Southside Bancshares (SBSI) Stock Price, News & Analysis

Company Overview

Southside Bancshares, Inc. is a Texas-based financial holding company and the parent company of Southside Bank. Founded in 1960 and headquartered in Tyler, Texas, the company provides banking and financial services to individuals, businesses, and institutions.

Southside Bank offers a range of deposit products, including checking, savings, money market, and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, construction financing, commercial and industrial loans, consumer loans, and other forms of business credit.

The bank also provides treasury management, online and mobile banking, wealth management, trust and fiduciary services, and other financial solutions. Through its branch network and digital channels, Southside serves communities primarily in East Texas and the Dallas–Fort Worth area, with a focus on relationship-based community banking.

Key Stats

• Today's Range: $34.74 to $35.59
• 50-Day Range: $30.02 to $35.51
• 52-Week Range: $27.99 to $36.20
• Volume: 239,348 shs
• Average Volume: 123,713 shs
• Market Capitalization: $1.04 billion
• P/E Ratio: 10.54
• Dividend Yield: 4.24%
• Price Target: $34.75
• Consensus Rating: Moderate Buy

Southside Bancshares Stock Analysis - MarketRank™

Southside Bancshares scored higher than 60% of companies evaluated by MarketBeat, and ranked 566th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Southside Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, 1 buy rating, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Southside Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Southside Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -0.58%

Earnings Growth

Earnings for Southside Bancshares are expected to decrease by -0.58% in the coming year, from $3.45 to $3.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Southside Bancshares is 10.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of Southside Bancshares is 10.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.15.

Price to Book Value per Share Ratio

Southside Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.47% of the float of Southside Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Southside Bancshares has a short interest ratio ("days to cover") of 6.55.

Change versus previous month

Short interest in Southside Bancshares has recently decreased by 0.05%, indicating that investor sentiment is improving.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Southside Bancshares is a leading dividend payer. It pays a dividend yield of 4.45%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Southside Bancshares has been increasing its dividend for 30 years.

Dividend Coverage

The dividend payout ratio of Southside Bancshares is 44.71%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Southside Bancshares will have a dividend payout ratio of 43.15% next year. This indicates that Southside Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.63

News Sentiment

Southside Bancshares has a news sentiment score of 0.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Southside Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Southside Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $13,284.00 in company stock.

Percentage Held by Insiders

5.10% of the stock of Southside Bancshares is held by insiders.

Percentage Held by Institutions

55.70% of the stock of Southside Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/3 Dividend: 8/20/2026
• Ex-Dividend for 9/3 Dividend: 8/20/2026
• Dividend Payable: 9/03/2026
• Last Earnings: 10/29/2026
• Today: 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:SBSI
• Previous Symbol: NYSE:SBSI
• CIK: 705432
• Web: southside.com
• Phone: (903) 531-7111
• Fax: 903-592-3692
• Employees: 781
• Year Founded: 1960

Price Target and Rating

• Average Price Target for Southside Bancshares: $34.75
• High Price Target: $37.00
• Low Price Target: $33.00
• Potential Upside/Downside: -0.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.31
• Trailing P/E Ratio: 10.54
• Forward P/E Ratio: 10.17
• P/E Growth: N/A
• Net Income: $69.18 million
• Net Margins: 16.70%
• Pretax Margin: 19.94%
• Return on Equity: 11.16%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.71
• Current Ratio: 0.74
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $278.48 million
• Price / Sales: 3.73
• Cash Flow: $3.26 per share
• Price / Cash Flow: 10.70
• Book Value: $28.19 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 29,808,000
• Free Float: 28,262,000
• Market Cap: $1.04 billion
• Optionable: Optionable
• Beta: 0.61