Oxbridge Re (OXBR) Competitors

Atlantic American (NASDAQ:AAME) and Oxbridge Re (NASDAQ:OXBR) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends, media sentiment and institutional ownership.

Do institutionals & insiders have more ownership in AAME or OXBR?

5.5% of Atlantic American shares are held by institutional investors. Comparatively, 5.6% of Oxbridge Re shares are held by institutional investors. 80.1% of Atlantic American shares are held by insiders. Comparatively, 19.5% of Oxbridge Re shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the media refer more to AAME or OXBR?

In the previous week, Oxbridge Re had 3 more articles in the media than Atlantic American. MarketBeat recorded 8 mentions for Oxbridge Re and 5 mentions for Atlantic American. Atlantic American's average media sentiment score of 0.48 beat Oxbridge Re's score of 0.22 indicating that Atlantic American is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Atlantic American	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Oxbridge Re	0 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk and volatility, AAME or OXBR?

Atlantic American has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Oxbridge Re has a beta of 1.62, meaning that its stock price is 62% more volatile than the S&P 500.

Which has stronger earnings & valuation, AAME or OXBR?

Oxbridge Re has lower revenue, but higher earnings than Atlantic American. Oxbridge Re is trading at a lower price-to-earnings ratio than Atlantic American, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic American	$198.98M	0.32	-$4.27M	$0.10	30.80
Oxbridge Re	$1.36M	9.18	-$2.73M	-$0.41	-4.05

Do analysts rate AAME or OXBR?

Oxbridge Re has a consensus price target of $5.00, suggesting a potential upside of 201.20%. Given Oxbridge Re's stronger consensus rating and higher possible upside, analysts plainly believe Oxbridge Re is more favorable than Atlantic American.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic American	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Oxbridge Re	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is AAME or OXBR more profitable?

Atlantic American has a net margin of 1.27% compared to Oxbridge Re's net margin of -151.89%. Atlantic American's return on equity of 0.38% beat Oxbridge Re's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic American	1.27%	0.38%	0.10%
Oxbridge Re	-151.89%	-60.34%	-36.07%

Is AAME or OXBR a better dividend stock?

Atlantic American pays an annual dividend of $0.02 per share and has a dividend yield of 0.6%. Oxbridge Re pays an annual dividend of $0.48 per share and has a dividend yield of 28.9%. Atlantic American pays out 20.0% of its earnings in the form of a dividend. Oxbridge Re pays out -117.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Oxbridge Re is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Oxbridge Re beats Atlantic American on 10 of the 18 factors compared between the two stocks.