NASDAQ:QFIN Qifu Technology (QFIN) Stock Price, News & Analysis $33.26 -0.34 (-1.00%) As of 01:39 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Qifu Technology Stock (NASDAQ:QFIN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Qifu Technology alerts:Sign Up Key Stats Today's Range$32.47▼$33.8050-Day Range$33.05▼$45.8052-Week Range$20.00▼$48.94Volume792,586 shsAverage Volume1.71 million shsMarket Capitalization$5.24 billionP/E Ratio5.10Dividend Yield4.15%Price Target$51.73Consensus RatingBuy Company Overview Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China. Read More Qifu Technology Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks94th Percentile Overall ScoreQFIN MarketRank™: Qifu Technology scored higher than 94% of companies evaluated by MarketBeat, and ranked 17th out of 306 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingQifu Technology has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageQifu Technology has only been the subject of 1 research reports in the past 90 days.Read more about Qifu Technology's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth11.91% Earnings GrowthEarnings for Qifu Technology are expected to grow by 11.91% in the coming year, from $5.71 to $6.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Qifu Technology is 5.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.86.Price to Earnings Ratio vs. SectorThe P/E ratio of Qifu Technology is 5.12, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 27.51.Price to Earnings Growth RatioQifu Technology has a PEG Ratio of 0.41. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioQifu Technology has a P/B Ratio of 1.58. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Qifu Technology's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.10% of the float of Qifu Technology has been sold short.Short Interest Ratio / Days to CoverQifu Technology has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in Qifu Technology has recently decreased by 2.72%, indicating that investor sentiment is improving. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipQifu Technology is a leading dividend payer. It pays a dividend yield of 4.14%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthQifu Technology does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Qifu Technology is 21.17%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Qifu Technology will have a dividend payout ratio of 21.60% next year. This indicates that Qifu Technology will be able to sustain or increase its dividend.Read more about Qifu Technology's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted5.10% of the float of Qifu Technology has been sold short.Short Interest Ratio / Days to CoverQifu Technology has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in Qifu Technology has recently decreased by 2.72%, indicating that investor sentiment is improving. News and Social Media4.0 / 5News Sentiment1.27 News SentimentQifu Technology has a news sentiment score of 1.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.45 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Qifu Technology this week, compared to 6 articles on an average week.Search Interest17 people have searched for QFIN on MarketBeat in the last 30 days. This is an increase of 143% compared to the previous 30 days.MarketBeat Follows18 people have added Qifu Technology to their MarketBeat watchlist in the last 30 days. This is an increase of 350% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Qifu Technology insiders have not sold or bought any company stock.Percentage Held by Insiders17.10% of the stock of Qifu Technology is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions74.81% of the stock of Qifu Technology is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Qifu Technology's insider trading history. Receive QFIN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Qifu Technology and its competitors with MarketBeat's FREE daily newsletter. Email Address QFIN Stock News HeadlinesBuy the Dip on 3 Overlooked Names With Major PotentialQFIN, EXE, and FTAI are three stocks worth adding to a list of potential undervalued plays that could be poised for future growth.August 3, 2025 | marketbeat.comQfin Holdings to Announce Second Quarter 2025 Unaudited Financial Results on August 14, 2025August 4, 2025 | globenewswire.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough.August 8 at 2:00 AM | Brownstone Research (Ad)Qifu Technology, Inc. (QFIN) to Rebrand as Qfin HoldingsJuly 28, 2025 | msn.comQifu Technology, Inc. (QFIN) Upgraded to Strong Buy: Here's ... - NasdaqJuly 11, 2025 | nasdaq.comQifu Technology, Inc. (QFIN) Upgraded to Strong Buy: Here's What You ...July 11, 2025 | finance.yahoo.comChinese AI Credit-Tech Stock Hits Technical Milestone As Wall Street Eyes Profit GrowthJuly 11, 2025 | investors.comQifu Technology: Multiple Growth Drivers In PlaceJuly 8, 2025 | seekingalpha.comSee More Headlines QFIN Stock Analysis - Frequently Asked Questions How have QFIN shares performed this year? Qifu Technology's stock was trading at $38.38 on January 1st, 2025. Since then, QFIN stock has decreased by 13.1% and is now trading at $33.34. How were Qifu Technology's earnings last quarter? Qifu Technology, Inc. (NASDAQ:QFIN) released its quarterly earnings results on Monday, May, 19th. The company reported $1.74 earnings per share for the quarter, beating analysts' consensus estimates of $1.72 by $0.02. The firm earned $646.19 million during the quarter, compared to analysts' expectations of $4.61 billion. Qifu Technology had a net margin of 38.99% and a trailing twelve-month return on equity of 29.73%. Read the conference call transcript. When did Qifu Technology IPO? Qifu Technology (QFIN) raised $54 million in an initial public offering (IPO) on Friday, December 14th 2018. The company issued 3,100,000 shares at $16.50-$18.50 per share. Citigroup, Haitong International, AMTD and Lighthouse Capital acted as the underwriters for the IPO and China Securities International, TF International, HeungKong Financial and North Beta Capital were co-managers. Who are Qifu Technology's major shareholders? Top institutional investors of Qifu Technology include Acadian Asset Management LLC (3.24%), Greenwoods Asset Management Hong Kong Ltd. (2.09%), Swedbank AB (0.85%) and Yunqi Capital Ltd (0.65%). How do I buy shares of Qifu Technology? Shares of QFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Qifu Technology own? Based on aggregate information from My MarketBeat watchlists, some other companies that Qifu Technology investors own include Humana (HUM), American Water Works (AWK), NVIDIA (NVDA), TotalEnergies (TTE), Voyager Therapeutics (VYGR), Waste Connections (WCN) and Broadcom (AVGO). Company Calendar Record date for 6/2 Dividend4/23/2025Ex-Dividend for 6/2 Dividend4/23/2025Last Earnings5/19/2025Dividend Payable6/02/2025Today8/08/2025Next Earnings (Estimated)8/14/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Technology Services Sub-IndustryBanking Current SymbolNASDAQ:QFIN CIK1741530 Webwww.360jie.com.cn Phone862158357668FaxN/AEmployees3,527Year FoundedN/APrice Target and Rating Average Price Target for Qifu Technology$51.73 High Price Target$65.00 Low Price Target$37.50 Potential Upside/Downside+54.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$6.52 Trailing P/E Ratio5.15 Forward P/E Ratio5.88 P/E Growth0.41Net Income$858.21 million Net Margins38.99% Pretax Margin47.88% Return on Equity29.73% Return on Assets13.97% Debt Debt-to-Equity Ratio0.21 Current Ratio3.08 Quick Ratio3.08 Sales & Book Value Annual Sales$2.35 billion Price / Sales2.25 Cash Flow$5.55 per share Price / Cash Flow6.05 Book Value$21.08 per share Price / Book1.59Miscellaneous Outstanding Shares157,610,000Free Float130,661,000Market Cap$5.30 billion OptionableOptionable Beta0.39 These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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