore Bancorp Neutral
First Capital Neutral

First Capital has higher revenue and earnings than Lake Shore Bancorp. First Capital is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.46$7.27M$1.1814.75
First Capital$65.31M3.23$16.37M$5.2312.05

Summary

First Capital beats Lake Shore Bancorp on 13 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

MetricLake Shore BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$136.76M$662.00M$13.92B$12.59B
Dividend Yield2.19%2.85%5.75%5.68%
P/E Ratio14.7513.4320.1624.44
Price / Sales3.462.11140.72128.66
Price / Cash15.4017.1119.4555.24
Price / Book0.961.192.256.58
Net Income$7.27M$46.65M$1.14B$337.19M
7 Day Performance6.88%-0.21%-0.51%0.62%
1 Month Performance11.15%4.56%2.03%5.03%
1 Year Performance11.04%27.25%12.18%31.10%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
1.5824 of 5 stars
$17.40
flat
N/A+11.0%$136.76M$39.56M14.75115
GCBC
Greene County Bancorp
2.0106 of 5 stars
$29.03
+2.3%
N/A+34.6%$489.89M$132.94M12.56210
WTBA
West Bancorporation
2.1869 of 5 stars
$25.09
+2.0%
$24.75
-1.4%
+32.2%$420.61M$202.45M11.99180
WSBF
Waterstone Financial
1.5698 of 5 stars
$19.28
+1.1%
N/A+43.3%$349.74M$201.29M11.67600
TSBK
Timberland Bancorp
1.7983 of 5 stars
$42.80
+1.9%
N/A+39.5%$328.78M$114.63M10.74300

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This page (NASDAQ:LSBK) was last updated on 6/19/2026 by MarketBeat.com Staff.
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