Free Trial
Fall Lock-In Sale! MarketBeat All Access, $149 a Year for Life
Lock In $149
Claim MarketBeat All Access Sale Promotion

Pagaya Technologies (PGY) Stock Price, News & Analysis

Pagaya Technologies logo
$19.07 -0.15 (-0.78%)
As of 01:08 PM Eastern
This is a fair market value price provided by Massive. Learn more.

About Pagaya Technologies Stock (NASDAQ:PGY)

Advanced

Key Stats

Today's Range
$18.33
▼
$19.16
50-Day Range
$16.81
▼
$23.26
52-Week Range
$10.40
▼
$31.06
Volume
746,476 shs
Average Volume
3.41 million shs
Market Capitalization
$1.59 billion
P/E Ratio
13.99
Dividend Yield
N/A
Price Target
$31.13
Consensus Rating
Buy

Company Overview

Pagaya Technologies Ltd. is a financial technology company that uses artificial intelligence and machine learning to help financial institutions expand access to credit and other financial products. Its technology platform analyzes large volumes of data to evaluate assets, identify investment opportunities and support lending decisions.

The company works with banks, lenders and other financial institutions, as well as institutional investors. Through its network-based platform, Pagaya helps partners originate loans and other assets while connecting those assets with institutional funding and capital markets solutions. Its activities have included consumer credit, auto loans, residential real estate and other asset classes.

Pagaya was founded in 2016 and has operations serving financial institutions and investors across the United States and other international markets. The company became publicly traded on Nasdaq in 2022 following a business combination with a special purpose acquisition company. Pagaya was co-founded by Gal Krubiner, who serves as its chief executive officer.

AI Generated. May Contain Errors.

Pagaya Technologies Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
84th Percentile Overall Score

PGY MarketRank™: 
4.21038650551 of 5 stars

Pagaya Technologies scored higher than 84% of companies evaluated by MarketBeat, and ranked 123rd out of 590 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Pagaya Technologies has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, 8 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    Pagaya Technologies has a consensus price target of $31.13, representing about 63.6% upside from its current price of $19.02.

  • Amount of Analyst Coverage

    Pagaya Technologies has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Pagaya Technologies' stock forecast and price target.
  • Earnings Growth

    Earnings for Pagaya Technologies are expected to grow by 13.39% in the coming year, from $3.36 to $3.81 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Pagaya Technologies is 13.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Pagaya Technologies is 13.95, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 78.41.

  • Price to Book Value per Share Ratio

    Pagaya Technologies has a P/B Ratio of 2.81. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Pagaya Technologies' valuation and earnings.
  • Percentage of Shares Shorted

    22.16% of the float of Pagaya Technologies has been sold short.
  • Short Interest Ratio / Days to Cover

    Pagaya Technologies has a short interest ratio ("days to cover") of 3.73, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Pagaya Technologies has recently increased by 5.68%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Pagaya Technologies does not currently pay a dividend.

  • Dividend Growth

    Pagaya Technologies does not have a long track record of dividend growth.

  • News Sentiment

    Pagaya Technologies has a news sentiment score of 0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.50 average news sentiment score of Technology companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Pagaya Technologies this week, compared to 6 articles on an average week.
  • Search Interest

    Only 19 people have searched for PGY on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.
  • MarketBeat Follows

    Only 11 people have added Pagaya Technologies to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Pagaya Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,019,059.00 in company stock.

  • Percentage Held by Insiders

    41.99% of the stock of Pagaya Technologies is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    57.14% of the stock of Pagaya Technologies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Pagaya Technologies' insider trading history.
Receive PGY Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Pagaya Technologies and its competitors with MarketBeat's FREE daily newsletter.

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

PGY Stock News Headlines

Do NOT Buy SpaceX – Do This Instead
SpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in could be a costly mistake. He calls it among the most overhyped, overvalued large-cap offerings ever pushed onto everyday investors. Tilson believes a rare economic event is approaching - one with serious consequences for your portfolio this summer. He has prepared a free analysis outlining what he sees and the specific steps he recommends taking now.tc pixel
Illustration of dark reflective blocks etched with candlestick stock charts, lit by glowing golden light sources.
3 Small-Cap Stocks With Catalysts That Could Put Them in the Spotlight (PGY)
Small-cap stocks Ascentage Pharma, Maze Therapeutics, and Pagaya Technologies show improving fundamentals, strong cash positions, and bullish analyst ratings amid shifting investor interest.
Pagaya Technologies (NASDAQ:PGY) CAO Sells $36,976.80 in Stock
See More Headlines

PGY Stock Analysis - Frequently Asked Questions

Pagaya Technologies' stock was trading at $20.90 at the beginning of 2026. Since then, PGY shares have decreased by 9.0% and is now trading at $19.02.

Pagaya Technologies Ltd. (NASDAQ:PGY) released its earnings results on Thursday, May, 7th. The company reported $0.73 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.20 by $0.53. Pagaya Technologies's revenue for the quarter was up 9.7% on a year-over-year basis.
Read the conference call transcript
.

Pagaya Technologies's stock reverse split on the morning of Friday, March 8th 2024.The 1-12 reverse split was announced on Monday, March 4th 2024. The number of shares owned by shareholders was adjusted after the market closes on Thursday, March 7th 2024. An investor that had 100 shares of stock prior to the reverse split would have 8 shares after the split.

Pagaya Technologies' top institutional shareholders include Insight Wealth Strategies LLC (0.31%), Moody National Bank Trust Division (0.04%), State of Alaska Department of Revenue (0.03%) and Banque Pictet & Cie SA (0.02%). Insiders that own company stock include Yahav Yulzari, Avital Pardo, Gal Krubiner, Sanjiv Das, Evangelos Perros, Dan Petrozzo, Avi Zeevi, Cory Vieira, Tami Rosen, Nam Woo Kim and Nicole Torraco.
View institutional ownership trends
.

Shares of PGY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Pagaya Technologies investors own include NVIDIA (NVDA), Palantir Technologies (PLTR), Advanced Micro Devices (AMD), Micron Technology (MU), Nebius Group (NBIS), Taiwan Semiconductor Manufacturing (TSM) and SoFi Technologies (SOFI).

Company Calendar

Last Earnings
5/07/2026
Today
10/23/2026
Next Earnings (Estimated)
10/29/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Industry
Software
Sub-Industry
Application Software
Current Symbol
NASDAQ:PGY
CIK
1883085
Fax
N/A
Employees
493
Year Founded
2016

Price Target and Rating

High Price Target
$36.00
Low Price Target
$25.00
Potential Upside/Downside
+63.1%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
12 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.36
Trailing P/E Ratio
13.99
Forward P/E Ratio
5.68
P/E Growth
N/A
Net Income
$81.39 million
Net Margins
9.12%
Pretax Margin
7.10%
Return on Equity
51.56%
Return on Assets
19.01%

Debt

Debt-to-Equity Ratio
1.12
Current Ratio
11.08
Quick Ratio
11.08

Sales & Book Value

Annual Sales
$1.30 billion
Price / Sales
1.22
Cash Flow
$3.07 per share
Price / Cash Flow
6.22
Book Value
$6.77 per share
Price / Book
2.82

Miscellaneous

Outstanding Shares
83,430,000
Free Float
48,395,000
Market Cap
$1.59 billion
Optionable
Optionable
Beta
5.50

Social Links

 The Best Nuclear Energy Stocks to Buy Cover

Nuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. After strong gains in recent years, the most impactful phase of nuclear investment may still be ahead. This report highlights seven nuclear energy stocks positioned across the value chain—combining near-term revenue with long-term upside as next-generation technologies scale. Click the link below to unlock the full list.

Get This Free Report

This page (NASDAQ:PGY) was last updated on 10/23/2026 by MarketBeat.com Staff.
From Our Partners