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Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$17.13 0.00 (0.00%)
Closing price 04:00 PM Eastern
Extended Trading
$17.10 -0.02 (-0.15%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LSBK vs. WTBA, WSBF, TSBK, CZWI, and FCAP

Should you buy Lake Shore Bancorp stock or one of its competitors? MarketBeat compares Lake Shore Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Lake Shore Bancorp include West Bancorporation (WTBA), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), Citizens Community Bancorp (CZWI), and First Capital (FCAP). These companies are all part of the "fin - svgs & loan" industry.

How does Lake Shore Bancorp compare to West Bancorporation?

West Bancorporation (NASDAQ:WTBA) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, institutional ownership, dividends, valuation, media sentiment, analyst recommendations, earnings and risk.

In the previous week, West Bancorporation had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 8 mentions for West Bancorporation and 5 mentions for Lake Shore Bancorp. West Bancorporation's average media sentiment score of 1.23 beat Lake Shore Bancorp's score of 0.89 indicating that West Bancorporation is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
West Bancorporation
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lake Shore Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
West Bancorporation$102.53M4.62$32.56M$2.2312.45
Lake Shore Bancorp$39.56M3.40$7.27M$1.1315.16

44.3% of West Bancorporation shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 4.6% of West Bancorporation shares are held by company insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Lake Shore Bancorp has a net margin of 20.74% compared to West Bancorporation's net margin of 18.75%. West Bancorporation's return on equity of 15.48% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
West Bancorporation18.75% 15.48% 1.03%
Lake Shore Bancorp 20.74%5.95%1.15%

West Bancorporation has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, suggesting that its share price is 72% less volatile than the broader market.

West Bancorporation currently has a consensus target price of $29.00, indicating a potential upside of 4.43%. Given West Bancorporation's stronger consensus rating and higher possible upside, equities analysts clearly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

West Bancorporation pays an annual dividend of $1.04 per share and has a dividend yield of 3.7%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. West Bancorporation pays out 46.6% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

West Bancorporation beats Lake Shore Bancorp on 13 of the 18 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, dividends, media sentiment, valuation and analyst recommendations.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.3%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Waterstone Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, meaning that its share price is 72% less volatile than the broader market.

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Lake Shore Bancorp has a net margin of 20.74% compared to Waterstone Financial's net margin of 14.57%. Waterstone Financial's return on equity of 8.66% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.66% 1.33%
Lake Shore Bancorp 20.74%5.95%1.15%

Waterstone Financial has higher revenue and earnings than Lake Shore Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.84$26.40M$1.7211.90
Lake Shore Bancorp$39.56M3.40$7.27M$1.1315.16

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Lake Shore Bancorp had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 5 mentions for Lake Shore Bancorp and 4 mentions for Waterstone Financial. Lake Shore Bancorp's average media sentiment score of 0.89 beat Waterstone Financial's score of 0.02 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lake Shore Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Waterstone Financial beats Lake Shore Bancorp on 10 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Timberland Bancorp?

Timberland Bancorp (NASDAQ:TSBK) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, valuation, media sentiment, earnings, analyst recommendations, profitability and risk.

In the previous week, Timberland Bancorp had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 8 mentions for Timberland Bancorp and 5 mentions for Lake Shore Bancorp. Timberland Bancorp's average media sentiment score of 1.17 beat Lake Shore Bancorp's score of 0.89 indicating that Timberland Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Timberland Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lake Shore Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Timberland Bancorp has higher revenue and earnings than Lake Shore Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Timberland Bancorp$114.63M3.07$29.16M$3.9111.48
Lake Shore Bancorp$39.56M3.40$7.27M$1.1315.16

Timberland Bancorp has a beta of 0.31, suggesting that its share price is 69% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, suggesting that its share price is 72% less volatile than the broader market.

65.5% of Timberland Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 3.6% of Timberland Bancorp shares are held by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Timberland Bancorp has a net margin of 26.46% compared to Lake Shore Bancorp's net margin of 20.74%. Timberland Bancorp's return on equity of 11.79% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Timberland Bancorp26.46% 11.79% 1.56%
Lake Shore Bancorp 20.74%5.95%1.15%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.6%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Timberland Bancorp pays out 29.7% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has raised its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Timberland Bancorp beats Lake Shore Bancorp on 15 of the 18 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Citizens Community Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, media sentiment, earnings, analyst recommendations, profitability and risk.

Citizens Community Bancorp presently has a consensus target price of $24.00, suggesting a potential upside of 9.94%. Given Citizens Community Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Citizens Community Bancorp is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Citizens Community Bancorp has a beta of 0.5, suggesting that its stock price is 50% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, suggesting that its stock price is 72% less volatile than the broader market.

Lake Shore Bancorp has a net margin of 20.74% compared to Citizens Community Bancorp's net margin of 12.94%. Citizens Community Bancorp's return on equity of 6.80% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp12.94% 6.80% 0.72%
Lake Shore Bancorp 20.74%5.95%1.15%

Citizens Community Bancorp has higher revenue and earnings than Lake Shore Bancorp. Lake Shore Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.13$14.42M$1.3116.66
Lake Shore Bancorp$39.56M3.40$7.27M$1.1315.16

In the previous week, Citizens Community Bancorp had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 8 mentions for Citizens Community Bancorp and 5 mentions for Lake Shore Bancorp. Lake Shore Bancorp's average media sentiment score of 0.89 beat Citizens Community Bancorp's score of 0.33 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lake Shore Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.9%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. Citizens Community Bancorp pays out 32.1% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years. Lake Shore Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 4.1% of Citizens Community Bancorp shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Citizens Community Bancorp beats Lake Shore Bancorp on 13 of the 20 factors compared between the two stocks.

How does Lake Shore Bancorp compare to First Capital?

First Capital (NASDAQ:FCAP) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

First Capital has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Lake Shore Bancorp has a beta of 0.28, suggesting that its share price is 72% less volatile than the broader market.

In the previous week, First Capital had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 6 mentions for First Capital and 5 mentions for Lake Shore Bancorp. First Capital's average media sentiment score of 1.06 beat Lake Shore Bancorp's score of 0.89 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lake Shore Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.1%. First Capital pays out 22.4% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

11.7% of First Capital shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

First Capital has a net margin of 26.79% compared to Lake Shore Bancorp's net margin of 20.74%. First Capital's return on equity of 13.55% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.55% 1.46%
Lake Shore Bancorp 20.74%5.95%1.15%

First Capital has higher revenue and earnings than Lake Shore Bancorp. First Capital is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.23$16.37M$5.5311.40
Lake Shore Bancorp$39.56M3.40$7.27M$1.1315.16

Summary

First Capital beats Lake Shore Bancorp on 14 of the 18 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LSBK vs. The Competition

MetricLake Shore BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$134.64M$711.27M$14.62B$12.28B
Dividend Yield2.10%2.61%5.67%8.54%
P/E Ratio15.1613.8720.3423.71
Price / Sales3.402.4643.2591.43
Price / Cash16.0618.9719.5259.34
Price / Book0.951.222.265.85
Net Income$7.27M$47.89M$1.14B$336.53M
7 Day Performance0.65%1.35%0.79%-0.46%
1 Month Performance-3.82%2.08%0.77%-4.97%
1 Year Performance42.10%30.29%14.58%16.74%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
1.7168 of 5 stars
$17.13
flat
N/A+42.0%$134.64M$39.56M15.16115
WTBA
West Bancorporation
3.7864 of 5 stars
$27.13
+1.9%
$26.25
-3.2%
+47.5%$462.96M$202.45M13.20180
WSBF
Waterstone Financial
2.1689 of 5 stars
$19.40
-0.7%
N/A+50.4%$351.85M$144.83M11.74600
TSBK
Timberland Bancorp
2.4159 of 5 stars
$43.43
+0.2%
N/A+40.0%$340.02M$114.63M11.11300
CZWI
Citizens Community Bancorp
4.6062 of 5 stars
$23.25
+0.5%
$24.00
+3.2%
+48.7%$221.86M$64.22M15.04220

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This page (NASDAQ:LSBK) was last updated on 7/30/2026 by MarketBeat.com Staff.
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