Marqeta is a modern card-issuing and payment processing platform that enables businesses to create, manage and distribute payment cards. Founded in 2010 and headquartered in Oakland, California, the company offers a cloud-based infrastructure that supports both physical and virtual cards, real-time authorizations and customizable spending controls. By providing an API-driven solution, Marqeta allows clients to streamline the integration of payment functionality into their applications, reducing the complexity associated with traditional card-issuing processes.
The company’s core products include a card-issuing engine, a transaction processing network and a suite of risk-management tools. Through its platform, businesses can design bespoke card programs with features such as tokenization, instant funding, dynamic spend controls and single-use card numbers. These capabilities cater to a wide range of use cases, from consumer loyalty and disbursement programs to B2B expense management and on-demand delivery services.
Marqeta serves customers across North America, Europe, Asia Pacific and Latin America, supporting both established financial institutions and fast-growing fintechs. Its client roster features companies in ride-sharing, e-commerce, banking, payroll and gig-economy marketplaces, demonstrating the versatility of its platform in meeting diverse payment needs. The company also maintains regional offices in London, Amsterdam and Singapore to bolster its global reach and comply with local regulatory requirements.
Under the leadership of co-founder and Chief Executive Officer Jason Gardner, Marqeta has expanded its engineering and customer-success teams to foster innovation and ensure seamless program deployment. The company’s executive team brings together expertise in technology, finance and regulatory compliance, positioning Marqeta to address the evolving demands of digital payments. As enterprises and startups continue to prioritize flexible, API-first payment solutions, Marqeta remains focused on driving growth through product enhancements and global market expansion.
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