Which has preferable valuation & earnings, PAYS or RPAY?

Paysign has higher earnings, but lower revenue than Repay. Repay is trading at a lower price-to-earnings ratio than Paysign, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Paysign $82.03M 8.87 $7.55M $0.26 49.58 Repay $309.26M 1.15 -$256.72M -$2.04 N/A

Is PAYS or RPAY more profitable?

Paysign has a net margin of 15.67% compared to Repay's net margin of -49.57%. Paysign's return on equity of 30.13% beat Repay's return on equity. Company Net Margins Return on Equity Return on Assets Paysign 15.67% 30.13% 5.66% Repay -49.57% 11.03% 4.28%

Which has stronger earnings & valuation, RPAY or OWLS?

OBOOK has lower revenue, but higher earnings than Repay. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Repay $309.26M 1.15 -$256.72M -$2.04 N/A OBOOK $7.86M 61.36 -$31.85M N/A N/A

Is RPAY or OWLS more profitable?

OBOOK has a net margin of 0.00% compared to Repay's net margin of -49.57%. Repay's return on equity of 11.03% beat OBOOK's return on equity. Company Net Margins Return on Equity Return on Assets Repay -49.57% 11.03% 4.28% OBOOK N/A N/A N/A

Which has preferable earnings and valuation, PRTH or RPAY?

Priority Technology has higher revenue and earnings than Repay. Repay is trading at a lower price-to-earnings ratio than Priority Technology, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Priority Technology $953.01M 0.47 $55.68M $0.69 7.80 Repay $309.26M 1.15 -$256.72M -$2.04 N/A

Do analysts recommend RPAY or IMXI?

Repay presently has a consensus target price of $5.25, suggesting a potential upside of 40.37%. Given Repay's stronger consensus rating and higher possible upside, equities analysts plainly believe Repay is more favorable than International Money Express. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Repay 1 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.29 International Money Express 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Repay (RPAY) Competitors

$3.74 -0.04 (-1.06%)

As of 08/28/2026 04:00 PM Eastern

Compare

RPAY vs. PAYS, CASS, OWLS, PRTH, and IMXI

Should you buy Repay stock or one of its competitors? Repay's main competitors and comparable companies include Paysign (PAYS), Cass Information Systems (CASS), OBOOK (OWLS), Priority Technology (PRTH), and International Money Express (IMXI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Repay compare to Paysign?

Paysign (NASDAQ:PAYS) and Repay (NASDAQ:RPAY) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, risk, profitability, dividends, earnings and media sentiment.

Paysign has higher earnings, but lower revenue than Repay. Repay is trading at a lower price-to-earnings ratio than Paysign, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paysign	$82.03M	8.87	$7.55M	$0.26	49.58
Repay	$309.26M	1.15	-$256.72M	-$2.04	N/A

In the previous week, Paysign had 7 more articles in the media than Repay. MarketBeat recorded 8 mentions for Paysign and 1 mentions for Repay. Repay's average media sentiment score of 0.96 beat Paysign's score of 0.76 indicating that Repay is being referred to more favorably in the news media.

Company	Overall Sentiment
Paysign	Positive
Repay	Positive

25.9% of Paysign shares are owned by institutional investors. Comparatively, 82.7% of Repay shares are owned by institutional investors. 24.5% of Paysign shares are owned by insiders. Comparatively, 12.0% of Repay shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Paysign currently has a consensus price target of $13.33, suggesting a potential upside of 3.44%. Repay has a consensus price target of $5.25, suggesting a potential upside of 40.37%. Given Repay's higher probable upside, analysts clearly believe Repay is more favorable than Paysign.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paysign	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Repay	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.29

Paysign has a net margin of 15.67% compared to Repay's net margin of -49.57%. Paysign's return on equity of 30.13% beat Repay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Paysign	15.67%	30.13%	5.66%
Repay	-49.57%	11.03%	4.28%

Paysign has a beta of 0.74, indicating that its stock price is 26% less volatile than the broader market. Comparatively, Repay has a beta of 1.83, indicating that its stock price is 83% more volatile than the broader market.

Summary

Paysign beats Repay on 10 of the 15 factors compared between the two stocks.

How does Repay compare to Cass Information Systems?

Repay (NASDAQ:RPAY) and Cass Information Systems (NASDAQ:CASS) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, profitability, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and risk.

82.7% of Repay shares are owned by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are owned by institutional investors. 12.0% of Repay shares are owned by insiders. Comparatively, 3.4% of Cass Information Systems shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Repay has a beta of 1.83, meaning that its stock price is 83% more volatile than the broader market. Comparatively, Cass Information Systems has a beta of 0.41, meaning that its stock price is 59% less volatile than the broader market.

In the previous week, Cass Information Systems had 2 more articles in the media than Repay. MarketBeat recorded 3 mentions for Cass Information Systems and 1 mentions for Repay. Cass Information Systems' average media sentiment score of 1.77 beat Repay's score of 0.96 indicating that Cass Information Systems is being referred to more favorably in the news media.

Company	Overall Sentiment
Repay	Positive
Cass Information Systems	Very Positive

Repay presently has a consensus price target of $5.25, suggesting a potential upside of 40.37%. Cass Information Systems has a consensus price target of $58.50, suggesting a potential upside of 3.27%. Given Repay's higher probable upside, equities research analysts plainly believe Repay is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.29
Cass Information Systems	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Cass Information Systems has lower revenue, but higher earnings than Repay. Repay is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Repay	$309.26M	1.15	-$256.72M	-$2.04	N/A
Cass Information Systems	$190.75M	3.80	$35.12M	$2.78	20.38

Cass Information Systems has a net margin of 18.45% compared to Repay's net margin of -49.57%. Cass Information Systems' return on equity of 14.89% beat Repay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
Cass Information Systems	18.45%	14.89%	1.43%

Summary

Cass Information Systems beats Repay on 9 of the 16 factors compared between the two stocks.

How does Repay compare to OBOOK?

Repay (NASDAQ:RPAY) and OBOOK (NASDAQ:OWLS) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment.

82.7% of Repay shares are owned by institutional investors. 12.0% of Repay shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Repay currently has a consensus target price of $5.25, suggesting a potential upside of 40.37%. OBOOK has a consensus target price of $11.00, suggesting a potential upside of 101.47%. Given OBOOK's higher probable upside, analysts plainly believe OBOOK is more favorable than Repay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.29
OBOOK	1 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

OBOOK has lower revenue, but higher earnings than Repay.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Repay	$309.26M	1.15	-$256.72M	-$2.04	N/A
OBOOK	$7.86M	61.36	-$31.85M	N/A	N/A

In the previous week, OBOOK had 1 more articles in the media than Repay. MarketBeat recorded 2 mentions for OBOOK and 1 mentions for Repay. OBOOK's average media sentiment score of 1.47 beat Repay's score of 0.96 indicating that OBOOK is being referred to more favorably in the news media.

Company	Overall Sentiment
Repay	Positive
OBOOK	Positive

OBOOK has a net margin of 0.00% compared to Repay's net margin of -49.57%. Repay's return on equity of 11.03% beat OBOOK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
OBOOK	N/A	N/A	N/A

Summary

Repay beats OBOOK on 7 of the 13 factors compared between the two stocks.

How does Repay compare to Priority Technology?

Priority Technology (NASDAQ:PRTH) and Repay (NASDAQ:RPAY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, earnings, media sentiment, profitability, institutional ownership and dividends.

Priority Technology currently has a consensus price target of $8.50, indicating a potential upside of 57.99%. Repay has a consensus price target of $5.25, indicating a potential upside of 40.37%. Given Priority Technology's stronger consensus rating and higher possible upside, research analysts plainly believe Priority Technology is more favorable than Repay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Priority Technology	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Repay	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.29

Priority Technology has higher revenue and earnings than Repay. Repay is trading at a lower price-to-earnings ratio than Priority Technology, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Priority Technology	$953.01M	0.47	$55.68M	$0.69	7.80
Repay	$309.26M	1.15	-$256.72M	-$2.04	N/A

11.5% of Priority Technology shares are held by institutional investors. Comparatively, 82.7% of Repay shares are held by institutional investors. 59.4% of Priority Technology shares are held by company insiders. Comparatively, 12.0% of Repay shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Priority Technology has a net margin of 5.61% compared to Repay's net margin of -49.57%. Repay's return on equity of 11.03% beat Priority Technology's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Priority Technology	5.61%	-104.91%	3.87%
Repay	-49.57%	11.03%	4.28%

Priority Technology has a beta of 1.57, indicating that its stock price is 57% more volatile than the broader market. Comparatively, Repay has a beta of 1.83, indicating that its stock price is 83% more volatile than the broader market.

In the previous week, Priority Technology had 5 more articles in the media than Repay. MarketBeat recorded 6 mentions for Priority Technology and 1 mentions for Repay. Repay's average media sentiment score of 0.96 beat Priority Technology's score of 0.48 indicating that Repay is being referred to more favorably in the news media.

Company	Overall Sentiment
Priority Technology	Neutral
Repay	Positive

Summary

Priority Technology beats Repay on 9 of the 16 factors compared between the two stocks.

How does Repay compare to International Money Express?

Repay (NASDAQ:RPAY) and International Money Express (NASDAQ:IMXI) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations, earnings and media sentiment.

Repay presently has a consensus target price of $5.25, suggesting a potential upside of 40.37%. Given Repay's stronger consensus rating and higher possible upside, equities analysts plainly believe Repay is more favorable than International Money Express.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.29
International Money Express	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, International Money Express had 6 more articles in the media than Repay. MarketBeat recorded 7 mentions for International Money Express and 1 mentions for Repay. International Money Express' average media sentiment score of 1.76 beat Repay's score of 0.96 indicating that International Money Express is being referred to more favorably in the news media.

Company	Overall Sentiment
Repay	Positive
International Money Express	Very Positive

82.7% of Repay shares are owned by institutional investors. Comparatively, 86.7% of International Money Express shares are owned by institutional investors. 12.0% of Repay shares are owned by company insiders. Comparatively, 5.1% of International Money Express shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

International Money Express has higher revenue and earnings than Repay. Repay is trading at a lower price-to-earnings ratio than International Money Express, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Repay	$309.26M	1.15	-$256.72M	-$2.04	N/A
International Money Express	$607.78M	0.72	$32.67M	$0.62	23.34

International Money Express has a net margin of 3.35% compared to Repay's net margin of -49.57%. International Money Express' return on equity of 17.01% beat Repay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
International Money Express	3.35%	17.01%	5.44%

Repay has a beta of 1.83, indicating that its share price is 83% more volatile than the broader market. Comparatively, International Money Express has a beta of 0.76, indicating that its share price is 24% less volatile than the broader market.

Summary

International Money Express beats Repay on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RPAY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

RPAY vs. The Competition

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Metric	Repay	Financial Services Industry	Finance Sector	NASDAQ Exchange
Market Cap	$355.85M	$27.68B	$14.10B	$12.90B
Dividend Yield	N/A	6.05%	5.88%	11.28%
P/E Ratio	-1.83	19.43	26.74	25.42
Price / Sales	1.15	449.21	523.38	95.09
Price / Cash	1.89	49.15	30.40	36.03
Price / Book	0.63	3.27	2.85	6.36
Net Income	-$256.72M	$1.10B	$1.31B	$349.79M
7 Day Performance	-6.73%	8.24%	0.90%	-0.80%
1 Month Performance	-5.56%	12.27%	2.48%	4.13%
1 Year Performance	-36.82%	-1.37%	10.76%	15.17%

Repay Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
RPAY Repay	3.8646 of 5 stars	$3.74 -1.1%	$5.25 +40.4%	-36.8%	$355.85M	$309.26M	N/A	580
PAYS Paysign	3.1361 of 5 stars	$13.52 +4.0%	$13.33 -1.4%	+148.8%	$763.37M	$100.64M	52.00	80
CASS Cass Information Systems	4.0891 of 5 stars	$57.70 +0.8%	$58.50 +1.4%	+31.4%	$739.14M	$190.75M	20.76	1,016	Positive News
OWLS OBOOK	3.9446 of 5 stars	$5.45 +0.4%	$11.00 +101.8%	N/A	$481.42M	$7.86M	N/A	200	Positive News Earnings Report
PRTH Priority Technology	3.9739 of 5 stars	$5.61 +5.1%	$8.50 +51.5%	-35.7%	$462.49M	$1.00B	8.13	1,200	Positive News

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This page (NASDAQ:RPAY) was last updated on 8/30/2026 by MarketBeat.com Staff.

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Repay (RPAY) Competitors

RPAY vs. PAYS, CASS, OWLS, PRTH, and IMXI

How does Repay compare to Paysign?

Summary

How does Repay compare to Cass Information Systems?

Summary

How does Repay compare to OBOOK?

Summary

How does Repay compare to Priority Technology?

Summary

How does Repay compare to International Money Express?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

RPAY vs. The Competition

Repay Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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Repay (RPAY) Competitors

RPAY vs. PAYS, CASS, OWLS, PRTH, and IMXI

How does Repay compare to Paysign?

Which has preferable valuation & earnings, PAYS or RPAY?

Does the media prefer PAYS or RPAY?

Do institutionals and insiders hold more shares of PAYS or RPAY?

Do analysts prefer PAYS or RPAY?

Is PAYS or RPAY more profitable?

Which has more volatility and risk, PAYS or RPAY?

Summary

How does Repay compare to Cass Information Systems?

Do institutionals & insiders have more ownership in RPAY or CASS?

Which has more volatility and risk, RPAY or CASS?

Does the media favor RPAY or CASS?

Do analysts prefer RPAY or CASS?

Which has preferable valuation and earnings, RPAY or CASS?

Is RPAY or CASS more profitable?

Summary

How does Repay compare to OBOOK?

Do insiders & institutionals hold more shares of RPAY or OWLS?

Do analysts recommend RPAY or OWLS?

Which has stronger earnings & valuation, RPAY or OWLS?

Does the media prefer RPAY or OWLS?

Is RPAY or OWLS more profitable?

Summary

How does Repay compare to Priority Technology?

Do analysts prefer PRTH or RPAY?

Which has preferable earnings and valuation, PRTH or RPAY?

Do insiders and institutionals have more ownership in PRTH or RPAY?

Is PRTH or RPAY more profitable?

Which has more risk and volatility, PRTH or RPAY?

Does the media refer more to PRTH or RPAY?

Summary

How does Repay compare to International Money Express?

Do analysts recommend RPAY or IMXI?

Does the media prefer RPAY or IMXI?

Do institutionals & insiders hold more shares of RPAY or IMXI?

Which has better valuation and earnings, RPAY or IMXI?

Is RPAY or IMXI more profitable?

Which has more volatility & risk, RPAY or IMXI?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

RPAY vs. The Competition

Repay Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools