Northfield Bancorp (NFBK) Stock Price, News & Analysis

Company Overview

Northfield Bancorp is the bank holding company for Northfield Bank, a New Jersey‐based community bank offering a full range of financial products and services. Headquartered in New Jersey, the company serves individuals, families and small to mid‐sized businesses across Northern and Central New Jersey. Northfield Bancorp focuses on building lasting customer relationships through a combination of personalized service and technology‐driven solutions.

Through its subsidiary, Northfield Bank provides personal banking services such as checking and savings accounts, consumer loans, mortgage products and home equity lines of credit. Business clients can access cash‐management tools, commercial and real estate lending, deposit accounts tailored to business needs and merchant services. The bank also offers trust and wealth management solutions designed to help clients meet their long‐term financial objectives.

Northfield Bancorp has maintained a community‐oriented approach since its early days, supporting local economic development and charitable initiatives throughout its market area. The company leverages digital banking platforms, including online and mobile banking, to enhance customer convenience while preserving its commitment to face‐to‐face service at branch locations. This blend of traditional community banking values and modern technology underpins Northfield Bancorp’s strategy for sustainable growth and client satisfaction.

Key Stats

• Today's Range: $11.73 to $11.97
• 50-Day Range: $10.40 to $12.00
• 52-Week Range: $9.40 to $14.39
• Volume: 111,474 shs
• Average Volume: 147,005 shs
• Market Capitalization: $491.69 million
• P/E Ratio: 13.67
• Dividend Yield: 4.42%
• Price Target: $13.00
• Consensus Rating: Moderate Buy

Northfield Bancorp Stock Analysis - MarketRank™

Northfield Bancorp scored higher than 80% of companies evaluated by MarketBeat, and ranked 333rd out of 957 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Northfield Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

Northfield Bancorp has a consensus price target of $13.00, representing about 10.5% upside from its current price of $11.76.

Amount of Analyst Coverage

Northfield Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 39.02%

Earnings Growth

Earnings for Northfield Bancorp are expected to grow by 39.02% in the coming year, from $0.82 to $1.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Northfield Bancorp is 13.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Northfield Bancorp is 13.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.86.

Price to Book Value per Share Ratio

Northfield Bancorp has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.28% of the float of Northfield Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northfield Bancorp has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northfield Bancorp has recently increased by 2.21%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Northfield Bancorp is a leading dividend payer. It pays a dividend yield of 4.34%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Northfield Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Northfield Bancorp is 60.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Northfield Bancorp will have a dividend payout ratio of 45.61% next year. This indicates that Northfield Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.28% of the float of Northfield Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northfield Bancorp has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northfield Bancorp has recently increased by 2.21%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 1.69

News Sentiment

Northfield Bancorp has a news sentiment score of 1.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Northfield Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added Northfield Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Northfield Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.95% of the stock of Northfield Bancorp is held by insiders.

Percentage Held by Institutions

65.51% of the stock of Northfield Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NFBK Stock Analysis - Frequently Asked Questions

How have NFBK shares performed this year?

Northfield Bancorp's stock was trading at $11.62 on January 1st, 2025. Since then, NFBK stock has increased by 1.2% and is now trading at $11.76.

How were Northfield Bancorp's earnings last quarter?

Northfield Bancorp, Inc. (NASDAQ:NFBK) announced its earnings results on Wednesday, July, 23rd. The bank reported $0.24 earnings per share for the quarter, topping the consensus estimate of $0.22 by $0.02. The bank had revenue of $33.21 million for the quarter, compared to analysts' expectations of $34.25 million. Northfield Bancorp had a net margin of 13.56% and a trailing twelve-month return on equity of 4.64%.

Who are Northfield Bancorp's major shareholders?

Northfield Bancorp's top institutional shareholders include Geode Capital Management LLC (2.17%), American Century Companies Inc. (1.56%), Arrowstreet Capital Limited Partnership (1.40%) and AQR Capital Management LLC (1.13%). Insiders that own company stock include Steven M Klein, Annette Catino, Frank P Patafio, John P Connors Jr, Timothy C Harrison, William R Jacobs, Gil Chapman, Patrick Louis Ryan and David Fasanella.
View institutional ownership trends.

How do I buy shares of Northfield Bancorp?

Shares of NFBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Northfield Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Northfield Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 7/23/2025
• Record date for 8/20 Dividend: 8/06/2025
• Ex-Dividend for 8/20 Dividend: 8/06/2025
• Dividend Payable: 8/20/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:NFBK
• CIK: 1493225
• Web: www.enorthfield.com
• Phone: (732) 499-7200
• Fax: N/A
• Employees: 400
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Northfield Bancorp: $13.00
• High Price Target: $14.00
• Low Price Target: $12.00
• Potential Upside/Downside: +10.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.86
• Trailing P/E Ratio: 13.67
• Forward P/E Ratio: 14.34
• P/E Growth: N/A
• Net Income: $29.94 million
• Net Margins: 13.56%
• Pretax Margin: 18.28%
• Return on Equity: 4.64%
• Return on Assets: 0.58%

Debt

• Debt-to-Equity Ratio: 1.26
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $254.73 million
• Price / Sales: 1.93
• Cash Flow: $0.80 per share
• Price / Cash Flow: 14.69
• Book Value: $16.42 per share
• Price / Book: 0.72

Miscellaneous

• Outstanding Shares: 41,810,000
• Free Float: 39,323,000
• Market Cap: $491.69 million
• Optionable: Optionable
• Beta: 0.87