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Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$18.76 -0.23 (-1.21%)
As of 01:20 PM Eastern
This is a fair market value price provided by Massive. Learn more.

LSBK vs. KRNY, CIVB, UNTY, BWB, and SFST

Should you buy Lake Shore Bancorp stock or one of its competitors? Lake Shore Bancorp's main competitors and comparable companies include Kearny Financial (KRNY), Civista Bancshares (CIVB), Unity Bancorp (UNTY), Bridgewater Bancshares (BWB), and Southern First Bancshares (SFST). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Lake Shore Bancorp compare to Kearny Financial?

Lake Shore Bancorp (NASDAQ:LSBK) and Kearny Financial (NASDAQ:KRNY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, earnings, risk, valuation, analyst recommendations, profitability, institutional ownership and media sentiment.

In the previous week, Lake Shore Bancorp had 1 more articles in the media than Kearny Financial. MarketBeat recorded 2 mentions for Lake Shore Bancorp and 1 mentions for Kearny Financial. Kearny Financial's average media sentiment score of 1.44 beat Lake Shore Bancorp's score of 0.41 indicating that Kearny Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Kearny Financial Positive

Lake Shore Bancorp has a net margin of 20.62% compared to Kearny Financial's net margin of 10.57%. Lake Shore Bancorp's return on equity of 5.84% beat Kearny Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.62% 5.84% 1.15%
Kearny Financial 10.57%5.02%0.50%

Kearny Financial has higher revenue and earnings than Lake Shore Bancorp. Kearny Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.66$7.27M$1.1216.75
Kearny Financial$347.14M1.70$36.26M$0.5815.70

Kearny Financial has a consensus price target of $10.50, indicating a potential upside of 15.32%. Given Kearny Financial's higher probable upside, analysts plainly believe Kearny Financial is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Kearny Financial
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 71.0% of Kearny Financial shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 7.7% of Kearny Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Lake Shore Bancorp has a beta of 0.3, meaning that its share price is 70% less volatile than the broader market. Comparatively, Kearny Financial has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 4.8%. Lake Shore Bancorp pays out 32.1% of its earnings in the form of a dividend. Kearny Financial pays out 75.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Lake Shore Bancorp beats Kearny Financial on 11 of the 19 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Civista Bancshares?

Civista Bancshares (NASDAQ:CIVB) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends, valuation and media sentiment.

In the previous week, Lake Shore Bancorp had 1 more articles in the media than Civista Bancshares. MarketBeat recorded 2 mentions for Lake Shore Bancorp and 1 mentions for Civista Bancshares. Civista Bancshares' average media sentiment score of 0.93 beat Lake Shore Bancorp's score of 0.41 indicating that Civista Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
Civista Bancshares Positive
Lake Shore Bancorp Neutral

Civista Bancshares has a net margin of 21.82% compared to Lake Shore Bancorp's net margin of 20.62%. Civista Bancshares' return on equity of 10.98% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Civista Bancshares21.82% 10.98% 1.41%
Lake Shore Bancorp 20.62%5.84%1.15%

Civista Bancshares has higher revenue and earnings than Lake Shore Bancorp. Civista Bancshares is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Civista Bancshares$186.22M3.19$46.21M$2.7910.28
Lake Shore Bancorp$39.56M3.66$7.27M$1.1216.75

Civista Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.5%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. Civista Bancshares pays out 25.8% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 32.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares has raised its dividend for 4 consecutive years. Civista Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Civista Bancshares has a beta of 0.65, indicating that its stock price is 35% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.3, indicating that its stock price is 70% less volatile than the broader market.

Civista Bancshares presently has a consensus target price of $30.25, suggesting a potential upside of 5.49%. Given Civista Bancshares' higher probable upside, equities analysts plainly believe Civista Bancshares is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

52.1% of Civista Bancshares shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 1.6% of Civista Bancshares shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Civista Bancshares beats Lake Shore Bancorp on 14 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Unity Bancorp?

Unity Bancorp (NASDAQ:UNTY) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, dividends, media sentiment, earnings, profitability, analyst recommendations, valuation and risk.

Unity Bancorp has higher revenue and earnings than Lake Shore Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Unity Bancorp$188.41M3.13$57.95M$6.049.69
Lake Shore Bancorp$39.56M3.66$7.27M$1.1216.75

Unity Bancorp currently has a consensus price target of $65.50, suggesting a potential upside of 11.88%. Given Unity Bancorp's higher possible upside, equities research analysts clearly believe Unity Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Unity Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
2 Strong Buy rating(s)
3.33
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Unity Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 1.2%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. Unity Bancorp pays out 11.3% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 32.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has increased its dividend for 12 consecutive years.

Unity Bancorp has a beta of 0.62, suggesting that its stock price is 38% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.3, suggesting that its stock price is 70% less volatile than the broader market.

42.3% of Unity Bancorp shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 28.9% of Unity Bancorp shares are owned by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Lake Shore Bancorp had 1 more articles in the media than Unity Bancorp. MarketBeat recorded 2 mentions for Lake Shore Bancorp and 1 mentions for Unity Bancorp. Unity Bancorp's average media sentiment score of 1.74 beat Lake Shore Bancorp's score of 0.41 indicating that Unity Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Unity Bancorp Very Positive
Lake Shore Bancorp Neutral

Unity Bancorp has a net margin of 31.00% compared to Lake Shore Bancorp's net margin of 20.62%. Unity Bancorp's return on equity of 16.00% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Unity Bancorp31.00% 16.00% 1.88%
Lake Shore Bancorp 20.62%5.84%1.15%

Summary

Unity Bancorp beats Lake Shore Bancorp on 15 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Bridgewater Bancshares?

Lake Shore Bancorp (NASDAQ:LSBK) and Bridgewater Bancshares (NASDAQ:BWB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, dividends, institutional ownership, media sentiment, risk and profitability.

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 65.8% of Bridgewater Bancshares shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 23.1% of Bridgewater Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Bridgewater Bancshares had 5 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 7 mentions for Bridgewater Bancshares and 2 mentions for Lake Shore Bancorp. Bridgewater Bancshares' average media sentiment score of 0.58 beat Lake Shore Bancorp's score of 0.41 indicating that Bridgewater Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Bridgewater Bancshares Positive

Lake Shore Bancorp has a beta of 0.3, meaning that its share price is 70% less volatile than the broader market. Comparatively, Bridgewater Bancshares has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market.

Bridgewater Bancshares has a consensus price target of $23.67, indicating a potential upside of 14.41%. Given Bridgewater Bancshares' higher possible upside, analysts clearly believe Bridgewater Bancshares is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Bridgewater Bancshares
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Lake Shore Bancorp has a net margin of 20.62% compared to Bridgewater Bancshares' net margin of 19.27%. Bridgewater Bancshares' return on equity of 11.60% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.62% 5.84% 1.15%
Bridgewater Bancshares 19.27%11.60%1.00%

Bridgewater Bancshares has higher revenue and earnings than Lake Shore Bancorp. Bridgewater Bancshares is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.66$7.27M$1.1216.75
Bridgewater Bancshares$292.76M1.98$46.09M$1.9510.61

Summary

Bridgewater Bancshares beats Lake Shore Bancorp on 11 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Southern First Bancshares?

Southern First Bancshares (NASDAQ:SFST) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, media sentiment, analyst recommendations, institutional ownership, earnings and dividends.

In the previous week, Southern First Bancshares and Southern First Bancshares both had 2 articles in the media. Southern First Bancshares' average media sentiment score of 1.19 beat Lake Shore Bancorp's score of 0.41 indicating that Southern First Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
Southern First Bancshares Positive
Lake Shore Bancorp Neutral

Southern First Bancshares currently has a consensus target price of $64.00, suggesting a potential upside of 5.55%. Given Southern First Bancshares' higher probable upside, equities research analysts plainly believe Southern First Bancshares is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern First Bancshares
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Lake Shore Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Southern First Bancshares has a beta of 0.73, indicating that its share price is 27% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.3, indicating that its share price is 70% less volatile than the broader market.

75.0% of Southern First Bancshares shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 6.9% of Southern First Bancshares shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Lake Shore Bancorp has a net margin of 20.62% compared to Southern First Bancshares' net margin of 17.93%. Southern First Bancshares' return on equity of 10.39% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern First Bancshares17.93% 10.39% 0.93%
Lake Shore Bancorp 20.62%5.84%1.15%

Southern First Bancshares has higher revenue and earnings than Lake Shore Bancorp. Southern First Bancshares is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern First Bancshares$224.62M2.56$30.37M$4.8812.43
Lake Shore Bancorp$39.56M3.66$7.27M$1.1216.75

Summary

Southern First Bancshares beats Lake Shore Bancorp on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

MetricLake Shore BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$144.83M$23.00B$14.14B$12.06B
Dividend Yield1.91%3.07%4.88%4.50%
P/E Ratio16.7517.2320.4830.41
Price / Sales3.662.634.855.88
Price / Cash17.6714.5120.3222.80
Price / Book1.041.331.823.78
Net Income$7.27M$2.61B$1.33B$390.67M
7 Day Performance-0.42%0.60%0.02%-0.48%
1 Month Performance8.06%1.52%-0.68%-6.78%
1 Year Performance31.97%20.02%4.71%-6.05%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
0.8663 of 5 stars
$18.76
-1.2%
N/A+32.3%$144.83M$39.56M16.7598
KRNY
Kearny Financial
4.9123 of 5 stars
$9.03
-3.1%
$10.50
+16.3%
+42.5%$586.32M$347.14M15.57549
CIVB
Civista Bancshares
3.5325 of 5 stars
$28.16
-2.3%
$30.25
+7.4%
+31.1%$585.45M$254.95M10.09549
UNTY
Unity Bancorp
4.7587 of 5 stars
$57.77
-2.7%
$65.50
+13.4%
+21.4%$580.01M$188.41M9.56245
BWB
Bridgewater Bancshares
3.7197 of 5 stars
$20.27
-2.3%
$23.67
+16.8%
+22.3%$565.13M$292.76M10.39355

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This page (NASDAQ:LSBK) was last updated on 11/13/2026 by MarketBeat.com Staff.
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