National Bankshares (NKSH) Stock Price, News & Analysis

Company Overview

National Bankshares, Inc. is a Virginia-based bank holding company headquartered in Reston. Through its primary subsidiaries, National Bank of Blacksburg and The Bank of Giles and Montgomery, the company offers a full suite of community banking services to individuals, small businesses and nonprofit organizations.

The company’s core activities include deposit-taking, consumer and commercial lending, mortgage origination and servicing, trust and wealth management, and electronic banking platforms. By combining traditional relationship-based banking with digital delivery channels, National Bankshares aims to meet the diverse financial needs of clients across southwestern Virginia.

Tracing its roots to a community bank established in Blacksburg more than a century ago, National Bankshares now operates branch offices in markets such as Blacksburg, Christiansburg and Pearisburg. Guided by a board of directors composed of local and industry professionals and managed by an experienced executive team, the company remains focused on supporting regional economic development and delivering personalized service within its communities.

Key Stats

• Today's Range: $36.60 to $37.91
• 50-Day Range: $35.55 to $38.31
• 52-Week Range: $24.74 to $40.00
• Volume: 97,890 shs
• Average Volume: 70,867 shs
• Market Capitalization: $240.21 million
• P/E Ratio: 13.71
• Dividend Yield: 4.14%
• Price Target: N/A
• Consensus Rating: Strong Buy

National Bankshares Stock Analysis - MarketRank™

National Bankshares scored higher than 84% of companies evaluated by MarketBeat, and ranked 214th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Strong Buy

Consensus Rating

National Bankshares has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 strong buy rating, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

National Bankshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.08%

Earnings Growth

Earnings for National Bankshares are expected to grow by 3.08% in the coming year, from $3.25 to $3.35 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of National Bankshares is 13.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.16.

Price to Earnings Ratio vs. Sector

The P/E ratio of National Bankshares is 13.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.22.

Price to Book Value per Share Ratio

National Bankshares has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.91% of the float of National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

National Bankshares has a short interest ratio ("days to cover") of 0.65, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in National Bankshares has recently decreased by 25.20%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

National Bankshares is a leading dividend payer. It pays a dividend yield of 4.25%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of National Bankshares is 56.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, National Bankshares will have a dividend payout ratio of 46.57% next year. This indicates that National Bankshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

National Bankshares has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for National Bankshares this week, compared to 1 article on an average week.

MarketBeat Follows

2 people have added National Bankshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.6 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $7,976.00 in company stock, which represents 0.0033% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, National Bankshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $7,976.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.32% of the stock of National Bankshares is held by insiders.

Percentage Held by Institutions

29.73% of the stock of National Bankshares is held by institutions.

NKSH Stock Analysis - Frequently Asked Questions

How have NKSH shares performed this year?

National Bankshares' stock was trading at $33.53 at the start of the year. Since then, NKSH shares have increased by 12.5% and is now trading at $37.71.

How were National Bankshares' earnings last quarter?

National Bankshares, Inc. (NASDAQ:NKSH) announced its earnings results on Thursday, April, 23rd. The bank reported $0.78 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.65 by $0.13. The bank earned $15.30 million during the quarter, compared to analyst estimates of $14.50 million. National Bankshares had a trailing twelve-month return on equity of 10.53% and a net margin of 20.39%.

Who are National Bankshares' major shareholders?

Top institutional shareholders of National Bankshares include Dimensional Fund Advisors LP (2.11%), Bank of New York Mellon Corp (0.23%) and Hsbc Holdings PLC (0.11%). Insiders that own company stock include Charles E Green III, Lawrence J Ball, F Brad Denardo, John Elliott Dooley, Alan Jeffrey Sweet, Mary G Miller and Lutheria H Smith.
View institutional ownership trends.

How do I buy shares of National Bankshares?

Shares of NKSH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of National Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that National Bankshares investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Home Depot (HD), NVIDIA (NVDA), Meta Platforms (META) and

Company Calendar

• Last Earnings: 4/23/2026
• Today: 5/08/2026
• Next Earnings (Estimated): 7/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NKSH
• CIK: 796534
• Web: www.nationalbankshares.com
• Phone: (540) 951-6300
• Fax: 540-951-6324
• Employees: 220
• Year Founded: 1909

Profitability

• EPS (Trailing Twelve Months): $2.75
• Trailing P/E Ratio: 13.71
• Forward P/E Ratio: 11.60
• P/E Growth: N/A
• Net Income: $15.83 million
• Net Margins: 20.39%
• Pretax Margin: 22.47%
• Return on Equity: 10.53%
• Return on Assets: 1.03%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $85.32 million
• Price / Sales: 2.82
• Cash Flow: $2.80 per share
• Price / Cash Flow: 13.46
• Book Value: $29.05 per share
• Price / Book: 1.30

Miscellaneous

• Outstanding Shares: 6,370,000
• Free Float: 6,157,000
• Market Cap: $240.21 million
• Optionable: Not Optionable
• Beta: 0.63