Go Pro

Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$17.09 +0.09 (+0.53%)
As of 12:40 PM Eastern
This is a fair market value price provided by Massive. Learn more.

LSBK vs. WTBA, WSBF, TSBK, CZWI, and FCAP

Should you buy Lake Shore Bancorp stock or one of its competitors? MarketBeat compares Lake Shore Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Lake Shore Bancorp include West Bancorporation (WTBA), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), Citizens Community Bancorp (CZWI), and First Capital (FCAP). These companies are all part of the "fin - svgs & loan" industry.

How does Lake Shore Bancorp compare to West Bancorporation?

Lake Shore Bancorp (NASDAQ:LSBK) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, media sentiment, analyst recommendations, risk, dividends and valuation.

In the previous week, Lake Shore Bancorp's average media sentiment score of 0.00 equaled West Bancorporation'saverage media sentiment score.

Company Overall Sentiment
Lake Shore Bancorp Neutral
West Bancorporation Neutral

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 44.3% of West Bancorporation shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by company insiders. Comparatively, 4.6% of West Bancorporation shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 3.8%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. West Bancorporation pays out 48.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lake Shore Bancorp has a net margin of 20.23% compared to West Bancorporation's net margin of 17.30%. West Bancorporation's return on equity of 14.88% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
West Bancorporation 17.30%14.88%0.95%

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.40$7.27M$1.1814.48
West Bancorporation$202.45M2.20$32.56M$2.0612.70

West Bancorporation has a consensus target price of $26.25, indicating a potential upside of 0.30%. Given West Bancorporation's stronger consensus rating and higher probable upside, analysts plainly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Lake Shore Bancorp has a beta of 0.28, suggesting that its stock price is 72% less volatile than the broader market. Comparatively, West Bancorporation has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

Summary

West Bancorporation beats Lake Shore Bancorp on 10 of the 16 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends.

Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, indicating that its share price is 72% less volatile than the broader market.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Waterstone Financial's average media sentiment score of 0.00 equaled Lake Shore Bancorp'saverage media sentiment score.

Company Overall Sentiment
Waterstone Financial Neutral
Lake Shore Bancorp Neutral

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Waterstone Financial has higher revenue and earnings than Lake Shore Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.76$26.40M$1.6611.81
Lake Shore Bancorp$39.56M3.40$7.27M$1.1814.48

Lake Shore Bancorp has a net margin of 20.23% compared to Waterstone Financial's net margin of 14.28%. Waterstone Financial's return on equity of 8.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
Lake Shore Bancorp 20.23%6.30%1.11%

Summary

Waterstone Financial beats Lake Shore Bancorp on 10 of the 15 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Timberland Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, media sentiment, profitability and dividends.

Lake Shore Bancorp has a beta of 0.28, suggesting that its share price is 72% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.31, suggesting that its share price is 69% less volatile than the broader market.

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Timberland Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Timberland Bancorp has higher revenue and earnings than Lake Shore Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.40$7.27M$1.1814.48
Timberland Bancorp$81.61M4.14$29.16M$3.9111.05

In the previous week, Timberland Bancorp had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 1 mentions for Timberland Bancorp and 0 mentions for Lake Shore Bancorp. Timberland Bancorp's average media sentiment score of 1.05 beat Lake Shore Bancorp's score of 0.00 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Timberland Bancorp Positive

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Timberland Bancorp has a net margin of 26.22% compared to Lake Shore Bancorp's net margin of 20.23%. Timberland Bancorp's return on equity of 11.67% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.30% 1.11%
Timberland Bancorp 26.22%11.67%1.54%

Summary

Timberland Bancorp beats Lake Shore Bancorp on 16 of the 18 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Citizens Community Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, media sentiment, valuation, earnings, analyst recommendations, institutional ownership and profitability.

55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 4.1% of Citizens Community Bancorp shares are owned by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Citizens Community Bancorp has a beta of 0.5, meaning that its share price is 50% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, meaning that its share price is 72% less volatile than the broader market.

Citizens Community Bancorp presently has a consensus price target of $24.00, suggesting a potential upside of 4.17%. Given Citizens Community Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Citizens Community Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Lake Shore Bancorp has a net margin of 20.23% compared to Citizens Community Bancorp's net margin of 15.02%. Citizens Community Bancorp's return on equity of 8.00% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Lake Shore Bancorp 20.23%6.30%1.11%

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years.

Citizens Community Bancorp has higher revenue and earnings than Lake Shore Bancorp. Lake Shore Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.25$14.42M$1.5315.06
Lake Shore Bancorp$39.56M3.40$7.27M$1.1814.48

In the previous week, Citizens Community Bancorp had 2 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 2 mentions for Citizens Community Bancorp and 0 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.00 beat Citizens Community Bancorp's score of -1.00 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Community Bancorp Negative
Lake Shore Bancorp Neutral

Summary

Citizens Community Bancorp beats Lake Shore Bancorp on 14 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to First Capital?

First Capital (NASDAQ:FCAP) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

11.6% of First Capital shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 4.1% of First Capital shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

First Capital has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, indicating that its share price is 72% less volatile than the broader market.

First Capital has higher revenue and earnings than Lake Shore Bancorp. First Capital is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$52.65M3.90$16.37M$5.2311.75
Lake Shore Bancorp$39.56M3.40$7.27M$1.1814.48

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. First Capital pays out 23.7% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

First Capital has a net margin of 26.03% compared to Lake Shore Bancorp's net margin of 20.23%. First Capital's return on equity of 12.82% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.03% 12.82% 1.38%
Lake Shore Bancorp 20.23%6.30%1.11%

In the previous week, First Capital had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 1 mentions for First Capital and 0 mentions for Lake Shore Bancorp. First Capital's average media sentiment score of 0.00 equaled Lake Shore Bancorp'saverage media sentiment score.

Company Overall Sentiment
First Capital Neutral
Lake Shore Bancorp Neutral

Summary

First Capital beats Lake Shore Bancorp on 14 of the 17 factors compared between the two stocks.

Get Lake Shore Bancorp News Delivered to You Automatically

Sign up to receive the latest news and ratings for LSBK and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LSBK vs. The Competition

MetricLake Shore BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$134.33M$692.98M$14.22B$12.59B
Dividend Yield2.12%2.70%5.72%7.79%
P/E Ratio14.4813.8220.4924.54
Price / Sales3.402.2944.64108.95
Price / Cash15.9617.9419.1759.17
Price / Book0.941.202.266.35
Net Income$7.27M$47.20M$1.14B$331.61M
7 Day Performance1.73%0.36%0.12%0.16%
1 Month Performance7.82%3.32%1.53%1.84%
1 Year Performance7.52%24.85%11.91%20.33%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
2.1298 of 5 stars
$17.09
+0.5%
N/A+7.8%$134.33M$39.56M14.48115
WTBA
West Bancorporation
2.53 of 5 stars
$26.40
+1.5%
$26.25
-0.6%
+26.1%$449.56M$202.45M12.81180
WSBF
Waterstone Financial
1.9861 of 5 stars
$19.51
+0.8%
N/A+41.4%$352.17M$201.29M11.75600
TSBK
Timberland Bancorp
2.689 of 5 stars
$43.42
+0.4%
N/A+33.7%$339.96M$114.63M11.10300
CZWI
Citizens Community Bancorp
4.6953 of 5 stars
$23.05
+2.4%
N/A+50.7%$222.20M$98.77M15.07220

Related Companies and Tools


This page (NASDAQ:LSBK) was last updated on 7/10/2026 by MarketBeat.com Staff.
From Our Partners