Renasant (RNST) Stock Price, News & Analysis

Company Overview

Renasant Corporation is a financial holding company providing banking and related services through its primary subsidiary, Renasant Bank. With origins dating back to 1904 in Tupelo, Mississippi, the company offers a comprehensive suite of commercial and consumer banking products, including deposit accounts, lending and treasury management services. Renasant serves individuals, small businesses and corporate clients across the southeastern United States.

The company operates more than 110 banking offices across Mississippi, Alabama, Tennessee, Florida and Georgia, supplemented by a network of ATMs and digital platforms. Its lending portfolio includes commercial and industrial financing, commercial real estate loans, residential mortgage lending and consumer credit. On the deposit side, the bank provides traditional and online checking and savings accounts, money market accounts, certificates of deposit and cash management services for businesses. Renasant has invested in its digital banking capabilities to support mobile and online banking, remote account opening and electronic payment processing.

In addition to core banking operations, Renasant offers wealth management, trust and financial planning services through its wealth management division. Clients can access personalized investment advisory, retirement planning, estate services and trust administration. The company also operates an insurance agency that provides property and casualty, life, health and employee benefits solutions. These complementary businesses aim to deepen customer relationships and diversify revenue streams.

Renasant’s leadership is led by Chairman, President and Chief Executive Officer Bill Dabney, who has overseen regional expansion and strategic technology investments. The company maintains a community-focused approach, supporting local economic development and financial literacy efforts. Renasant continues to prioritize customer service, deposit growth and prudent credit management as it seeks to broaden its presence in the southeastern banking market.

Key Stats

• Today's Range: $37.16 to $37.71
• 50-Day Range: $35.53 to $39.79
• 52-Week Range: $26.97 to $40.40
• Volume: 113,353 shs
• Average Volume: 696,451 shs
• Market Capitalization: $3.54 billion
• P/E Ratio: 11.41
• Dividend Yield: 2.36%
• Price Target: $43.00
• Consensus Rating: Buy

Renasant Stock Analysis - MarketRank™

Renasant scored higher than 85% of companies evaluated by MarketBeat, and ranked 275th out of 923 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Renasant has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 5 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Renasant has a consensus price target of $43.00, representing about 15.4% upside from its current price of $37.27.

Amount of Analyst Coverage

Renasant has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 31.72%

Earnings Growth

Earnings for Renasant are expected to grow by 31.72% in the coming year, from $2.68 to $3.53 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Renasant is 11.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.34.

Price to Earnings Ratio vs. Sector

The P/E ratio of Renasant is 11.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.36.

Price to Book Value per Share Ratio

Renasant has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.23% of the outstanding shares of Renasant have been sold short.

Short Interest Ratio / Days to Cover

Renasant has a short interest ratio ("days to cover") of 7.1.

Change versus previous month

Short interest in Renasant has recently increased by 4.42%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Renasant pays a meaningful dividend of 2.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Renasant does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Renasant is 34.65%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Renasant will have a dividend payout ratio of 24.93% next year. This indicates that Renasant will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.23% of the outstanding shares of Renasant have been sold short.

Short Interest Ratio / Days to Cover

Renasant has a short interest ratio ("days to cover") of 7.1.

Change versus previous month

Short interest in Renasant has recently increased by 4.42%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 1.77

News Sentiment

Renasant has a news sentiment score of 1.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Renasant this week, compared to 5 articles on an average week.

MarketBeat Follows

Only 1 people have added Renasant to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Renasant insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.81% of the stock of Renasant is held by insiders.

Percentage Held by Institutions

77.31% of the stock of Renasant is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RNST Stock Analysis - Frequently Asked Questions

How have RNST shares performed this year?

Renasant's stock was trading at $35.75 at the start of the year. Since then, RNST stock has increased by 4.3% and is now trading at $37.2710.

How were Renasant's earnings last quarter?

Renasant Co. (NASDAQ:RNST) issued its earnings results on Tuesday, April, 22nd. The financial services provider reported $0.66 earnings per share for the quarter, topping the consensus estimate of $0.60 by $0.06. The financial services provider earned $170.59 million during the quarter, compared to analyst estimates of $170.38 million. Renasant had a trailing twelve-month return on equity of 6.58% and a net margin of 17.91%.

How do I buy shares of Renasant?

Shares of RNST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Renasant own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Renasant investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 9/30 Dividend: 9/16/2025
• Ex-Dividend for 9/30 Dividend: 9/16/2025
• Dividend Payable: 9/30/2025
• Today: 10/07/2025
• Next Earnings (Estimated): 10/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RNST
• CIK: 715072
• Web: www.renasant.com
• Phone: (662) 680-1001
• Fax: 662-680-1042
• Employees: 2,330
• Year Founded: 1904

Price Target and Rating

• Average Price Target for Renasant: $43.00
• High Price Target: $47.00
• Low Price Target: $39.00
• Potential Upside/Downside: +15.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.54
• Trailing P/E Ratio: 11.40
• Forward P/E Ratio: 13.91
• P/E Growth: N/A
• Net Income: $195.46 million
• Net Margins: 17.91%
• Pretax Margin: 22.44%
• Return on Equity: 6.58%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.96
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $771.83 million
• Price / Sales: 4.59
• Cash Flow: $2.67 per share
• Price / Cash Flow: 13.98
• Book Value: $42.13 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 95,019,000
• Free Float: 61,773,000
• Market Cap: $3.54 billion
• Optionable: Optionable
• Beta: 0.89