PCB Bancorp (PCB) Stock Price, News & Analysis

Company Overview

PCB Bancorp is the holding company for PCB Bank, a community-focused commercial bank headquartered in Los Angeles, California. The bank primarily serves individuals, small and medium-sized businesses, and commercial customers through its branch network and digital banking services.

PCB Bank offers a range of financial products, including consumer and business checking and savings accounts, certificates of deposit, commercial and industrial loans, commercial real estate financing, residential mortgage loans, and Small Business Administration lending. Its services also include online and mobile banking, treasury management, and other deposit and payment solutions.

Founded in 2003, PCB Bank has built a presence in California and select markets serving diverse communities, including Korean American and other immigrant-owned businesses. PCB Bancorp is led by Chairman and Chief Executive Officer Henry Kim.

Key Stats

• Today's Range: $27.76 to $28.20
• 50-Day Range: $27.21 to $30.62
• 52-Week Range: $19.70 to $30.83
• Volume: 31,350 shs
• Average Volume: 29,970 shs
• Market Capitalization: $392.44 million
• P/E Ratio: 9.71
• Dividend Yield: 3.15%
• Price Target: $27.75
• Consensus Rating: Moderate Buy

PCB Bancorp Stock Analysis - MarketRank™

PCB Bancorp scored higher than 59% of companies evaluated by MarketBeat, and ranked 525th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

PCB Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, no buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for PCB Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

PCB Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.06%

Earnings Growth

Earnings for PCB Bancorp are expected to grow by 3.06% in the coming year, from $2.94 to $3.03 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PCB Bancorp is 9.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of PCB Bancorp is 9.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.34.

Price to Book Value per Share Ratio

PCB Bancorp has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.53% of the float of PCB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

PCB Bancorp has a short interest ratio ("days to cover") of 7.78.

Change versus previous month

Short interest in PCB Bancorp has recently decreased by 0.14%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

PCB Bancorp pays a meaningful dividend of 3.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PCB Bancorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of PCB Bancorp is 30.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PCB Bancorp will have a dividend payout ratio of 29.04% next year. This indicates that PCB Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.20

News Sentiment

PCB Bancorp has a news sentiment score of 1.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for PCB Bancorp this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for PCB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PCB Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

27.00% of the stock of PCB Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

33.04% of the stock of PCB Bancorp is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/14 Dividend: 8/07/2026
• Ex-Dividend for 8/14 Dividend: 8/07/2026
• Dividend Payable: 8/14/2026
• Today: 9/16/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PCB
• CIK: 1423869
• Web: www.mypcbbank.com
• Phone: (213) 210-2000
• Fax: 213-210-2032
• Employees: 274
• Year Founded: 2003

Price Target and Rating

• Average Price Target for PCB Bancorp: $27.75
• High Price Target: $29.50
• Low Price Target: $26.00
• Potential Upside/Downside: -0.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.89
• Trailing P/E Ratio: 9.65
• Forward P/E Ratio: 9.49
• P/E Growth: N/A
• Net Income: $37.45 million
• Net Margins: 19.65%
• Pretax Margin: 27.54%
• Return on Equity: 12.91%
• Return on Assets: 1.24%

Debt

• Debt-to-Equity Ratio: 0.27
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $209.37 million
• Price / Sales: 1.87
• Cash Flow: $2.93 per share
• Price / Cash Flow: 9.52
• Book Value: $22.50 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 14,050,000
• Free Float: 10,253,000
• Market Cap: $391.85 million
• Optionable: Optionable
• Beta: 0.49