QCR (QCRH) Stock Price, News & Analysis

Company Overview

QCR Holdings, Inc. (NASDAQ: QCRH) is a bank holding company that provides commercial and consumer banking services through a group of community banking subsidiaries. Its offerings include business and consumer loans, deposit accounts, treasury management, mortgage lending, cash management, and related financial services.

The company serves businesses, individuals, families, and institutions in selected Midwestern markets. Its banking operations have a presence in eastern Iowa, the Quad Cities region of Iowa and Illinois, and communities in Missouri, with a focus on relationship-based commercial banking and local decision-making.

QCR Holdings traces its origins to the early 1990s and has expanded through the development and acquisition of community banks. Its operating businesses have included Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Springfield First Community Bank, along with other affiliated banking and financial-services operations. The company also provides wealth management, trust, investment, and institutional services through its subsidiaries.

Key Stats

• Today's Range: $99.27 to $103.14
• 50-Day Range: $97.21 to $106.56
• 52-Week Range: $71.69 to $108.11
• Volume: 216,272 shs
• Average Volume: 119,533 shs
• Market Capitalization: $1.69 billion
• P/E Ratio: 11.57
• Dividend Yield: 0.58%
• Price Target: $110.60
• Consensus Rating: Moderate Buy

QCR Stock Analysis - MarketRank™

QCR scored higher than 62% of companies evaluated by MarketBeat, and ranked 507th out of 848 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

QCR has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for QCR is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

QCR has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.79%

Earnings Growth

Earnings for QCR are expected to grow by 5.79% in the coming year, from $8.47 to $8.96 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of QCR is 11.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of QCR is 11.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.63.

Price to Book Value per Share Ratio

QCR has a P/B Ratio of 1.56. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.48% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 5.02.

Change versus previous month

Short interest in QCR has recently increased by 14.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

QCR has a dividend yield of 0.60%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

QCR does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of QCR is 7.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, QCR will have a dividend payout ratio of 6.70% next year. This indicates that QCR will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.70

News Sentiment

QCR has a news sentiment score of 0.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for QCR this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, QCR insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.20% of the stock of QCR is held by insiders.

Percentage Held by Institutions

70.01% of the stock of QCR is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/5 Dividend: 9/18/2026
• Ex-Dividend for 10/5 Dividend: 9/18/2026
• Dividend Payable: 10/05/2026
• Last Earnings: 10/20/2026
• Today: 10/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:QCRH
• CIK: 906465
• Web: www.qcrh.com
• Phone: (309) 736-3580
• Fax: 309-743-7705
• Employees: 1,004
• Year Founded: 1993

Price Target and Rating

• Average Price Target for QCR: $110.60
• High Price Target: $123.00
• Low Price Target: $105.00
• Potential Upside/Downside: +7.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.46
• Trailing P/E Ratio: 11.57
• Forward P/E Ratio: 12.17
• P/E Growth: N/A
• Net Income: $127.19 million
• Net Margins: 23.17%
• Pretax Margin: 24.87%
• Return on Equity: 12.71%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: 0.57
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $603.75 million
• Price / Sales: 2.80
• Cash Flow: $8.78 per share
• Price / Cash Flow: 11.73
• Book Value: $66.06 per share
• Price / Book: 1.56

Miscellaneous

• Outstanding Shares: 16,380,000
• Free Float: 15,852,000
• Market Cap: $1.69 billion
• Optionable: Optionable
• Beta: 0.74