ServisFirst Bancshares (SFBS) Stock Price, News & Analysis

Company Overview

ServisFirst Bancshares, Inc. is a bank holding company headquartered in Birmingham, Alabama, and the parent of ServisFirst Bank. The company specializes in commercial banking services, catering primarily to small and mid-sized businesses, professionals and entrepreneurs. Its product portfolio encompasses commercial real estate lending, commercial and industrial loans, deposit accounts, treasury management and other ancillary banking products designed to meet the financial needs of its clients.

ServisFirst Bank offers a full suite of deposit products, including interest-bearing checking, money market accounts and certificates of deposit, as well as a variety of loan products. The bank’s lending focus spans owner-occupied and investment real estate projects, working capital lines of credit, equipment financing and construction loans. In addition, ServisFirst provides cash management services, remote deposit capture, merchant card processing and online banking platforms to help clients streamline operations and manage liquidity.

Founded in 2005, ServisFirst has grown organically and through strategic branch expansions across the Southeastern United States. The bank operates branches and loan production offices in Alabama, Florida, Georgia, Tennessee and Mississippi. Over the years, ServisFirst has maintained a community banking ethos while leveraging technology to enhance service delivery and operational efficiency.

Under the leadership of President and Chief Executive Officer Robin R. Stoltz, ServisFirst Bancshares emphasizes relationship-driven banking, disciplined underwriting and a commitment to local decision-making. The company’s board and executive management team bring extensive experience in banking and financial services, supporting growth initiatives and risk management practices that align with long-term shareholder value.

Key Stats

• Today's Range: $74.27 to $75.91
• 50-Day Range: $74.71 to $89.38
• 52-Week Range: $66.48 to $101.37
• Volume: 268,115 shs
• Average Volume: 198,832 shs
• Market Capitalization: $4.11 billion
• P/E Ratio: 16.45
• Dividend Yield: 1.78%
• Price Target: $92.00
• Consensus Rating: Hold

ServisFirst Bancshares Stock Analysis - MarketRank™

ServisFirst Bancshares scored higher than 82% of companies evaluated by MarketBeat, and ranked 295th out of 929 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Hold

Consensus Rating

ServisFirst Bancshares has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on 1 buy rating, 4 hold ratings, and no sell ratings.

Upside Potential

ServisFirst Bancshares has a consensus price target of $92.00, representing about 22.3% upside from its current price of $75.20.

Amount of Analyst Coverage

ServisFirst Bancshares has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 18.76%

Earnings Growth

Earnings for ServisFirst Bancshares are expected to grow by 18.76% in the coming year, from $5.17 to $6.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ServisFirst Bancshares is 16.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 190.07.

Price to Earnings Ratio vs. Sector

The P/E ratio of ServisFirst Bancshares is 16.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.63.

Price to Book Value per Share Ratio

ServisFirst Bancshares has a P/B Ratio of 2.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.45% of the float of ServisFirst Bancshares has been sold short.

Short Interest Ratio / Days to Cover

ServisFirst Bancshares has a short interest ratio ("days to cover") of 14.7, which indicates bearish sentiment.

Change versus previous month

Short interest in ServisFirst Bancshares has recently increased by 5.45%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

ServisFirst Bancshares pays a meaningful dividend of 1.78%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

ServisFirst Bancshares has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of ServisFirst Bancshares is 29.32%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, ServisFirst Bancshares will have a dividend payout ratio of 21.82% next year. This indicates that ServisFirst Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.45% of the float of ServisFirst Bancshares has been sold short.

Short Interest Ratio / Days to Cover

ServisFirst Bancshares has a short interest ratio ("days to cover") of 14.7, which indicates bearish sentiment.

Change versus previous month

Short interest in ServisFirst Bancshares has recently increased by 5.45%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.45

News Sentiment

ServisFirst Bancshares has a news sentiment score of 0.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for ServisFirst Bancshares this week, compared to 5 articles on an average week.

Search Interest

1 people have searched for SFBS on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, ServisFirst Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,953,906.00 in company stock.

Percentage Held by Insiders

Only 6.70% of the stock of ServisFirst Bancshares is held by insiders.

Percentage Held by Institutions

67.31% of the stock of ServisFirst Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SFBS Stock Analysis - Frequently Asked Questions

How have SFBS shares performed this year?

ServisFirst Bancshares' stock was trading at $84.74 at the beginning of the year. Since then, SFBS shares have decreased by 11.3% and is now trading at $75.1960.

How were ServisFirst Bancshares' earnings last quarter?

ServisFirst Bancshares, Inc. (NYSE:SFBS) released its earnings results on Tuesday, August, 10th. The financial services provider reported $1.07 EPS for the quarter. The financial services provider had revenue of $104.27 million for the quarter. ServisFirst Bancshares had a net margin of 24.62% and a trailing twelve-month return on equity of 15.47%.
Read the conference call transcript.

When did ServisFirst Bancshares' stock split?

Shares of ServisFirst Bancshares split on the morning of Thursday, July 17th 2014.The 3-1 split was announced on Tuesday, June 17th 2014. The newly created shares were distributed to shareholders after the market closes on Wednesday, July 16th 2014. An investor that had 100 shares of stock prior to the split would have 300 shares after the split.

Who are ServisFirst Bancshares' major shareholders?

ServisFirst Bancshares' top institutional shareholders include Welch Group LLC (1.80%), Deprince Race & Zollo Inc. (0.94%), Blue Trust Inc. (0.08%) and Wedge Capital Management L L P NC (0.06%). Insiders that own company stock include James J Filler, Thomas A Broughton, Hatton CV Smith, Rodney Eldon Rushing, Christopher J Mettler and Henry Fulbrook Abbott.
View institutional ownership trends.

How do I buy shares of ServisFirst Bancshares?

Shares of SFBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of ServisFirst Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that ServisFirst Bancshares investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 8/10/2021
• Record date for 10/10 Dividend: 10/01/2025
• Ex-Dividend for 10/10 Dividend: 10/01/2025
• Dividend Payable: 10/10/2025
• Today: 10/19/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NYSE:SFBS
• Previous Symbol: NASDAQ:SFBS
• CIK: 1430723
• Web: www.servisfirstbank.com
• Phone: (205) 949-0302
• Fax: N/A
• Employees: 570
• Year Founded: 2005

Price Target and Rating

• Average Price Target for ServisFirst Bancshares: $92.00
• High Price Target: $95.00
• Low Price Target: $90.00
• Potential Upside/Downside: +22.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.57
• Trailing P/E Ratio: 16.45
• Forward P/E Ratio: 14.54
• P/E Growth: N/A
• Net Income: $227.24 million
• Net Margins: 24.62%
• Pretax Margin: 30.31%
• Return on Equity: 15.47%
• Return on Assets: 1.46%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $981.18 million
• Price / Sales: 4.19
• Cash Flow: $4.51 per share
• Price / Cash Flow: 16.68
• Book Value: $29.64 per share
• Price / Book: 2.54

Miscellaneous

• Outstanding Shares: 54,620,000
• Free Float: 50,960,000
• Market Cap: $4.11 billion
• Optionable: Optionable
• Beta: 0.85