NASDAQ:OPHC OptimumBank (OPHC) Stock Price, News & Analysis $4.40 +0.04 (+0.80%) As of 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OptimumBank Stock (NASDAQ:OPHC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OptimumBank alerts:Sign Up Key Stats Today's Range$4.41▼$4.4550-Day Range$3.90▼$4.7852-Week Range$3.53▼$5.90Volume2,713 shsAverage Volume33,267 shsMarket Capitalization$52.06 millionP/E Ratio3.36Dividend YieldN/APrice TargetN/AConsensus RatingN/A Company OverviewOptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.Read More… OptimumBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks43rd Percentile Overall ScoreOPHC MarketRank™: OptimumBank scored higher than 43% of companies evaluated by MarketBeat, and ranked 694th out of 898 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for OptimumBank. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of OptimumBank is 3.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.70.Price to Earnings Ratio vs. SectorThe P/E ratio of OptimumBank is 3.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.63.Price to Book Value per Share RatioOptimumBank has a P/B Ratio of 0.46. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OptimumBank's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.08% of the float of OptimumBank has been sold short.Short Interest Ratio / Days to CoverOptimumBank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OptimumBank has recently decreased by 80.23%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOptimumBank does not currently pay a dividend.Dividend GrowthOptimumBank does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.08% of the float of OptimumBank has been sold short.Short Interest Ratio / Days to CoverOptimumBank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OptimumBank has recently decreased by 80.23%, indicating that investor sentiment is improving significantly. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for OptimumBank this week, compared to 0 articles on an average week.Search Interest1 people have searched for OPHC on MarketBeat in the last 30 days. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, OptimumBank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,732.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders13.91% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.43% of the stock of OptimumBank is held by institutions.Read more about OptimumBank's insider trading history. Receive OPHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OptimumBank and its competitors with MarketBeat's FREE daily newsletter. Email Address OPHC Stock News HeadlinesOptimumBank Holdings Releases Q1 2025 Financial ResultsMay 29, 2025 | tipranks.comOptimumBank Holdings Inc.: OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2025May 13, 2025 | finanznachrichten.deA new rule goes live in July — and the banks are quietly cashing inA major change is quietly going into effect this July — and Wall Street is already positioning for it. Big Banks have found a way to use a new asset as if it were cash. Not stocks. Not bonds. Not even the U.S. dollar. They now trust this asset more than the traditional financial system itself.June 24, 2025 | American Alternative (Ad)OptimumBank Holdings, Inc. (OPHC): Among Cheap Rising Stocks to Buy Right NowMay 10, 2025 | finance.yahoo.comOptimumBank Holdings, Inc. (OPHC): Among Cheap Rising Stocks to Buy Right NowMay 9, 2025 | insidermonkey.comOptimumBank Holdings, Inc. (OPHC): Among Cheap Rising Stocks to Buy Right NowMay 9, 2025 | msn.comOptimumBank Holdings, Inc. (OPHC): Among the Cheap Growth Stocks to Buy NowMarch 7, 2025 | insidermonkey.comOptimumBank Holdings Inc.: OptimumBank Holdings, Inc. Financial Performance for the Fourth Quarter of 2024February 6, 2025 | finanznachrichten.deSee More Headlines OPHC Stock Analysis - Frequently Asked Questions How have OPHC shares performed this year? OptimumBank's stock was trading at $4.76 on January 1st, 2025. Since then, OPHC shares have decreased by 7.4% and is now trading at $4.41. View the best growth stocks for 2025 here. When did OptimumBank's stock split? Shares of OptimumBank reverse split before market open on Tuesday, January 12th 2016.The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the market closes on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split. Who are OptimumBank's major shareholders? OptimumBank's top institutional shareholders include Goldman Sachs Group Inc. (0.25%). Insiders that own company stock include Moishe Gubin and Michael Blisko. View institutional ownership trends. How do I buy shares of OptimumBank? Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OptimumBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that OptimumBank investors own include NVIDIA (NVDA), Broadcom (AVGO), e.l.f. Beauty (ELF), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL) and Disc Medicine (IRON). Company Calendar Today6/24/2025Next Earnings (Estimated)8/04/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:OPHC CIK1288855 Webwww.optimumbank.com Phone(954) 900-2800Fax954-900-2851Employees40Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.33 Trailing P/E Ratio3.33 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.28 million Net Margins19.62% Pretax Margin26.35% Return on Equity14.10% Return on Assets1.31% Debt Debt-to-Equity Ratio0.43 Current Ratio1.12 Quick Ratio1.12 Sales & Book Value Annual Sales$40.98 million Price / Sales1.26 Cash Flow$0.92 per share Price / Cash Flow4.77 Book Value$9.66 per share Price / Book0.45Miscellaneous Outstanding Shares11,751,000Free Float8,688,000Market Cap$51.65 million OptionableNot Optionable Beta0.49 Social Links 20 Stocks to Sell NowToday, we are inviting you to take a free peek at our proprietary, exclusive, and up-to-the-minute list of 20 stocks that Wall Street's top analysts hate.Many of these appear to have good fundamentals and might seem like okay investments, but something is wrong. Analysts smell something seriously rotten about these companies. These are true "Strong Sell" stocks.Get This Free Report This page (NASDAQ:OPHC) was last updated on 6/24/2025 by MarketBeat.com Staff From Our PartnersThe Trump Dump is starting; Get out of stocks now?The first 365 days of the Trump presidency… Will be the best time to get rich in American history.Paradigm Press | SponsoredIsrael-Iran WAR Could Destroy Trump's PresidencyThe missiles are already flying. Israel and Iran are now in direct military conflict — and this couldn't ha...American Alternative | SponsoredF1 Engineering Powers This Electric Marine MotorThe future of marine propulsion has arrived - powered by F-1 grade engineering. In collaboration with McLar...The Tomorrow Investor | SponsoredA grave, grave error.It seems like the world is on fire. Trump’s tariffs are crippling economies worldwide. Canada’s been cri...Porter & Company | SponsoredThink NVDA’s run was epic? 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