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Northeast Community Bancorp (NECB) Financials

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$22.99 +0.10 (+0.44%)
Closing price 05/27/2025 04:00 PM Eastern
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$22.98 0.00 (-0.02%)
As of 05/27/2025 04:04 PM Eastern
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Annual Income Statements for Northeast Community Bancorp

Annual Income Statements for Northeast Community Bancorp

This table shows Northeast Community Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Net Income / (Loss) Attributable to Common Shareholders
47 46 25
Consolidated Net Income / (Loss)
47 46 25
Net Income / (Loss) Continuing Operations
47 46 25
Total Pre-Tax Income
66 65 34
Total Revenue
106 101 66
Net Interest Income / (Expense)
103 97 64
Total Interest Income
160 132 72
Loans and Leases Interest Income
154 127 70
Investment Securities Interest Income
0.91 0.86 0.75
Deposits and Money Market Investments Interest Income
5.20 4.14 1.26
Total Interest Expense
57 35 8.13
Deposits Interest Expense
56 34 7.54
Long-Term Debt Interest Expense
1.56 1.08 0.55
Total Non-Interest Income
2.78 3.74 1.68
Other Service Charges
2.21 2.00 2.08
Net Realized & Unrealized Capital Gains on Investments
-0.09 0.28 -1.48
Investment Banking Income
0.00 0.46 0.47
Other Non-Interest Income
0.66 1.01 0.60
Provision for Credit Losses
0.74 0.97 0.44
Total Non-Interest Expense
39 35 31
Salaries and Employee Benefits
21 19 16
Net Occupancy & Equipment Expense
6.32 5.86 5.42
Marketing Expense
0.42 0.52 0.30
Other Operating Expenses
11 9.86 8.97
Other Special Charges
0.00 0.14 -
Income Tax Expense
19 18 9.59
Basic Earnings per Share
$3.58 $3.32 $1.61
Weighted Average Basic Shares Outstanding
13.14M 13.93M 15.43M
Diluted Earnings per Share
$3.52 $3.32 $1.58
Weighted Average Diluted Shares Outstanding
13.36M 13.94M 15.73M
Weighted Average Basic & Diluted Shares Outstanding
14.02M 14.07M 15.43M
Cash Dividends to Common per Share
$0.65 $0.24 $0.42

Quarterly Income Statements for Northeast Community Bancorp

This table shows Northeast Community Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders
10 13 13 11 12 12 11 11 8.26 7.54
Consolidated Net Income / (Loss)
10 13 13 11 12 12 11 11 8.26 7.54
Net Income / (Loss) Continuing Operations
10 13 13 11 12 12 11 11 8.26 7.54
Total Pre-Tax Income
14 18 18 16 17 16 16 16 13 9.95
Total Revenue
25 28 27 26 27 25 25 24 22 18
Net Interest Income / (Expense)
25 26 26 25 25 25 24 23 21 17
Total Interest Income
40 41 40 38 37 35 32 29 25 19
Loans and Leases Interest Income
39 39 39 37 36 34 30 28 24 19
Investment Securities Interest Income
0.25 0.23 0.22 0.22 0.21 0.20 0.22 0.23 0.22 0.20
Deposits and Money Market Investments Interest Income
1.15 1.47 1.39 1.20 1.26 1.18 1.00 0.70 0.54 0.41
Total Interest Expense
15 15 14 13 12 10 7.70 5.67 3.56 1.92
Deposits Interest Expense
15 15 13 12 11 9.89 7.61 5.55 3.42 1.79
Long-Term Debt Interest Expense
0.01 0.26 0.57 0.73 0.78 0.11 0.08 0.11 0.13 0.13
Total Non-Interest Income
0.15 1.35 0.73 0.55 1.39 0.22 1.02 1.12 0.78 0.31
Other Service Charges
0.51 0.64 0.59 0.48 0.51 0.38 0.48 0.62 0.45 0.57
Net Realized & Unrealized Capital Gains on Investments
-0.53 0.55 -0.02 -0.08 0.60 -0.43 -0.12 0.23 0.06 -0.52
Other Non-Interest Income
0.18 0.16 0.16 0.16 0.17 0.15 0.54 0.15 0.15 0.15
Provision for Credit Losses
1.03 0.11 -0.23 -0.17 0.21 0.16 0.61 0.00 0.44 0.00
Total Non-Interest Expense
9.92 9.96 9.50 9.68 9.23 8.92 8.88 8.19 8.64 7.82
Salaries and Employee Benefits
5.20 5.14 5.25 5.35 4.76 4.70 4.84 4.54 4.13 3.98
Net Occupancy & Equipment Expense
1.62 1.60 1.50 1.60 1.49 1.43 1.46 1.49 1.45 1.33
Marketing Expense
0.11 0.13 0.09 0.09 0.10 0.13 0.24 0.05 0.12 0.08
Other Operating Expenses
2.99 3.10 2.65 2.65 2.75 2.66 2.35 2.11 2.50 2.44
Income Tax Expense
4.28 4.88 4.88 4.65 5.05 4.44 4.46 4.52 4.39 2.40
Basic Earnings per Share
$0.76 $0.97 $0.98 $0.87 $1.00 $0.80 $0.75 $0.77 $0.54 $0.49
Weighted Average Basic Shares Outstanding
13.14M 13.08M 13.08M 13.12M 13.93M 14.74M 14.70M 14.65M 15.43M 15.54M
Diluted Earnings per Share
$0.74 $0.95 $0.97 $0.86 $1.00 $0.80 $0.75 $0.77 $0.74 $0.49
Weighted Average Diluted Shares Outstanding
13.36M 13.42M 13.18M 13.19M 13.94M 14.82M 14.73M 14.70M 15.73M 15.54M
Weighted Average Basic & Diluted Shares Outstanding
14.02M 14.02M 14.02M 14.03M 14.07M 14.20M 14.97M 15.09M 15.43M 16.12M

Annual Cash Flow Statements for Northeast Community Bancorp

This table details how cash moves in and out of Northeast Community Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Net Change in Cash & Equivalents
9.59 -27 -57
Net Cash From Operating Activities
49 43 28
Net Cash From Continuing Operating Activities
49 43 28
Net Income / (Loss) Continuing Operations
47 46 25
Consolidated Net Income / (Loss)
47 46 25
Provision For Loan Losses
0.74 0.97 0.44
Depreciation Expense
1.19 1.22 1.25
Amortization Expense
-0.14 0.24 0.54
Non-Cash Adjustments to Reconcile Net Income
3.48 1.53 1.84
Changes in Operating Assets and Liabilities, net
-3.65 -7.40 -1.36
Net Cash From Investing Activities
-234 -358 -257
Net Cash From Continuing Investing Activities
-234 -358 -257
Purchase of Property, Leasehold Improvements and Equipment
-0.52 -0.63 -3.30
Purchase of Investment Securities
-247 -400 -268
Sale and/or Maturity of Investments
14 43 15
Net Cash From Financing Activities
195 288 172
Net Cash From Continuing Financing Activities
195 288 172
Net Change in Deposits
270 278 195
Issuance of Debt
0.00 50 0.00
Repayment of Debt
-64 -7.00 -7.00
Repurchase of Common Equity
-3.20 -29 -9.32
Payment of Dividends
-7.86 -3.65 -6.87
Other Financing Activities, Net
-0.39 -0.35 0.49
Cash Interest Paid
57 35 8.01
Cash Income Taxes Paid
22 21 9.20

Quarterly Cash Flow Statements for Northeast Community Bancorp

This table details how cash moves in and out of Northeast Community Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents
-20 -16 6.44 39 -38 -13 43 -18 40 -31
Net Cash From Operating Activities
10 14 11 13 12 13 7.00 11 13 7.17
Net Cash From Continuing Operating Activities
10 14 11 13 12 13 7.00 11 13 7.17
Net Income / (Loss) Continuing Operations
10 13 13 11 12 12 11 11 8.26 7.54
Consolidated Net Income / (Loss)
10 13 13 11 12 12 11 11 8.26 7.54
Provision For Loan Losses
1.03 0.11 -0.23 -0.17 0.21 0.16 0.61 0.00 0.44 -
Depreciation Expense
0.30 0.29 0.30 0.30 0.30 0.29 0.32 0.32 0.35 0.29
Amortization Expense
-0.01 -0.07 -0.08 0.02 -0.01 0.04 0.08 0.13 0.14 0.13
Non-Cash Adjustments to Reconcile Net Income
1.93 0.49 0.44 0.62 0.63 0.31 0.30 0.30 1.02 0.38
Changes in Operating Assets and Liabilities, net
-3.23 0.93 -2.11 0.76 -1.26 0.29 -5.40 -1.04 2.88 -1.17
Net Cash From Investing Activities
-59 -54 -53 -67 -78 -116 -65 -99 -100 -94
Net Cash From Continuing Investing Activities
-59 -54 -53 -67 -78 -116 -65 -99 -100 -94
Purchase of Property, Leasehold Improvements and Equipment
-0.14 -0.18 -0.13 -0.07 -0.25 -0.16 -0.12 -0.10 -0.07 -0.38
Purchase of Investment Securities
-58 -64 -54 -71 -81 -117 -100 -103 -109 -96
Sale and/or Maturity of Investments
-0.45 10 0.35 3.55 3.96 0.45 35 3.85 8.88 2.93
Net Cash From Financing Activities
30 23 49 93 28 90 101 69 127 55
Net Cash From Continuing Financing Activities
30 23 49 93 28 90 101 69 127 55
Net Change in Deposits
42 64 52 112 34 50 107 86 134 59
Issuance of Debt
50 - - - - - - - - -
Repayment of Debt
-57 10 - -17 - - - -7.00 - -
Repurchase of Common Equity
-0.73 - -1.22 -1.25 -5.32 -8.95 -3.92 -11 -6.12 -3.20
Payment of Dividends
-4.21 -1.40 -1.41 -0.85 -0.87 -0.90 -0.91 -0.97 -0.97 -0.98
Other Financing Activities, Net
-0.84 0.56 -0.44 0.34 -0.49 0.36 -1.60 1.38 0.07 0.56
Cash Interest Paid
15 15 14 13 12 9.87 7.61 5.62 3.52 1.90
Cash Income Taxes Paid
8.02 5.25 4.83 4.02 4.33 5.46 11 0.37 3.71 2.85

Annual Balance Sheets for Northeast Community Bancorp

This table presents Northeast Community Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Total Assets
2,010 1,764 1,425
Cash and Due from Banks
14 13 13
Interest Bearing Deposits at Other Banks
65 55 82
Time Deposits Placed and Other Short-Term Investments
0.10 0.10 0.10
Trading Account Securities
22 18 44
Loans and Leases, Net of Allowance
-4.88 -4.92 2,424
Loans and Leases
-0.05 0.18 2,435
Allowance for Loan and Lease Losses
4.83 5.09 11
Premises and Equipment, Net
25 25 26
Other Assets
1,889 1,657 47
Total Liabilities & Shareholders' Equity
2,010 1,764 1,425
Total Liabilities
1,691 1,485 1,163
Non-Interest Bearing Deposits
287 300 376
Interest Bearing Deposits
1,385 1,102 748
Long-Term Debt
0.00 64 21
Other Long-Term Liabilities
19 19 18
Total Equity & Noncontrolling Interests
318 279 262
Total Preferred & Common Equity
318 279 262
Preferred Stock
0.00 0.00 0.00
Total Common Equity
318 279 262
Common Stock
110 110 137
Retained Earnings
214 176 133
Accumulated Other Comprehensive Income / (Loss)
0.22 0.32 0.16
Other Equity Adjustments
-6.09 -6.56 -7.43

Quarterly Balance Sheets for Northeast Community Bancorp

This table presents Northeast Community Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets
1,968 1,930 1,867 1,720 1,616 1,503 1,285
Cash and Due from Banks
16 13 9.94 16 14 14 14
Interest Bearing Deposits at Other Banks
82 101 98 91 106 63 41
Time Deposits Placed and Other Short-Term Investments
0.10 0.10 0.10 0.10 0.10 0.10 0.10
Trading Account Securities
21 18 18 33 18 44 45
Loans and Leases, Net of Allowance
1,755 -5.12 -4.98 1,503 -4.16 1,311 1,113
Loans and Leases
1,760 -0.21 -0.05 1,508 0.24 1,315 1,118
Allowance for Loan and Lease Losses
4.83 4.92 4.93 4.77 4.40 4.07 5.46
Premises and Equipment, Net
25 25 25 26 26 26 26
Other Assets
69 1,778 1,721 51 1,456 1,355 45
Total Liabilities & Shareholders' Equity
1,968 1,930 1,867 1,720 1,616 1,503 1,285
Total Liabilities
1,658 1,630 1,578 1,448 1,346 1,240 1,025
Non-Interest Bearing Deposits
268 286 289 309 329 331 354
Interest Bearing Deposits
1,363 1,280 1,226 1,059 989 882 636
Long-Term Debt
7.00 47 47 64 14 14 21
Other Long-Term Liabilities
21 17 17 15 14 14 14
Total Equity & Noncontrolling Interests
310 300 289 272 270 263 260
Total Preferred & Common Equity
310 300 289 272 270 263 260
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
310 300 289 272 270 263 260
Common Stock
110 109 109 115 123 127 142
Retained Earnings
206 197 186 164 153 143 125
Accumulated Other Comprehensive Income / (Loss)
0.33 0.32 0.32 0.18 0.17 0.16 -0.08
Other Equity Adjustments
-5.91 -6.13 -6.35 -6.78 -7.00 -7.22 -7.65

Annual Metrics And Ratios for Northeast Community Bancorp

This table displays calculated financial ratios and metrics derived from Northeast Community Bancorp's official financial filings.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Growth Metrics
- - -
Revenue Growth
4.60% 53.96% 43.59%
EBITDA Growth
0.94% 82.80% 115.91%
EBIT Growth
1.59% 88.04% 121.07%
NOPAT Growth
1.72% 86.27% 108.68%
Net Income Growth
1.72% 86.27% 108.68%
EPS Growth
6.02% 110.13% 0.00%
Operating Cash Flow Growth
13.66% 55.54% 27.76%
Free Cash Flow Firm Growth
612.50% -166.21% -77.92%
Invested Capital Growth
-7.28% 21.32% 1.29%
Revenue Q/Q Growth
-1.07% 5.06% 16.88%
EBITDA Q/Q Growth
-3.81% 6.94% 25.28%
EBIT Q/Q Growth
-3.88% 7.48% 26.18%
NOPAT Q/Q Growth
-3.85% 9.05% 19.50%
Net Income Q/Q Growth
-3.85% 9.05% 19.50%
EPS Q/Q Growth
-6.88% 8.50% 338.89%
Operating Cash Flow Q/Q Growth
-3.44% -2.55% 17.92%
Free Cash Flow Firm Q/Q Growth
4.81% -8.66% -92.76%
Invested Capital Q/Q Growth
0.54% 2.05% 0.69%
Profitability Metrics
- - -
EBITDA Margin
63.29% 65.58% 55.24%
EBIT Margin
62.30% 64.14% 52.52%
Profit (Net Income) Margin
44.59% 45.85% 37.89%
Tax Burden Percent
71.57% 71.48% 72.16%
Interest Burden Percent
100.00% 100.00% 100.00%
Effective Tax Rate
28.43% 28.52% 27.84%
Return on Invested Capital (ROIC)
14.23% 14.78% 8.84%
ROIC Less NNEP Spread (ROIC-NNEP)
14.23% 14.78% 8.84%
Return on Net Nonoperating Assets (RNNOA)
1.52% 2.32% 0.84%
Return on Equity (ROE)
15.75% 17.10% 9.68%
Cash Return on Invested Capital (CROIC)
21.78% -4.49% 7.55%
Operating Return on Assets (OROA)
3.49% 4.06% 2.60%
Return on Assets (ROA)
2.49% 2.90% 1.87%
Return on Common Equity (ROCE)
15.75% 17.10% 9.68%
Return on Equity Simple (ROE_SIMPLE)
14.79% 16.57% 9.48%
Net Operating Profit after Tax (NOPAT)
47 46 25
NOPAT Margin
44.59% 45.85% 37.89%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00%
SG&A Expenses to Revenue
26.22% 24.99% 32.44%
Operating Expenses to Revenue
37.00% 34.90% 46.81%
Earnings before Interest and Taxes (EBIT)
66 65 34
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
67 66 36
Valuation Ratios
- - -
Price to Book Value (P/BV)
1.07 0.87 0.89
Price to Tangible Book Value (P/TBV)
1.07 0.87 0.89
Price to Revenue (P/Rev)
3.23 2.41 3.57
Price to Earnings (P/E)
7.24 5.26 9.41
Dividend Yield
2.30% 1.75% 2.90%
Earnings Yield
13.81% 19.01% 10.62%
Enterprise Value to Invested Capital (EV/IC)
0.82 0.70 0.56
Enterprise Value to Revenue (EV/Rev)
2.49 2.36 2.43
Enterprise Value to EBITDA (EV/EBITDA)
3.93 3.61 4.40
Enterprise Value to EBIT (EV/EBIT)
3.99 3.69 4.63
Enterprise Value to NOPAT (EV/NOPAT)
5.58 5.16 6.42
Enterprise Value to Operating Cash Flow (EV/OCF)
5.39 5.57 5.79
Enterprise Value to Free Cash Flow (EV/FCFF)
3.64 0.00 7.51
Leverage & Solvency
- - -
Debt to Equity
0.00 0.23 0.08
Long-Term Debt to Equity
0.00 0.23 0.08
Financial Leverage
0.11 0.16 0.10
Leverage Ratio
6.31 5.89 5.16
Compound Leverage Factor
6.31 5.89 5.16
Debt to Total Capital
0.00% 18.64% 7.42%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 18.64% 7.42%
Preferred Equity to Total Capital
0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 81.36% 92.58%
Debt to EBITDA
0.00 0.97 0.58
Net Debt to EBITDA
0.00 -0.07 -2.05
Long-Term Debt to EBITDA
0.00 0.97 0.58
Debt to NOPAT
0.00 1.38 0.85
Net Debt to NOPAT
0.00 -0.10 -3.00
Long-Term Debt to NOPAT
0.00 1.38 0.85
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00%
Liquidity Ratios
- - -
Cash Flow Metrics
- - -
Free Cash Flow to Firm (FCFF)
72 -14 21
Operating Cash Flow to CapEx
9,417.02% 6,842.65% 833.50%
Free Cash Flow to Firm to Interest Expense
1.26 -0.40 2.61
Operating Cash Flow to Interest Expense
0.85 1.21 3.39
Operating Cash Flow Less CapEx to Interest Expense
0.84 1.20 2.98
Efficiency Ratios
- - -
Asset Turnover
0.06 0.06 0.05
Fixed Asset Turnover
4.20 3.92 2.62
Capital & Investment Metrics
- - -
Invested Capital
318 343 283
Invested Capital Turnover
0.32 0.32 0.23
Increase / (Decrease) in Invested Capital
-25 60 3.61
Enterprise Value (EV)
262 239 159
Market Capitalization
341 243 234
Book Value per Share
$22.71 $19.68 $16.25
Tangible Book Value per Share
$22.71 $19.68 $16.24
Total Capital
318 343 283
Total Debt
0.00 64 21
Total Long-Term Debt
0.00 64 21
Net Debt
-78 -4.77 -74
Capital Expenditures (CapEx)
0.52 0.63 3.30
Net Nonoperating Expense (NNE)
0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 64 21
Total Depreciation and Amortization (D&A)
1.04 1.45 1.78
Earnings Adjustments
- - -
Adjusted Basic Earnings per Share
$3.58 $3.32 $1.61
Adjusted Weighted Average Basic Shares Outstanding
13.14M 13.93M 15.43M
Adjusted Diluted Earnings per Share
$3.52 $3.32 $1.58
Adjusted Weighted Average Diluted Shares Outstanding
13.36M 13.94M 15.73M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
14.02M 14.07M 15.43M
Normalized Net Operating Profit after Tax (NOPAT)
47 46 25
Normalized NOPAT Margin
44.59% 45.95% 38.39%
Pre Tax Income Margin
62.30% 64.14% 52.52%
Debt Service Ratios
- - -
EBIT to Interest Expense
1.15 1.83 4.24
NOPAT to Interest Expense
0.82 1.31 3.06
EBIT Less CapEx to Interest Expense
1.14 1.82 3.83
NOPAT Less CapEx to Interest Expense
0.81 1.29 2.65
Payout Ratios
- - -
Dividend Payout Ratio
16.70% 7.89% 27.65%
Augmented Payout Ratio
23.50% 69.93% 65.15%

Quarterly Metrics And Ratios for Northeast Community Bancorp

This table displays calculated financial ratios and metrics derived from Northeast Community Bancorp's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics
- - - - - - - - - -
Revenue Growth
-4.31% 9.01% 7.65% 6.63% 22.39% 42.66% 77.85% 99.89% 77.21% 55.30%
EBITDA Growth
-15.16% 7.09% 12.27% 0.80% 32.68% 60.19% 112.42% 55.98% 12.57% 715.50%
EBIT Growth
-15.48% 7.92% 13.73% 1.67% 35.62% 63.67% 119.87% 65.45% 14.89% 899.60%
NOPAT Growth
-15.58% 7.12% 15.43% 1.16% 46.46% 57.03% 105.58% 54.24% 96.32% 933.15%
Net Income Growth
-15.58% 7.12% 15.43% 1.16% 46.46% 57.03% 105.58% 208.48% 96.32% 933.15%
EPS Growth
-26.00% 18.75% 29.33% 11.69% 35.14% 63.27% 114.29% 0.00% 254.17% 880.00%
Operating Cash Flow Growth
-14.48% 11.60% 58.98% 17.89% -8.58% 80.26% 8.45% 1,222.34% 47.00% 31.02%
Free Cash Flow Firm Growth
172.98% 174.60% -1,146.02% -116.83% -116.98% -1,458.71% -95.43% 264.64% 174.39% 101.16%
Invested Capital Growth
-7.28% -5.88% 22.36% 21.49% 21.32% 19.70% 2.25% -49.79% -49.35% 1.57%
Revenue Q/Q Growth
-7.92% 2.53% 5.53% -3.96% 4.90% 1.25% 4.53% 10.24% 22.28% 26.22%
EBITDA Q/Q Growth
-16.80% -0.68% 9.59% -6.32% 5.03% 4.13% -1.60% 23.30% 26.81% 38.07%
EBIT Q/Q Growth
-17.47% -0.63% 10.34% -6.59% 5.38% 4.71% -1.36% 24.60% 27.18% 40.66%
NOPAT Q/Q Growth
-19.47% -0.88% 12.52% -6.02% 2.19% 6.82% -1.40% 36.08% 9.56% 39.85%
Net Income Q/Q Growth
-19.47% -0.88% 12.52% -6.02% 2.19% 6.82% -1.40% 36.08% 9.56% 39.85%
EPS Q/Q Growth
-22.11% -2.06% 12.79% -14.00% 25.00% 6.67% -2.60% 4.05% 51.02% 40.00%
Operating Cash Flow Q/Q Growth
-29.02% 29.65% -13.84% 7.85% -7.37% 84.69% -36.10% -16.37% 82.65% 11.11%
Free Cash Flow Firm Q/Q Growth
8.39% 164.16% -5.35% 0.39% -10.80% -999.63% -98.31% 0.51% 8,765.11% -96.97%
Invested Capital Q/Q Growth
0.54% -8.75% 3.29% -2.16% 2.05% 18.64% 2.55% -2.29% 0.69% 1.34%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
58.14% 64.35% 66.42% 63.96% 65.58% 65.50% 63.69% 67.66% 60.49% 58.33%
EBIT Margin
56.98% 63.58% 65.60% 62.74% 64.51% 64.22% 62.09% 65.80% 58.22% 55.97%
Profit (Net Income) Margin
40.15% 45.91% 47.48% 44.53% 45.51% 46.72% 44.28% 46.94% 38.03% 42.44%
Tax Burden Percent
70.46% 72.21% 72.38% 70.98% 70.55% 72.75% 71.31% 71.34% 65.33% 75.83%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
29.54% 27.79% 27.62% 29.02% 29.45% 27.25% 28.69% 28.66% 34.67% 24.17%
Return on Invested Capital (ROIC)
12.81% 15.00% 15.73% 14.91% 14.67% 14.54% 13.97% 8.80% 5.92% 8.54%
ROIC Less NNEP Spread (ROIC-NNEP)
12.81% 15.00% 15.73% 14.91% 14.67% 14.54% 13.97% 8.80% 5.92% 8.54%
Return on Net Nonoperating Assets (RNNOA)
1.37% 1.83% 1.68% 1.65% 2.30% 2.32% 0.93% 0.95% 0.89% 0.82%
Return on Equity (ROE)
14.18% 16.83% 17.41% 16.56% 16.97% 16.86% 14.90% 9.75% 6.81% 9.36%
Cash Return on Invested Capital (CROIC)
21.78% 21.06% -4.85% -4.25% -4.49% -4.19% 11.37% 74.15% 5.05% 105.12%
Operating Return on Assets (OROA)
3.19% 3.68% 3.86% 3.82% 4.08% 4.11% 3.87% 3.66% 2.88% 2.62%
Return on Assets (ROA)
2.25% 2.66% 2.80% 2.71% 2.88% 2.99% 2.76% 2.61% 1.88% 1.99%
Return on Common Equity (ROCE)
14.18% 16.83% 17.41% 16.56% 16.97% 16.86% 14.90% 9.75% 6.81% 9.36%
Return on Equity Simple (ROE_SIMPLE)
0.00% 15.81% 16.04% 16.06% 0.00% 15.58% 14.15% 12.36% 0.00% 7.99%
Net Operating Profit after Tax (NOPAT)
10 13 13 11 12 12 11 11 8.26 7.54
NOPAT Margin
40.15% 45.91% 47.48% 44.53% 45.51% 46.72% 44.28% 46.94% 38.03% 42.44%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
27.24% 24.85% 25.41% 27.55% 23.87% 24.69% 26.10% 25.38% 26.19% 30.32%
Operating Expenses to Revenue
38.99% 36.04% 35.24% 37.91% 34.72% 35.17% 35.47% 34.20% 39.76% 44.03%
Earnings before Interest and Taxes (EBIT)
14 18 18 16 17 16 16 16 13 9.95
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
15 18 18 16 17 17 16 16 13 10
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.07 1.18 0.83 0.76 0.87 0.79 0.81 0.75 0.89 0.75
Price to Tangible Book Value (P/TBV)
1.07 1.18 0.83 0.76 0.87 0.79 0.81 0.75 0.89 0.75
Price to Revenue (P/Rev)
3.23 3.43 2.38 2.13 2.41 2.23 2.48 2.54 3.57 3.48
Price to Earnings (P/E)
7.24 7.48 5.17 4.71 5.26 5.04 5.75 6.07 9.41 9.39
Dividend Yield
2.30% 1.22% 1.58% 1.54% 1.75% 1.68% 2.89% 3.29% 2.90% 4.02%
Earnings Yield
13.81% 13.37% 19.35% 21.23% 19.01% 19.83% 17.39% 16.48% 10.62% 10.65%
Enterprise Value to Invested Capital (EV/IC)
0.82 0.87 0.52 0.47 0.70 0.51 0.40 0.48 0.56 0.57
Enterprise Value to Revenue (EV/Rev)
2.49 2.58 1.74 1.54 2.36 1.78 1.28 1.72 2.43 2.87
Enterprise Value to EBITDA (EV/EBITDA)
3.93 3.96 2.66 2.38 3.61 2.77 2.04 2.83 4.40 5.58
Enterprise Value to EBIT (EV/EBIT)
3.99 4.02 2.71 2.43 3.69 2.84 2.10 2.94 4.63 5.91
Enterprise Value to NOPAT (EV/NOPAT)
5.58 5.63 3.78 3.41 5.16 4.03 2.97 4.12 6.42 7.75
Enterprise Value to Operating Cash Flow (EV/OCF)
5.39 5.46 3.71 3.53 5.57 3.90 2.97 3.55 5.79 6.90
Enterprise Value to Free Cash Flow (EV/FCFF)
3.64 4.01 0.00 0.00 0.00 0.00 3.56 0.44 7.51 0.55
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.00 0.02 0.16 0.16 0.23 0.23 0.05 0.05 0.08 0.08
Long-Term Debt to Equity
0.00 0.02 0.16 0.16 0.23 0.23 0.05 0.05 0.08 0.08
Financial Leverage
0.11 0.12 0.11 0.11 0.16 0.16 0.07 0.11 0.15 0.10
Leverage Ratio
6.31 6.34 6.23 6.11 5.89 5.64 5.40 5.39 5.16 4.70
Compound Leverage Factor
6.31 6.34 6.23 6.11 5.89 5.64 5.40 5.39 5.16 4.70
Debt to Total Capital
0.00% 2.21% 13.55% 13.99% 18.64% 19.02% 4.94% 5.06% 7.42% 7.47%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 2.21% 13.55% 13.99% 18.64% 19.02% 4.94% 5.06% 7.42% 7.47%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 97.79% 86.45% 86.01% 81.36% 80.98% 95.06% 94.94% 92.58% 92.53%
Debt to EBITDA
0.00 0.10 0.69 0.71 0.97 1.03 0.25 0.30 0.58 0.73
Net Debt to EBITDA
0.00 -1.31 -0.98 -0.91 -0.07 -0.69 -1.90 -1.34 -2.05 -1.18
Long-Term Debt to EBITDA
0.00 0.10 0.69 0.71 0.97 1.03 0.25 0.30 0.58 0.73
Debt to NOPAT
0.00 0.14 0.98 1.01 1.38 1.51 0.37 0.43 0.85 1.01
Net Debt to NOPAT
0.00 -1.86 -1.39 -1.30 -0.10 -1.01 -2.78 -1.95 -3.00 -1.64
Long-Term Debt to NOPAT
0.00 0.14 0.98 1.01 1.38 1.51 0.37 0.43 0.85 1.01
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
35 32 -51 -48 -48 -44 4.84 285 284 3.20
Operating Cash Flow to CapEx
7,311.43% 8,193.18% 8,362.41% 18,982.35% 4,865.45% 7,926.99% 5,781.82% 11,405.21% 19,252.94% 1,911.47%
Free Cash Flow to Firm to Interest Expense
2.32 2.18 -3.61 -3.66 -4.05 -4.35 0.63 50.32 79.81 1.67
Operating Cash Flow to Interest Expense
0.67 0.97 0.79 0.98 1.00 1.29 0.91 1.93 3.68 3.73
Operating Cash Flow Less CapEx to Interest Expense
0.67 0.96 0.78 0.98 0.98 1.27 0.89 1.91 3.66 3.53
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.05 0.05
Fixed Asset Turnover
4.20 4.23 4.12 4.02 3.92 3.70 3.41 3.02 2.62 2.25
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
318 317 347 336 343 336 284 277 283 281
Invested Capital Turnover
0.32 0.33 0.33 0.33 0.32 0.31 0.32 0.19 0.16 0.20
Increase / (Decrease) in Invested Capital
-25 -20 63 59 60 55 6.25 -274 -276 4.34
Enterprise Value (EV)
262 275 182 158 239 171 113 134 159 161
Market Capitalization
341 366 249 219 243 214 219 197 234 195
Book Value per Share
$22.71 $22.08 $21.38 $20.54 $19.68 $18.20 $17.86 $17.01 $16.25 $15.92
Tangible Book Value per Share
$22.71 $22.08 $21.38 $20.54 $19.68 $18.18 $17.85 $17.00 $16.24 $15.88
Total Capital
318 317 347 336 343 336 284 277 283 281
Total Debt
0.00 7.00 47 47 64 64 14 14 21 21
Total Long-Term Debt
0.00 7.00 47 47 64 64 14 14 21 21
Net Debt
-78 -91 -67 -61 -4.77 -43 -106 -63 -74 -34
Capital Expenditures (CapEx)
0.14 0.18 0.13 0.07 0.25 0.16 0.12 0.10 0.07 0.38
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 7.00 47 47 64 64 14 14 21 21
Total Depreciation and Amortization (D&A)
0.30 0.21 0.22 0.31 0.29 0.33 0.40 0.45 0.50 0.42
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$0.76 $0.97 $0.98 $0.87 $1.00 $0.80 $0.75 $0.77 $0.54 $0.49
Adjusted Weighted Average Basic Shares Outstanding
13.14M 13.08M 13.08M 13.12M 13.93M 14.74M 14.70M 14.65M 15.43M 15.54M
Adjusted Diluted Earnings per Share
$0.74 $0.95 $0.97 $0.86 $1.00 $0.80 $0.75 $0.77 $0.74 $0.49
Adjusted Weighted Average Diluted Shares Outstanding
13.36M 13.42M 13.18M 13.19M 13.94M 14.82M 14.73M 14.70M 15.73M 15.54M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
14.02M 14.02M 14.02M 14.03M 14.07M 14.20M 14.97M 15.09M 15.43M 16.12M
Normalized Net Operating Profit after Tax (NOPAT)
10 13 13 11 12 12 11 11 8.26 7.54
Normalized NOPAT Margin
40.15% 45.91% 47.48% 44.53% 45.51% 46.72% 44.28% 46.94% 38.03% 42.44%
Pre Tax Income Margin
56.98% 63.58% 65.60% 62.74% 64.51% 64.22% 62.09% 65.80% 58.22% 55.97%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.96 1.18 1.26 1.22 1.44 1.63 2.02 2.78 3.55 5.17
NOPAT to Interest Expense
0.67 0.85 0.91 0.87 1.02 1.18 1.44 1.98 2.32 3.92
EBIT Less CapEx to Interest Expense
0.95 1.17 1.25 1.21 1.42 1.61 2.00 2.76 3.54 4.97
NOPAT Less CapEx to Interest Expense
0.66 0.84 0.90 0.86 0.99 1.17 1.42 1.97 2.30 3.73
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
16.70% 9.24% 8.36% 7.61% 7.89% 8.85% 10.06% 21.13% 27.65% 33.09%
Augmented Payout Ratio
23.50% 25.16% 43.16% 49.50% 69.93% 78.39% 72.37% 82.28% 65.15% 48.46%

Frequently Asked Questions About Northeast Community Bancorp's Financials

When does Northeast Community Bancorp's fiscal year end?

According to the most recent income statement we have on file, Northeast Community Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Northeast Community Bancorp's net income changed over the last 2 years?

Northeast Community Bancorp's net income appears to be on an upward trend, with a most recent value of $47.07 million in 2024, rising from $24.84 million in 2022. The previous period was $46.28 million in 2023.

How has Northeast Community Bancorp revenue changed over the last 2 years?

Over the last 2 years, Northeast Community Bancorp's total revenue changed from $65.56 million in 2022 to $105.58 million in 2024, a change of 61.0%.

How much debt does Northeast Community Bancorp have?

Northeast Community Bancorp's total liabilities were at $1.69 billion at the end of 2024, a 13.9% increase from 2023, and a 45.4% increase since 2022.

How much cash does Northeast Community Bancorp have?

In the past 2 years, Northeast Community Bancorp's cash and equivalents has ranged from $13.21 million in 2022 to $13.70 million in 2024, and is currently $13.70 million as of their latest financial filing in 2024.

How has Northeast Community Bancorp's book value per share changed over the last 2 years?

Over the last 2 years, Northeast Community Bancorp's book value per share changed from 16.25 in 2022 to 22.71 in 2024, a change of 39.7%.



This page (NASDAQ:NECB) was last updated on 5/28/2025 by MarketBeat.com Staff
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