Free Trial

nCino (NCNO) Financials

nCino logo
$27.18 +0.40 (+1.49%)
As of 01:04 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.
Annual Income Statements for nCino

Annual Income Statements for nCino

This table shows nCino's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2025 2024 2023 2022 2021 2020
Period end date 1/31/2025 1/31/2024 1/31/2023 1/31/2022 1/31/2021 1/31/2020
Net Income / (Loss) Attributable to Common Shareholders
-38 -42 -103 -49 -41 -28
Consolidated Net Income / (Loss)
-33 -44 -102 -50 -41 -28
Net Income / (Loss) Continuing Operations
-33 -44 -102 -50 -41 -28
Total Pre-Tax Income
-36 -42 -98 -74 -41 -27
Total Operating Income
-18 -40 -94 -71 -43 -28
Total Gross Profit
325 285 239 162 116 74
Total Revenue
541 477 408 274 204 138
Operating Revenue
541 477 408 274 204 138
Total Cost of Revenue
216 191 170 111 88 64
Operating Cost of Revenue
216 191 170 111 88 64
Total Operating Expenses
343 325 333 234 159 102
Selling, General & Admin Expense
90 77 83 72 41 23
Marketing Expense
123 131 128 83 60 44
Research & Development Expense
129 117 122 79 58 35
Total Other Income / (Expense), net
-17 -2.42 -3.76 -2.60 1.92 1.02
Interest Expense
8.76 4.14 2.81 1.51 0.13 0.00
Interest & Investment Income
1.76 2.57 0.40 0.19 0.36 0.99
Other Income / (Expense), net
-10 -0.86 -1.36 -1.28 1.69 0.03
Income Tax Expense
-2.51 1.59 4.07 -24 0.59 0.59
Net Income / (Loss) Attributable to Noncontrolling Interest
-0.47 -1.11 -1.12 -1.57 -1.13 -0.14
Other Adjustments to Net Income / (Loss) Attributable to Common Shareholders)
5.30 -0.07 2.00 0.89 0.40 0.00
Basic Earnings per Share
($0.33) ($0.38) ($0.93) ($0.51) ($0.46) ($0.35)
Weighted Average Basic Shares Outstanding
115.16M 112.67M 110.62M 96.72M 87.68M 78.32M
Diluted Earnings per Share
($0.33) ($0.38) ($0.93) ($0.51) ($0.46) ($0.35)
Weighted Average Diluted Shares Outstanding
115.16M 112.67M 110.62M 96.72M 87.68M 78.32M
Weighted Average Basic & Diluted Shares Outstanding
116.45M 114.22M 111.87M 109.96M - -

Quarterly Income Statements for nCino

This table shows nCino's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2025 Q3 2025 Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023
Period end date 1/31/2025 10/31/2024 7/31/2024 4/30/2024 1/31/2024 10/31/2023 7/31/2023 4/30/2023 1/31/2023 10/31/2022 7/31/2022
Net Income / (Loss) Attributable to Common Shareholders
-19 -5.25 -11 -2.98 1.16 -16 -16 -11 -21 -24 -27
Consolidated Net Income / (Loss)
-16 -4.15 -11 -2.30 1.37 -17 -16 -12 -22 -23 -27
Net Income / (Loss) Continuing Operations
-16 -4.15 -11 -2.30 1.37 -17 -16 -12 -22 -23 -27
Total Pre-Tax Income
-19 -1.56 -9.27 -5.28 -1.76 -15 -15 -10 -20 -22 -27
Total Operating Income
-5.74 -0.82 -7.91 -3.66 -3.19 -13 -15 -8.63 -23 -18 -25
Total Gross Profit
84 85 78 77 74 74 69 67 64 62 58
Total Revenue
141 139 132 128 124 122 117 114 109 105 100
Operating Revenue
141 139 132 128 124 122 117 114 109 105 100
Total Cost of Revenue
57 54 54 51 49 48 48 46 45 43 41
Operating Cost of Revenue
57 54 54 51 49 48 48 46 45 43 41
Total Operating Expenses
90 86 86 81 78 87 84 76 88 81 83
Selling, General & Admin Expense
24 23 20 23 17 19 22 18 21 19 21
Marketing Expense
34 30 32 28 30 38 32 30 33 32 33
Research & Development Expense
32 33 34 30 30 29 30 28 33 29 30
Total Other Income / (Expense), net
-14 -0.74 -1.36 -1.62 1.43 -2.49 0.26 -1.62 3.47 -3.40 -1.62
Interest Expense
3.80 1.65 1.84 1.48 0.86 0.85 1.04 1.38 0.96 0.58 0.63
Interest & Investment Income
0.35 0.48 0.32 0.61 0.51 0.69 0.84 0.54 0.29 0.09 0.03
Other Income / (Expense), net
-10 0.43 0.15 -0.74 1.78 -2.32 0.47 -0.78 4.14 -2.91 -1.01
Income Tax Expense
-3.87 2.59 1.75 -2.98 -3.13 1.78 1.55 1.39 1.91 0.80 0.80
Net Income / (Loss) Attributable to Noncontrolling Interest
-0.06 -0.19 -0.06 -0.17 -0.24 -0.32 -0.27 -0.28 -0.21 -0.26 -0.31
Other Adjustments to Net Income / (Loss) Attributable to Common Shareholders)
3.10 1.29 0.08 0.84 0.46 -0.48 0.07 -0.12 -0.35 1.19 0.13
Basic Earnings per Share
($0.15) ($0.05) ($0.10) ($0.03) $0.01 ($0.15) ($0.14) ($0.10) ($0.19) ($0.21) ($0.25)
Weighted Average Basic Shares Outstanding
115.16M 115.61M 115.18M 114.20M 112.67M 112.95M 112.40M 112.03M 110.62M 110.90M 110.39M
Diluted Earnings per Share
($0.15) ($0.05) ($0.10) ($0.03) $0.01 ($0.15) ($0.14) ($0.10) ($0.19) ($0.21) ($0.25)
Weighted Average Diluted Shares Outstanding
115.16M 115.61M 115.18M 114.20M 112.67M 112.95M 112.40M 112.03M 110.62M 110.90M 110.39M
Weighted Average Basic & Diluted Shares Outstanding
116.45M 115.79M 115.56M 115.08M 114.22M 113.13M 112.91M 112.25M 111.87M 111.03M 110.85M

Annual Cash Flow Statements for nCino

This table details how cash moves in and out of nCino's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2025 2024 2023 2022 2021 2020
Period end date 1/31/2025 1/31/2024 1/31/2023 1/31/2022 1/31/2021 1/31/2020
Net Change in Cash & Equivalents
3.82 30 -0.98 -283 280 17
Net Cash From Operating Activities
55 57 -15 -19 9.22 -9.00
Net Cash From Continuing Operating Activities
55 57 -15 -19 9.22 -9.00
Net Income / (Loss) Continuing Operations
-33 -44 -102 -50 -41 -28
Consolidated Net Income / (Loss)
-33 -44 -102 -50 -41 -28
Depreciation Expense
36 45 35 10 7.43 4.61
Amortization Expense
12 10 8.64 5.78 4.68 3.24
Non-Cash Adjustments To Reconcile Net Income
64 54 44 22 15 0.01
Changes in Operating Assets and Liabilities, net
-24 -8.43 -1.02 -6.81 24 11
Net Cash From Investing Activities
-219 -6.33 -21 -278 -4.34 -58
Net Cash From Continuing Investing Activities
-219 -6.33 -21 -278 -4.34 -58
Purchase of Property, Plant & Equipment
-1.82 -3.52 -18 -5.46 -4.34 -5.76
Acquisitions
-217 -0.36 0.11 -269 0.00 -52
Purchase of Investments
0.00 -2.50 -2.50 -4.03 0.00 0.00
Sale of Property, Plant & Equipment
0.00 0.04 0.00 0.00 - -
Net Cash From Financing Activities
170 -21 37 16 274 84
Net Cash From Continuing Financing Activities
170 -21 37 16 274 84
Repayment of Debt
-76 -30 -20 0.00 0.00 -
Issuance of Debt
241 0.00 50 0.00 0.00 -
Issuance of Common Equity
4.47 5.64 4.45 2.54 268 85
Other Financing Activities, net
1.49 3.24 2.63 14 8.51 -0.37
Effect of Exchange Rate Changes
-2.68 0.18 -1.59 -1.23 1.24 -0.23
Cash Interest Paid
8.75 4.32 2.62 1.51 0.13 0.00
Cash Income Taxes Paid
3.57 3.17 0.66 1.00 0.63 0.37

Quarterly Cash Flow Statements for nCino

This table details how cash moves in and out of nCino's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2025 Q3 2025 Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023
Period end date 1/31/2025 10/31/2024 7/31/2024 4/30/2024 1/31/2024 10/31/2023 7/31/2023 4/30/2023 1/31/2023 10/31/2022 7/31/2022
Net Change in Cash & Equivalents
-137 131 -8.07 17 12 2.45 -0.13 16 -24 20 7.46
Net Cash From Operating Activities
-10 5.78 5.00 54 8.15 5.87 12 31 -22 -4.08 9.47
Net Cash From Continuing Operating Activities
-10 5.78 5.00 54 8.15 5.87 12 31 -22 -4.08 9.47
Net Income / (Loss) Continuing Operations
-16 -4.15 -11 -2.30 1.37 -17 -16 -12 -22 -23 -27
Consolidated Net Income / (Loss)
-16 -4.15 -11 -2.30 1.37 -17 -16 -12 -22 -23 -27
Depreciation Expense
10 8.91 8.93 8.29 7.93 19 9.17 9.13 9.19 8.58 8.42
Amortization Expense
3.35 3.11 2.93 2.75 2.61 2.55 2.48 2.49 2.35 2.18 2.07
Non-Cash Adjustments To Reconcile Net Income
21 13 16 13 11 17 15 12 4.94 13 12
Changes in Operating Assets and Liabilities, net
-29 -15 -12 32 -14 -15 1.65 20 -17 -5.25 14
Net Cash From Investing Activities
-126 -0.83 -0.70 -91 -0.39 -3.12 -0.86 -1.96 -6.95 -4.47 -4.61
Net Cash From Continuing Investing Activities
-126 -0.83 -0.70 -91 -0.39 -3.12 -0.86 -1.96 -6.95 -4.47 -4.61
Purchase of Property, Plant & Equipment
-0.35 -0.68 -0.44 -0.34 -0.43 -0.62 -0.86 -1.61 -4.45 -4.59 -4.61
Acquisitions
-126 -0.15 -0.25 -91 - - - -0.36 - 0.11 -
Net Cash From Financing Activities
2.04 125 -13 56 2.92 1.63 -12 -14 2.08 31 3.35
Net Cash From Continuing Financing Activities
2.04 125 -13 56 2.92 1.63 -12 -14 2.08 31 3.35
Repayment of Debt
-0.10 -41 -15 -20 - - -15 -15 - - -0.00
Issuance of Common Equity
1.95 - - - 1.96 0.98 - - 2.03 - -
Other Financing Activities, net
0.19 0.29 -0.23 1.24 0.96 0.65 0.50 1.14 0.05 1.03 0.93
Effect of Exchange Rate Changes
-2.58 1.26 0.45 -1.80 0.94 -1.93 0.57 0.59 2.51 -2.20 -0.75
Cash Interest Paid
3.90 2.00 2.02 0.82 0.86 0.88 1.09 1.49 0.77 0.61 0.62
Cash Income Taxes Paid
0.80 0.74 1.17 0.86 0.92 0.34 0.82 1.08 0.01 0.17 0.48

Annual Balance Sheets for nCino

This table presents nCino's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2025 2024 2023 2022 2021
Period end date 1/31/2025 1/31/2024 1/31/2023 1/31/2022 1/31/2021
Total Assets
1,610 1,340 1,327 1,301 563
Total Current Assets
302 251 207 184 442
Cash & Equivalents
121 112 82 88 371
Accounts Receivable
147 113 99 75 56
Prepaid Expenses
21 15 16 13 10
Other Current Assets
13 11 9.39 7.58 4.86
Plant, Property, & Equipment, net
75 79 84 61 30
Total Noncurrent Assets
1,233 1,011 1,036 1,057 91
Long-Term Investments
9.29 9.29 6.53 4.03 0.00
Goodwill
1,019 839 839 841 57
Intangible Assets
155 116 153 180 23
Other Noncurrent Operating Assets
50 47 37 31 11
Total Liabilities & Shareholders' Equity
1,610 1,340 1,327 1,301 563
Total Liabilities
513 288 300 231 134
Total Current Liabilities
252 215 205 174 116
Accounts Payable
14 12 12 11 6.00
Accrued Expenses
16 11 11 15 20
Current Deferred Revenue
191 171 155 123 89
Current Employee Benefit Liabilities
24 16 23 21 -
Other Current Liabilities
6.83 5.12 4.89 4.17 0.32
Total Noncurrent Liabilities
261 73 94 56 19
Long-Term Debt
166 0.00 30 0.00 -
Noncurrent Deferred Revenue
0.27 0.00 - 0.04 2.43
Noncurrent Deferred & Payable Income Tax Liabilities
14 3.69 2.80 1.68 0.37
Other Noncurrent Operating Liabilities
81 69 62 54 16
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest
8.29 3.43 3.59 2.88 3.79
Total Equity & Noncontrolling Interests
1,089 1,049 1,024 1,068 425
Total Preferred & Common Equity
1,089 1,049 1,024 1,068 425
Preferred Stock
0.00 0.00 0.00 0.00 0.00
Total Common Equity
1,089 1,049 1,024 1,068 425
Common Stock
1,474 1,401 1,334 1,277 586
Retained Earnings
-385 -353 -310 -210 -161
Accumulated Other Comprehensive Income / (Loss)
0.18 1.00 0.69 -0.07 0.24

Quarterly Balance Sheets for nCino

This table presents nCino's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2025 Q2 2025 Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023
Period end date 10/31/2024 7/31/2024 4/30/2024 10/31/2023 7/31/2023 4/30/2023 10/31/2022 7/31/2022 4/30/2022
Total Assets
1,517 1,409 1,424 1,268 1,302 1,314 1,291 1,296 1,297
Total Current Assets
349 229 237 191 209 212 168 177 173
Cash & Equivalents
258 121 129 100 98 98 106 86 79
Accounts Receivable
65 79 79 62 81 81 40 68 73
Prepaid Expenses
14 17 17 19 21 23 13 14 14
Other Current Assets
12 12 11 9.72 9.50 9.37 8.66 8.15 7.85
Plant, Property, & Equipment, net
76 77 78 81 82 83 84 73 68
Total Noncurrent Assets
1,092 1,103 1,110 996 1,010 1,019 1,040 1,046 1,055
Long-Term Investments
9.29 9.29 9.29 9.03 6.53 6.53 4.03 4.03 4.03
Goodwill
909 908 908 839 839 839 840 841 842
Intangible Assets
128 136 143 122 139 146 159 166 173
Other Noncurrent Operating Assets
46 50 50 27 26 28 36 36 37
Total Liabilities & Shareholders' Equity
1,517 1,409 1,424 1,268 1,302 1,314 1,291 1,296 1,297
Total Liabilities
423 330 356 236 270 286 255 252 242
Total Current Liabilities
179 211 222 173 208 223 158 191 183
Accounts Payable
12 13 16 13 9.78 11 11 9.46 8.84
Accrued Expenses
12 7.93 8.82 11 12 9.74 25 26 26
Current Deferred Revenue
132 172 180 130 169 172 117 152 144
Current Employee Benefit Liabilities
16 12 11 14 12 11 - - -
Other Current Liabilities
6.44 6.32 5.86 4.95 4.83 5.08 4.53 4.48 4.16
Total Noncurrent Liabilities
244 119 134 63 62 63 97 61 59
Long-Term Debt
166 40 55 0.00 0.00 0.00 30 - -
Noncurrent Deferred Revenue
0.43 0.57 0.66 - - - 0.01 0.01 0.04
Noncurrent Deferred & Payable Income Tax Liabilities
11 11 10 3.24 2.92 2.48 2.28 2.16 1.89
Other Noncurrent Operating Liabilities
67 67 68 60 59 60 65 59 57
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest
5.24 4.13 4.11 3.20 3.00 3.18 4.09 3.22 3.42
Total Equity & Noncontrolling Interests
1,088 1,075 1,064 1,029 1,028 1,025 1,032 1,041 1,052
Total Preferred & Common Equity
1,088 1,075 1,064 1,029 1,028 1,025 1,032 1,041 1,052
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
1,088 1,075 1,064 1,029 1,028 1,025 1,032 1,041 1,052
Common Stock
1,456 1,439 1,418 1,382 1,365 1,346 1,319 1,306 1,290
Retained Earnings
-370 -366 -355 -354 -338 -322 -289 -266 -239
Accumulated Other Comprehensive Income / (Loss)
1.62 1.41 0.87 0.91 0.84 0.82 1.76 1.22 0.76

Annual Metrics And Ratios for nCino

This table displays calculated financial ratios and metrics derived from nCino's official financial filings.

Metric 2025 2024 2023 2022 2021 2020
Period end date 1/31/2025 1/31/2024 1/31/2023 1/31/2022 1/31/2021 1/31/2020
Growth Metrics
- - - - - -
Revenue Growth
13.45% 16.71% 49.09% 34.06% 47.85% 0.00%
EBITDA Growth
32.68% 128.83% 8.39% -97.38% -41.99% 0.00%
EBIT Growth
29.26% 57.67% -31.30% -77.52% -45.41% 0.00%
NOPAT Growth
54.11% 57.97% -31.75% -67.47% -51.25% 0.00%
Net Income Growth
24.07% 57.26% -103.20% -21.45% -48.80% 0.00%
EPS Growth
13.16% 59.14% -82.35% -10.87% -31.43% 0.00%
Operating Cash Flow Growth
-3.64% 472.44% 20.01% -308.51% 202.49% 0.00%
Free Cash Flow Firm Growth
-2,202.88% 118.10% 94.19% -1,011.21% 0.00% 0.00%
Invested Capital Growth
21.71% -3.91% -0.96% 1,600.34% 0.00% 0.00%
Revenue Q/Q Growth
3.38% 3.14% 9.15% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth
-36.74% 949.21% 25.48% 0.00% 0.00% 0.00%
EBIT Q/Q Growth
-104.53% 30.58% 10.97% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth
-16.39% 33.77% 6.61% 0.00% 0.00% 0.00%
Net Income Q/Q Growth
-105.30% 34.72% -17.51% 0.00% 0.00% 0.00%
EPS Q/Q Growth
-94.12% 34.48% -14.81% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth
-24.76% 111.25% -6.72% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth
-165.49% 218.93% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth
14.22% 0.97% 1.43% 0.00% 0.00% 0.00%
Profitability Metrics
- - - - - -
Gross Margin
60.07% 59.82% 58.46% 59.32% 56.86% 53.63%
EBITDA Margin
3.68% 3.15% -12.76% -20.76% -14.10% -14.68%
Operating Margin
-3.35% -8.29% -23.02% -26.06% -20.86% -20.39%
EBIT Margin
-5.28% -8.47% -23.36% -26.52% -20.03% -20.36%
Profit (Net Income) Margin
-6.11% -9.13% -24.94% -18.30% -20.20% -20.07%
Tax Burden Percent
92.94% 103.79% 104.16% 67.77% 101.44% 102.16%
Interest Burden Percent
124.52% 103.88% 102.52% 101.82% 99.44% 96.49%
Effective Tax Rate
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)
-1.23% -2.91% -6.76% -9.64% -103.66% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)
46.33% 14.73% 41.09% -9.57% -97.50% 0.00%
Return on Net Nonoperating Assets (RNNOA)
-1.84% -1.27% -2.95% 2.96% 84.42% 0.00%
Return on Equity (ROE)
-3.07% -4.18% -9.71% -6.69% -19.24% 0.00%
Cash Return on Invested Capital (CROIC)
-20.81% 1.08% -5.80% -187.42% -303.66% 0.00%
Operating Return on Assets (OROA)
-1.94% -3.03% -7.26% -7.79% -7.26% 0.00%
Return on Assets (ROA)
-2.24% -3.26% -7.75% -5.38% -7.33% 0.00%
Return on Common Equity (ROCE)
-3.06% -4.17% -9.68% -6.66% -19.07% 0.00%
Return on Equity Simple (ROE_SIMPLE)
-3.03% -4.15% -9.94% -4.69% -9.71% 0.00%
Net Operating Profit after Tax (NOPAT)
-13 -28 -66 -50 -30 -20
NOPAT Margin
-2.35% -5.80% -16.12% -18.24% -14.60% -14.27%
Net Nonoperating Expense Percent (NNEP)
-47.56% -17.64% -47.85% -0.07% -6.16% 0.00%
Return On Investment Capital (ROIC_SIMPLE)
-1.01% -2.64% -6.24% - - -
Cost of Revenue to Revenue
39.93% 40.18% 41.54% 40.68% 43.14% 46.37%
SG&A Expenses to Revenue
16.70% 16.10% 20.44% 26.12% 19.96% 16.31%
R&D to Revenue
23.94% 24.62% 29.78% 28.98% 28.52% 25.55%
Operating Expenses to Revenue
63.43% 68.11% 81.49% 85.37% 77.71% 74.02%
Earnings before Interest and Taxes (EBIT)
-29 -40 -95 -73 -41 -28
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
20 15 -52 -57 -29 -20
Valuation Ratios
- - - - - -
Price to Book Value (P/BV)
3.62 3.39 3.10 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)
0.00 37.59 99.82 0.00 0.00 0.00
Price to Revenue (P/Rev)
7.28 7.47 7.78 0.00 0.00 0.00
Price to Earnings (P/E)
0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)
3.51 3.70 3.22 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)
7.37 7.23 7.64 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)
199.90 229.35 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)
72.14 60.11 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 337.05 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - -
Debt to Equity
0.15 0.00 0.03 0.00 0.00 0.00
Long-Term Debt to Equity
0.15 0.00 0.03 0.00 0.00 0.00
Financial Leverage
-0.04 -0.09 -0.07 -0.31 -0.87 0.00
Leverage Ratio
1.37 1.28 1.25 1.24 1.31 0.00
Compound Leverage Factor
1.71 1.33 1.28 1.27 1.31 0.00
Debt to Total Capital
13.14% 0.00% 2.84% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
13.14% 0.00% 2.84% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.66% 0.33% 0.34% 0.27% 0.88% 0.00%
Common Equity to Total Capital
86.21% 99.67% 96.82% 99.73% 99.12% 0.00%
Debt to EBITDA
8.33 0.00 -0.58 0.00 0.00 0.00
Net Debt to EBITDA
1.80 0.00 1.12 0.00 0.00 0.00
Long-Term Debt to EBITDA
8.33 0.00 -0.58 0.00 0.00 0.00
Debt to NOPAT
-13.08 0.00 -0.46 0.00 0.00 0.00
Net Debt to NOPAT
-2.82 0.00 0.89 0.00 0.00 0.00
Long-Term Debt to NOPAT
-13.08 0.00 -0.46 0.00 0.00 0.00
Altman Z-Score
4.59 7.34 6.10 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.54% 0.34% 0.31% 0.45% 0.88% 0.00%
Liquidity Ratios
- - - - - -
Current Ratio
1.20 1.17 1.01 1.05 3.82 0.00
Quick Ratio
1.06 1.05 0.88 0.93 3.69 0.00
Cash Flow Metrics
- - - - - -
Free Cash Flow to Firm (FCFF)
-215 10 -56 -971 -87 0.00
Operating Cash Flow to CapEx
3,039.59% 1,649.91% -83.88% -351.99% 212.59% -156.22%
Free Cash Flow to Firm to Interest Expense
-24.52 2.47 -20.11 -641.26 -672.08 0.00
Operating Cash Flow to Interest Expense
6.30 13.85 -5.48 -12.70 70.94 0.00
Operating Cash Flow Less CapEx to Interest Expense
6.09 13.01 -12.01 -16.31 37.57 0.00
Efficiency Ratios
- - - - - -
Asset Turnover
0.37 0.36 0.31 0.29 0.36 0.00
Accounts Receivable Turnover
4.16 4.49 4.69 4.21 3.68 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.02 5.83 5.63 6.04 6.82 0.00
Accounts Payable Turnover
16.94 16.14 14.59 12.83 14.70 0.00
Days Sales Outstanding (DSO)
87.68 81.37 77.78 86.66 99.19 0.00
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
21.54 22.61 25.01 28.44 24.84 0.00
Cash Conversion Cycle (CCC)
66.14 58.76 52.77 58.22 74.35 0.00
Capital & Investment Metrics
- - - - - -
Invested Capital
1,133 931 969 978 58 0.00
Invested Capital Turnover
0.52 0.50 0.42 0.53 7.10 0.00
Increase / (Decrease) in Invested Capital
202 -38 -9.36 921 58 0.00
Enterprise Value (EV)
3,982 3,443 3,121 0.00 0.00 0.00
Market Capitalization
3,938 3,561 3,176 0.00 0.00 0.00
Book Value per Share
$9.41 $9.27 $9.22 $11.04 $4.85 $0.00
Tangible Book Value per Share
($0.73) $0.84 $0.29 $0.48 $3.93 $0.00
Total Capital
1,264 1,053 1,058 1,071 429 0.00
Total Debt
166 0.00 30 0.00 0.00 0.00
Total Long-Term Debt
166 0.00 30 0.00 0.00 0.00
Net Debt
36 -121 -59 -92 -371 0.00
Capital Expenditures (CapEx)
1.82 3.47 18 5.46 4.34 5.76
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-70 -76 -80 -79 -45 0.00
Debt-free Net Working Capital (DFNWC)
51 36 2.04 9.13 327 0.00
Net Working Capital (NWC)
51 36 2.04 9.13 327 0.00
Net Nonoperating Expense (NNE)
20 16 36 0.17 11 8.02
Net Nonoperating Obligations (NNO)
36 -121 -59 -92 -371 0.00
Total Depreciation and Amortization (D&A)
48 55 43 16 12 7.85
Debt-free, Cash-free Net Working Capital to Revenue
-12.98% -16.02% -19.59% -28.80% -21.97% 0.00%
Debt-free Net Working Capital to Revenue
9.38% 7.50% 0.50% 3.33% 159.84% 0.00%
Net Working Capital to Revenue
9.38% 7.50% 0.50% 3.33% 159.84% 0.00%
Earnings Adjustments
- - - - - -
Adjusted Basic Earnings per Share
($0.33) ($0.38) ($0.93) ($0.51) $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding
115.16M 112.67M 110.62M 96.72M 0.00 0.00
Adjusted Diluted Earnings per Share
($0.33) ($0.38) ($0.93) ($0.51) $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding
115.16M 112.67M 110.62M 96.72M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
116.45M 114.22M 111.87M 109.96M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)
-13 -28 -66 -50 -30 -20
Normalized NOPAT Margin
-2.35% -5.80% -16.12% -18.24% -14.60% -14.27%
Pre Tax Income Margin
-6.58% -8.80% -23.95% -27.00% -19.91% -19.65%
Debt Service Ratios
- - - - - -
EBIT to Interest Expense
-3.26 -9.76 -33.98 -47.97 -314.73 0.00
NOPAT to Interest Expense
-1.45 -6.69 -23.44 -32.99 -229.43 0.00
EBIT Less CapEx to Interest Expense
-3.47 -10.60 -40.51 -51.58 -348.10 0.00
NOPAT Less CapEx to Interest Expense
-1.66 -7.53 -29.98 -36.60 -262.80 0.00
Payout Ratios
- - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% -0.42% -6.70% -0.19%

Quarterly Metrics And Ratios for nCino

This table displays calculated financial ratios and metrics derived from nCino's official financial filings.

Metric Q4 2025 Q3 2025 Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023
Period end date 1/31/2025 10/31/2024 7/31/2024 4/30/2024 1/31/2024 10/31/2023 7/31/2023 4/30/2023 1/31/2023 10/31/2022 7/31/2022
Growth Metrics
- - - - - - - - - - -
Revenue Growth
14.29% 13.82% 12.94% 12.68% 13.29% 15.81% 17.67% 20.66% 45.66% 50.35% 49.77%
EBITDA Growth
-126.72% 82.87% 252.74% 200.59% 219.34% 159.97% 82.73% 112.06% 69.94% -11.61% -53.87%
EBIT Growth
-1,036.58% 97.43% 45.86% 53.16% 92.66% 28.70% 44.95% 67.33% 37.98% -64.54% -92.67%
NOPAT Growth
-80.16% 93.62% 46.56% 57.54% 86.35% 30.03% 40.84% 68.32% 22.20% -44.95% -89.90%
Net Income Growth
-1,233.70% 75.83% 31.44% 80.27% 106.31% 24.15% 41.37% 61.19% -230.08% -65.81% -92.27%
EPS Growth
-1,600.00% 66.67% 28.57% 70.00% 105.26% 28.57% 44.00% 64.29% -171.43% -50.00% -78.57%
Operating Cash Flow Growth
-222.96% -1.58% -58.22% 73.92% 137.00% 243.87% 26.32% 2,408.25% -4.60% 78.61% -29.01%
Free Cash Flow Firm Growth
-678.38% -392.47% -488.46% -273.53% 611.38% 102.49% 101.78% 102.78% 0.00% 0.00% 0.00%
Invested Capital Growth
21.71% 7.59% 6.66% 4.82% -3.91% -3.47% -2.90% -3.46% -0.96% 0.00% 0.00%
Revenue Q/Q Growth
1.85% 4.83% 3.37% 3.55% 1.44% 4.01% 3.14% 4.11% 3.69% 5.69% 5.75%
EBITDA Q/Q Growth
-120.98% 183.77% -38.23% -27.35% 43.59% 337.01% -221.57% 128.85% 27.85% 31.73% 15.10%
EBIT Q/Q Growth
-3,982.40% 94.95% -75.99% -213.00% 90.75% -6.29% -52.25% 50.97% 10.14% 17.93% 9.67%
NOPAT Q/Q Growth
-596.36% 89.58% -115.83% -15.01% 75.32% 12.76% -71.48% 63.03% -26.50% 26.24% 8.17%
Net Income Q/Q Growth
-275.17% 62.33% -379.89% -267.18% 108.00% -6.83% -38.09% 46.52% 3.86% 17.43% 8.60%
EPS Q/Q Growth
-200.00% 50.00% -233.33% -400.00% 106.67% -7.14% -40.00% 47.37% 9.52% 16.00% 10.71%
Operating Cash Flow Q/Q Growth
-273.43% 15.56% -90.82% 568.16% 38.81% -50.94% -61.78% 242.16% -439.71% -143.08% 658.89%
Free Cash Flow Firm Q/Q Growth
-192.05% -5.03% -40.52% -234.20% 47.68% 39.49% -37.23% 495.47% 99.28% 0.35% 2.00%
Invested Capital Q/Q Growth
14.22% 0.41% 0.41% 5.69% 0.97% -0.46% -1.31% -3.11% 1.43% 0.13% -1.88%
Profitability Metrics
- - - - - - - - - - -
Gross Margin
59.67% 61.28% 59.27% 60.04% 60.22% 60.62% 59.02% 59.37% 58.85% 59.01% 58.62%
EBITDA Margin
-1.73% 8.38% 3.10% 5.18% 7.38% 5.21% -2.29% 1.94% -7.01% -10.07% -15.59%
Operating Margin
-4.06% -0.59% -5.97% -2.86% -2.57% -10.58% -12.62% -7.59% -21.37% -17.52% -25.10%
EBIT Margin
-11.32% -0.28% -5.86% -3.44% -1.14% -12.49% -12.22% -8.28% -17.58% -20.28% -26.12%
Profit (Net Income) Margin
-11.02% -2.99% -8.33% -1.79% 1.11% -14.09% -13.72% -10.24% -19.94% -21.51% -27.53%
Tax Burden Percent
80.10% 265.64% 118.91% 43.51% -78.25% 111.58% 110.63% 113.59% 109.63% 103.65% 103.00%
Interest Burden Percent
121.53% 398.72% 119.52% 119.79% 124.72% 101.11% 101.46% 108.95% 103.49% 102.31% 102.33%
Effective Tax Rate
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)
-1.49% -0.23% -2.21% -1.02% -0.90% -3.65% -4.18% -2.38% -6.27% -9.60% -12.48%
ROIC Less NNEP Spread (ROIC-NNEP)
25.52% 3.17% 3.41% -1.33% -4.91% 4.93% 1.70% 4.13% 0.95% 14.59% 9.52%
Return on Net Nonoperating Assets (RNNOA)
-1.02% -0.31% -0.32% 0.11% 0.42% -0.45% -0.16% -0.34% -0.07% -1.13% -0.82%
Return on Equity (ROE)
-2.50% -0.54% -2.53% -0.91% -0.48% -4.10% -4.34% -2.72% -6.34% -10.73% -13.30%
Cash Return on Invested Capital (CROIC)
-20.81% -8.45% -8.46% -7.22% 1.08% -0.91% -1.91% -2.01% -5.80% 0.00% 0.00%
Operating Return on Assets (OROA)
-4.15% -0.11% -2.19% -1.23% -0.41% -4.51% -4.19% -2.71% -5.46% -5.88% -6.83%
Return on Assets (ROA)
-4.04% -1.12% -3.11% -0.64% 0.40% -5.09% -4.70% -3.36% -6.20% -6.23% -7.19%
Return on Common Equity (ROCE)
-2.49% -0.54% -2.52% -0.91% -0.48% -4.08% -4.33% -2.71% -6.32% -10.69% -13.26%
Return on Equity Simple (ROE_SIMPLE)
0.00% -1.48% -2.71% -3.21% 0.00% -6.48% -7.02% -8.14% 0.00% -8.40% -7.46%
Net Operating Profit after Tax (NOPAT)
-4.02 -0.58 -5.53 -2.56 -2.23 -9.03 -10 -6.04 -16 -13 -18
NOPAT Margin
-2.84% -0.42% -4.18% -2.00% -1.80% -7.41% -8.83% -5.31% -14.96% -12.26% -17.57%
Net Nonoperating Expense Percent (NNEP)
-27.01% -3.39% -5.62% 0.31% 4.01% -8.57% -5.88% -6.50% -7.22% -24.19% -22.00%
Return On Investment Capital (ROIC_SIMPLE)
-0.32% - - - -0.21% - - - -1.55% - -
Cost of Revenue to Revenue
40.33% 38.72% 40.73% 39.96% 39.78% 39.38% 40.98% 40.63% 41.15% 40.99% 41.38%
SG&A Expenses to Revenue
17.13% 16.65% 15.40% 17.60% 14.14% 15.86% 18.71% 15.81% 19.14% 17.75% 21.28%
R&D to Revenue
22.73% 23.80% 25.88% 23.41% 24.40% 23.82% 25.49% 24.80% 30.49% 27.99% 29.81%
Operating Expenses to Revenue
63.73% 61.87% 65.24% 62.90% 62.79% 71.20% 71.64% 66.96% 80.22% 76.53% 83.72%
Earnings before Interest and Taxes (EBIT)
-16 -0.39 -7.76 -4.41 -1.41 -15 -14 -9.41 -19 -21 -26
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
-2.44 12 4.10 6.63 9.13 6.36 -2.68 2.21 -7.65 -11 -16
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
3.62 3.96 3.51 3.13 3.39 3.08 3.53 2.70 3.10 3.38 3.42
Price to Tangible Book Value (P/TBV)
0.00 83.92 120.33 243.84 37.59 46.43 71.99 67.81 99.82 107.53 103.32
Price to Revenue (P/Rev)
7.28 8.24 7.45 6.78 7.47 6.87 8.15 6.47 7.78 9.33 10.50
Price to Earnings (P/E)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)
3.51 4.25 3.73 3.30 3.70 3.32 3.81 2.85 3.22 3.57 3.64
Enterprise Value to Revenue (EV/Rev)
7.37 8.06 7.28 6.62 7.23 6.64 7.93 6.27 7.64 9.12 10.25
Enterprise Value to EBITDA (EV/EBITDA)
199.90 133.83 140.48 167.22 229.35 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)
72.14 57.44 50.14 40.42 60.11 113.08 205.62 182.64 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 337.05 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.15 0.15 0.04 0.05 0.00 0.00 0.00 0.01 0.03 0.03 0.00
Long-Term Debt to Equity
0.15 0.15 0.04 0.05 0.00 0.00 0.00 0.00 0.03 0.03 0.00
Financial Leverage
-0.04 -0.10 -0.09 -0.08 -0.09 -0.09 -0.09 -0.08 -0.07 -0.08 -0.09
Leverage Ratio
1.37 1.31 1.28 1.31 1.28 1.24 1.25 1.25 1.25 1.25 1.24
Compound Leverage Factor
1.67 5.22 1.54 1.56 1.60 1.25 1.27 1.37 1.30 1.28 1.27
Debt to Total Capital
13.14% 13.18% 3.57% 4.90% 0.00% 0.00% 0.00% 1.44% 2.84% 2.81% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.44% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
13.14% 13.18% 3.57% 4.90% 0.00% 0.00% 0.00% 0.00% 2.84% 2.81% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.66% 0.42% 0.37% 0.37% 0.33% 0.31% 0.29% 0.31% 0.34% 0.38% 0.31%
Common Equity to Total Capital
86.21% 86.40% 96.06% 94.74% 99.67% 99.69% 99.71% 98.26% 96.82% 96.80% 99.69%
Debt to EBITDA
8.33 5.27 1.53 2.83 0.00 0.00 0.00 -0.48 -0.58 -0.43 0.00
Net Debt to EBITDA
1.80 -3.21 -3.46 -4.31 0.00 0.00 0.00 2.84 1.12 1.15 0.00
Long-Term Debt to EBITDA
8.33 5.27 1.53 2.83 0.00 0.00 0.00 0.00 -0.58 -0.43 0.00
Debt to NOPAT
-13.08 -15.22 -2.07 -2.27 0.00 0.00 0.00 -0.28 -0.46 -0.43 0.00
Net Debt to NOPAT
-2.82 9.28 4.68 3.46 0.00 0.00 0.00 1.70 0.89 1.14 0.00
Long-Term Debt to NOPAT
-13.08 -15.22 -2.07 -2.27 0.00 0.00 0.00 0.00 -0.46 -0.43 0.00
Altman Z-Score
4.61 6.25 6.85 5.61 7.44 8.03 8.00 5.76 6.29 8.13 8.37
Noncontrolling Interest Sharing Ratio
0.54% 0.40% 0.34% 0.35% 0.34% 0.35% 0.30% 0.32% 0.31% 0.40% 0.31%
Liquidity Ratios
- - - - - - - - - - -
Current Ratio
1.20 1.95 1.08 1.07 1.17 1.10 1.01 0.95 1.01 1.06 0.92
Quick Ratio
1.06 1.80 0.95 0.94 1.05 0.94 0.86 0.80 0.88 0.93 0.81
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-206 -71 -67 -48 36 24 17 28 -6.97 -968 -972
Operating Cash Flow to CapEx
-2,862.57% 849.56% 1,125.90% 15,918.71% 1,886.11% 948.30% 1,392.78% 1,950.34% -494.94% -88.97% 205.49%
Free Cash Flow to Firm to Interest Expense
-54.28 -42.71 -36.63 -32.39 41.54 28.26 16.57 19.99 -7.28 -1,669.63 -1,540.04
Operating Cash Flow to Interest Expense
-2.64 3.49 2.72 36.86 9.50 6.87 11.46 22.70 -22.99 -7.03 15.01
Operating Cash Flow Less CapEx to Interest Expense
-2.73 3.08 2.48 36.63 8.99 6.15 10.64 21.54 -27.63 -14.94 7.71
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.37 0.38 0.37 0.36 0.36 0.36 0.34 0.33 0.31 0.29 0.26
Accounts Receivable Turnover
4.16 8.23 6.34 6.15 4.49 9.09 5.97 5.55 4.69 9.44 4.96
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.02 6.69 6.38 6.09 5.83 5.63 5.75 5.63 5.63 4.48 4.63
Accounts Payable Turnover
16.94 16.88 17.66 14.45 16.14 16.02 18.95 17.62 14.59 14.39 14.81
Days Sales Outstanding (DSO)
87.68 44.33 57.59 59.38 81.37 40.15 61.16 65.72 77.78 38.66 73.63
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
21.54 21.62 20.67 25.27 22.61 22.78 19.26 20.72 25.01 25.37 24.64
Cash Conversion Cycle (CCC)
66.14 22.71 36.92 34.11 58.76 17.37 41.90 45.00 52.77 13.30 48.98
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
1,133 992 988 984 931 922 927 939 969 955 954
Invested Capital Turnover
0.52 0.55 0.53 0.51 0.50 0.49 0.47 0.45 0.42 0.78 0.71
Increase / (Decrease) in Invested Capital
202 70 62 45 -38 -33 -28 -34 -9.36 955 954
Enterprise Value (EV)
3,982 4,214 3,684 3,251 3,443 3,066 3,530 2,680 3,121 3,413 3,471
Market Capitalization
3,938 4,310 3,770 3,331 3,561 3,173 3,631 2,766 3,176 3,490 3,558
Book Value per Share
$9.41 $9.42 $9.34 $9.31 $9.27 $9.11 $9.16 $9.17 $9.22 $9.31 $9.45
Tangible Book Value per Share
($0.73) $0.44 $0.27 $0.12 $0.84 $0.61 $0.45 $0.36 $0.29 $0.29 $0.31
Total Capital
1,264 1,260 1,119 1,123 1,053 1,032 1,031 1,044 1,058 1,066 1,044
Total Debt
166 166 40 55 0.00 0.00 0.00 15 30 30 0.00
Total Long-Term Debt
166 166 40 55 0.00 0.00 0.00 0.00 30 30 0.00
Net Debt
36 -101 -91 -84 -121 -110 -105 -90 -59 -80 -90
Capital Expenditures (CapEx)
0.35 0.68 0.44 0.34 0.43 0.62 0.86 1.61 4.45 4.59 4.61
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-70 -88 -104 -115 -76 -83 -97 -95 -80 -96 -101
Debt-free Net Working Capital (DFNWC)
51 170 18 15 36 18 1.07 3.58 2.04 10 -14
Net Working Capital (NWC)
51 170 18 15 36 18 1.07 -11 2.04 10 -14
Net Nonoperating Expense (NNE)
12 3.58 5.49 -0.27 -3.60 8.14 5.72 5.61 5.44 9.73 9.92
Net Nonoperating Obligations (NNO)
36 -101 -91 -84 -121 -110 -105 -90 -59 -80 -90
Total Depreciation and Amortization (D&A)
14 12 12 11 11 22 12 12 12 11 10
Debt-free, Cash-free Net Working Capital to Revenue
-12.98% -16.86% -20.48% -23.34% -16.02% -17.87% -21.76% -22.11% -19.59% -25.75% -29.67%
Debt-free Net Working Capital to Revenue
9.38% 32.45% 3.51% 3.03% 7.50% 3.87% 0.24% 0.84% 0.50% 2.71% -4.24%
Net Working Capital to Revenue
9.38% 32.45% 3.51% 3.03% 7.50% 3.87% 0.24% -2.67% 0.50% 2.71% -4.24%
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
($0.15) ($0.05) ($0.10) ($0.03) $0.01 ($0.15) ($0.14) ($0.10) ($0.19) ($0.21) ($0.25)
Adjusted Weighted Average Basic Shares Outstanding
115.16M 115.61M 115.18M 114.20M 112.67M 112.95M 112.40M 112.03M 110.62M 110.90M 110.39M
Adjusted Diluted Earnings per Share
($0.15) ($0.05) ($0.10) ($0.03) $0.01 ($0.15) ($0.14) ($0.10) ($0.19) ($0.21) ($0.25)
Adjusted Weighted Average Diluted Shares Outstanding
115.16M 115.61M 115.18M 114.20M 112.67M 112.95M 112.40M 112.03M 110.62M 110.90M 110.39M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
116.45M 115.79M 115.56M 115.08M 114.22M 113.13M 112.91M 112.25M 111.87M 111.03M 110.85M
Normalized Net Operating Profit after Tax (NOPAT)
-4.02 -0.58 -5.53 -2.56 -2.23 -9.03 -10 -6.04 -16 -13 -18
Normalized NOPAT Margin
-2.84% -0.42% -4.18% -2.00% -1.80% -7.41% -8.83% -5.31% -14.96% -12.26% -17.57%
Pre Tax Income Margin
-13.76% -1.13% -7.00% -4.12% -1.42% -12.62% -12.40% -9.02% -18.19% -20.75% -26.72%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
-4.21 -0.24 -4.23 -2.98 -1.64 -17.83 -13.72 -6.82 -20.03 -36.82 -41.24
NOPAT to Interest Expense
-1.06 -0.35 -3.02 -1.74 -2.60 -10.58 -9.92 -4.38 -17.05 -22.26 -27.74
EBIT Less CapEx to Interest Expense
-4.31 -0.65 -4.47 -3.22 -2.14 -18.55 -14.54 -7.99 -24.68 -44.73 -48.54
NOPAT Less CapEx to Interest Expense
-1.15 -0.76 -3.26 -1.97 -3.10 -11.30 -10.74 -5.54 -21.69 -30.17 -35.04
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Frequently Asked Questions About nCino's Financials

When does nCino's fiscal year end?

According to the most recent income statement we have on file, nCino's financial year ends in January. Their financial year 2025 ended on January 31, 2025.

How has nCino's net income changed over the last 5 years?

nCino's net income appears to be on an upward trend, with a most recent value of -$33.05 million in 2025, rising from -$27.74 million in 2020. The previous period was -$43.53 million in 2024. See nCino's forecast for analyst expectations on what’s next for the company.

What is nCino's operating income?
nCino's total operating income in 2025 was -$18.13 million, based on the following breakdown:
  • Total Gross Profit: $324.79 million
  • Total Operating Expenses: $342.92 million
How has nCino revenue changed over the last 5 years?

Over the last 5 years, nCino's total revenue changed from $138.18 million in 2020 to $540.66 million in 2025, a change of 291.3%.

How much debt does nCino have?

nCino's total liabilities were at $512.78 million at the end of 2025, a 78.2% increase from 2024, and a 281.4% increase since 2021.

How much cash does nCino have?

In the past 4 years, nCino's cash and equivalents has ranged from $82.04 million in 2023 to $371.43 million in 2021, and is currently $120.93 million as of their latest financial filing in 2025.

How has nCino's book value per share changed over the last 5 years?

Over the last 5 years, nCino's book value per share changed from 0.00 in 2020 to 9.41 in 2025, a change of 940.7%.



This page (NASDAQ:NCNO) was last updated on 5/29/2025 by MarketBeat.com Staff
From Our Partners