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NASDAQ:SMBK

SmartFinancial (SMBK) Stock Price, News & Analysis

SmartFinancial logo
$35.19 -0.45 (-1.27%)
Closing price 03:58 PM Eastern
Extended Trading
$35.19 +0.00 (+0.00%)
As of 04:04 PM Eastern
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About SmartFinancial Stock (NASDAQ:SMBK)

Key Stats

Today's Range
$35.15
$35.48
50-Day Range
$30.33
$36.08
52-Week Range
$24.33
$37.72
Volume
33,884 shs
Average Volume
54,145 shs
Market Capitalization
$598.85 million
P/E Ratio
16.44
Dividend Yield
0.91%
Price Target
$33.70
Consensus Rating
Hold

Company Overview

SmartFinancial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
59th Percentile Overall Score

SMBK MarketRank™: 

SmartFinancial scored higher than 59% of companies evaluated by MarketBeat, and ranked 633rd out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    SmartFinancial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no buy ratings, 4 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    SmartFinancial has only been the subject of 2 research reports in the past 90 days.

  • Read more about SmartFinancial's stock forecast and price target.
  • Earnings Growth

    Earnings for SmartFinancial are expected to grow by 20.82% in the coming year, from $2.45 to $2.96 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of SmartFinancial is 16.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of SmartFinancial is 16.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.

  • Price to Book Value per Share Ratio

    SmartFinancial has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about SmartFinancial's valuation and earnings.
  • Percentage of Shares Shorted

    0.62% of the float of SmartFinancial has been sold short.
  • Short Interest Ratio / Days to Cover

    SmartFinancial has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in SmartFinancial has recently decreased by 29.60%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    SmartFinancial has a dividend yield of 0.90%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    SmartFinancial has only been increasing its dividend for 3 years.

  • Dividend Coverage

    The dividend payout ratio of SmartFinancial is 14.16%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, SmartFinancial will have a dividend payout ratio of 10.81% next year. This indicates that SmartFinancial will be able to sustain or increase its dividend.

  • Read more about SmartFinancial's dividend.
  • Percentage of Shares Shorted

    0.62% of the float of SmartFinancial has been sold short.
  • Short Interest Ratio / Days to Cover

    SmartFinancial has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in SmartFinancial has recently decreased by 29.60%, indicating that investor sentiment is improving significantly.
    • Insider Buying vs. Insider Selling

      In the past three months, SmartFinancial insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 7.62% of the stock of SmartFinancial is held by insiders.

    • Percentage Held by Institutions

      58.78% of the stock of SmartFinancial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about SmartFinancial's insider trading history.
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    SMBK Stock News Headlines

    SmartFinancial Announces Change in Accountant
    Elon’s BIGGEST warning yet?
    Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough.
    SmartFinancial price target lowered to $35 from $37 at Keefe Bruyette
    Q1 2025 SmartFinancial Inc Earnings Call
    Piper Sandler Sticks to Their Hold Rating for SmartFinancial (SMBK)
    See More Headlines

    SMBK Stock Analysis - Frequently Asked Questions

    SmartFinancial's stock was trading at $30.98 at the beginning of the year. Since then, SMBK shares have increased by 13.6% and is now trading at $35.1890.

    SmartFinancial, Inc. (NASDAQ:SMBK) announced its earnings results on Monday, October, 21st. The bank reported $0.54 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.49 by $0.05. The bank had revenue of $73.10 million for the quarter, compared to analysts' expectations of $42.32 million. SmartFinancial had a trailing twelve-month return on equity of 7.33% and a net margin of 12.67%.

    Top institutional investors of SmartFinancial include Harbor Capital Advisors Inc. (0.03%). Insiders that own company stock include David Austin Ogle, William Young Jr Carroll, Geoffrey Alan Wolpert, Wesley Miller Welborn, Keith Edward Whaley, Gary Wayne Petty Jr, Cathy G Ackermann, Rhett D Jordan and John M Presley.
    View institutional ownership trends
    .

    Shares of SMBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that SmartFinancial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and First Solar (FSLR).

    Company Calendar

    Last Earnings
    10/21/2024
    Record date for 5/19 Dividend
    5/02/2025
    Ex-Dividend for 5/19 Dividend
    5/02/2025
    Dividend Payable
    5/19/2025
    Today
    7/11/2025
    Next Earnings (Confirmed)
    7/21/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    National commercial banks
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:SMBK
    Previous Symbol
    OTCMKTS:CSBQ
    CIK
    1038773
    Fax
    N/A
    Employees
    550
    Year Founded
    N/A

    Price Target and Rating

    High Price Target
    $42.00
    Low Price Target
    $28.00
    Potential Upside/Downside
    -5.6%
    Consensus Rating
    Hold
    Rating Score (0-4)
    2.40
    Research Coverage
    5 Analysts

    Profitability

    EPS (Trailing Twelve Months)
    $2.26
    Trailing P/E Ratio
    16.68
    Forward P/E Ratio
    14.57
    P/E Growth
    N/A
    Net Income
    $36.14 million
    Net Margins
    12.67%
    Pretax Margin
    14.86%
    Return on Equity
    7.33%
    Return on Assets
    0.71%

    Debt

    Debt-to-Equity Ratio
    0.10
    Current Ratio
    0.90
    Quick Ratio
    0.90

    Sales & Book Value

    Annual Sales
    $178.24 million
    Price / Sales
    3.41
    Cash Flow
    $2.83 per share
    Price / Cash Flow
    12.60
    Book Value
    $27.06 per share
    Price / Book
    1.32

    Miscellaneous

    Outstanding Shares
    17,018,000
    Free Float
    15,626,000
    Market Cap
    $607.37 million
    Optionable
    Optionable
    Beta
    0.70

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    This page (NASDAQ:SMBK) was last updated on 7/11/2025 by MarketBeat.com Staff
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