REPAY Payment Holdings, Inc. (NASDAQ: RPAY) is a financial technology company specializing in integrated payment solutions for businesses and institutions. Through its SaaS-enabled platform, Repay provides a suite of payment processing services designed to streamline receivables, optimize cash flow and enhance customer experience. The company’s core offerings include automated accounts receivable workflows, white-label payment interfaces, and secure card and ACH transactions, all delivered via APIs and prebuilt integrations.
Repay’s product portfolio caters to a wide range of digital payment needs. Its flagship platform supports hosted payment pages, recurring billing, tokenization, and real-time reporting, enabling clients to accept in-person, online and mobile payments. Additional services include digital eCheck processing, PCI-compliant data security, and fraud management tools. By embedding these capabilities directly into third-party software systems, Repay helps banks, independent software vendors (ISVs) and payment facilitators accelerate their go-to-market strategies without building payments infrastructure from scratch.
Serving customers across the United States and Canada, Repay focuses on vertical markets such as automotive finance, student lending, utilities, property management, telecommunications and government agencies. Its solutions address industry-specific requirements, from bill presentment and collection for municipal water districts to loan servicing payments for mortgage servicers. The company partners with community banks, credit unions and national processors, offering flexible deployment options that adapt to both legacy and cloud-native environments.
Founded in 2014 and headquartered in Alpharetta, Georgia, Repay went public in August 2019 to fund its growth initiatives and expand its technology roadmap. The leadership team is led by Chief Executive Officer John Morris, a veteran payments executive with prior leadership roles at major fintech firms, and Chief Financial Officer Mark To, who brings extensive finance and audit experience. Under their stewardship, Repay continues to invest in innovation, strategic partnerships and targeted acquisitions to solidify its position as a premier payments-as-a-service provider.
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