NASDAQ:LSBK

Lake Shore Bancorp Competitors

$15.19
+0.19 (+1.27 %)
(As of 05/5/2021 12:00 AM ET)
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Today's Range
$15.10
$15.21
50-Day Range
$14.30
$15.30
52-Week Range
$10.60
$16.00
Volume1,294 shs
Average Volume2,451 shs
Market Capitalization$88.27 million
P/E Ratio19.99
Dividend Yield3.47%
Beta0.58

Competitors

Lake Shore Bancorp (NASDAQ:LSBK) Vs. PVBC, NRIM, SBT, TBNK, FMAO, and BCBP

Should you be buying LSBK stock or one of its competitors? Companies in the industry of "federal savings institutions" are considered alternatives and competitors to Lake Shore Bancorp, including Provident Bancorp (PVBC), Northrim BanCorp (NRIM), Sterling Bancorp (SBT), Territorial Bancorp (TBNK), Farmers & Merchants Bancorp (FMAO), and BCB Bancorp (BCBP).

Provident Bancorp (NASDAQ:PVBC) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, profitability and analyst recommendations.

Institutional & Insider Ownership

41.2% of Provident Bancorp shares are owned by institutional investors. Comparatively, 8.1% of Lake Shore Bancorp shares are owned by institutional investors. 6.2% of Provident Bancorp shares are owned by insiders. Comparatively, 5.3% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Provident Bancorp and Lake Shore Bancorp's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Provident Bancorp$55.65 million5.46$10.81 million$0.6027.25
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A

Provident Bancorp has higher revenue and earnings than Lake Shore Bancorp.

Profitability

This table compares Provident Bancorp and Lake Shore Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Provident Bancorp16.81%N/AN/A
Lake Shore Bancorp16.49%5.34%0.69%

Volatility & Risk

Provident Bancorp has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500.

Dividends

Provident Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Lake Shore Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. Provident Bancorp pays out 20.0% of its earnings in the form of a dividend. Provident Bancorp has increased its dividend for 1 consecutive years and Lake Shore Bancorp has increased its dividend for 1 consecutive years.

Analyst Recommendations

This is a breakdown of current recommendations for Provident Bancorp and Lake Shore Bancorp, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Provident Bancorp00103.00
Lake Shore Bancorp0000N/A

Provident Bancorp currently has a consensus price target of $18.00, suggesting a potential upside of 10.02%. Given Provident Bancorp's higher probable upside, analysts plainly believe Provident Bancorp is more favorable than Lake Shore Bancorp.

Summary

Provident Bancorp beats Lake Shore Bancorp on 10 of the 14 factors compared between the two stocks.

Lake Shore Bancorp (NASDAQ:LSBK) and Northrim BanCorp (NASDAQ:NRIM) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, risk and valuation.

Profitability

This table compares Lake Shore Bancorp and Northrim BanCorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Lake Shore Bancorp16.49%5.34%0.69%
Northrim BanCorp21.13%13.25%1.47%

Dividends

Lake Shore Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. Northrim BanCorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Northrim BanCorp pays out 48.7% of its earnings in the form of a dividend. Lake Shore Bancorp has increased its dividend for 1 consecutive years and Northrim BanCorp has increased its dividend for 11 consecutive years. Northrim BanCorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Earnings & Valuation

This table compares Lake Shore Bancorp and Northrim BanCorp's revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A
Northrim BanCorp$107.43 million2.48$20.69 million$3.0414.12

Northrim BanCorp has higher revenue and earnings than Lake Shore Bancorp.

Volatility & Risk

Lake Shore Bancorp has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Northrim BanCorp has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500.

Insider and Institutional Ownership

8.1% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 68.3% of Northrim BanCorp shares are owned by institutional investors. 5.3% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 2.7% of Northrim BanCorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Lake Shore Bancorp and Northrim BanCorp, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Lake Shore Bancorp0000N/A
Northrim BanCorp0000N/A

Summary

Northrim BanCorp beats Lake Shore Bancorp on 9 of the 13 factors compared between the two stocks.

Lake Shore Bancorp (NASDAQ:LSBK) and Sterling Bancorp (NASDAQ:SBT) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, dividends, earnings, valuation, profitability, risk and institutional ownership.

Analyst Ratings

This is a breakdown of current ratings for Lake Shore Bancorp and Sterling Bancorp, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Lake Shore Bancorp0000N/A
Sterling Bancorp00103.00

Sterling Bancorp has a consensus target price of $6.00, indicating a potential upside of 28.48%. Given Sterling Bancorp's higher probable upside, analysts clearly believe Sterling Bancorp is more favorable than Lake Shore Bancorp.

Risk and Volatility

Lake Shore Bancorp has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500. Comparatively, Sterling Bancorp has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500.

Profitability

This table compares Lake Shore Bancorp and Sterling Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Lake Shore Bancorp16.49%5.34%0.69%
Sterling Bancorp7.67%3.83%0.35%

Earnings & Valuation

This table compares Lake Shore Bancorp and Sterling Bancorp's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A
Sterling Bancorp$186.82 million1.25$29.25 million$1.114.21

Sterling Bancorp has higher revenue and earnings than Lake Shore Bancorp.

Insider & Institutional Ownership

8.1% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 24.0% of Sterling Bancorp shares are held by institutional investors. 5.3% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 4.0% of Sterling Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Territorial Bancorp (NASDAQ:TBNK) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, valuation, profitability, dividends, risk and institutional ownership.

Analyst Ratings

This is a breakdown of recent recommendations for Territorial Bancorp and Lake Shore Bancorp, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Territorial Bancorp01002.00
Lake Shore Bancorp0000N/A

Territorial Bancorp presently has a consensus target price of $22.00, indicating a potential downside of 13.11%. Given Territorial Bancorp's higher possible upside, research analysts clearly believe Territorial Bancorp is more favorable than Lake Shore Bancorp.

Risk and Volatility

Territorial Bancorp has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Earnings and Valuation

This table compares Territorial Bancorp and Lake Shore Bancorp's top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Territorial Bancorp$83.40 million2.89$22 million$2.3410.82
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A

Territorial Bancorp has higher revenue and earnings than Lake Shore Bancorp.

Insider & Institutional Ownership

45.8% of Territorial Bancorp shares are held by institutional investors. Comparatively, 8.1% of Lake Shore Bancorp shares are held by institutional investors. 10.8% of Territorial Bancorp shares are held by insiders. Comparatively, 5.3% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Territorial Bancorp and Lake Shore Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Territorial Bancorp23.28%7.41%0.86%
Lake Shore Bancorp16.49%5.34%0.69%

Dividends

Territorial Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 3.6%. Lake Shore Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. Territorial Bancorp pays out 39.3% of its earnings in the form of a dividend. Territorial Bancorp has raised its dividend for 1 consecutive years and Lake Shore Bancorp has raised its dividend for 1 consecutive years.

Summary

Territorial Bancorp beats Lake Shore Bancorp on 9 of the 13 factors compared between the two stocks.

Lake Shore Bancorp (NASDAQ:LSBK) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

Profitability

This table compares Lake Shore Bancorp and Farmers & Merchants Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Lake Shore Bancorp16.49%5.34%0.69%
Farmers & Merchants Bancorp21.65%7.76%1.09%

Dividends

Lake Shore Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. Farmers & Merchants Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 3.1%. Farmers & Merchants Bancorp pays out 40.0% of its earnings in the form of a dividend. Lake Shore Bancorp has increased its dividend for 1 consecutive years and Farmers & Merchants Bancorp has increased its dividend for 1 consecutive years.

Institutional and Insider Ownership

8.1% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 18.9% of Farmers & Merchants Bancorp shares are held by institutional investors. 5.3% of Lake Shore Bancorp shares are held by insiders. Comparatively, 10.0% of Farmers & Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Lake Shore Bancorp and Farmers & Merchants Bancorp, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Lake Shore Bancorp0000N/A
Farmers & Merchants Bancorp03002.00

Farmers & Merchants Bancorp has a consensus target price of $22.00, indicating a potential upside of 1.76%. Given Farmers & Merchants Bancorp's higher possible upside, analysts plainly believe Farmers & Merchants Bancorp is more favorable than Lake Shore Bancorp.

Valuation & Earnings

This table compares Lake Shore Bancorp and Farmers & Merchants Bancorp's revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A
Farmers & Merchants Bancorp$80.13 million3.02$18.40 million$1.7012.72

Farmers & Merchants Bancorp has higher revenue and earnings than Lake Shore Bancorp.

Volatility & Risk

Lake Shore Bancorp has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp has a beta of 0.3, indicating that its share price is 70% less volatile than the S&P 500.

Summary

Farmers & Merchants Bancorp beats Lake Shore Bancorp on 8 of the 13 factors compared between the two stocks.

BCB Bancorp (NASDAQ:BCBP) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, analyst recommendations, dividends and earnings.

Dividends

BCB Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.0%. Lake Shore Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. BCB Bancorp pays out 46.7% of its earnings in the form of a dividend. BCB Bancorp has increased its dividend for 1 consecutive years and Lake Shore Bancorp has increased its dividend for 1 consecutive years.

Insider and Institutional Ownership

33.9% of BCB Bancorp shares are held by institutional investors. Comparatively, 8.1% of Lake Shore Bancorp shares are held by institutional investors. 16.5% of BCB Bancorp shares are held by company insiders. Comparatively, 5.3% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares BCB Bancorp and Lake Shore Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
BCB Bancorp14.85%8.66%0.64%
Lake Shore Bancorp16.49%5.34%0.69%

Valuation and Earnings

This table compares BCB Bancorp and Lake Shore Bancorp's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BCB Bancorp$128.95 million1.84$21.03 million$1.2011.56
Lake Shore Bancorp$26.76 million3.30$4.09 millionN/AN/A

BCB Bancorp has higher revenue and earnings than Lake Shore Bancorp.

Analyst Recommendations

This is a breakdown of recent recommendations for BCB Bancorp and Lake Shore Bancorp, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
BCB Bancorp01002.00
Lake Shore Bancorp0000N/A

BCB Bancorp currently has a consensus price target of $8.50, suggesting a potential downside of 38.72%. Given BCB Bancorp's higher possible upside, equities research analysts clearly believe BCB Bancorp is more favorable than Lake Shore Bancorp.

Volatility & Risk

BCB Bancorp has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.58, meaning that its share price is 42% less volatile than the S&P 500.

Summary

BCB Bancorp beats Lake Shore Bancorp on 8 of the 13 factors compared between the two stocks.


Lake Shore Bancorp Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
Provident Bancorp logo
PVBC
Provident Bancorp
1.4$16.35+1.2%$307.68 million$55.65 million28.68Analyst Upgrade
Northrim BanCorp logo
NRIM
Northrim BanCorp
1.8$42.91+1.6%$266.26 million$107.43 million10.19
Sterling Bancorp logo
SBT
Sterling Bancorp
1.7$4.67+3.2%$241.02 million$186.82 million4.21Earnings Announcement
Analyst Revision
Territorial Bancorp logo
TBNK
Territorial Bancorp
1.5$25.32+0.1%$240.70 million$83.40 million12.92Earnings Announcement
Dividend Announcement
Analyst Upgrade
Analyst Revision
Farmers & Merchants Bancorp logo
FMAO
Farmers & Merchants Bancorp
1.6$21.62+0.8%$240.15 million$80.13 million13.26Analyst Upgrade
BCB Bancorp logo
BCBP
BCB Bancorp
1.6$13.87+0.9%$235.41 million$128.95 million13.60
Western New England Bancorp logo
WNEB
Western New England Bancorp
2.1$8.30+1.2%$205.85 million$91.82 million20.24
1st Constitution Bancorp logo
FCCY
1st Constitution Bancorp
1.7$18.77+0.4%$193.51 million$68.33 million12.43Earnings Announcement
Dividend Increase
Analyst Revision
News Coverage
PDL Community Bancorp logo
PDLB
PDL Community Bancorp
0.4$11.30+1.2%$189.94 million$53.17 million-38.96Earnings Announcement
Codorus Valley Bancorp logo
CVLY
Codorus Valley Bancorp
1.4$18.56+1.5%$179.88 million$99.23 million22.10
First Guaranty Bancshares logo
FGBI
First Guaranty Bancshares
2.0$17.13+0.4%$167.55 million$99.94 million9.16Upcoming Earnings
Increase in Short Interest
First Savings Financial Group logo
FSFG
First Savings Financial Group
1.5$69.08+0.5%$164.83 million$191.05 million4.91Analyst Revision
Riverview Bancorp logo
RVSB
Riverview Bancorp
2.0$6.77+1.8%$153.96 million$86.76 million15.39
BankFinancial logo
BFIN
BankFinancial
1.3$10.54+0.3%$153.27 million$71.58 million15.73
FCAP
First Capital
0.9$43.28+1.7%$148.53 million$38.98 million14.92
Malvern Bancorp logo
MLVF
Malvern Bancorp
1.6$18.85+1.8%$143.45 million$46.88 million17.62News Coverage
Citizens Community Bancorp logo
CZWI
Citizens Community Bancorp
2.0$13.11+0.2%$142.74 million$75.40 million11.92
Salisbury Bancorp logo
SAL
Salisbury Bancorp
1.2$47.72+1.3%$134 million$52.66 million11.18Analyst Upgrade
OFED
Oconee Federal Financial
0.7$23.42+3.5%$131.25 million$20.75 million32.08Upcoming Earnings
Provident Financial logo
PROV
Provident Financial
1.8$16.31+2.2%$118.70 million$46.98 million18.75Gap Up
Sound Financial Bancorp logo
SFBC
Sound Financial Bancorp
1.1$38.66+0.5%$100.56 million$38.61 million13.71Gap Down
HMN Financial logo
HMNF
HMN Financial
0.9$20.54+0.4%$97.59 million$40.35 million11.29
FFBW
FFBW
0.4$11.27+0.2%$82.07 million$12.28 million52.06
Magyar Bancorp logo
MGYR
Magyar Bancorp
0.4$13.26+0.7%$77.05 million$28.64 million34.89News Coverage
IROQ
IF Bancorp
1.0$22.80+2.4%$73.87 million$31.79 million15.62
First Seacoast Bancorp logo
FSEA
First Seacoast Bancorp
0.3$9.57+1.4%$57.76 million$16.98 million0.00
KFFB
Kentucky First Federal Bancorp
0.8$6.95+0.7%$57.30 million$13.40 million-4.60
CBM Bancorp logo
CBMB
CBM Bancorp
0.4$14.81+0.0%$52.24 million$9.63 million0.00
BYFC
Broadway Financial
0.4$1.82+0.5%$51.06 million$17.90 million0.00
Cincinnati Bancorp logo
CNNB
Cincinnati Bancorp
0.0$13.67+1.4%$40.64 million$11.48 million0.00
Carver Bancorp logo
CARV
Carver Bancorp
0.9$7.99+3.5%$25.33 million$25.37 million0.00
This page was last updated on 5/6/2021 by MarketBeat.com Staff
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