NASDAQ:QFIN Qifu Technology (QFIN) Stock Price, News & Analysis $42.62 +0.12 (+0.27%) As of 10:22 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Qifu Technology Stock (NASDAQ:QFIN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Qifu Technology alerts:Sign Up Key Stats Today's Range$41.89▼$43.1450-Day Range$35.49▼$48.1252-Week Range$18.13▼$48.94Volume112,687 shsAverage Volume1.57 million shsMarket Capitalization$6.72 billionP/E Ratio8.64Dividend Yield3.24%Price Target$45.10Consensus RatingBuy Company OverviewQifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.Read More… Qifu Technology Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreQFIN MarketRank™: Qifu Technology scored higher than 79% of companies evaluated by MarketBeat, and ranked 64th out of 310 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingBuy Consensus RatingQifu Technology has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageQifu Technology has only been the subject of 1 research reports in the past 90 days.Read more about Qifu Technology's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth11.91% Earnings GrowthEarnings for Qifu Technology are expected to grow by 11.91% in the coming year, from $5.71 to $6.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Qifu Technology is 8.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Qifu Technology is 8.61, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 32.21.Price to Earnings Growth RatioQifu Technology has a PEG Ratio of 0.32. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioQifu Technology has a P/B Ratio of 2.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.90% of the float of Qifu Technology has been sold short.Short Interest Ratio / Days to CoverQifu Technology has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Qifu Technology has recently decreased by 5.85%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldQifu Technology pays a meaningful dividend of 3.12%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthQifu Technology does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Qifu Technology is 23.79%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Qifu Technology will have a dividend payout ratio of 21.60% next year. This indicates that Qifu Technology will be able to sustain or increase its dividend.Read more about Qifu Technology's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted4.90% of the float of Qifu Technology has been sold short.Short Interest Ratio / Days to CoverQifu Technology has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Qifu Technology has recently decreased by 5.85%, indicating that investor sentiment is improving significantly. News and Social Media2.9 / 5News Sentiment1.18 News SentimentQifu Technology has a news sentiment score of 1.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 17 news articles for Qifu Technology this week, compared to 5 articles on an average week.Search InterestOnly 5 people have searched for QFIN on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.MarketBeat FollowsOnly 5 people have added Qifu Technology to their MarketBeat watchlist in the last 30 days. This is a decrease of -62% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Qifu Technology insiders have not sold or bought any company stock.Percentage Held by Insiders17.10% of the stock of Qifu Technology is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions74.81% of the stock of Qifu Technology is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Qifu Technology's insider trading history. Receive QFIN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Qifu Technology and its competitors with MarketBeat's FREE daily newsletter. Email Address QFIN Stock News HeadlinesQifu Technology, Inc. (NASDAQ:QFIN) Q1 2025 Earnings Call TranscriptMay 21 at 9:40 PM | msn.comQifu Technology, Inc.: Qifu Technology Announces First Quarter 2025 Unaudited Financial ResultsMay 21 at 4:39 PM | finanznachrichten.deTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.May 22, 2025 | Porter & Company (Ad)Qifu Technology Delivers Strong Q1 Results, Citi Hikes Price TargetMay 21 at 4:39 PM | msn.comQifu Technology Inc (QFIN) Q1 2025 Earnings Call Highlights: Robust Revenue Growth and ...May 21 at 6:25 AM | finance.yahoo.comQifu Technology’s Earnings Call Highlights AI GrowthMay 20 at 8:20 PM | tipranks.comQifu Technology, Inc. (QFIN) Q1 2025 Earnings Call TranscriptMay 20 at 12:31 AM | seekingalpha.comQifu Technology, Inc. 2025 Q1 - Results - Earnings Call PresentationMay 19 at 8:33 PM | seekingalpha.comSee More Headlines QFIN Stock Analysis - Frequently Asked Questions How have QFIN shares performed this year? Qifu Technology's stock was trading at $38.38 at the start of the year. Since then, QFIN stock has increased by 10.8% and is now trading at $42.51. View the best growth stocks for 2025 here. How were Qifu Technology's earnings last quarter? Qifu Technology, Inc. (NASDAQ:QFIN) released its quarterly earnings data on Monday, May, 19th. The company reported $1.74 EPS for the quarter, topping the consensus estimate of $1.72 by $0.02. The firm earned $646.19 million during the quarter, compared to analyst estimates of $4.61 billion. Qifu Technology had a trailing twelve-month return on equity of 24.39% and a net margin of 31.82%. Read the conference call transcript. When did Qifu Technology IPO? Qifu Technology (QFIN) raised $54 million in an IPO on Friday, December 14th 2018. The company issued 3,100,000 shares at $16.50-$18.50 per share. Citigroup, Haitong International, AMTD and Lighthouse Capital acted as the underwriters for the IPO and China Securities International, TF International, HeungKong Financial and North Beta Capital were co-managers. Who are Qifu Technology's major shareholders? Top institutional shareholders of Qifu Technology include Krane Funds Advisors LLC (4.46%), Acadian Asset Management LLC (3.54%), Vanguard Group Inc. (2.90%) and Alliancebernstein L.P. (1.84%). How do I buy shares of Qifu Technology? Shares of QFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Qifu Technology own? Based on aggregate information from My MarketBeat watchlists, some other companies that Qifu Technology investors own include Humana (HUM), American Water Works (AWK), NVIDIA (NVDA), TotalEnergies (TTE), Voyager Therapeutics (VYGR), Waste Connections (WCN) and Broadcom (AVGO). Company Calendar Record date for 6/2 Dividend4/23/2025Ex-Dividend for 6/2 Dividend4/23/2025Last Earnings5/19/2025Today5/22/2025Dividend Payable6/02/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNASDAQ:QFIN CIK1741530 Webwww.360jie.com.cn Phone862158357668FaxN/AEmployees2,199Year FoundedN/APrice Target and Rating Average Stock Price Target$45.10 High Stock Price Target$52.70 Low Stock Price Target$37.50 Potential Upside/Downside+6.1%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$5.80 Trailing P/E Ratio8.61 Forward P/E Ratio7.44 P/E Growth0.32Net Income$603.58 million Net Margins31.82% Pretax Margin42.64% Return on Equity24.39% Return on Assets11.68% Debt Debt-to-Equity RatioN/A Current Ratio2.56 Quick Ratio2.56 Sales & Book Value Annual Sales$14.04 billion Price / Sales0.48 Cash Flow$3.90 per share Price / Cash Flow10.89 Book Value$19.67 per share Price / Book2.16Miscellaneous Outstanding Shares157,613,000Free Float130,661,000Market Cap$6.70 billion OptionableOptionable Beta0.53 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? Enter your email address to see which stocks MarketBeat analysts think might become the next trillion dollar tech company.Get This Free Report This page (NASDAQ:QFIN) was last updated on 5/22/2025 by MarketBeat.com Staff From Our PartnersJuly 2025 Rule Change to Impact Retirement InvestorsThere's a massive change from a new rule going into effect this July. And it's one the Big Banks are alread...Premier Gold Co | SponsoredTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredElon’s 2025 Silver Crisis (What It Means for You)Elon Musk is back in the spotlight—this time for fueling a global scramble for silver. Tesla's relentless p...GoldenCrest Metals | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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