Do analysts recommend BSRR or LSBK?

Sierra Bancorp currently has a consensus target price of $38.67, indicating a potential downside of 2.65%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Sierra Bancorp is more favorable than Lake Shore Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Sierra Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 Lake Shore Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Does the media favor BSRR or LSBK?

In the previous week, Sierra Bancorp had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Sierra Bancorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.76 beat Sierra Bancorp's score of 1.59 indicating that Lake Shore Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Sierra Bancorp 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Lake Shore Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Do analysts rate OBT or LSBK?

Orange County Bancorp presently has a consensus target price of $39.25, suggesting a potential upside of 4.00%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Orange County Bancorp is more favorable than Lake Shore Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Orange County Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75 Lake Shore Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Does the media favor OBT or LSBK?

In the previous week, Orange County Bancorp and Orange County Bancorp both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat Orange County Bancorp's score of 1.67 indicating that Lake Shore Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Orange County Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Lake Shore Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Do analysts recommend LSBK or COFS?

ChoiceOne Financial Services has a consensus price target of $36.50, indicating a potential upside of 9.87%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe ChoiceOne Financial Services is more favorable than Lake Shore Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Lake Shore Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 ChoiceOne Financial Services 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Do analysts prefer LSBK or WTBA?

West Bancorporation has a consensus price target of $29.00, suggesting a potential upside of 3.13%. Given West Bancorporation's stronger consensus rating and higher possible upside, analysts clearly believe West Bancorporation is more favorable than Lake Shore Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Lake Shore Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 West Bancorporation 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25

Does the media favor LSBK or WTBA?

In the previous week, Lake Shore Bancorp and Lake Shore Bancorp both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat West Bancorporation's score of 0.70 indicating that Lake Shore Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Lake Shore Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive West Bancorporation 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts recommend PDLB or LSBK?

Ponce Financial Group presently has a consensus price target of $24.00, suggesting a potential upside of 19.28%. Given Ponce Financial Group's stronger consensus rating and higher probable upside, research analysts plainly believe Ponce Financial Group is more favorable than Lake Shore Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ponce Financial Group 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 3.00 Lake Shore Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Does the media prefer PDLB or LSBK?

In the previous week, Ponce Financial Group and Ponce Financial Group both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat Ponce Financial Group's score of 0.30 indicating that Lake Shore Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Ponce Financial Group 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Lake Shore Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Lake Shore Bancorp (LSBK) Competitors

$17.24 +0.12 (+0.70%)

Closing price 04:00 PM Eastern

Extended Trading

$17.19 -0.05 (-0.29%)

As of 04:10 PM Eastern

Compare

LSBK vs. BSRR, OBT, COFS, WTBA, and PDLB

Should you buy Lake Shore Bancorp stock or one of its competitors? Lake Shore Bancorp's main competitors and comparable companies include Sierra Bancorp (BSRR), Orange County Bancorp (OBT), ChoiceOne Financial Services (COFS), West Bancorporation (WTBA), and Ponce Financial Group (PDLB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Lake Shore Bancorp compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, profitability, dividends, risk, earnings, institutional ownership, analyst recommendations and valuation.

55.4% of Sierra Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 11.8% of Sierra Bancorp shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Sierra Bancorp has a beta of 0.77, meaning that its share price is 23% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, meaning that its share price is 71% less volatile than the broader market.

In the previous week, Sierra Bancorp had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Sierra Bancorp and 1 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 1.76 beat Sierra Bancorp's score of 1.59 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sierra Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Lake Shore Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Sierra Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Sierra Bancorp pays out 31.6% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has increased its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Sierra Bancorp has higher revenue and earnings than Lake Shore Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$148.29M	3.47	$42.33M	$3.42	11.61
Lake Shore Bancorp	$39.56M	3.42	$7.27M	$1.13	15.26

Sierra Bancorp has a net margin of 22.37% compared to Lake Shore Bancorp's net margin of 20.74%. Sierra Bancorp's return on equity of 12.38% beat Lake Shore Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	22.37%	12.38%	1.20%
Lake Shore Bancorp	20.74%	5.91%	1.15%

Sierra Bancorp currently has a consensus target price of $38.67, indicating a potential downside of 2.65%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Sierra Bancorp is more favorable than Lake Shore Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Lake Shore Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Sierra Bancorp beats Lake Shore Bancorp on 17 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Orange County Bancorp?

Orange County Bancorp (NASDAQ:OBT) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, media sentiment, institutional ownership, dividends, valuation and risk.

42.5% of Orange County Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Orange County Bancorp presently has a consensus target price of $39.25, suggesting a potential upside of 4.00%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Orange County Bancorp is more favorable than Lake Shore Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Orange County Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Lake Shore Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Orange County Bancorp has higher revenue and earnings than Lake Shore Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Orange County Bancorp	$126.56M	4.00	$41.61M	$3.55	10.63
Lake Shore Bancorp	$39.56M	3.42	$7.27M	$1.13	15.26

In the previous week, Orange County Bancorp and Orange County Bancorp both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat Orange County Bancorp's score of 1.67 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Orange County Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Lake Shore Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Orange County Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 1.9%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Orange County Bancorp has a net margin of 30.80% compared to Lake Shore Bancorp's net margin of 20.74%. Orange County Bancorp's return on equity of 16.44% beat Lake Shore Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Orange County Bancorp	30.80%	16.44%	1.75%
Lake Shore Bancorp	20.74%	5.91%	1.15%

Orange County Bancorp has a beta of 0.41, meaning that its stock price is 59% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, meaning that its stock price is 71% less volatile than the broader market.

Summary

Orange County Bancorp beats Lake Shore Bancorp on 13 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to ChoiceOne Financial Services?

Lake Shore Bancorp (NASDAQ:LSBK) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, valuation, earnings, profitability, analyst recommendations, dividends, institutional ownership and media sentiment.

ChoiceOne Financial Services has a consensus price target of $36.50, indicating a potential upside of 9.87%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe ChoiceOne Financial Services is more favorable than Lake Shore Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lake Shore Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
ChoiceOne Financial Services	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

ChoiceOne Financial Services has a net margin of 22.77% compared to Lake Shore Bancorp's net margin of 20.74%. ChoiceOne Financial Services' return on equity of 12.04% beat Lake Shore Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lake Shore Bancorp	20.74%	5.91%	1.15%
ChoiceOne Financial Services	22.77%	12.04%	1.28%

In the previous week, Lake Shore Bancorp had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 1 mentions for Lake Shore Bancorp and 0 mentions for ChoiceOne Financial Services. Lake Shore Bancorp's average media sentiment score of 1.76 beat ChoiceOne Financial Services' score of 0.00 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Lake Shore Bancorp	Very Positive
ChoiceOne Financial Services	Neutral

ChoiceOne Financial Services has higher revenue and earnings than Lake Shore Bancorp. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lake Shore Bancorp	$39.56M	3.42	$7.27M	$1.13	15.26
ChoiceOne Financial Services	$227.62M	2.18	$28.18M	$3.63	9.15

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Lake Shore Bancorp has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market.

Summary

ChoiceOne Financial Services beats Lake Shore Bancorp on 13 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to West Bancorporation?

Lake Shore Bancorp (NASDAQ:LSBK) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership, profitability and dividends.

Lake Shore Bancorp has a net margin of 20.74% compared to West Bancorporation's net margin of 18.75%. West Bancorporation's return on equity of 15.48% beat Lake Shore Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lake Shore Bancorp	20.74%	5.91%	1.15%
West Bancorporation	18.75%	15.48%	1.03%

In the previous week, Lake Shore Bancorp and Lake Shore Bancorp both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat West Bancorporation's score of 0.70 indicating that Lake Shore Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Lake Shore Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
West Bancorporation	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lake Shore Bancorp	$39.56M	3.42	$7.27M	$1.13	15.26
West Bancorporation	$202.45M	2.37	$32.56M	$2.23	12.61

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 44.3% of West Bancorporation shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by company insiders. Comparatively, 4.6% of West Bancorporation shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Lake Shore Bancorp has a beta of 0.29, meaning that its share price is 71% less volatile than the broader market. Comparatively, West Bancorporation has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

West Bancorporation has a consensus price target of $29.00, suggesting a potential upside of 3.13%. Given West Bancorporation's stronger consensus rating and higher possible upside, analysts clearly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lake Shore Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
West Bancorporation	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. West Bancorporation pays an annual dividend of $1.04 per share and has a dividend yield of 3.7%. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. West Bancorporation pays out 46.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

West Bancorporation beats Lake Shore Bancorp on 10 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Ponce Financial Group?

Ponce Financial Group (NASDAQ:PDLB) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, profitability, institutional ownership, analyst recommendations, dividends, media sentiment and earnings.

Ponce Financial Group has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.29, indicating that its stock price is 71% less volatile than the broader market.

64.4% of Ponce Financial Group shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 7.2% of Ponce Financial Group shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Ponce Financial Group and Ponce Financial Group both had 1 articles in the media. Lake Shore Bancorp's average media sentiment score of 1.76 beat Ponce Financial Group's score of 0.30 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ponce Financial Group	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Lake Shore Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Lake Shore Bancorp has a net margin of 20.74% compared to Ponce Financial Group's net margin of 16.51%. Ponce Financial Group's return on equity of 10.52% beat Lake Shore Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ponce Financial Group	16.51%	10.52%	1.02%
Lake Shore Bancorp	20.74%	5.91%	1.15%

Ponce Financial Group presently has a consensus price target of $24.00, suggesting a potential upside of 19.28%. Given Ponce Financial Group's stronger consensus rating and higher probable upside, research analysts plainly believe Ponce Financial Group is more favorable than Lake Shore Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ponce Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00
Lake Shore Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Ponce Financial Group has higher revenue and earnings than Lake Shore Bancorp. Ponce Financial Group is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ponce Financial Group	$194.94M	2.50	$28.70M	$1.40	14.37
Lake Shore Bancorp	$39.56M	3.42	$7.27M	$1.13	15.26

Summary

Ponce Financial Group beats Lake Shore Bancorp on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LSBK vs. The Competition

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Metric	Lake Shore Bancorp	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$135.33M	$23.32B	$13.85B	$12.85B
Dividend Yield	2.10%	3.14%	5.87%	10.63%
P/E Ratio	15.26	27.55	29.22	24.25
Price / Sales	3.42	9.41	509.62	128.06
Price / Cash	16.11	16.35	30.40	38.50
Price / Book	0.95	1.37	2.83	6.46
Net Income	$7.27M	$2.58B	$1.31B	$348.04M
7 Day Performance	0.06%	-1.02%	-0.18%	0.36%
1 Month Performance	0.47%	1.59%	1.03%	2.00%
1 Year Performance	35.59%	25.27%	11.67%	21.12%

Lake Shore Bancorp Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LSBK Lake Shore Bancorp	2.3762 of 5 stars	$17.24 +0.7%	N/A	+34.9%	$135.33M	$39.56M	15.26	115	Positive News
BSRR Sierra Bancorp	2.9822 of 5 stars	$41.06 +0.8%	$38.67 -5.8%	+39.8%	$532.20M	$148.29M	12.00	490	Positive News
OBT Orange County Bancorp	2.5348 of 5 stars	$39.16 +0.6%	$39.25 +0.2%	+58.3%	$525.18M	$158.13M	11.03	210	Positive News
COFS ChoiceOne Financial Services	3.1461 of 5 stars	$34.48 +0.3%	$36.50 +5.9%	+14.2%	$515.79M	$227.62M	9.50	380	Positive News
WTBA West Bancorporation	3.2398 of 5 stars	$30.14 +2.1%	$29.00 -3.8%	+55.4%	$513.59M	$202.45M	13.52	180

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This page (NASDAQ:LSBK) was last updated on 8/19/2026 by MarketBeat.com Staff.

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Lake Shore Bancorp (LSBK) Competitors

LSBK vs. BSRR, OBT, COFS, WTBA, and PDLB

How does Lake Shore Bancorp compare to Sierra Bancorp?

Summary

How does Lake Shore Bancorp compare to Orange County Bancorp?

Summary

How does Lake Shore Bancorp compare to ChoiceOne Financial Services?

Summary

How does Lake Shore Bancorp compare to West Bancorporation?

Summary

How does Lake Shore Bancorp compare to Ponce Financial Group?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LSBK vs. The Competition

Lake Shore Bancorp Competitors List

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Lake Shore Bancorp (LSBK) Competitors

LSBK vs. BSRR, OBT, COFS, WTBA, and PDLB

How does Lake Shore Bancorp compare to Sierra Bancorp?

Do insiders and institutionals hold more shares of BSRR or LSBK?

Which has more risk and volatility, BSRR or LSBK?

Does the media favor BSRR or LSBK?

Is BSRR or LSBK a better dividend stock?

Which has better earnings & valuation, BSRR or LSBK?

Is BSRR or LSBK more profitable?

Do analysts recommend BSRR or LSBK?

Summary

How does Lake Shore Bancorp compare to Orange County Bancorp?

Do institutionals and insiders hold more shares of OBT or LSBK?

Do analysts rate OBT or LSBK?

Which has higher valuation & earnings, OBT or LSBK?

Does the media favor OBT or LSBK?

Is OBT or LSBK a better dividend stock?

Is OBT or LSBK more profitable?

Which has more volatility & risk, OBT or LSBK?

Summary

How does Lake Shore Bancorp compare to ChoiceOne Financial Services?

Do analysts recommend LSBK or COFS?

Is LSBK or COFS a better dividend stock?

Is LSBK or COFS more profitable?

Does the media refer more to LSBK or COFS?

Which has higher earnings and valuation, LSBK or COFS?

Do institutionals and insiders hold more shares of LSBK or COFS?

Which has more risk and volatility, LSBK or COFS?

Summary

How does Lake Shore Bancorp compare to West Bancorporation?

Is LSBK or WTBA more profitable?

Does the media favor LSBK or WTBA?

Which has better earnings & valuation, LSBK or WTBA?

Do institutionals & insiders have more ownership in LSBK or WTBA?

Which has more volatility and risk, LSBK or WTBA?

Do analysts prefer LSBK or WTBA?

Is LSBK or WTBA a better dividend stock?

Summary

How does Lake Shore Bancorp compare to Ponce Financial Group?

Which has more risk & volatility, PDLB or LSBK?

Do insiders and institutionals hold more shares of PDLB or LSBK?

Does the media prefer PDLB or LSBK?

Is PDLB or LSBK more profitable?

Do analysts recommend PDLB or LSBK?

Which has preferable valuation & earnings, PDLB or LSBK?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LSBK vs. The Competition

Lake Shore Bancorp Competitors List

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