Free Trial

Lake Shore Bancorp (LSBK) Competitors

Lake Shore Bancorp logo
$15.84 -0.05 (-0.34%)
Closing price 03:59 PM Eastern
Extended Trading
$15.84 0.00 (-0.01%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LSBK vs. WTBA, GCBC, WSBF, TSBK, and CZWI

Should you be buying Lake Shore Bancorp stock or one of its competitors? The main competitors of Lake Shore Bancorp include West Bancorporation (WTBA), Greene County Bancorp (GCBC), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), and Citizens Community Bancorp (CZWI). These companies are all part of the "fin - svgs & loan" industry.

How does Lake Shore Bancorp compare to West Bancorporation?

West Bancorporation (NASDAQ:WTBA) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability, media sentiment and analyst recommendations.

West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
West Bancorporation$98.28M4.16$32.56M$2.0611.65
Lake Shore Bancorp$39.56M3.15$7.27M$1.1813.42

In the previous week, Lake Shore Bancorp had 5 more articles in the media than West Bancorporation. MarketBeat recorded 6 mentions for Lake Shore Bancorp and 1 mentions for West Bancorporation. Lake Shore Bancorp's average media sentiment score of 0.09 beat West Bancorporation's score of 0.00 indicating that Lake Shore Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
West Bancorporation
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lake Shore Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

44.3% of West Bancorporation shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 4.6% of West Bancorporation shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. West Bancorporation pays out 48.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

West Bancorporation currently has a consensus target price of $24.75, suggesting a potential upside of 3.17%. Given West Bancorporation's stronger consensus rating and higher probable upside, research analysts clearly believe West Bancorporation is more favorable than Lake Shore Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Lake Shore Bancorp has a net margin of 20.23% compared to West Bancorporation's net margin of 17.30%. West Bancorporation's return on equity of 14.88% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
West Bancorporation17.30% 14.88% 0.95%
Lake Shore Bancorp 20.23%6.53%1.11%

West Bancorporation has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500.

Summary

West Bancorporation beats Lake Shore Bancorp on 11 of the 18 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Greene County Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Greene County Bancorp (NASDAQ:GCBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

In the previous week, Lake Shore Bancorp and Lake Shore Bancorp both had 6 articles in the media. Greene County Bancorp's average media sentiment score of 1.93 beat Lake Shore Bancorp's score of 0.09 indicating that Greene County Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lake Shore Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Greene County Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Greene County Bancorp has higher revenue and earnings than Lake Shore Bancorp. Greene County Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.15$7.27M$1.1813.42
Greene County Bancorp$132.94M3.04$31.14M$2.2910.35

8.8% of Lake Shore Bancorp shares are owned by institutional investors. Comparatively, 13.4% of Greene County Bancorp shares are owned by institutional investors. 8.4% of Lake Shore Bancorp shares are owned by insiders. Comparatively, 59.2% of Greene County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Greene County Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Lake Shore Bancorp has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500. Comparatively, Greene County Bancorp has a beta of 0.41, suggesting that its stock price is 59% less volatile than the S&P 500.

Greene County Bancorp has a net margin of 27.28% compared to Lake Shore Bancorp's net margin of 20.23%. Greene County Bancorp's return on equity of 15.71% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.53% 1.11%
Greene County Bancorp 27.28%15.71%1.27%

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Greene County Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Greene County Bancorp pays out 17.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has increased its dividend for 11 consecutive years.

Summary

Greene County Bancorp beats Lake Shore Bancorp on 12 of the 15 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Waterstone Financial?

Lake Shore Bancorp (NASDAQ:LSBK) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, earnings, valuation and analyst recommendations.

In the previous week, Lake Shore Bancorp had 6 more articles in the media than Waterstone Financial. MarketBeat recorded 6 mentions for Lake Shore Bancorp and 0 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 0.50 beat Lake Shore Bancorp's score of 0.09 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Lake Shore Bancorp Neutral
Waterstone Financial Positive

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.8%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Lake Shore Bancorp has a net margin of 20.23% compared to Waterstone Financial's net margin of 14.28%. Waterstone Financial's return on equity of 8.50% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.53% 1.11%
Waterstone Financial 14.28%8.50%1.30%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Waterstone Financial has higher revenue and earnings than Lake Shore Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.15$7.27M$1.1813.42
Waterstone Financial$201.29M1.64$26.40M$1.6610.92

Lake Shore Bancorp has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500. Comparatively, Waterstone Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the S&P 500.

Summary

Waterstone Financial beats Lake Shore Bancorp on 11 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Timberland Bancorp?

Lake Shore Bancorp (NASDAQ:LSBK) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

Lake Shore Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500. Comparatively, Timberland Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500.

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 8.4% of Lake Shore Bancorp shares are held by insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Timberland Bancorp has higher revenue and earnings than Lake Shore Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lake Shore Bancorp$39.56M3.15$7.27M$1.1813.42
Timberland Bancorp$114.63M2.79$29.16M$3.9110.38

In the previous week, Lake Shore Bancorp had 1 more articles in the media than Timberland Bancorp. MarketBeat recorded 6 mentions for Lake Shore Bancorp and 5 mentions for Timberland Bancorp. Timberland Bancorp's average media sentiment score of 0.86 beat Lake Shore Bancorp's score of 0.09 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lake Shore Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Timberland Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Timberland Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.9%. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Timberland Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Timberland Bancorp has a net margin of 26.22% compared to Lake Shore Bancorp's net margin of 20.23%. Timberland Bancorp's return on equity of 11.77% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Lake Shore Bancorp20.23% 6.53% 1.11%
Timberland Bancorp 26.22%11.77%1.55%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Timberland Bancorp beats Lake Shore Bancorp on 13 of the 17 factors compared between the two stocks.

How does Lake Shore Bancorp compare to Citizens Community Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability, valuation and media sentiment.

In the previous week, Citizens Community Bancorp had 1 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 7 mentions for Citizens Community Bancorp and 6 mentions for Lake Shore Bancorp. Citizens Community Bancorp's average media sentiment score of 1.24 beat Lake Shore Bancorp's score of 0.09 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lake Shore Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Citizens Community Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500.

55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 3.9% of Citizens Community Bancorp shares are owned by insiders. Comparatively, 8.4% of Lake Shore Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Lake Shore Bancorp has a net margin of 20.23% compared to Citizens Community Bancorp's net margin of 15.02%. Citizens Community Bancorp's return on equity of 8.05% beat Lake Shore Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.05% 0.86%
Lake Shore Bancorp 20.23%6.53%1.11%

Citizens Community Bancorp has higher revenue and earnings than Lake Shore Bancorp. Lake Shore Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.06$14.42M$1.5313.82
Lake Shore Bancorp$39.56M3.15$7.27M$1.1813.42

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has raised its dividend for 6 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Lake Shore Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Citizens Community Bancorp beats Lake Shore Bancorp on 13 of the 18 factors compared between the two stocks.

Get Lake Shore Bancorp News Delivered to You Automatically

Sign up to receive the latest news and ratings for LSBK and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LSBK vs. The Competition

MetricLake Shore BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$124.47M$642.15M$13.39B$11.87B
Dividend Yield2.25%2.87%5.77%5.21%
P/E Ratio13.4213.5623.3328.47
Price / Sales3.152.41177.9160.92
Price / Cash15.0116.2219.7236.52
Price / Book0.871.132.216.67
Net Income$7.27M$44.66M$1.11B$332.53M
7 Day Performance-0.34%0.22%0.03%2.03%
1 Month Performance2.54%4.33%4.65%9.23%
1 Year Performance5.15%20.94%13.63%39.62%

Lake Shore Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LSBK
Lake Shore Bancorp
1.3811 of 5 stars
$15.84
-0.3%
N/AN/A$124.47M$39.56M13.42115
WTBA
West Bancorporation
2.6921 of 5 stars
$24.01
-2.4%
$24.75
+3.1%
N/A$408.84M$98.28M11.66180
GCBC
Greene County Bancorp
3.5613 of 5 stars
$23.60
-4.1%
N/AN/A$401.91M$132.94M10.31210
WSBF
Waterstone Financial
2.7741 of 5 stars
$17.92
-1.8%
N/AN/A$325.43M$201.29M10.80600
TSBK
Timberland Bancorp
2.2512 of 5 stars
$40.59
-2.9%
N/AN/A$319.85M$114.63M10.52300

Related Companies and Tools


This page (NASDAQ:LSBK) was last updated on 5/5/2026 by MarketBeat.com Staff.
From Our Partners