NB Bancorp (NBBK) Stock Price, News & Analysis

Company Overview

NB Bancorp, Inc. is the bank holding company for National Bank of Pennsylvania, a community-oriented financial institution headquartered in Greensburg, Pennsylvania. Through its banking subsidiary, it offers a comprehensive suite of financial services, including retail and commercial deposit accounts, consumer and commercial loan products, mortgage financing, and treasury management solutions. The company’s full-service branches and digital platforms cater to individuals, small- and mid-sized enterprises, and institutional clients across Western Pennsylvania.

Founded in the mid-19th century and reorganized as a bank holding company in the early 1980s, NB Bancorp has grown its footprint through organic growth and strategic acquisitions. Over the decades, the company has expanded its branch network to multiple counties in Western Pennsylvania and enhanced its service offerings to include wealth management, trust services, and online banking. This blend of traditional community banking values with modern financial technology underpins the bank’s commitment to personalized customer service and local economic development.

In addition to core banking operations, NB Bancorp has developed specialized lending divisions focusing on commercial real estate, equipment financing, and Small Business Administration–backed loans. Its treasury management platform provides cash-management tools, merchant services, and digital payment solutions designed to meet the complex needs of business clients. The bank’s investment in technology infrastructure supports seamless digital account opening, mobile banking, and electronic payment services that complement its branch-based activities.

The company is governed by a board of directors composed of local business and community leaders and is managed by an executive team led by a President and Chief Executive Officer with deep experience in community banking. This leadership group, together with dedicated board members, shapes NB Bancorp’s strategic direction, oversees risk management, and ensures adherence to regulatory standards while driving growth in its markets. Through its commitment to local communities and customer-centric approach, NB Bancorp continues to strengthen its position as a regional banking partner.

Key Stats

• Today's Range: $18.11 to $19.04
• 50-Day Range: $16.07 to $18.74
• 52-Week Range: $14.90 to $21.05
• Volume: 310,543 shs
• Average Volume: 241,692 shs
• Market Capitalization: $760.28 million
• P/E Ratio: 15.88
• Dividend Yield: N/A
• Price Target: $22.00
• Consensus Rating: Buy

NB Bancorp Stock Analysis - MarketRank™

NB Bancorp scored higher than 62% of companies evaluated by MarketBeat, and ranked 491st out of 907 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

NB Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

NB Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 22.30%

Earnings Growth

Earnings for NB Bancorp are expected to grow by 22.30% in the coming year, from $1.39 to $1.70 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NB Bancorp is 15.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of NB Bancorp is 15.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.05.

Price to Book Value per Share Ratio

NB Bancorp has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.71% of the float of NB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NB Bancorp has a short interest ratio ("days to cover") of 6.4.

Change versus previous month

Short interest in NB Bancorp has recently increased by 27.13%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

NB Bancorp does not currently pay a dividend.

Dividend Growth

NB Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.71% of the float of NB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NB Bancorp has a short interest ratio ("days to cover") of 6.4.

Change versus previous month

Short interest in NB Bancorp has recently increased by 27.13%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 1.42

News Sentiment

NB Bancorp has a news sentiment score of 1.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for NB Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 1 people have added NB Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, NB Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $101,740.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.90% of the stock of NB Bancorp is held by insiders.

NBBK Stock Analysis - Frequently Asked Questions

How have NBBK shares performed this year?

NB Bancorp's stock was trading at $18.06 on January 1st, 2025. Since then, NBBK shares have increased by 3.8% and is now trading at $18.74.

How were NB Bancorp's earnings last quarter?

NB Bancorp, Inc. (NASDAQ:NBBK) issued its quarterly earnings results on Tuesday, April, 22nd. The company reported $0.35 EPS for the quarter, meeting analysts' consensus estimates of $0.35. The company had revenue of $47.39 million for the quarter, compared to the consensus estimate of $44.50 million. NB Bancorp had a net margin of 14.73% and a trailing twelve-month return on equity of 6.61%.

When did NB Bancorp IPO?

NB Bancorp (NBBK) raised $356 million in an initial public offering (IPO) on Thursday, December 28th 2023. The company issued 35,650,000 shares at $10.00 per share.

How do I buy shares of NB Bancorp?

Shares of NBBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NB Bancorp investors own include Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), NVIDIA (NVDA), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 4/22/2025
• Today: 7/06/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:NBBK
• Previous Symbol: NASDAQ:NBBK
• CIK: 1979330
• Web: www.needhambank.com
• Phone: 781-444-2100
• Fax: N/A
• Employees: 342
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $22.00
• High Stock Price Target: $22.00
• Low Stock Price Target: $22.00
• Potential Upside/Downside: +17.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.18
• Trailing P/E Ratio: 15.88
• Forward P/E Ratio: 13.48
• P/E Growth: N/A
• Net Income: $42.15 million
• Net Margins: 14.73%
• Pretax Margin: 20.46%
• Return on Equity: 6.61%
• Return on Assets: 0.98%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $177.98 million
• Price / Sales: 4.27
• Cash Flow: $1.11 per share
• Price / Cash Flow: 16.89
• Book Value: $17.92 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 40,570,000
• Free Float: 39,799,000
• Market Cap: $760.28 million
• Optionable: Optionable
• Beta: 0.46