Northeast Community Bancorp (NECB) Stock Price, News & Analysis

Company Overview

Northeast Community Bancorp is the bank holding company for Northeast Bank, a full-service community bank headquartered in DeKalb, Illinois. Through its principal subsidiary, the company provides a range of deposit and lending products designed to meet the financial needs of individuals, families and small to mid-sized businesses in the northern Illinois market.

The company’s loan portfolio encompasses consumer and mortgage lending, home equity lines of credit, commercial real estate financing, SBA-guaranteed loans and agricultural credits. On the deposit side, Northeast Bank offers checking and savings accounts, money market accounts, certificates of deposit and treasury management services aimed at supporting both personal banking and business operations.

Northeast Community Bancorp operates a network of branches and business centers across DeKalb, Sycamore and Hinckley, combining local market knowledge with personalized service. Its executive management team and board of directors draw on extensive community banking experience to foster customer relationships and support regional economic development.

In addition to traditional branch services, the bank provides digital banking platforms—including online and mobile banking—and an extensive ATM network to streamline everyday transactions. A commitment to community engagement is reflected in initiatives such as small business lending programs, affordable housing projects and partnerships with local nonprofit organizations.

Key Stats

• Today's Range: $20.51 to $20.91
• 50-Day Range: $20.11 to $24.30
• 52-Week Range: $19.75 to $31.72
• Volume: 46,938 shs
• Average Volume: 32,033 shs
• Market Capitalization: $290.14 million
• P/E Ratio: 6.26
• Dividend Yield: 3.87%
• Price Target: N/A
• Consensus Rating: N/A

Northeast Community Bancorp Stock Analysis - MarketRank™

Northeast Community Bancorp scored higher than 74% of companies evaluated by MarketBeat, and ranked 412th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Northeast Community Bancorp.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.28%

Earnings Growth

Earnings for Northeast Community Bancorp are expected to grow by 4.28% in the coming year, from $3.04 to $3.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Northeast Community Bancorp is 6.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of Northeast Community Bancorp is 6.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 246.55.

Price to Book Value per Share Ratio

Northeast Community Bancorp has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.69% of the float of Northeast Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northeast Community Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northeast Community Bancorp has recently increased by 1.85%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Northeast Community Bancorp is a leading dividend payer. It pays a dividend yield of 3.73%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Northeast Community Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Northeast Community Bancorp is 23.88%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Northeast Community Bancorp will have a dividend payout ratio of 25.24% next year. This indicates that Northeast Community Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.69% of the float of Northeast Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northeast Community Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northeast Community Bancorp has recently increased by 1.85%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.83

News Sentiment

Northeast Community Bancorp has a news sentiment score of 1.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Northeast Community Bancorp this week, compared to 1 article on an average week.

Search Interest

6 people have searched for NECB on MarketBeat in the last 30 days. This is an increase of 500% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Northeast Community Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $22,050.00 in company stock.

Percentage Held by Insiders

Only 6.30% of the stock of Northeast Community Bancorp is held by insiders.

Percentage Held by Institutions

53.25% of the stock of Northeast Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NECB Stock Analysis - Frequently Asked Questions

How have NECB shares performed this year?

Northeast Community Bancorp's stock was trading at $24.46 at the beginning of 2025. Since then, NECB shares have decreased by 15.5% and is now trading at $20.68.

How were Northeast Community Bancorp's earnings last quarter?

Northeast Community Bancorp Inc. (NASDAQ:NECB) released its quarterly earnings results on Thursday, July, 24th. The savings and loans company reported $0.82 EPS for the quarter, beating analysts' consensus estimates of $0.79 by $0.03. The savings and loans company had revenue of $25.93 million for the quarter, compared to analyst estimates of $25.96 million. Northeast Community Bancorp had a trailing twelve-month return on equity of 14.04% and a net margin of 28.09%.

When did Northeast Community Bancorp IPO?

Northeast Community Bancorp (NECB) raised $98 million in an initial public offering on Tuesday, July 13th 2021. The company issued 9,784,077 shares at a price of $10.00 per share.

Who are Northeast Community Bancorp's major shareholders?

Top institutional shareholders of Northeast Community Bancorp include Geode Capital Management LLC (2.22%), LSV Asset Management (2.12%), Bridgeway Capital Management LLC (0.92%) and Arkadios Wealth Advisors (0.70%). Insiders that own company stock include John F Mckenzie, Kenneth H Thomas, Charles Michael Cirillo, Donald S Hom, Diane B Cavanaugh and Charles A Martinek.
View institutional ownership trends.

How do I buy shares of Northeast Community Bancorp?

Shares of NECB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Northeast Community Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Northeast Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Record date for 8/6 Dividend: 7/07/2025
• Ex-Dividend for 8/6 Dividend: 7/07/2025
• Last Earnings: 7/24/2025
• Dividend Payable: 8/06/2025
• Record date for 10/6 Dividend: 9/08/2025
• Ex-Dividend for 10/6 Dividend: 9/08/2025
• Today: 9/16/2025
• Dividend Payable: 10/06/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:NECB
• CIK: 1847398
• Web: www.necommunitybank.com
• Phone: (914) 684-2500
• Fax: N/A
• Employees: 130
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.35
• Trailing P/E Ratio: 6.17
• Forward P/E Ratio: 6.80
• P/E Growth: N/A
• Net Income: $47.07 million
• Net Margins: 28.09%
• Pretax Margin: 38.48%
• Return on Equity: 14.04%
• Return on Assets: 2.30%

Debt

• Debt-to-Equity Ratio: 0.40
• Current Ratio: 1.25
• Quick Ratio: 1.25

Sales & Book Value

• Annual Sales: $101.40 million
• Price / Sales: 2.86
• Cash Flow: $3.40 per share
• Price / Cash Flow: 6.08
• Book Value: $22.70 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 14,026,000
• Free Float: 13,142,000
• Market Cap: $290.06 million
• Optionable: Optionable
• Beta: 0.47