Paysign (PAYS) Stock Price, News & Analysis

Company Overview

Paysign, Inc. (NASDAQ: PAYS) is a financial technology company specializing in prepaid payment solutions and digital transaction processing. The company operates a cloud-based platform that enables corporations, government agencies, and financial institutions to issue and manage prepaid cards, payroll cards, incentive and rewards cards, and gift cards. Through partnerships with major card networks, Paysign provides branded payment products and turnkey program management services designed to streamline disbursement of funds, control costs, and enhance user experience.

The company’s core offerings include reloadable debit cards for employee compensation and expense management, closed-loop gift and loyalty cards, and single-load incentive cards. Paysign’s platform supports real-time reporting, multi-channel funding options, and customizable card designs, allowing clients to tailor their payment programs to specific business needs. Additional services encompass cardholder enrollment, customer support, fraud prevention, and analytics to monitor program usage and measure return on investment.

Headquartered in Scottsdale, Arizona, Paysign primarily serves customers across the United States, including large enterprises, small and medium-sized businesses, state and local government entities, and non-profit organizations. The company has expanded its footprint through strategic partnerships and integrations with banks, payroll providers, and HR platforms, enabling seamless deployment of its prepaid solutions to a broad range of end users. Paysign’s products are designed to meet regulatory standards and security requirements, ensuring compliance and data protection in all jurisdictions it operates.

Founded in 2005, Paysign has grown through a combination of organic development and acquisitions aimed at broadening its technology capabilities and market reach. Under the leadership of Chief Executive Officer Randall J. Branagh, the company has focused on innovation in digital payments, mobile wallet integration, and value-add services such as cashback rewards and incentives. Paysign’s management team brings extensive experience in payments, banking, and software development, positioning the company to capitalize on evolving trends in the prepaid and digital payments industry.

Key Stats

• Today's Range: $7.66 to $7.97
• 50-Day Range: $2.71 to $8.50
• 52-Week Range: $1.80 to $8.57
• Volume: 663,265 shs
• Average Volume: 308,183 shs
• Market Capitalization: $420.21 million
• P/E Ratio: 70.46
• Dividend Yield: N/A
• Price Target: $8.06
• Consensus Rating: Buy

Paysign Stock Analysis - MarketRank™

Paysign scored higher than 49% of companies evaluated by MarketBeat, and ranked 165th out of 312 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Paysign has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Paysign has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 38.10%

Earnings Growth

Earnings for Paysign are expected to grow by 38.10% in the coming year, from $0.21 to $0.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Paysign is 70.46, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.70.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paysign is 70.46, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 23.76.

Price to Book Value per Share Ratio

Paysign has a P/B Ratio of 13.60. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.96% of the float of Paysign has been sold short.

Short Interest Ratio / Days to Cover

Paysign has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Paysign has recently increased by 24.25%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Paysign does not currently pay a dividend.

Dividend Growth

Paysign does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.96% of the float of Paysign has been sold short.

Short Interest Ratio / Days to Cover

Paysign has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Paysign has recently increased by 24.25%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Paysign has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Paysign this week, compared to 2 articles on an average week.

Search Interest

26 people have searched for PAYS on MarketBeat in the last 30 days. This is an increase of 420% compared to the previous 30 days.

MarketBeat Follows

12 people have added Paysign to their MarketBeat watchlist in the last 30 days. This is an increase of 500% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Paysign insiders have sold 985.40% more of their company's stock than they have bought. Specifically, they have bought $117,733.00 in company stock and sold $1,277,877.00 in company stock.

Percentage Held by Insiders

22.40% of the stock of Paysign is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 25.89% of the stock of Paysign is held by institutions.

PAYS Stock Analysis - Frequently Asked Questions

How have PAYS shares performed this year?

Paysign's stock was trading at $3.02 on January 1st, 2025. Since then, PAYS shares have increased by 156.6% and is now trading at $7.75.

How were Paysign's earnings last quarter?

Paysign, Inc. (NASDAQ:PAYS) posted its quarterly earnings data on Thursday, May, 8th. The company reported $0.05 EPS for the quarter, topping the consensus estimate of $0.04 by $0.01. The company had revenue of $18.60 million for the quarter, compared to analyst estimates of $17.49 million. Paysign had a trailing twelve-month return on equity of 19.49% and a net margin of 9.55%.
Read the conference call transcript.

Who are Paysign's major shareholders?

Paysign's top institutional investors include Brendel Financial Advisors LLC (0.09%). Insiders that own company stock include Daniel Spence, Mark Newcomer, Topline Capital Partners, Lp, Topline Capital Management, Ll, Joan M Herman, Bruce A Mina, Robert Strobo, Jeffery Bradford Baker, Daniel R Henry and Matthew Louis Lanford.
View institutional ownership trends.

How do I buy shares of Paysign?

Shares of PAYS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Paysign own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Paysign investors own include Waste Connections (WCN), AU Optronics (AUOTY), American Water Works (AWK), DiamondRock Hospitality (DRH), The RMR Group (RMR), Voyager Therapeutics (VYGR) and Humana (HUM).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 7/17/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:PAYS
• CIK: 1496443
• Web: www.paysign.com
• Phone: (702) 453-2221
• Fax: 702-453-2223
• Employees: 80
• Year Founded: 1995

Price Target and Rating

• Average Price Target for Paysign: $8.06
• High Price Target: $9.00
• Low Price Target: $7.00
• Potential Upside/Downside: +4.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.11
• Trailing P/E Ratio: 70.46
• Forward P/E Ratio: 36.90
• P/E Growth: N/A
• Net Income: $3.82 million
• Net Margins: 9.55%
• Pretax Margin: 10.84%
• Return on Equity: 19.49%
• Return on Assets: 3.32%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $58.38 million
• Price / Sales: 7.20
• Cash Flow: $0.18 per share
• Price / Cash Flow: 43.06
• Book Value: $0.57 per share
• Price / Book: 13.60

Miscellaneous

• Outstanding Shares: 54,220,000
• Free Float: 42,073,000
• Market Cap: $420.21 million
• Optionable: Optionable
• Beta: 0.75