Roadzen (RDZN) Competitors

NI (NASDAQ:NODK) and Roadzen (NASDAQ:RDZN) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, media sentiment, risk, institutional ownership and earnings.

Do insiders & institutionals hold more shares of NODK or RDZN?

21.9% of NI shares are held by institutional investors. Comparatively, 24.7% of Roadzen shares are held by institutional investors. 1.2% of NI shares are held by insiders. Comparatively, 26.8% of Roadzen shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has stronger earnings & valuation, NODK or RDZN?

NI has higher revenue and earnings than Roadzen. Roadzen is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$325.20M	0.85	-$6.06M	$0.08	166.88
Roadzen	$46.23M	1.63	-$72.87M	-$1.51	-0.65

Does the media favor NODK or RDZN?

In the previous week, NI and NI both had 3 articles in the media. Roadzen's average media sentiment score of 1.72 beat NI's score of 1.34 indicating that Roadzen is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NI	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Roadzen	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more risk and volatility, NODK or RDZN?

NI has a beta of 0.34, suggesting that its stock price is 66% less volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.36, suggesting that its stock price is 64% less volatile than the S&P 500.

Do analysts prefer NODK or RDZN?

Roadzen has a consensus price target of $5.00, suggesting a potential upside of 405.56%. Given Roadzen's stronger consensus rating and higher possible upside, analysts plainly believe Roadzen is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Roadzen	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is NODK or RDZN more profitable?

NI has a net margin of 0.50% compared to Roadzen's net margin of -61.58%. NI's return on equity of 0.63% beat Roadzen's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	0.50%	0.63%	0.28%
Roadzen	-61.58%	N/A	-90.09%

Summary

Roadzen beats NI on 8 of the 15 factors compared between the two stocks.