Southside Bancshares (SBSI) Stock Price, News & Analysis

Company Overview

Southside Bancshares Inc. is a bank holding company headquartered in Tyler, Texas. Through its subsidiary, Southside Bank, it provides a broad array of commercial and consumer banking services to individuals and businesses. The company’s offerings include deposit products, loan facilities and treasury management solutions tailored to the needs of its clientele. Established in 1974, Southside Bancshares has grown its footprint across East and North Texas while maintaining a community banking focus.

In the commercial banking segment, the company extends financing for real estate development, construction projects, equipment purchases and working capital needs. Its consumer lending portfolio comprises mortgage loans, home equity lines of credit and personal installment loans. This diversified lending mix is backed by deposit products such as checking and savings accounts, money market accounts and certificates of deposit.

Southside Bancshares also offers a range of ancillary financial services, including online and mobile banking platforms, cash management and merchant card services. Wealth management and trust administration are provided through its affiliate, Southside Wealth Advisors, allowing both individual and institutional clients access to investment advisory and fiduciary services.

Today, Southside Bancshares operates branches throughout key markets in Texas, with a concentration in East Texas and the broader Dallas–Fort Worth and Houston regions. Led by an experienced board of directors and senior management team, the company continues to pursue strategic growth initiatives while upholding its commitment to local community engagement and customer-centric banking.

Key Stats

• Today's Range: $32.65 to $33.37
• 50-Day Range: $31.79 to $35.79
• 52-Week Range: $26.32 to $36.20
• Volume: 94,112 shs
• Average Volume: 116,935 shs
• Market Capitalization: $974.64 million
• P/E Ratio: 12.87
• Dividend Yield: 4.40%
• Price Target: $34.75
• Consensus Rating: Hold

Southside Bancshares Stock Analysis - MarketRank™

Southside Bancshares scored higher than 71% of companies evaluated by MarketBeat, and ranked 407th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Hold

Consensus Rating

Southside Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Southside Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Southside Bancshares has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -2.16%

Earnings Growth

Earnings for Southside Bancshares are expected to decrease by -2.16% in the coming year, from $3.24 to $3.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Southside Bancshares is 12.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.43.

Price to Earnings Ratio vs. Sector

The P/E ratio of Southside Bancshares is 12.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.88.

Price to Book Value per Share Ratio

Southside Bancshares has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.58% of the float of Southside Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Southside Bancshares has a short interest ratio ("days to cover") of 6.36.

Change versus previous month

Short interest in Southside Bancshares has recently increased by 6.18%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Southside Bancshares is a leading dividend payer. It pays a dividend yield of 4.41%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Southside Bancshares has been increasing its dividend for 30 years.

Dividend Coverage

The dividend payout ratio of Southside Bancshares is 56.69%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Southside Bancshares will have a dividend payout ratio of 45.43% next year. This indicates that Southside Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: -0.03

News Sentiment

Southside Bancshares has a news sentiment score of -0.03. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Southside Bancshares this week, compared to 1 article on an average week.

Search Interest

2 people have searched for SBSI on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

1 people have added Southside Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Southside Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $16,223.00 in company stock.

Percentage Held by Insiders

5.10% of the stock of Southside Bancshares is held by insiders.

Percentage Held by Institutions

55.70% of the stock of Southside Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/1 Dividend: 5/18/2026
• Ex-Dividend for 6/1 Dividend: 5/18/2026
• Dividend Payable: 6/01/2026
• Last Earnings: 7/24/2026
• Today: 8/05/2026
• Next Earnings (Estimated): 10/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:SBSI
• Previous Symbol: NYSE:SBSI
• CIK: 705432
• Web: N/A
• Phone: (903) 531-7111
• Fax: 903-592-3692
• Employees: 810
• Year Founded: 1960

Price Target and Rating

• Average Price Target for Southside Bancshares: $34.75
• High Price Target: $37.00
• Low Price Target: $33.00
• Potential Upside/Downside: +6.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.54
• Trailing P/E Ratio: 12.87
• Forward P/E Ratio: 10.09
• P/E Growth: N/A
• Net Income: $69.18 million
• Net Margins: 16.70%
• Pretax Margin: 19.94%
• Return on Equity: 11.16%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.71
• Current Ratio: 0.74
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $419.03 million
• Price / Sales: 2.33
• Cash Flow: $2.96 per share
• Price / Cash Flow: 11.05
• Book Value: $29.60 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 29,810,000
• Free Float: 28,288,000
• Market Cap: $974.64 million
• Optionable: N/A
• Beta: 0.60