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NASDAQ:RPAY

Repay (RPAY) Stock Price, News & Analysis

Repay logo
$4.00 +0.04 (+1.01%)
Closing price 07/31/2026 04:00 PM Eastern
Extended Trading
$3.94 -0.06 (-1.50%)
As of 07/31/2026 06:17 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Repay Stock (NASDAQ:RPAY)

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Key Stats

Today's Range
$3.86
$4.00
50-Day Range
$3.16
$4.26
52-Week Range
$2.30
$6.05
Volume
547,953 shs
Average Volume
366,365 shs
Market Capitalization
$379.84 million
P/E Ratio
N/A
Dividend Yield
N/A
Price Target
$5.32
Consensus Rating
Hold

Company Overview

Repay Holdings Corp. (Nasdaq: RPAY) is a specialized financial technology company that delivers integrated payment solutions to businesses operating within key vertical markets. The company’s platform enables merchants and service providers to accept a range of payment types, including credit and debit cards, automated clearing house (ACH) transfers and electronic checks. Repay’s offerings are designed to seamlessly integrate with third-party software applications, such as enterprise resource planning, customer relationship management and point-of-sale systems, empowering industries such as utilities, telecommunications, automotive finance, healthcare, insurance, property management and education.

Tracing its roots to the formation of Pinnacle Payment Systems in 1997, Repay expanded its capabilities through strategic acquisitions, including Southeastern Integrated Solutions and Payliance, before completing a business combination with Thunder Bridge Acquisition II in 2019 to become a publicly traded company on the Nasdaq. This transaction provided the capital necessary to accelerate product development and broaden its market reach, while building on a legacy of innovation in payment processing and risk management technologies.

Repay’s cloud-enabled platform supports both on-premise and software-as-a-service (SaaS) deployment models, offering flexible integration options for partners and end users. Its solutions are utilized by thousands of merchants across the United States and Canada, and the company works closely with banks, independent software vendors and system integrators to embed payment functionality into vertical-specific workflows. The leadership team is led by President and Chief Executive Officer Suzanne Clough, whose background in financial services and technology has guided the firm’s strategic growth and commitment to delivering secure, compliant and customer-focused payment experiences.

AI Generated. May Contain Errors.

Repay Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
70th Percentile Overall Score

RPAY MarketRank™: 

Repay scored higher than 70% of companies evaluated by MarketBeat, and ranked 430th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Repay has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and 1 sell rating.

  • Upside Potential

    Repay has a consensus price target of $5.32, representing about 33.0% upside from its current price of $4.00.

  • Amount of Analyst Coverage

    Repay has only been the subject of 4 research reports in the past 90 days.

  • Read more about Repay's stock forecast and price target.
  • Earnings Growth

    Earnings for Repay are expected to grow by 33.33% in the coming year, from $0.66 to $0.88 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Repay is -1.31, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Repay is -1.31, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Repay has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Repay's valuation and earnings.
  • Percentage of Shares Shorted

    5.01% of the float of Repay has been sold short.
  • Short Interest Ratio / Days to Cover

    Repay has a short interest ratio ("days to cover") of 11.29, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in Repay has recently decreased by 2.90%, indicating that investor sentiment is improving.
  • Dividend Yield

    Repay does not currently pay a dividend.

  • Dividend Growth

    Repay does not have a long track record of dividend growth.

  • News Sentiment

    Repay has a news sentiment score of 0.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Repay this week, compared to 3 articles on an average week.
  • Search Interest

    7 people have searched for RPAY on MarketBeat in the last 30 days. This is an increase of 17% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Repay insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    12.00% of the stock of Repay is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    82.73% of the stock of Repay is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Repay's insider trading history.
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RPAY Stock News Headlines

REPAY to Attend Upcoming Investor Conferences
Iran War Shock: What I Was Told In That Private Meeting
You’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially the reasons why we’re bombing the country.tc pixel
REPAY Appoints Zach Sadek to its Board of Directors
What Makes Repay Holdings (RPAY) Appear Attractive
See More Headlines

RPAY Stock Analysis - Frequently Asked Questions

Repay's stock was trading at $3.65 at the start of the year. Since then, RPAY shares have increased by 9.6% and is now trading at $4.00.

Repay Holdings Corporation (NASDAQ:RPAY) issued its earnings results on Monday, May, 4th. The company reported $0.22 earnings per share (EPS) for the quarter, hitting analysts' consensus estimates of $0.22. The company earned $80.79 million during the quarter, compared to analysts' expectations of $80.48 million. Repay had a negative net margin of 82.73% and a positive trailing twelve-month return on equity of 10.45%.
Read the conference call transcript
.

Repay's Board of Directors initiated a stock buyback program on Monday, May 12th 2025, which allows the company to repurchase $75,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 19% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company's board believes its stock is undervalued.

Shares of RPAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Repay investors own include Waste Connections (WCN), AUO (AUOTY), American Water Works (AWK), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

Last Earnings
5/04/2026
Today
7/31/2026
Next Earnings (Estimated)
8/10/2026
Canaccord Genuity's 46th Annual Growth Conference
8/12/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Financial Services
Sub-Industry
Transaction & Payment Processing Services
Current Symbol
NASDAQ:RPAY
CIK
1720592
Fax
N/A
Employees
580
Year Founded
2006

Price Target and Rating

High Price Target
$8.00
Low Price Target
$3.50
Potential Upside/Downside
+33.0%
Consensus Rating
Hold
Rating Score (0-4)
2.25
Research Coverage
8 Analysts

Profitability

EPS (Trailing Twelve Months)
($3.06)
Trailing P/E Ratio
N/A
Forward P/E Ratio
6.06
P/E Growth
N/A
Net Income
-$256.72 million
Net Margins
-82.73%
Pretax Margin
-88.36%
Return on Equity
10.45%
Return on Assets
4.56%

Debt

Debt-to-Equity Ratio
0.82
Current Ratio
1.79
Quick Ratio
1.79

Sales & Book Value

Annual Sales
$309.26 million
Price / Sales
1.23
Cash Flow
$2.00 per share
Price / Cash Flow
2.00
Book Value
$5.89 per share
Price / Book
0.68

Miscellaneous

Outstanding Shares
94,960,000
Free Float
83,564,000
Market Cap
$379.84 million
Optionable
Optionable
Beta
1.83

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This page (NASDAQ:RPAY) was last updated on 8/1/2026 by MarketBeat.com Staff.
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