Top-Rated StocksTop-RatedNASDAQ:PGY Pagaya Technologies (PGY) Stock Price, News & Analysis $18.25 +1.62 (+9.74%) Closing price 04:00 PM EasternExtended Trading$18.26 +0.00 (+0.03%) As of 05:54 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Pagaya Technologies Stock (NASDAQ:PGY) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Pagaya Technologies alerts:Sign Up Key Stats Today's Range$16.70▼$18.6750-Day Range$12.64▼$16.6352-Week Range$10.40▼$44.99Volume6.84 million shsAverage Volume3.95 million shsMarket Capitalization$1.51 billionP/E Ratio17.06Dividend YieldN/APrice Target$34.50Consensus RatingBuy Company Overview Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes. Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States. The company provides software-as-a-service tools and an electronic marketplace where lenders can source and distribute credit assets, while investors receive enhanced transparency into loan performance metrics. Pagaya’s approach focuses on combining nontraditional data sources, advanced analytics and automated workflows to improve risk assessment and capitalize on underserved segments of the credit market. Under the leadership of co-founder and Chief Executive Officer Gal Krubiner, Pagaya has grown from a startup incubating machine-learning algorithms to a publicly traded company. Its management team comprises professionals with deep experience in data science, financial engineering and capital markets. By leveraging AI-powered insights, Pagaya continues to refine its investment strategies and expand partnerships with banks, credit originators and institutional investors seeking to diversify credit exposure and enhance risk-adjusted returns. AI Generated. May Contain Errors. Read More Pagaya Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks96th Percentile Overall ScorePGY MarketRank™: Pagaya Technologies scored higher than 96% of companies evaluated by MarketBeat, and ranked 76th out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.4 / 5Analyst RatingBuy Consensus RatingPagaya Technologies has received a consensus rating of Buy. The company's average rating score is 3.17, and is based on 3 strong buy ratings, 8 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialPagaya Technologies has a consensus price target of $34.50, representing about 90.1% upside from its current price of $18.15.Amount of Analyst CoveragePagaya Technologies has only been the subject of 4 research reports in the past 90 days.Read more about Pagaya Technologies' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth16.78% Earnings GrowthEarnings for Pagaya Technologies are expected to grow by 16.78% in the coming year, from $2.92 to $3.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Pagaya Technologies is 17.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.45.Price to Earnings Ratio vs. SectorThe P/E ratio of Pagaya Technologies is 17.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.46.Price to Book Value per Share RatioPagaya Technologies has a P/B Ratio of 2.68. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Pagaya Technologies' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted31.34% of the float of Pagaya Technologies has been sold short.Short Interest Ratio / Days to CoverPagaya Technologies has a short interest ratio ("days to cover") of 3.17, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pagaya Technologies has recently increased by 3.39%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPagaya Technologies does not currently pay a dividend.Dividend GrowthPagaya Technologies does not have a long track record of dividend growth. News and Social Media2.8 / 5News Sentiment0.51 News SentimentPagaya Technologies has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 13 news articles for Pagaya Technologies this week, compared to 5 articles on an average week.Search InterestOnly 17 people have searched for PGY on MarketBeat in the last 30 days. This is a decrease of -48% compared to the previous 30 days.MarketBeat Follows35 people have added Pagaya Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 1,067% compared to the previous 30 days. Company Ownership2.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Pagaya Technologies insiders have sold 386.52% more of their company's stock than they have bought. Specifically, they have bought $250,429.00 in company stock and sold $1,218,391.00 in company stock.Percentage Held by Insiders47.59% of the stock of Pagaya Technologies is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.14% of the stock of Pagaya Technologies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Pagaya Technologies' insider trading history. Receive PGY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pagaya Technologies and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. PGY Stock News HeadlinesPagaya Technologies (NASDAQ:PGY) CAO Cory Vieira Sells 1,458 Shares of StockJune 30 at 5:16 AM | americanbankingnews.comInsider Selling: Pagaya Technologies (NASDAQ:PGY) CAO Sells 1,458 SharesJune 30 at 4:36 AM | insidertrades.comSell Tesla, Buy the New King of FSD CarsIn 2023, Marc Chaikin's system flagged an automotive stock as bearish - and it fell 35% shortly after. Today, that same stock has earned a 'Very Bullish' rating after forming a major partnership with Nvidia to power AI-driven autonomous vehicles. This barely-known company was selected to handle the complex job of getting Nvidia's self-driving AI safely inside vehicles - positioning it at the center of a massive trend most investors are still missing through Tesla.June 30 at 1:00 AM | Chaikin Analytics (Ad)Pagaya Technologies (NASDAQ:PGY) President Sanjiv Das Sells 14,000 Shares of StockJune 30 at 4:27 AM | americanbankingnews.comIs Pagaya Technologies a Buy After Its CEO Bought 16,230 Shares?June 29 at 10:09 PM | fool.comPagaya Technologies (NASDAQ:PGY) CEO Buys $250,428.90 in StockJune 26, 2026 | insidertrades.comInsider Selling: Pagaya Technologies (NASDAQ:PGY) Director Sells $151,148.80 in StockJune 24, 2026 | insidertrades.comPagaya Technologies (NASDAQ:PGY) Director Tami Rosen Sells 5,681 SharesJune 17, 2026 | insidertrades.comSee More Headlines PGY Stock Analysis - Frequently Asked Questions How have PGY shares performed this year? Pagaya Technologies' stock was trading at $20.90 on January 1st, 2026. Since then, PGY shares have decreased by 13.2% and is now trading at $18.15. How were Pagaya Technologies' earnings last quarter? Pagaya Technologies Ltd. (NASDAQ:PGY) released its quarterly earnings data on Sunday, March, 22nd. The company reported ($40.86) EPS for the quarter. The company had revenue of $91.63 million for the quarter. Pagaya Technologies had a trailing twelve-month return on equity of 44.75% and a net margin of 7.39%. When did Pagaya Technologies' stock split? Pagaya Technologies shares reverse split on Friday, March 8th 2024.The 1-12 reverse split was announced on Monday, March 4th 2024. The number of shares owned by shareholders was adjusted after the market closes on Thursday, March 7th 2024. An investor that had 100 shares of stock prior to the reverse split would have 8 shares after the split. How do I buy shares of Pagaya Technologies? Shares of PGY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Pagaya Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that Pagaya Technologies investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Vertiv (VRT), Adobe (ADBE) and Advanced Micro Devices (AMD). Company Calendar Last Earnings3/22/2026Today6/30/2026Next Earnings (Estimated)8/06/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (4m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 PGY's financial health is in the Red zone, according to TradeSmith. PGY has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:PGY CIK1883085 Webpagaya.com Phone972-3715-0920FaxN/AEmployees800Year Founded2016Price Target and Rating Average Price Target for Pagaya Technologies$34.50 High Price Target$54.00 Low Price Target$25.00 Potential Upside/Downside+89.0%Consensus RatingBuy Rating Score (0-4)3.17 Research Coverage12 Analysts Profitability EPS (Trailing Twelve Months)$1.07 Trailing P/E Ratio17.06 Forward P/E Ratio6.25 P/E GrowthN/ANet Income$81.39 million Net Margins7.39% Pretax Margin5.94% Return on Equity44.75% Return on Assets15.97% Debt Debt-to-Equity Ratio1.25 Current Ratio12.09 Quick Ratio12.09 Sales & Book Value Annual Sales$1.28 billion Price / Sales1.18 Cash Flow$3.52 per share Price / Cash Flow5.18 Book Value$6.77 per share Price / Book2.70Miscellaneous Outstanding Shares82,871,000Free Float43,433,000Market Cap$1.51 billion OptionableNot Optionable Beta5.35 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:PGY) was last updated on 6/30/2026 by MarketBeat.com Staff. 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